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PENERAPAN MATEMATIKA KEUANGAN PADA LPD DESA ADAT PEMOGAN - DENPASAR I Wayan Suartana; Saitri, Putu Wenny; Ni Luh Putu Sri Purnama Pradnyani
JURNAL WIDYA LAKSANA Vol 12 No 2 (2023)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jwl.v12i2.66310

Abstract

Keberadaan Lembaga Perkreditan Desa (LPD) sebagai penggerak ekonomi dibalik kepemilikan desa konvensional selama ini telah terbukti kemanfaatannya sebagai mata pencaharian bagi desa adat. Selain itu, keberadaan perbankan LPD juga sangat membantu upaya masyarakat desa untuk mendapatkan dukungan permodalan baik untuk keperluan konsumtif maupun permodalan usaha. Tujuan dari kegiatan pengabdian kepada masyarakat ini untuk meningkatkan pengetahuan atau menambah wawasan tentang matematika keuangan berbasis excel pada karyawan LPD desa adat Pemogan. Melalui literasi keuangan dan pelatihan perhitungan bunga kredit, seluruh karyawan telah memahami sistem perhitungan bunga yang ada di LPD dalam bentuk bunga tetap dan menurun. Pada akhir pelatihan, 95% peserta telah mampu menyelesaikan kasus secara mandiri dengan tepat.        
ANTESEDEN KUALITAS LAPORAN KEUANGAN LEMBAGA PERKREDITAN DESA Sri Ayu Permatasari; I Gusti Bagus Agung Hendrawan Putra; Ni Kadek Risna; Saitri, Putu Wenny
JUIMA : JURNAL ILMU MANAJEMEN Vol. 15 No. 1 (2025): JUIMA : JURNAL ILMU MANAJEMEN
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial reports are one of the factors that influence the progress of a financial institution because accurate funding reports will result in high-quality financial statements. The better the financial reports produced, the higher the chances of making the right decisions. This research examines the impact of internal control systems, accounting knowledge, accounting information systems, the role of the supervisory board, and the use of information technology on the quality of financial reports at LPDs in Klungkung Regency. The study uses employees as samples, with 69 LPD employees selected through purposive sampling. The data in this study are analyzed using multiple linear regression. The results show that internal control systems, accounting information systems, and the use of information technology have a positive impact on the quality of financial reports. On the other hand, accounting knowledge and the role of the supervisory board do not have an impact on the quality of financial reports. Future research could expand this study by incorporating other variables that theoretically influence the quality of financial reports.
Tanda Bahaya Kepribadian Pemicu Penipuan Saitri, Putu Wenny; Mendra, Ni Putu Yuria; Novitasari, Ni Luh Gde
Society Vol 12 No 2 (2024): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v12i2.731

Abstract

The persistent issue of substantial losses due to fraud has heightened interest in exploring factors contributing to fraudulent behavior, with limited focus on the role of personality traits in fraud detection. This study investigates six personality traits—wrath, envy, attachment, pride, desire, and greed—that may influence an individual’s propensity for fraud. Using data collected through questionnaires distributed to microfinance institutions in Bali, a region experiencing a high prevalence of fraud cases, the study employs factor analysis to identify the contribution of these traits to fraudulent intentions. The findings reveal that wrath is the most significant predictor, followed by envy, attachment, pride, desire, and greed. The study underscores the practical implications of integrating personality assessments into organizational processes to enhance fraud detection and mitigation. This research offers a novel approach to understanding and addressing fraud in organizational settings by emphasizing personality traits as predictors of fraudulent intentions.
Implementation of E-commerce in Denpasar City SMEs Saitri, Putu Wenny; Putra, Gde Bagus Brahma; Prastyadewi, Made Ika; Ernawatiningsih, Ni Putu Lisa
Khazanah Sosial Vol. 6 No. 1 (2024): Khazanah Sosial
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ks.v6i1.31284

Abstract

As a provincial capital that depends on tourism, the development of Denpasar City’s SMEs, especially in the tourism support sector, is growing rapidly. Coupled with technological advances, the development of SMEs must be able to adapt, one of which is by implementing e-commerce. This research aims to 1) explore the e-commerce needs of SMEs in Denpasar City and 2) analyze the factors that influence the use of e-commerce among SMEs in Denpasar City. The research was conducted on SMEs in Denpasar City with 140 respondents. A mixed-method approach was used to answer the research objectives. The research results show that e-commerce is a marketing medium for Denpasar City SMEs, primarily through Shopee and TikTok. Analysis using Atlas.ti indicates that human resources are still the main obstacle to implementing e-commerce in Denpasar City. Related to the factors that influence the decision to implement e-commerce, business duration, income, knowledge, technology, and product type are variables that significantly influence the implementation of e-commerce in Denpasar City. These results can be a reference regarding increasing SMEs’ capacity, especially regarding human resources and capital. Training, mentoring, and access to capital can raise SMEs’ awareness of the importance of technology in promoting and selling goods and services to increase income, which will lead to empowerment and prosperity.