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Journal : Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal

Determinants of Interest and Intention To Donate Cash Waqf or Through Money on The Super App Berkahwakaf.Id Maulana, Muhamad Neko; Siregar, Hermanto; Saptono, Imam Teguh
Jurnal Aplikasi Bisnis dan Manajemen Vol. 11 No. 2 (2025): JABM Vol. 11 No. 2, May 2025
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.11.2.375

Abstract

Background: Cash waqf and waqf through money is an unfamiliar concept in donation activities in Indonesia. Cash waqf possesses a sustainable nature, as the endowed assets are preserved and managed to generate ongoing benefits across generations. This sustainability is ensured by the obligation of the nazhir to safeguard the waqf assets from loss or damage, thereby maintaining their long-term impact. Purposes: This research aims to explore public interest and intention in cash waqf and analyze the factors influencing the community's interest and intention toward cash waqf. Design/methodology/approach: The statistical method employed is descriptive analysis and structural equation modeling with partial least squares (SEM-PLS), using tool Smart PLS version 4 with 70 respondents. The respondent category in this study is muslim or Muslimah, has ever performed monetary waqf, and is at least 17 years old.Findings/Result: The analysis reveals that the respondent living or working in Jakarta prioritizes engaging in waqf through money, followed by cash waqf. Statistical test results indicate that performance expectancy, effort expectancy, social influence, facilitating conditions, hedonic motivation, price value, habit, and waqf literacy all have a positive and significant effect on behavioral intention. Conclusion: The results of the descriptive analysis show that respondents living or working in Jakarta are more interested in donating waqf through money compared to cash waqf. The waqf literacy index is 72.81% (moderate), the basic understanding of waqf is 47.83%, and the advanced understanding of waqf is 24.98%. The statistical test results indicate that performance expectations, effort expectations, social influence, facilitating conditions, hedonic motivation, price value, habits, and waqf literacy all have a positive and significant impact on behavioral intention.Originality/value (State of the art): The state of the art in this study is the use of the UTAUT2 variable, which has been cited more than 6,000 times on Google Scholar and has never been previously used to analyze the impact of technology adoption in cash waqf collection through Berkahwakaf.id. Keywords: cash waqf, SEMPLS, super apps, UTAUT2, waqf literacy
Faktor-faktor yang Memengaruhi Kelancaran Pengembalian Kredit Usaha Rakyat (KUR) yang Disalurkan PT Bank Negara Indonesia (Persero) Tbk: Factors Influencing Repayment of People's Business Credits (Kur) Distributed By PT Bank Negara Indonesia (Persero) Tbk Small Credit Center Bogor Putra, Rahmadiansyah Putra; Rifin, Amzul; Saptono, Imam Teguh
Jurnal Aplikasi Bisnis dan Manajemen Vol. 9 No. 2 (2023): JABM Vol. 9 No. 2, Mei 2023
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.9.2.549

Abstract

The role of PT Bank Negara Indonesia (Persero) Tbk (BNI)is essential in distributing People's Business Credits (KUR) to support micro and small businesses in Indonesia. BNI needs to mitigate credit risk to ensure KUR scheme's sustainability and maintain profitability. The objectives of this study are 1) To analyze the development of Non-Performing Loan (NPLs) from KUR distributed by BNI SKC Bogor, and 2) To analyze the factors that influence repayment of KUR distributed by BNI SKC Bogor. This study used secondary data from 1.031 KUR borrowers in 2019. The study results show that KUR distribution by BNI SKC Bogor from 2017-2019 grew by 16.47%. However, credit risk increased where NPL grew 117 % from 0.798% in 2017 to 1.18% in 2019. Model Logit shows that credit characteristics (total credit and interest rates), business characteristics (Dummy service sector and income), and individual characteristics (age) affect the repayment of KUR. The managerial implications for BNI SKC Bogor are: 1) To increase credit distribution in the productive sector (services), (2) to Additional collateral before credit distribution, and 3) Mitigation credit risks towards younger debtors, middle-income borrowers (Rp 10-20 millions/month), and higher interest rate borrower. Keywords: non performing loan, logit, people business credit (KUR), Mitigation risks, BNI
Strategi Korporasi Pada Perusahaan Milik Negara Tbk Dengan Menggunakan Corporate Parenting Framework: Corporate Strategy at Perusahaan Milik Negara Tbk Using The Corporate Parenting Framework Rumampuk, Tasya Laudita; Asnawi, Yudha Heryawan; Saptono, Imam Teguh
Jurnal Aplikasi Bisnis dan Manajemen Vol. 9 No. 3 (2023): JABM Vol. 9 No. 3, September 2023
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.9.3.963

Abstract

This study aims to assess the level of suitability between the parenting characteristics of Perusahaan Milik Negara Tbk and the critical success factors of PT Discover Indonesia Ltd; assessing the degree of suitability between the parenting characteristics of Perusahaan Milik Negara Tbk and the parenting opportunities of PT Discover Indonesia Ltd; determine Discover's position based on the parenting fit matrix area and formulate priority strategies that can be applied by Perusahaan Milik Negara Tbk to PT Discover Indonesia Ltd using the AHP method. This suitability assessment uses the Parenting Fit Matrix approach based on the calculation of the weights and ratings filled out by the top management of the parent company and its subsidiaries. The final results of this study indicate that the position of the area of PT Discover is at the Edge of Heartland, namely a position where the parent company can add value but in some cases has the potential to destroy the value of the subsidiary. In this position, the main strategies that can be carried out based on the AHP assessment are formulated, namely accelerating the development of new field projects in assets that have just been operated by Discover. Keywords: AHP, corporate strategy, corporate parenting framework, oil and gas, parenting fit matrix
The Effect of Motivation and Competence Factor For Improving Patent Examiner Employee Performance Sudrajat, Gawang; Syarief, Rizal; Saptono, Imam Teguh
Jurnal Aplikasi Bisnis dan Manajemen Vol. 9 No. 1 (2023): JABM, Vol. 9 No. 1, Januari 2023
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.9.1.115

Abstract

The human resources who have motivation and competence are success determinants in achieving organizational goals, and those goals will be achieved if the employees demonstrate high performance at work. Several factors that affect performance are motivation and competence. The performance of Patent Examiners at the Directorate General of Intellectual Property DGIP – Ministry of Law and Human Rights (KEMENKUMHAM) tends to decline. The purpose of this study is to analyze the effect of motivation and competence on improving the performance of Patent Examiners in the Directorate of Patent, Layout Design of Integrated Circuit, and Trade Secret – DGIP. There were 92 Patent Examiners as respondents, and the method used in this study was sampling technique using proportional random sampling. The data analysis descriptive analysis of respondents, validity and reliability tests, and Structural Equation Modeling (SEM) analysis with Partial Least Square (PLS). The variables are motivation, competence, and performance. The results of the study show that motivation and competence variables are factors that affect the performance improvement of Patent Examiners in the Directorate of Patent, Layout Design of Integrated Circuit, and Trade Secret – DGIP. The results of this study comprises : 1) motivation influences the performance of Patent Examiners, 2) competence influence on the performance of Patent Examiners, 3) motivation affects the competence of Patent Examiners, 4) competence influences the motivation of Patent Examiners, 5) motivation and competence together affect the performance of Patent Examiners, 6) the main priorities on improving the performance of Patent Examiners are training and quality development of the employees. Keywords: competence, motivation, performance, performance improving, Patent Examiner employee
Faktor-faktor yang Memengaruhi Implementasi Transformasi Digital Pada Bank XYZ: Factors Affecting The Implementation of Digital Transformation at Bank XYZ Elfrida, Elsi; Nurhayati, Popong; Saptono, Imam Teguh
Jurnal Aplikasi Bisnis dan Manajemen Vol. 10 No. 1 (2024): JABM, Vol. 10 No. 1, Januari 2024
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.10.1.312

Abstract

Increasingly high demands for digital acceleration and more digitally savvy societal behavior make digital transformation a strategy to improve company performance. This study aims to analyze the influence factors of strategic formulation, leadership, organizational culture, organizational structure change, resources, monitoring, communication, and technology on the implementation of digital transformation to further formulate strategies for strengthening the implementation of digital transformation that can be carried out by Bank XYZ. The study involved 85 respondents who were involved in the transformation team and five expert respondents. The results of the SEM-PLS analysis show that seven of the eight factors, namely strategy formulation, leadership, organizational culture, resources, monitoring, communication, and technology, have a positive and significant effect on the implementation of digital transformation, while the organizational structure change has no effect. The strategy for strengthening the implementation of digital transformation was analyzed using the Analytical Hierarchy Process (AHP) with the results showing that the leadership factor is a priority in strengthening the implementation of digital transformation. In line with this, the priority actor mapping analysis is the business directorate, and the goal of implementing digital transformation that is a priority is to increase productivity. Thus, the best alternative strategy that can be applied to strengthen the implementation of digital transformation is to sharpen KPIs on the outcome side so that the success and contribution of digital initiatives to the business as usual can be tracked. Keywords: AHP, digital transformation, SEM PLS, strategy implementation, business as usual