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PENERAPAN TANGGUNG RENTENG PADA KELOMPOK SIMPAN PINJAM PEREMPUAN Ramdani, Ramdani
Jurnal Al-Amwal Vol 1 No 1 (2018): Jurnal Al Amwal (Hukum Ekonomi Syariah)
Publisher : STAI BHAKTI PERSADA BANDUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (617.971 KB)

Abstract

The implementation of the share responsibility is one of the efforts to minimize the occurrence of bad credit in the management of revolving fund loans at Activity Management Unit at Padakembang Sub-district. The share responsibility cannot work without the participation of group members, the level of participation will determine the application of the share responsibility is running or not. This research is descriptive research with a qualitative approach. The technique of collecting data uses two sources, namely primary sources and secondary sources, primary sources are obtained through interviews with sources and secondary sources are obtained through financial reports and loan progress reports. The results showed that the application of share responsibility at Activity Management Unit at Padakembang Sub-district was well marked by a letter of willingness to share responsibility, the inclusion of collateral in the form of submission and the existence of group savings of 10% of the loan whose signature specimens involved management as controls to these savings. In terms of group members participation in capital participation and utilization of business services were good, social capital was developed in screening prospective members and utilization of business services, although not yet at the group. Access to group members loans to Activity Management Unit at Padakembang Sub District sureached 100%. The conclusion of this study shows that the implementation of share responsibility in Activity Management Unit at Padakembang Sub-district tends to formality, this occurs because the groups that appear are not due to unifying ties but rather to efforts to access loans. Different things were found in the participation of their members who were enthusiastic in terms of participation even though participation in the organizational sector was still weak due to the absence of group rules.
Management And Strategy In Waqf Institution: A Systematic Literature Review Ramdani Ramdani; Ririn Tri Ratnasari; Imron Mawardi
Perisai : Islamic Banking and Finance Journal Vol 6 No 2 (2022): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v6i2.1614

Abstract

Waqf management has not been carried out optimally, waqf has not been able to play a prominent role in people's social life. Reflecting on the heyday of the Ottoman Turks, waqf was so dominant and occupied an important position. The current reality many waqf assets are unproductive and run conservatively. Therefore, this research is essential to see how waqf institutions can implement various strategies so that waqf becomes productive. The Systematic Literature Review approach explores multiple strategies by various waqf institutions. The study results show, that the strategy adopted by waqf institutions has succeeded in producing waqf assets, So waqf institutions can be more effective and efficient in carrying out their operations.
Penerapan Kinerja Mashlahah Performa dalam Penghimpunan Harta di Al Muttaqin Kota Tasikmalaya (Implementation of Mashlahah Performance in Asset Collection in Al Muttaqin, Tasikmalaya City) Rohman, Pupun Saepul; Ramdani, Ramdani; Krisnaningsih, Diah
Perisai : Islamic Banking and Finance Journal Vol 4 No 2 (2020): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v4i2.948

Abstract

This study aims to examine the management of assets at the Al Muttaqin Foundation LPI for its suitability with maqāṣid syarīah in its measurement using Maslahah Performance (MaP) developed by Ahmad Firdaus (2014). Research related to educational institutions' performance was conducted by Arianti (2014) on the implementation of financial management in private educational institutions. Another study was conducted by Gunanta (2012) using the Balanced Scorecard concept and Firdaus and Prianto (2012) using the Maslahah Scorecard concept. This study's results indicate that, in general, LPI Al Muttaqin has fulfilled asset collection performance based on maqaṣid sharia. This is evidenced by the scores of the six Maṣlahah Performance orientations (MaPs), which are greater than the threshold score for the assessment criteria.
Impact of Green Banking Implementation, Financial Performance, and Covid-19 Crisis on Islamic Bank Profitability in Indonesia Ramdani, Ramdani; Mawardi, Imron; Sulaeman, Sulaeman
International Journal of Islamic Economics and Finance (IJIEF) Vol 6, No 2 (2023): IJIEF Vol 6 (2), July 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ijief.v6i2.16802

Abstract

The purpose of this research is to test empirically the impact of green banking implementation, financial performance, and Covid-19 crisis on Islamic bank profitability in Indonesia for the period of 2015-2021. This study uses two quantitative approaches, specifically static panel data method and dynamic panel data method (generalized method of moments or GMM). The secondary data used in this paper with a total sample of 10 Islamic commercial banks in Indonesia. This study finds that the implementation of Green Banking as the main determinant has a significant relationship to the profitability of Islamic Banks in Indonesia. The study also finds that financial performance variables such as CAR, NPF, and OEF show that contribution to the level of Islamic bank profitability in Indonesia. Further, other finding regarding the dummy crisis variable, Covid-19 crisis finds that a strong relationship to the Islamic bank profitability. It means that Covid-19 crisis will impact negatively to Islamic bank profitability in Indonesia. Based on the results of the robustness check, the model in this research is stated to be robust. The findings are expected to be useful for policy makers as well as for Islamic banking circles. Research results can be used as input in formulating policies in achieving sustainable development goals and economic and social recovery programs after the Covid-19 pandemic.