Articles
Baitul Mal wa Tamwil berbasis Wakaf untuk Membebaskan Masyarakat dari Riba
Pupun Saepul Rohman;
Sri Herianingrum
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 12 No 2 (2019): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47411/al-awqaf.v12i2.43
Komunitas anti riba adalah kumpulan anggota masyarakat yang kegiatannya menyadarkan umat akan bahaya riba. Sayangnya, komunitas ini belum memiliki lembaga khusus yang dapat memberikan solusi konkret atas permasalahan yang dihadapi anggotanya. BMT berbasis wakaf diharapkan dapat menjadi solusi atas permasalahan yang sering dihadapi anggota komunitas anti riba dalam hal tersedianya pembiayaan yang akadnya terbebas dari akad riba. Selain itu, BMT berbasis wakaf diharapkan dapat memberikan solusi jangka panjang dalam bentuk pembinaan dan pelatihan sehingga anggota komunitas menjadi pribadi yang jujur sekaligus memiliki kemampuan berbisnis. Pada akhirnya, BMT berbasis wakaf akan memberikan nilai manfaat kepada masyarakat pada umumnya melalui program-program pemberdayaan.
Baitul Mal Wat Tamwil Architectural Map: Institutional and Regulatory Analysis
Pupun Saepul Rohman;
Nisful Laila;
Atina Shofawati
Perisai : Islamic Banking and Finance Journal Vol 6 No 1 (2022): April
Publisher : Universitas Muhammadiyah Sidoarjo
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21070/perisai.v6i1.1583
Bait al-maal wa al-tamwiil is a sharia microfinance concept that only exists in Indonesia. There is a uniqueness in the concept, namely the merging of social activities with commercial activities in one institution. This institution was born along with the birth of Islamic banking in Indonesia. This study collects a number of literatures to describe the architectural map of BMT in Indonesia. Currently BMTs mostly operate under Law no. 25 of 1992 concerning Cooperatives and a few others operate under the Financial Services Authority (OJK) through Law no. 1 of 2013 concerning Microfinance Institutions (MFIs). The DSN MUI fatwa which is the basis for the existence of BMT is the DSN-MUI Fatwa No. 141/DSN-MUI/VIII/2021 concerning Guidelines for the Establishment and Operation of Sharia Cooperatives.
The Role of Islamic Microfinance Institutions in Poverty Reduction: A Study of Scopus Indexed Journal Literature
Pupun Saepul Rohman;
Nisful Laila;
Atina Shofawati
Perisai : Islamic Banking and Finance Journal Vol 6 No 2 (2022): October
Publisher : Universitas Muhammadiyah Sidoarjo
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21070/perisai.v6i2.1581
This study aims to reveal the development of research on the theme of Islamic microfinance institutions from reputable international journals. This study uses a qualitative approach, namely literature review. The literature search went through a series of stages to ensure that only papers sourced from reputable journals were featured in this study. The results of the study found that there were 181 papers with the theme of Islamic microfinance institutions from international journals indexed by Scopus. The development of research related to Islamic microfinance has increased, especially in the last three years (2019, 2020, 2021). The implication of this research is that this study proves in the literature the important role of Islamic microfinance institutions in alleviating poverty. This is a valuable input for related parties, especially the government, to pay more attention to the infrastructure required by Islamic microfinance institutions.
Jurnal Vokasi ANALISIS LEMBAGA KEUANGAN MIKRO SYARIAH BERBASIS WAKAF: KAJIAN LITERATUR: Akuntansi Lembaga Keuangan Syariah
Pupun Saepul Rohman;
Ai Yani
Acitya Politeknik Bisnis Mayasari Vol 1 No 1 (2022): Jurnal Vokasi Bisnis Digital, Akuntansi Lembaga Keuangan Syariah dan Usaha Perjal
Publisher : Politeknik Bisnis Mayasari
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (706.623 KB)
Analysis of Waqf-Based Islamic Microfinance Institutions: Literature Review. The purpose of this study was to analyze the literature related to waqf-based Islamic microfinance institutions. The method used is a literature review, namely by collecting and analyzing a collection of Islamic microfinance articles from international journals and other reputable journals. The results show that Islamic microfinance institutions have the potential to be a solution for the availability of financial institutions that are free from usury transactions. In addition, this institution also has the potential to become an empowerment tool.
Dinamika Fatwa Keharaman Bunga Bank: Studi Deskriptif terhadap Fatwa Majelis Tarjih Muhammadiyah: Jurnal Vokasi Bisnis Digital, Akuntansi Lembaga Keuangan Syariah dan Usaha Perjalanan Wisata
Pupun Saepul Rohman;
Ai Yeni
Acitya Politeknik Bisnis Mayasari Vol 2 No 1 (2023): Jurnal Vokasi Bisnis Digital, Akuntansi Lembaga Keuangan Syariah dan Usaha Perjal
Publisher : Politeknik Bisnis Mayasari
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (853.763 KB)
Riba adalah transaksi yang dilarang dalam Islam. Larangannya didasarkan pada dalil yang terkandung dalam Alquran, Hadits dan Ijma'. Para ulama sepakat tentang larangan riba, lain halnya dengan bunga bank. Sebagai bentuk transaksi baru yang belum tercantum dalam Alquran dan Hadits, bunga menjadi bahan perbincangan ilmiah kontemporer. Majelis Tarjih Muhammadiyah sebagai bagian yang tidak terpisahkan dari PP Muhammadiyah mengeluarkan fatwa tentang larangan bunga bank. Fatwa ini berpendapat bahwa bunga bank sama dengan riba dalam hal kelebihan pinjaman yang disyaratkan dan unsur zhalim
DIGITALISASI DATA PRASARANA WILAYAH UNTUK MENDUKUNG PENGEMBANGAN INFRASTRUKTUR KABUPATEN TASIKMALAYA: Jurnal Vokasi Bisnis Digital, Akuntansi Lembaga Keuangan Syariah dan Usaha Perjalanan Wisata
Fertika Puspita Dewi;
Rizka Azkiya Megawati;
Liana Dewi;
Pupun Saepul Rohman;
Dewanto Rosian Adhy
Acitya Politeknik Bisnis Mayasari Vol 2 No 1 (2023): Jurnal Vokasi Bisnis Digital, Akuntansi Lembaga Keuangan Syariah dan Usaha Perjal
Publisher : Politeknik Bisnis Mayasari
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (1325.22 KB)
Digitalisasi Data Prasarana Wilayah untuk Mendukung Pengembangan Infrastruktur Kabupaten Tasikmalaya. Pengelolaan data Infrastruktur wilayah membutuhkan energi yang besar. Jumlah data dalam variasi dan volume sangat besar. Dinamika data juga berkembang dengan cepat. Perubahan kondisi karena umur dan kebutuhan perlu dicatat dengan akurat dan valid. Infrastruktur sendiri merupakan asset yang sangat berharga dan mempengaruhi dalam setiap kebijakan karena menyangkut kinerja dan pelayanan kepada masyarakat. Kondisi tersebut menunjukkan pentingnya informasi terkait infrastruktur. Saat ini informasi dan data infrastruktur tersebar dalam tempat dan format. Kondisi ini menyulitkan dalam mengelola apalagi menjadikan acuan dalam melakukan evaluasi maupun pengambilan kebijakan. Perlu sebuah upaya digitalisasi informasi data infrastruktur. Digitalisasi ini perlu untuk mendapatkan akurasi, keamanan, validasi dan kemudahan dalam pengelolaan. Dalam penelitian ini dibangun sebuah sistem informasi infrastruktur di Kabupaten Tasikmalaya sebagai salah satu alat untuk proses digitalisasi data prasarana wilayah. Sistem yang dibangun mampu menampung data infrastruktur sesuai ketentuan dan standar. Data dalam variasi dan volume besar dapat dikelola dengan baik. Hasil akhir sistem adalah mampu melakukan pencarian data dengan cepat dan akurat, membuat laporan data infrastruktur per lokasi, waktu dan jenis. Sistem dapat dikembangkan dengan membangun reporting berbasis grafik yang dapat menudahkan dalam evaluasi dan pengambilan kebijakan.
Penerapan Kinerja Mashlahah Performa dalam Penghimpunan Harta di Al Muttaqin Kota Tasikmalaya (Implementation of Mashlahah Performance in Asset Collection in Al Muttaqin, Tasikmalaya City)
Rohman, Pupun Saepul;
Ramdani, Ramdani;
Krisnaningsih, Diah
Perisai : Islamic Banking and Finance Journal Vol 4 No 2 (2020): October
Publisher : Universitas Muhammadiyah Sidoarjo
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21070/perisai.v4i2.948
This study aims to examine the management of assets at the Al Muttaqin Foundation LPI for its suitability with maqāṣid syarīah in its measurement using Maslahah Performance (MaP) developed by Ahmad Firdaus (2014). Research related to educational institutions' performance was conducted by Arianti (2014) on the implementation of financial management in private educational institutions. Another study was conducted by Gunanta (2012) using the Balanced Scorecard concept and Firdaus and Prianto (2012) using the Maslahah Scorecard concept. This study's results indicate that, in general, LPI Al Muttaqin has fulfilled asset collection performance based on maqaṣid sharia. This is evidenced by the scores of the six Maṣlahah Performance orientations (MaPs), which are greater than the threshold score for the assessment criteria.
Meta-Analysis Of Wakaf Based Sharia Microfinance Institutions
Khaer, Rijalul;
Firmansyah, Atep;
Saepul Rohman, Pupun
Perisai : Islamic Banking and Finance Journal Vol 7 No 2 (2023): October
Publisher : Universitas Muhammadiyah Sidoarjo
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21070/perisai.v7i2.1661
The purpose of writing this article is to examine the development of waqf-based Islamic Microfinance Institutions research in the world. The method used in this study is meta-analysis using data sources from articles published in international journals. The results show that there has been an increase in the development of IMFI waqf-based research from year to year. Many studies related to waqf based IMFI have been carried out with several countries in the world as case studies. A country that has become a lot of case studies in research related to this theme is Malaysia. In addition, based on the methodological approach used, the dominance of research was carried out using a qualitative approach. The paper that is widely cited is "Banking for the poor: The role of Islamic banking in microfinance initiatives". In addition, the author who often conducts research related to IMFI-based waqf is Mohamed Asmy bin Mohd Thas Thaker. The results of the analysis show that the management of cash waqf carried out by Islamic microfinance institutions is a solution to the current economic problems of the people. The potential of this waqf can later be used as a means of empowering the economy of the middle and lower classes with the role played by Islamic microfinance institutions. The implications of this research can be a reference for various stakeholders, especially the government, in the distribution of potential waqf managed by Islamic microfinance institutions.
HARTA DAN PENGELOLAANNYA DALAM ISLAM
Rohman, Pupun Saepul
Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah Vol 4, No 1 (2024): Maret
Publisher : Universitas Suryakancana
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.35194/arps.v4i1.4665
Penelitian ini mengkaji tentang bagaimana pengelolaan harta dalam ajaran Islam. Penelitian ini menggunakan pendekatan kajian literatur. Hasil penelitian menunjukkan bahwa harta adalah sesuatu yang berharga dan dapat dimanfaatkan sesuai dengan ketentuan Syariah. Salah satu tujuan dari ajaran Islam adalah untuk menjaga harta. Harta yang ada tidak boleh dibiarkan begitu saja, akan tetapi harus dikelola dengan baik agar dapat menjadi sarana mencapai kemaslahatan dan menghilangkan kemudaratan. Begitu pula dalam kehidupan keluarga, pengelolaan harta merupakan kunci meraih kebahagiaanThis research examines how property is managed in Islamic teachings. This research uses a literature review approach. The results of the research show that property is something valuable and can be utilized in accordance with the provisions of Shariah. One of the purposes of Islamic teachings is to protect property. Existing property cannot be left alone, but must be managed well so that it can be a means of achieving benefits and eliminating harm. Likewise in family life, property management is the key to happiness.