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Legal Analysis of Unpaid Loss Insurance Claims Against Rental Cars Muhammad Dhobit Azhary Lubis; Sarah Furqoni
LEGAL BRIEF Vol. 11 No. 2 (2022): Law Science and Field
Publisher : IHSA Institute

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Abstract

A loss insurance claim is a form of the insured's right to demand compensation for an insurance object that experiences an event, namely an uncertain event, it can be an accident, damages that have been stated in the policy, even fatally the insurance object is lost. Submitting an insurance claim for the insured must first complete the requirements for filing a loss insurance claim such as the necessary documents, facts that actually occurred at the scene of the case where all of these requirements can be seen in the policy.The purpose of this study is to find out how the form of a loss insurance policy for rental cars is, how to submit a loss insurance claim against rental cars, and how to analyze the law of unpaid loss insurance claims against rental cars. To achieve the research objectives, a juridical research was conducted, namely data analysis that revealed and retrieved the truth obtained from the literature by combining regulations, scientific books that had to do with the "title". Then it is analyzed qualitatively so that it gets a problem solving and a conclusion can be drawn. Based on the research results, It is understood that the loss insurance claim that is not paid for the rental car is due to the dishonesty of the insured against the insurer at the time of entering into the insurance agreement. The insurance agreement made between the insured and the insurer is a loss insurance agreement for a private car, the object of which must be used in accordance with its form as a private car that is not used as a rental car. The basic principle in this insurance agreement is the principle of honesty and goodwill between the insured and the insurer. As is the case with agreements in general, insurance agreements are subject to 4 (four) important principles for the validity of an agreement according to the Civil Code, namely the principle of freedom of contract, the principle of consensualism, the principle of pacta sunt servanda, and the principle of good faith. Due to the intentional element of the insured party to benefit from the insured car by means of rental, therefore, the insurance party cannot compensate for the insured object and the insured party has violated the principle of the agreement which resulted in the agreement being void.
PERLINDUNGAN HUKUM TERHADAP ANAK YANG BERHADAPAN DENGAN HUKUM ATAS TINDAK KEKERASAN FISIK DAN PSIKIS DI PENDIDIKAN ISLAM Muhammad Dhobit Azhary Lubis; Sarah Furqoni; Tia Ayu Anggraini
Jurnal Ilmiah Muqoddimah: Jurnal Ilmu Sosial, Politik dan Hummaniora Vol 7, No 2 (2023): Agustus 2023
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jim.v7i2.2023.486-492

Abstract

Pada hakikatnya anak tidak dapat melindungi diri sendiri dan berbagai macam tindakan yang menimbulkan kerugian mental, fisik, sosial dalam berbagai bidang kehidupan dan penghidupan.Permasalahan yang diangkat dalam tesis ini adalah pengaturan hukum dan bentuk sanksi yang diberikan terhadap lembaga pendidikan islam sebagai pengelola lembaga atas anak yang berhadapan dengan hukum.Pentingnya proses diversi disadari oleh pembuat undang-undang, dalam Pasal 6 Undang-Undang Sistem Peradilan Pidana Anak disebutkan bahwa tujuan dari diversi adalah untuk mencapai perdamaian antara korban dan anak, menyelesaiakan perkara anak diluar proses pengadilan, menghindarkan anak dari perampasan kemerdekaan, mendorong masyarakat untuk berpartisipasi dan menanamkan rasa tanggung jawab kepada Anak. Sudah menjadi rahasia umum beberapa peristiwa tindak pidana yang terjadi di dunia pendidikan dalam hal ini dunia pendidikan islam, bukan hanya antara guru dengan murid tetapi yang terjadi di salah satu kabupaten di Provinsi Sumatera Utara terjadi kekerasan terhadap anak antara santri senior dengan santri junior yang menewaskan salah satu santri senior di pendidikan islam tersebut.
ENHANCEMENT OF ADDITIONAL CRIMINAL EFFECTIVENESS REVIEWS IN CORRUPTION CASES Saritua Silitonga; Sarah Furqoni; Muhammad Dhobit Azhary Lubis; Surya Hamdani
Jurnal Scientia Vol. 12 No. 03 (2023): Education, Sosial science and Planning technique, 2023 (June-August)
Publisher : Sean Institute

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Abstract

It seems like you've provided a description of a specific corruption case and the challenges associated with prosecuting and recovering state losses in such cases. This paper discussed difficulties law enforcement faces when dealing with corruption cases and executing judgments related to the return of embezzled state funds. The case of I Putu Sudiartana, who was found guilty of corruption by a District Court Judge, exemplifies these challenges. The research methodology used in the case appears to be normative jurisdiction, which involves analyzing legal principles and regulations. The study draws on both primary data sources, obtained from informants and parties related to the issue, and secondary data sources, such as relevant documents and literature. The primary challenge highlighted is the difficulty in recovering state funds from corrupt individuals. Perpetrators of corruption often hide their ill-gotten gains in financial systems and legitimate business activities, making it challenging for law enforcement, including the Attorney General's office, to trace and seize these assets. The phrase "payment of replacement money" likely refers to the process of recovering the embezzled funds by requiring the convicted individual to pay back the equivalent amount of money they obtained through corruption. This process encounters obstacles due to the complex financial maneuvers used by corrupt individuals to hide their assets. Overall, the passage discusses the complexities and challenges faced by law enforcement and prosecutors in handling corruption cases, particularly when it comes to recovering state losses and executing judgments for the return of embezzled funds. It highlights the need for more effective strategies and measures to tackle corruption and enhance asset recovery efforts.
NEW SYSTEM IN CRIMINAL PROCEEDINGS AGAINST VILLAGE HEADS FOR CORRUPTION OF VILLAGE FUNDS Surya Hamdani; Saritua Silitonga; Sarah Furqoni; Muhammad Dhobit Azhary Lubis
Jurnal Scientia Vol. 12 No. 04 (2023): Education, Sosial science and Planning technique, 2023, Edition September-Nov
Publisher : Sean Institute

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Abstract

Decision number 168 k/pid.sus/2018 on behalf of the defendant kabul santosa bin wito diharjo was proven legally and convincingly guilty of committing the crime of "corruption", sentencing the defendant therefore to imprisonment for 4 (four) years and a fine of Rp200,000,000.00 (two hundred million rupiah) provided that if the fine is not paid it will be replaced by imprisonment for 6 (six) months, imposing additional punishment on the defendant to pay compensation of Rp124. 995,925.00 (one hundred twenty-four million nine hundred ninety-five thousand nine hundred twenty-five rupiah) which is compensated or calculated with the money confiscated by the public prosecutor in the amount of Rp124,995,925.00 (one hundred twenty-four million nine hundred ninety-five thousand nine hundred twenty-five rupiah). The purpose of this study is to examine the criminal act of corruption of village funds committed by the village head of Bunder and examine the judge's consideration in deciding the case of criminal acts of corruption of village funds committed by the village head and examine the accountability of the village head who committed criminal acts of corruption of village funds.