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All Journal Moneter : Jurnal Akuntansi dan Keuangan Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Akademi Akuntansi (JAA)
Ratih Purnamasari
Program Doktor Ilmu Akuntansi, Universitas Sultan Ageng Tirtayasa
Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Rasio Kecukupan Modal, Likuiditas, Risiko Kredit dan Efisiensi Biaya Terhadap Profitabilitas Pada Bank Go Public Uli Wildan Nuryanto; Anis Fuad Salam; Ratih Purnama Sari; Dede Suleman
MONETER - JURNAL AKUNTANSI DAN KEUANGAN Vol 7, No 1 (2020): April 2020
Publisher : Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/moneter.v7i1.6777

Abstract

Abstract - This increase in economic growth does not necessarily increase the profitability of banks in Indonesia. There are three fundamental problems that have been unearthed by the Deposit Insurance Corporation (LPS) for banks, among others, the first decline in bank interest rates continuously causing bank interest margins to thin. Second, the regulatory burden requires banks to set aside capital for additional bank capital reserves and thirdly the potential increase in the risk of non-performing loans due to global economic uncertainty and the uneven recovery of the domestic economy. For this reason, this research was conducted to find out how much profitability of domestic banks listed on the Indonesia Stock Exchange in the period 2014-2018 and also the relationship between internal predictors which, according to the review study, had a significant effect on profitability. The population in this study were 43 banks listed on the Indonesia Stock Exchange in the 2014-2018 period while the sample was 10 banks listed on the IDX with the largest number of assets according to Bank Indonesia using the purposive sampling method. The results showed a significant CAR, LDR, NPL and BOPO significantly influence ROA. While partially LDR, NPL and BOPO have a significant effect on ROA while CAR has no significant effect. The magnitude of the effect of the predictor variable on profitability using the coefficient of determination obtained by 74.2% while the remaining 25.8% is influenced by other variables outside this research model.Keywords: Capital Adequacy Ratio (CAR), Liquidity Ratio (LDR), Credit Risk (NPL), Operational Cost Efficiency (BOPO). Profitability (ROA).
PELUANG DAN TANTANGAN UMKM DI MASA PANDEMI COVID-19 Fitriyah Nurhidayah; Putri Mutira; Yanti Yanti; Ratih Purnamasari; Meutia Meutia; Lia Uzliawati; Tubagus Ismail; Dadan Ramdhani; Imam Abu Hanifah; Elvin Bastian; Helmi Yazid; Agus Sholikhan Yulianto
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 5, No 2 (2022): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v5i2.695-698

Abstract

Pandemi Covid-19 telah berlangsung lebih dari setahun dan masih belum menunjukkan tanda-tanda akan segera berakhir. Dampaknya sangat luas dan mempengaruhi berbagai sektor, termasuk UKM. Para pelaku usaha tersebut secara langsung mengalami penurunan omzet bahkan menutup usahanya. Sebagai upaya untuk mengurangi atau mengatasi dampak pandemi di sektor UKM, kampus bisa menjadi motor penggerak. Universitas Sultan Ageng Tirtayasa melalui kegiatan Pengabdian kepada Masyarakat tidak ketinggalan juga berkontribusi, namun dengan mempertimbangkan situasi pandemi dan pembatasan kegiatan masyarakat secara langsung dengan jangkauan yang luas dan untuk memutus penyebaran Covid-19 maka digunakan strategi webinar online, yaitu peluang dan tantangan yang dihadapi oleh UKM di Indonesia. di tengah pandemi yang memberikan solusi terbaik.
EFFECT OF SELF-EFFICACY, MOTIVATION ON ENTREPRENEURSHIP, ENTREPRENEURSHIP EDUCATION, AND SOCIAL ENVIRONMENT AGAINST INTEREST IN ENTREPRENEURSHIP ON MICRO, SMALL AND MEDIUM ENTERPRISES BUSINESSES IN SERANG REGENCY Uli Wildan Nuryanto; Ratih Purnamasari; Masyhudzulhak Djamil Mz; Ahmad Hidayat Sutawidjaya; Ahmad Badawi Saluy
Jurnal Akademi Akuntansi Vol. 2 No. 2 (2019): Jurnal Akademi Akuntansi (JAA)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jaa.v2i2.10016

Abstract

The high population growth rate in Serang Regency in the last five years which reached an average rate of 0.77% made Serang Regency one of the Regencies that contributed to the high rate of population growth in Banten Province which in the last five years reached an average lift of 2,14%. This figure is inversely proportional to the amount of adequate employment, making Serang Regency the Regency with the highest open un-employment rate in Banten Province which reached 12.78%, this causes Banten Province to become the Province with the highest open un-employment rate in Indonesia with number 8,52% (BPS, 2018). Various efforts were made by the government to tackle un-employment in Serang Regency, one of which was the development of independent community enterprises in the form of entrepreneurship. For this reason, the study seeks to examine indicators that can influence each exogenous and endogenous variable, as well as the influence on the interest in entrepreneurship in Serang regency. Factors that influence the interest in entrepreneurship in this study are divided into two, including internal factors consisting of self-efficacy and motivation for entrepreneurship as well as external factors consisting of entrepreneurship education and social environment. From the outer test results found all indicators of each variable have high validity and reliability in describing each of the latent variables while the results of the inner test obtained four hypotheses which showed a significant effect of each predictor variable on the interest in entrepreneurship, with the magnitude the influence of the four variables is 79.8%.
Co-Authors Agus Sholikhan Yulianto Agus Sholikhan Yulianto Ahmad Badawi Saluy Anis Fuad Salam Bastian, Elvin Dede Suleman Fitriyah Nurhidayah Helmi Yazid Imam Abu Hanifah Lia Uzliawati Masyhudzulhak Djamil Mz Meutia, Meutia Putri Mutira Ramdhani, Dadan Sutawidjaya, Ahmad Hidayat Tubagus Ismail Uli Wildan Nuryanto Yanti Yanti