Claim Missing Document
Check
Articles

Found 5 Documents
Search

Analisis Pengaruh Kinerja Keuangan terhadap Pertumbuhan Laba pada Bank Umum Syariah di Indonesia Zhanalia Fitrianisa; Siti Hidayati; Sugianto Sugianto
Journal of Islamic Economics and Finance Studies Vol 2, No 1 (2021): JIEFeS, June 2021
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v2i1.2625

Abstract

AbstractIslamic banking, which is an important foundation in the movement of the country's economy, is required to have good financial performance by competing for the maximum profit. This is an implication of the demands of an increasingly advanced global economy. This study aims to analyze financial performance factors using capital, liquidity and operational efficiency variables on the profit growth of Islamic Commercial Banks (BUS) registered with the Financial Services Authority (OJK) for the period 2015 to 2019. This study uses a quantitative approach. The data used in this study is secondary data with a sample collection method using saturated sampling of 14 Islamic Commercial Banks. Data analysis in this study was carried out using panel data regression analysis with the E-Views version 10.0 program with a significance level of 5%. The results of this study indicate that capital (Capital Adequacy Ratio) has a negative effect on profit growth. In addition, liquidity (Financing Debt to Ratio) has a positive effect on profit growth. And the operational efficiency variable (Operational Expenses on Operating Income) has a negative effect on profit growth.AbstrakPerbankan syariah yang merupakan pondasi penting dalam pergerakan perekonomian negara, dituntut untuk memiliki kinerja keuangan yang baik dengan bersaing mendapatkan laba sebesar-besarnya. Hal ini merupakan implikasi dari adanya tuntutan perekonomian global yang semakin maju. Penelitian ini bertujuan untuk menganalisa faktor-faktor kinerja keuangan dengan menggunakan variabel permodalan, likuiditas dan efisiensi operasional terhadap pertumbuhan laba Bank Umum Syariah (BUS) yang terdaftar di Otoritas Jasa Keuangan (OJK) periode 2015 sampai 2019. Penelitian ini menggunakan pendekatan kuantitatif. Data yang digunakan dalam penelitian adalah data sekunder dengan metode pengumpulan sampel menggunakan sampling jenuh terhadap 14 Bank Umum Syariah. Analisis data dalam penelitian ini dilakukan dengan menggunakan analisis regresi data panel dengan program E-Views versi 10.0 dengan taraf signifikansi 5%. Hasil dari penelitian ini menunjukkan bahwa permodalan (Capital Adequacy Ratio) berpengaruh negatif terhadap pertumbuhan laba. Selain itu, likuiditas (Financing Debt to Ratio) berpengaruh positif terhadap pertumbuhan laba. Dan variabel efisiensi operasional (Beban Operasional terhadap Pendapatan Operasional) berpengaruh negatif terhadap pertumbuhan laba.
Analisis Faktor-Faktor Yang Mempengaruhi Utang Luar Negeri di Indonesia Retno Wulandari; Sugianto Sugianto; Renea Shinta Aminda
Jurnal Indonesia Sosial Sains Vol. 3 No. 01 (2022): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (633.217 KB) | DOI: 10.59141/jiss.v3i01.512

Abstract

Indonesia merupakan negara sedang berkembang yang memanfaatkan utang luar negeri untuk membantu pembangunan ekonomi negara, sehingga menyababkan utang luar negeri di Indonesia setiap tahunnya mengalami peningkatan. Disisi lain, meningkatnya utang luar negeri telah menjadi salah satu masalah perekonomian setelah terjadinya guncangan ekonomi global atau ketika resesi ekonomi tengah terjadi. Pelunasan utang luar negeri dan bunganya menjadi beban yang semakin meningkat dari tahun ke tahun.. Tujuan penelitian dilakukan adalah untuk menganalisis faktor-faktor yang dapat mempengaruhi utang luar negeri di Indonesia. Adapun variabel yang digunakan untuk mempengaruhi utang luar negeri antara lain kurs, ekspor, impor, dan pengeluaran pemerintah. Penelitian ini menggunakan data time series periode tahun 1990-2019. Digunakan metode analisis regresi linear berganda dengan model Ordinary Least Squares (OLS) dan menggunakan aplikasi Eviews 10. Hasil penelitian analisis regresi linear berganda menunjukkan (1) kurs berpengaruh positif dan signifikan terhadap utang luar negeri Indonesia, (2) ekspor berpengaruh negatif dan signifikan terhadap utang luar negeri Indonesia, (3) impor berpengaruh positif dan signifikan terhadap utang luar negeri Indonesia, (4) pengeluaran pemerintah tidak berpengaruh signifikan terhadap utang luar negeri Indonesia
PKM PENGELOLAAN BANK SAMPAH BERBASIS KOMUNITAS KELURAHAN BELENDUNG KECAMATAN BENDA KOTA TANGGERANG Iwan Kresna Setiadi; Yudi Nur Supriadi; Wahyudi Wahyudi; Yoko Tristiarto; Sugianto Sugianto
Batara Wisnu : Indonesian Journal of Community Services Vol. 3 No. 2 (2023): Batara Wisnu | Mei - Agustus 2023
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/bw.v3i2.198

Abstract

The waste problem is still a complicated problem due to the lack of public understanding of the impacts caused by waste, the lack of government funds to ensure proper and qualified waste disposal. Another factor that causes the waste problem to become more complicated is the increasing standard of living of the people but not followed by an increase in knowledge about waste and the lack of the community's role in maintaining cleanliness and disposing of waste in its place. Community Service Activities (PKM) provide empirical ideas for real work to change the community's paradigm regarding waste that needs to be carried out in a sustainable manner. Educating residents about awareness and skills for waste management by applying the principles of reduce, reuse, recycle and replant (4R) is important in solving waste problems through waste management from its source. A waste bank based on community participation in the Belendung Village is social capital in community-based waste management. Departing from the real problems and conditions of the Belendung Village Garbage Bank regarding waste bank learning to strengthen the implementation of science and technology, real efforts need to be made in providing solutions, through UPN Veteran Jakarta Community Service (PKM) activities through the development of structured and comprehensive waste bank coaching in waste bank management and managerial quality improvement. PKM is held as an empowerment process that intersects with the ability to create. One of the components of this waste management system is the existence of a waste manager who has collected and separated waste (organic and inorganic). The presence of community empowerment in the waste bank movement was moved to experience a general transformation into a movement based on more specific issues, one of which was the Belendung Village Garbage Bank as a forum for PKM activities. The existence of a Waste Bank Management carried out by the KWT Fishing group of Belendung Village is still simple, only in the activity of weighing waste, so the PKM UPN Veterans Jakarta Team will provide training to make activities or activity programs that will be able to increase the entrepreneurial spirit for them. . The hope of this PKM activity is to foster social awareness for the community and be able to manage the Garbage Bank into an activity that can increase income for the group of women from KWT Fishing in the Belendung Village and foster an entrepreneurial spirit
Determinan Perilaku Manajemen Keuangan UMKM Di Kelurahan Lenteng Agung Kecamatan Jagakarsa DKI Jakarta Wahyudi Wahyudi; Yoko Tristiarto; Sugianto Sugianto
IKRAITH-EKONOMIKA Vol. 9 No. 1 (2026): IKRAITH-EKONOMIKA Vol 9 No 1 Maret 2026
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37817/ikraith-ekonomika.v9i1.5491

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui pengaruh dari literasi keuangan,pendapatan dan sikap keuangan terhadap perilaku manajemen keuangan yang diintervening denganfinancial technology pada pelaku usaha mikro, kecil dan menengah di Kelurahan Lenteng AgungJakarta Selatan. Seluruh pelaku UMKM di Kelurahan Lenteng Agung dijadikan populasi sejumlah107 pelaku UMKM, dan sampel ditentukan menggunakan metode probability sampling denganteknik sampel jenuh. Teknik analisis data menggunakan metode analisis PLS (Partial Least Square)dengan software SmartPLS 3.0. Perolehan hasil penelitian diantaranya, (1) literasi keuanganberpengaruh positif terhadap perilaku manajemen keuangan, (2) pendapatan berpengaruh positifterhadap perilaku manajemen keuangan (3) sikap keuangan berpengaruh positif terhadap perilakumanajemen keuangan, (4) literasi keuangan melalui fintech tidak berpengaruh terhadap perilakumanajemen keuangan, (5) pendapatan melalui fintech tidak berpengaruh terhadap perilakumanajemen keuangan, dan (6) sikap keuangan melalui fintech tidak berpengaruh terhadap perilakumanajemen keuangan. The purpose of this study was to determine the effect of financial literacy, income and financialattitudes on financial management behavior intervening with financial technology on micro, smalland medium enterprises in Lenteng Agung Subdistrict, South Jakarta. With all UMKM actors inLenteng Agung sub-district a population of 107 UMKM actors, and the sample was determinedusing probability sampling method with a saturated sample technique. The data analysis techniqueused the PLS (Partial Least Square) analysis method with the SmartPLS 3.0 software. The resultsof the research include (1) financial literacy has a significant and positive effect on financialmanagement behavior, (2) income has a significant and positive effect on financial managementbehavior (3) financial attitudes have a significant and positive effect on financial managementbehavior, (4) financial literacy through fintech has no effect on financial management behavior, (5)income through fintech has no effect on financial management behavior, and (6) financial attitudesthrough fintech have no effect on financial management behavior.
Analisis Determinan Nilai Perusahaan Sektor Teknologi Di Bursa Efek Indonesia Aruna Rara Irani; Yoko Tristiarto; Sugianto Sugianto
IKRAITH-EKONOMIKA Vol. 9 No. 1 (2026): IKRAITH-EKONOMIKA Vol 9 No 1 Maret 2026
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37817/ikraith-ekonomika.v9i1.5527

Abstract

Di era digital yang berkembang pesat, sektor teknologi menjadi kunci utama dalammenggerakkan dan membentuk transformasi bisnis di seluruh dunia yang memengaruhi berbagaiaspek ekonomi dan industri global. Sektor teknologi menghadapi volatilitas pasar dan perubahaninovasi yang memengaruhi kinerja dan nilai perusahaan. Penelitian ini bertujuan untuk mengetahuipengaruh Leverage, Profitabilitas, Suku Bunga dan Inflasi terhadap Nilai Perusahaan. Populasidalam penelitian ini adalah perusahaan sektor teknologi yang terdaftar di Bursa Efek Indonesia(BEI) periode 2019 – 2023. Penelitian ini merupakan penelitian kuantitatif dengan pemilihan sampelmenggunakan metode Purposive Sampling yang menghasilkan total sampel sebanyak 55 data.Teknik pengolahan data yang digunakan adalah Analisis Regresi Data Panel dengan softwareEviews 12 sebagai alat uji. Hasil pengujian secara parsial menunjukkan bahwa leverage yangdiproksikan dengan Debt to Equity Ratio (DER) dan profitabilitas yang diproksikan dengan Returnon Asset (ROA) berpengaruh terhadap nilai perusahaan. Hasil sebaliknya, pada suku bunga daninflasi tidak berpengaruh terhadap nilai perusahaan. In the rapidly developing digital era, the technology sector is the main key in driving andshaping business transformations around the world that affect various aspects of the global economyand industry. The technology sector faces market volatility and changes in innovation that affectcompany performance and value. This study aims to determine the effect of Leverage, Profitability,Interest Rates and Inflation on Company Value. The population in this study are technology sectorcompanies listed on the Indonesia Stock Exchange (IDX) for the period 2019 - 2023. This study is aquantitative study with sample selection using the Purposive Sampling method which produces atotal sample of 55 data. The data processing technique used is Panel Data Regression Analysis withEviews 12 software as a test tool. The results of partial testing show that leverage proxied by Debtto Equity Ratio (DER) and profitability proxied by Return on Asset (ROA) have an effect on companyvalue. The opposite result is that interest rates and inflation have no effect on company value.