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ANALYSIS OF THE EFFECT OF FINANCIAL LITERATION, FINANCIAL TECHNOLOGY, INCOME, AND LOCUS OF CONTROL ON LECTURER FINANCIAL BEHAVIOR Wahyudi Wahyudi; Brigitta Azalea Pulo Tukan; Dahlia Pinem
AFEBI Management and Business Review Vol 5, No 1 (2020)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/ambr.v5i1.293

Abstract

This research is a quantitative study that aims to determine the effect of financial literacy, financial technology, income, and locus of control on financial behavior. The population in this study were Lecturers at the Universitas Pembangunan Nasional Veteran Jakarta. The sample size was taken as many as 80 respondents, with methods through nonprobability sampling, purposive sampling. Data collection was carried out through questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this study indicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financial technology has no influence and is not significant in financial behavior. (3) income has a significant positive effect on financial behavior. (4) locus of control does not influence financial behavior.
Dampak Peristiwa Pidato Kemenangan Joe Biden Terhadap Abnormal Return Saham Pada Sub Sektor Logam dan Mineral Yumna Sekar Utami; Wahyudi Wahyudi
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 3 (2022): Artikel Volume 6 Issue 3 Periode Juli 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i3.899

Abstract

Abnormal returns can be influenced by political events that occur either in a country or in other countries. The momentum of the presidential election is one of the political events that can trigger investor reactions. One of the political events that is used as the object of this research is the event of Joe Biden's victory speech. This study is a quantitative study conducted to determine whether the events of Joe Biden's victory speech affect abnormal returns. Metals and minerals sub-sector stocks are the objects used in this research. A significance of 5% is used in this study to test the hypothesis with IBM SPSS Statistics 23 software with the different test methods of one sample t-test and paired sample t-test. The results of the study are (1) there are abnormal returns in the period before Joe Biden's victory speech on the 13th day, 11th day, 7th day, and 3rd day with negative abnormal returns, (2) there are abnormal returns. returns in the period after Joe Biden's victory speech on the 1st day, 2nd day, 4th day, 9th day, and 12th day with abnormal returns on the first day are positive. Then, for the 2nd day, the 4th day, the 9th day, and the 12th day there were negative abnormal returns, and (3) there was no difference in abnormal returns before and after Joe Biden's victory speech.
FAKTOR PENYEBAB PENURUNAN KINERJA KARYAWAN OUTSOURCING SUBBAGIAN PENGELOLAAN PIUTANG: STUDI PADA PT. PLN UP3 TELUK NAGA TANGERANG Yandri Daya Pandera; Syarif Ali; Wahyudi Wahyudi
Jurnal Riset Manajemen dan Bisnis Vol 16, No 2 (2021): Jurnal Riset Manajemen dan Bisnis
Publisher : Fakultas Bisnis UKDW

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21460/jrmb.2021.162.396

Abstract

ABSTRAK Penelitian ini bertujuan untuk mengetahui dan menganalisis penyebab penurunan kinerja karyawan outsourcing subbagian pengelolaan piutang PT PLN (Persero) UP3 Teluk Naga Tangerang. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kasus, teknik pengumpulan data dalam penelitian ini dilakukan dengan metode wawancara, observasi, dan dokumentasi. Wawancara dilakukan secara semi terstruktur dengan partisipan yang diantaranya adalah supervisor subbagian pengelolaan piutang, koordinator karyawan subbagian pengelolaan piutang, dan perwakilan karyawan outsourcing subbagian pengelolaan piutang. Untuk membuktikan keabsahan data dalam penelitian, peneliti menggunakan metode triangulasi data, dan selanjutnya data dianalisis dengan melakukan reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menemukan tiga faktor utama yaitu, keterampilan & keahlian, kepemimpinan, serta beban kerja yang saling memiliki keterikatan terhadap faktor lainnya sikap kerja, motivasi, kepuasan kerja, loyalitas, dengan perannya masing-masing sebagai penyebab dari penurunan kuantitas kinerja karyawan outsourcing subbagian pengelolaan piutang PT PLN (Persero) UP3 Teluk Naga Tangerang yang disebabkan adanya kondisi pandemi Covid-19. Kata Kunci: kinerja karyawan, karyawan outsourcing, PT.PLN, pandemi covid-19 ABSTRACT This study aims to determine and analyze the cause of the decline in the performance of outsourcing employees in the recieveable management sub-section of PT PLN (Persero) UP3 Teluk Naga. This research uses a qualitative method with a case study approach, data collection techniques in this study were conducted by interview, observation, and documentation methods. Interviews were conducted in a semi-structured manner with five participants, including supervisor of the accounts receivable management sub-section, coordinators of the accounts receivable management sub-section, and representatives of outsourced employees of the accounts receivable management sub-section. To prove the validity of the data in the study, the researcher used the data triangulation method, and then the data was analyzed by performing data reduction, data presentation, and conclusions. The results of the study found three factors, namely skills & expertise, leadership, and workload which have a mutual attachment to other factors, namely work attitude, motivation, job statisfaction, employee loyalty, with their respective roles as the cause of the decrease in the quantity of the employee performance outsourcing sub-section management of accounts receivable PT PLN (Persero) UP3 Teluk Naga Tangerang, which was triggered by the Covid-19 pandemic condition. Keywords: employee performance, outsourcing employee, PT PLN, Covid-19 pandemic
Analisis Portofolio Optimal CAPM dan Single Index Model pada Perusahaan IDX30 Muhammad Wafa Aunillah; Wahyudi Wahyudi
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5772

Abstract

The purpose of this study is to analyze the optimal stock portfolio using the Capital Asset Pricing Model and Single Index Model, then look at the portfolio performance formed on IDX30 stocks for the period February 2017 – July 2021 with a sample of 16 stocks. This research includes quantitative descriptive. The results showed: (1) CAPM method, obtained 2 stocks, namely: BBCA and ICBP. With a portfolio return rate of 0.26%, and a portfolio risk level of 5.32%. (2) SIM method, only one share is obtained, namely: BBCA. With a portfolio return rate of 1.38%, and a portfolio risk level of 0.57%. (3) the performance of the CAPM portfolio is worth 0.0485 Sharpe index, 0.0034 Treynor, and 0.00515 Jensen. (4) SIM portfolio performance has an index of Sharpe 2.4280, Treynor 0.0154, and Jensen 0.01690. (5) stock performance in CAPM, namely BBCA and ICBP with Sharpe indexes 1.09286 and 0.17500, Treynor 0.00342 and 0.00319, and Jensen 0.00615 and 0.00116. (6) stock performance on SIM, namely BBCA with Sharpe index of 0.07857, Treynor 0.00025, and Jensen 0.00331
Analisis Fama French 5 Factors Model Dalam Mempengaruhi Excess Return Saham Pada Lq45 Farhan Nugraha; Nurmatias Nurmatias; Wahyudi Wahyudi
IKRAITH-EKONOMIKA Vol 5 No 1 (2022): IKRAITH-EKONOMIKA No 1 Vol 5 Maret 2022
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (797.32 KB)

Abstract

Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh antara FamaFrench 5 Factors Model terhadap Excess Return saham pada indeks LQ45 selama periode2018-2020. Populasi dalam penelitian ini berjumlah 45 perusahaan yang terdaftar padaindeks LQ45. Pemilihan sampel dalam penelitian ini mengunakan metode purposivesampling dan diperoleh sampel sebanyak 30 perusahaan. Teknik analisis yang digunakanyaitu Analisis Regresi Linear Berganda dan terdapat 18 model regresi yaitu terdiri dariregresi portofolio BH, BM, BL, SH, SM, SL, SR, SMop, SW, BR, BMop, BW, BC,BMinv BA, SC, SMinv dan SA. Alat bantu yang digunakan yaitu program Eviews-10dan Misrosoft Excel 2016. Hasil penelitian menunjukan bahwa Fama French Three 5Factors Model berpengaruh positif signifikan terhadap excess return saham pada semuaportofolio yang terbentuk.
Determinan Perilaku Pengelolaan Keuangan Pada Pelaku UMKM Di Kecamatan Cibadak Lebak Banten Wahyudi Wahyudi; Yoko Tristiarto
IKRAITH-EKONOMIKA Vol 5 No 1 (2022): IKRAITH-EKONOMIKA No 1 Vol 5 Maret 2022
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1061.441 KB)

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Literasi Keuangan, Tingkat Pendidikandan Pendapatan terhadap Perilaku Pengelolaan Keuangan pada pelaku usaha mikro kecilmenengah (UMKM di Kecamatan Cibadak Lebak Banten. Penelitian ini merupakan penelitiankuantitatif. Penelitian ini menggunakan pelaku UMKM yang berada di Kecamatan Cibadak LebakBanten sebagai populasi. Metode yang digunakan yaitu probability sampling khususnya simplerandom sampling dengan ukuran sampel sebanyak 92 responden. Pengumpulan data dilakukandengan menyebar kuesioner. Teknik analisis yang digunakan adalah metode analisis PLS (PartialLeast Square). Hasil penelitian ini menunjukkan bahwa Literasi Keuangan, Tingkat Pendidikandan Pendapatan memiliki pengaruh signifikan terhadap perilaku pengelolaan keuangan.
Analisis Literasi Keuangan dan Inklusi Keuangan Financial Technology Terhadap Personal Finance Usaha Kecil dan Menengah Di Kabupaten Lebak Banten Yoko Tristiarto; Wahyudi Wahyudi
IKRAITH-EKONOMIKA Vol 5 No 1 (2022): IKRAITH-EKONOMIKA No 1 Vol 5 Maret 2022
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (973.129 KB)

Abstract

Penelitian ini merupakan penelitian kuantitatif yang bertujuan untuk menganalisis danmengkaji dampak literasi keuangan dan inklusi keuangan financial technology terhadap personalfinance UKM di Kabupaten Lebak Banten. Populasi dalam penelitian ini adalah pelaku UKM yangberada di wilayah Kabupaten Lebak Banten. Ukuran sampel diambil dengan metode nonprobability sampling khususnya adalah purposive sampling. Pengumpulan data dilakukan melaluipenyebaran kuesioner. Teknik analisis yang digunakan adalah metode analisis Partial LeastSquare (PLS). Hasil penelitian ini menunjukkan bahwa (1) literasi keuangan mempunyai pengaruhyang signifikan terhadap personal finance dengan nilai koefisien jalur sebesar 0,625, (2) inklusikeuangan mempunyai pengaruh yang signifikan terhadap personal finance dengan nilai koefisenjalur sebesar 0,283.
Analisis Determinan Perilaku Keuangan Guru Honorer Sekolah Dasar Di Kecamatan Karang Tengah Kota Tangerang Wahyudi Wahyudi; Yoko Tristiarto
IKRA-ITH HUMANIORA : Jurnal Sosial dan Humaniora Vol 6 No 3 (2022): IKRAITH-HUMANIORA Vol 6 No 1 November 2022
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37817/ikraith-humaniora.v6i3.2190

Abstract

This study is a quantitative study that aims to determine the effect of financial literacy,financial technology, and income on financial behavior. The population in this study were honoraryelementary school teachers in the district of Karang Tengah, Tangerang city. Samples were takenas many as 80 respondents, with non-probability sampling method, purposive sampling. Data wascollected through the distribution of questionnaires. The analytical technique used is the PLS(Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this studyindicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financialtechnology has no influence and is not significant on financial behavior. (3) income has a significantpositive effect on financial behavior.
Analisis perilaku manajemen keuangan pada generasi milenial Anggie Faramitha; Wahyudi Wahyudi; Desmintari Desmintari
INOVASI Vol 17, No 1 (2021): Februari
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v17i1.9216

Abstract

Penelitian ini menggunakan jenis penelitian atau metode penelitian kuantitatif. Tujuannya adalah untuk mengetahui pengaruh variabel independen terhadap variabel dependen. Penelitian ini menggunakan variabel bebas yaitu literasi keuangan dan locus of control sedangkan variabel terikatnya adalah perilaku pengelolaan keuangan. Penelitian ini menggunakan populasi yaitu mahasiswa program studi (prodi) manajemen program sarjana Universitas Pembangunan Nasional Veteran Jakarta (UPNVJ) yang masuk dalam kategori generasi milenial.  Dengan menggunakan rumus slovin, didapatkan sebesar 230 mahasiswa sebagai responden. Metode yang digunakan dalam penelitian ini menggunakan probability sampling. Teknik analisis data yang digunakan adalah simple random sampling. Data dalam penelitian ini menggunakan hasil jawaban responden dari kuesioner online (google form) yang dibagikan kepada siswa. Dengan menggunakan alat analisis Partial Least Square (PLS) dengan aplikasi SmartPLS 3.0 diperoleh hasil sebagai berikut: (1) Pengaruh literasi keuangan terhadap perilaku pengelolaan keuangan adalah signifikan dan positif. (2) Pengaruh locus of control terhadap perilaku pengelolaan keuangan dalam penelitian ini signifikan dan positif.
PKM PENGELOLAAN BANK SAMPAH BERBASIS KOMUNITAS KELURAHAN BELENDUNG KECAMATAN BENDA KOTA TANGGERANG Iwan Kresna Setiadi; Yudi Nur Supriadi; Wahyudi Wahyudi; Yoko Tristiarto; Sugianto Sugianto
Batara Wisnu : Indonesian Journal of Community Services Vol. 3 No. 2 (2023): Batara Wisnu | Mei - Agustus 2023
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/bw.v3i2.198

Abstract

The waste problem is still a complicated problem due to the lack of public understanding of the impacts caused by waste, the lack of government funds to ensure proper and qualified waste disposal. Another factor that causes the waste problem to become more complicated is the increasing standard of living of the people but not followed by an increase in knowledge about waste and the lack of the community's role in maintaining cleanliness and disposing of waste in its place. Community Service Activities (PKM) provide empirical ideas for real work to change the community's paradigm regarding waste that needs to be carried out in a sustainable manner. Educating residents about awareness and skills for waste management by applying the principles of reduce, reuse, recycle and replant (4R) is important in solving waste problems through waste management from its source. A waste bank based on community participation in the Belendung Village is social capital in community-based waste management. Departing from the real problems and conditions of the Belendung Village Garbage Bank regarding waste bank learning to strengthen the implementation of science and technology, real efforts need to be made in providing solutions, through UPN Veteran Jakarta Community Service (PKM) activities through the development of structured and comprehensive waste bank coaching in waste bank management and managerial quality improvement. PKM is held as an empowerment process that intersects with the ability to create. One of the components of this waste management system is the existence of a waste manager who has collected and separated waste (organic and inorganic). The presence of community empowerment in the waste bank movement was moved to experience a general transformation into a movement based on more specific issues, one of which was the Belendung Village Garbage Bank as a forum for PKM activities. The existence of a Waste Bank Management carried out by the KWT Fishing group of Belendung Village is still simple, only in the activity of weighing waste, so the PKM UPN Veterans Jakarta Team will provide training to make activities or activity programs that will be able to increase the entrepreneurial spirit for them. . The hope of this PKM activity is to foster social awareness for the community and be able to manage the Garbage Bank into an activity that can increase income for the group of women from KWT Fishing in the Belendung Village and foster an entrepreneurial spirit