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All Journal Jurnal Ekonomi dan Bisnis Shirkah: Journal of Economics and Business
Rahmad Hakim
Faculty of Islamic Studies, University of Muhammadiyah Malang
Arts Humanities Economics, Econometrics & Finance Social Sciences

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Blockchain zakat: An integrated financial inclusion strategy to manage Indonesia’s potential zakat funds Afifah Nur Millatina; Risanda A. Budiantoro; Rahmad Hakim; Febrianur Ibnu Fitroh Sukono Putra
Jurnal Ekonomi dan Bisnis Vol 25 No 1 (2022)
Publisher : Fakultas Ekonomika dan Bisnis Universitas Kristen Satya Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24914/jeb.v25i1.4111

Abstract

Penelitian ini bertujuan menganalisis strategi inklusi keuangan terintegrasi dana zakat potensial di Indonesia melalui blockchain. Metode pendekatan yang digunakan adalah penelitian kualitatif dengan alat analisis berupa business model canvas. Teknik pengumpulan data menggunakan studi pustaka. Inti dalam pengelolaan dana zakat menunjukkan agar harta zakat tidak mengendap tanpa ada hasilnya. Semakin banyak dana zakat yang dikumpulkan, dikelola dan didistribusikan maka semakin besar juga kebermanfaatannya bagi mauquf alayh. Selain itu, semakin besar pula pahala kebaikan yang akan mengalir kepada pihak wakif dan semakin besar dana yang diterima nazhir. Hasil penelitian mengindikasikan bahwa program zakat blockchai membantu agar target atau sasaran dari pengelolaan zakat dapat tercapai, yaitu meningkatkan kebermanfaatan dari harta zakat; melakukan integrasi antarlembaga sehingga tidak saling tumpang tindih dalam mengembangkan zakat secara sistemik; menjalankan peran sebagai pengawas dalam perencanaan, pengorganisasian, pelaksanaan hingga evaluasi nazhir zakat; dan berkontribusi dalam pencapaian tujuan sosio-ekonomi pembangunan nasional baik dalam jangka pendek, menengah hingga panjang. Hal ini karena blockchain memfasilitasi transaksi yang lebih terdesentralisasi dan tanpa batas. Secara garis besar, penelitian ini menyimpulkan bahwa sifat desentraliasi dan borderless dari blockchain semakin meningkatkan potensi pengumpulan dan pemanfaatan zakat di Indonesia.
The Spiritual Values of Islamic Economics in Tasawuf Modern: Scrutinizing the Work of Haji Abdul Malik Karim Amrullah (Hamka) Rahmad Hakim; Ahmad Fanani
Shirkah: Journal of Economics and Business Vol 6, No 1 (2021)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (713.82 KB) | DOI: 10.22515/shirkah.v6i1.391

Abstract

Islamic economics has existed since the start of Islamic civilization. However, Islamic economic thoughts established by Indonesian scholars are limited. This exploratory research was carried out to determine the spiritual values of Islamic economics on Hamka's works entitled Tasawuf Modern. Primary and secondary data were collected from Hamka's works entitled Tasawuf Modern and from several papers or books that are relevant to the focus of the research. The data collected were analyzed by combining topics relevant to Islamic economics in modern Sufism and other secondary sources. Content analysis was used for data analysis. The results of this study revealed that, according to Hamka, the richest people are those that need the least. The true wealth lies in the contentment of the soul (qana'ah). Good wealth represents virtue and prohibiton for extravagancy and excessive consumerism. Further, humans need to be in between to carry out good deeds. The results of this study contribute to enriching the discourse of Islamic economic thought, especially in Islamic economic ethics and the role of ethics in business.
Co-Authors Afifah Nur Millatina Ahmad Fanani Ratna Wardani Risanda Alirastra Budiantoro