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Wealth Allocation Framework : Dalam Kerangka Masalah Budiantoro, Risanda A.; Fitroh Sukono Putra, Febrianur Ibnu; Chasanah, Amalia Nur
Benefit: Jurnal Manajemen dan Bisnis Volume 5 No 1 Juni 2020
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v5i1.10914

Abstract

Allah has given the guidance of Islam that can be a guide in all aspects of life including wealth management. In Islamic finance perspective, Islamic wealth allocation framework is a science issue that focuses on wealth management based on Islamic principles including Shariah maqasid. This is important, considering that as a Muslim must be able to fulfill the need to protect and preserve property (al-maal) as a manifestation of benefit. So the purpose of this study is to explain how wealth management in Islamic perspective is based on sharia maqasid concept to achieve masahah. It is expected that the results of this study can be used as a good reference for readers to better understand the Islamic wealth allocation in the future
Waqf Blockchain Untuk Pengadaan Alat Kesehatan Penanganan Covid-19: Studi Konseptual Budiantoro, Risanda A.; Wardhani, Masitha Fahmi; Hadyu Hasanatina, Foza; Putra, Febrianur I. F. S.
ZISWAF Vol 7, No 2 (2020): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (836.905 KB) | DOI: 10.21043/ziswaf.v7i2.7695

Abstract

The research aims to develop a scheme of waqf fund management based on the blockchain system. This system is used for the procurement of personal protective equipment as an effort to prevent the Covid-19 pandemic in Indonesia. The approach method used qualitative research, based on the basis of consideration of data and facts related to the spread of pandemic Covid-19 requires in-depth analysis. The renewal of the schemes and instruments of the waqf fund with blockchain endowments that can be applied in specific social projects is an important added value. The results of this research are the optimization of waqf funds, which starts from the process of collecting, managing, developing, and distributing waqf funds for specific social activities that can be targeted. The target of this research is the transparency of the management of waqf funds can be better so that sharia-based financial instruments can contribute greatly to the handling of Covid-19.
Mengukur kinerja apbd kota surabaya analisis value for money Perdana, Tito Aditya; Budiantoro, Risanda A.; Putra, Febrianur Ibnu Fitroh Sukono
INOVASI Vol 16, No 2 (2020)
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (278.71 KB) | DOI: 10.29264/jinv.v16i2.7320

Abstract

Tujuan dari penelitian ini untuk melakukan pengukuran kinerja keuangan dari Pemerintah Kota Surabaya berdasarkan Anggaran Pendapatan dan Belanja (APBD). Metode yang digunakan dalam penelitian ini yaitu analisis value for money dengan indikator rasio ekonomi, rasio efektifitas dan rasio efisiensi. Data yang digunakan merupakan data sekunder yang berasal dari dokumen alokasi dan realisasi Anggaran Pendapatan dan Belanja Pemerintah Kota Surabaya selama 2014-2018. Hasilnya menunjukkan bahwa (1) ketiga rasio yang diujikan  menunjukkan performa yang baik.; (2) perhitungan rasio ekonomis menunjukkan performa keuangan dari Pemerintah Kota Surabaya pada kategori ekonomis, dimana hasilnya konsisten dan cenderung mengalami peningkatan pada rentang 80,71 persen – 88,21 persen; (3) perhitungan rasio efisiensi menunjukkan performa keuangan Pemerintah Kota Surabaya berada pada kategori sangat efisien, yang dibuktikan dengan rentang penilaian 110,24 persen – 119,19 persen; (4) perhitungan rasio efektivitas menunjukkan performa keuangan Pemerintah Kota Surabaya berada pada kategori efektif hingga sangat efektif, yang dibuktikan dengan rentang penilaian 89,82 persen hingga 103,51 persen
MAWAR (Melawan Rentenir): Integrated MSMEs Financial Inclusion Strategy In Sharia-Based Chasanah, Amalia Nur; Herawati, Ratna; Budiantoro, Risanda Alirasta; Sukono Putro, Febrianur Ibnu Fitroh
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 14, No 1 (2021): March 2021
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v14i1.24850

Abstract

Allah has provided Islam as life guidance to be used in taking and undergoing all life aspects, including of the management and business financing. In the perspective of Islamic finance, financing venture capital through moneylenders will makes the borrower in difficult situation. This research aims to analyze the integrated financial inclusion strategy in sharia-based MSMEs financing in the Semarang City with the MAWAR Program. Mawar program is a funding assistance program for potential micro small and  medium entrepreneurs based on sharia with Murabahah by collaborating through memorandum of understanding with several other agencies, such as Sharia People Financing banks, Semarang City Amil Zakat Agency, Semarang Syariah Economic Community, Semarang City Cooperatives and Micro Enterprises Agency, telecommunications companies, branchless banking agents and financial technology institutions. The benefit obtained can provide scientific contributions to the empowerment management and can be developed into a study material for long-term planning programs by the Semarang City Government in empowering micro, small and medium enterprises so they can be competitive, independent, prosperous, and cultured based on religiosity values. The approach method used qualitative research with analytical tools is the business model canvas. Data collection method used observation, interviews, and literature study. The results of this research are with the MAWAR Program, the Semarang City Government does not charge any additional costs to the borrowers (MSMEs). The legal basis of this program is based on a memorandum of understanding between the stakeholders involved and Islamic sharia
Mawar (Melawan Rentenir): Integrated Msme’s Financial Inclusion Strategy in Sharia-Based Chasanah, Amalia Nur; Budiantoro, Risanda Alirastra; Putra, Febrianur Ibnu Fitroh Sukono; Herawati, Ratna
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1306

Abstract

Allah has provided Islam as life guidance to be used in taking and undergoing all life aspects, including management and business financing. In the perspective of Islamic finance, financing venture capital through moneylenders will make the borrower in a difficult situation. This research aims to analyze the integrated financial inclusion strategy in sharia-based MSME's financing in the Semarang City with the MAWAR Program. Mawar program is a funding assistance program for potential micro small and medium entrepreneurs based on sharia with Murabahah by collaborating through a memorandum of understanding with several other agencies, such as Sharia People Financing banks, Semarang City Amil Zakat Agency, Semarang Syariah Economic Community, Semarang City Cooperatives and Micro Enterprises Agency, telecommunications companies, branchless banking agents and financial technology institutions. The benefit obtained can provide scientific contributions to empowerment management and can be developed into a study material for long-term planning programs by the Semarang City Government in empowering micro, small and medium enterprises so they can be competitive, independent, prosperous, and cultured based on religiosity values. The approach method used qualitative research with analytical tools is the business model canvas. Data collection method used observation, interviews, and literature study. The results of this research are with the MAWAR Program, the Semarang City Government does not charge any additional costs to the borrowers (MSME's). The legal basis of this program is based on a memorandum of understanding between the stakeholders involved and Islamic sharia.
WEALTH ALLOCATION FRAMEWORK: DALAM KERANGKA MASLAHAH Budiantoro, Risanda A.; Larasati, Pradipta P
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 6 No. 1 (2020): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jsei.v6i1.2583

Abstract

Tujuan studi ini adalah menerangkan bagaimana pengelolaan harta dalam perspektif Islamyang berbasis pada konsep maqasid syariah untuk mencapai maslahah. Pendekatanpenelitian menggunakan pendekatan kualitatif dengan metode penelitian adalah kajianlitelatur. Hasil penelitian menunjukkan bahwa pengelolaan harta dalam Islam terdapat tigaalokasi yaitu sepertiga digunakan untuk kehidupan saat ini, sepertiga digunakan untukperjuangan dijalan Allah, dan sepertiga lagi digunakan untuk investasi. Jika seorang muslimtidak mampu melakukan pengelolaan terhardap hartanya maka dapat dilakukan oleh pihakketiga. harta dalam Islam harus produktif dan terus mengalir (investasi) dan tidak bolehditimbun demi tercapainya kemaslahatan, namun, cara yang digunakan harus sesuai denganprinsip syariah dan terhindar dari riba.
Sistem Ekonomi (Islam) dan Pelarangan Riba dalam Perspektif Historis Risanda Alirastra Budiantoro; Riesanda Najmi Sasmita; Tika Widiastuti
Jurnal Ilmiah Ekonomi Islam Vol 4, No 01 (2018): JIEI, Vol. 04, No. 01, 2018
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (718.343 KB) | DOI: 10.29040/jiei.v4i01.138

Abstract

Allah has given the guidance in the form of Islam for Muslim to take and lead all the aspects of life including the economic activity. The Islamic economic system is believed to be the answer of the economic problems that exist at this time. The goal is to achieve falah in kaffah by not doing some economic activities that are in violation as prescribed by Islam. For example is riba. Discourse on riba can be said "classical" both in the development of Islamic thought and in Islamic civilization because riba often occurs in all aspects of public life, especially economic transactions (in Islam called muamalah). Riba is an additional retrieval, either in a sale and purchase transaction or lending in a false or contrary to the principle of muamalah in Islam. Prohibition of riba is obtained from various sources by the Qur'an and Hadith Rasulullah SAW, so the scholars firmly and clearly defined the prohibition of riba because there are exploitative elements that can harm the others. So, this study is aimed to identif yIslamic economic system and the prohibition of riba in historical perspective. From the results of this study is expected to be a good reference for the reader to understand the Islamic economic system and riba in the future.Saran sitasi: Budiantoro, R., Sasmita, R., & Widiastuti, T. (2018). Sistem Ekonomi (Islam) dan Pelarangan Riba dalam Perspektif Historis. Jurnal Ilmiah Ekonomi Islam, 4(01), 1-13. doi: http://dx.doi.org/10.29040/jiei.v4i1.138
Analisis Neraca Perdagangan Migas dan Non Migas Terhadap Volatilitas Cadangan Devisa Di Indonesia, 1975-2016 Khalwat Asyaria; Risanda A. Budiantoro; Sri Herianingrum
JURNAL MANAJEMEN DAN BISNIS INDONESIA Vol 6, No 1 (2020)
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (288.247 KB) | DOI: 10.32528/jmbi.v6i1.3532

Abstract

Cadangan devisa adalah asset ataupun aktiva dari bank sentral yang tersimpan dalam mata uang asing seperti dolar, euro, yen dan digunakan untuk perdagangan internasional serta membiayai perekonomian sebuah negara. Besar kecilnya cadangan devisa negara tergantung dari kekuatan ekspor dan impornya baik migas maupun non migas. Terkait tujuan penelitian ini untuk menganalisis mengenai alokasi perdagangan migas dan non migas terhadap volatilitas cadangan devisa di Indonesia, 1975-2016. Penelitian ini menggunakan data sekunder dari laporan Badan Pusat Statistik dan World Bank dengan menggunakan analisis kuantitatif (alat uji regresi linear berganda). Hasil penelitian menunjukkan ekspor dan impor non migas berpengaruh negatif signifikan terhadap volatilitas cadangan devisa. Sedangkan untuk ekspor dan impor migas berpengaruh negatif dan tidak signifikan.
Analisis Neraca Perdagangan Terhadap Cadangan Devisa Di Indonesia (1975-2016) Khalwat Asyaria; Risanda A. Budiantoro; Sri Herianingrum
Jurnal Ekonomi Vol. 24 No. 2 (2019): July 2019
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v24i2.595

Abstract

Foreign exchange reserves are assets of a central bank that are stored in foreign currencies such as dollars, euros, yen and are used for international trade and funding the country's economy. The size of the country's foreign exchange reserves depends on the strength of its exports and imports both oil and gas and non-oil and gas. The purpose of this study is to analyze the allocation of oil and gas and non-oil gas trade to the volatility of foreign exchange reserves in Indonesia, 1975-2016. This study used secondary data from the Badan Pusat Statistik and World Bank reports using quantitative analysis (multiple linear regression test). The results of the study show that non-oil exports and imports have a significant negative effect on the volatility of foreign exchange reserves. While for oil and gas exports and imports it has a negative and insignificant effect.
Wealth Allocation Framework : Dalam Kerangka Masalah Risanda A. Budiantoro; Febrianur Ibnu Fitroh Sukono Putra; Amalia Nur Chasanah
Benefit: Jurnal Manajemen dan Bisnis Volume 5 No 1 Juni 2020
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v5i1.10914

Abstract

Allah has given the guidance of Islam that can be a guide in all aspects of life including wealth management. In Islamic finance perspective, Islamic wealth allocation framework is a science issue that focuses on wealth management based on Islamic principles including Shariah maqasid. This is important, considering that as a Muslim must be able to fulfill the need to protect and preserve property (al-maal) as a manifestation of benefit. So the purpose of this study is to explain how wealth management in Islamic perspective is based on sharia maqasid concept to achieve masahah. It is expected that the results of this study can be used as a good reference for readers to better understand the Islamic wealth allocation in the future
Co-Authors A. A. A. WULANDIRA SAWITRI DJELANTIK Afifah Nur Millatina Agus Wahyudin Ahmad Nurkhin Ahmad Syahrul Fauzi Ali, Luthfi G. Amalia Nur Chasanah Anak Agung Istri Sri Wiadnyani Anis Susanti Arif Agus Haidar Arifandi, Muhammad Rizky Asrori Athoillah Athoillah, Athoillah Aulia Prima Kharismaputra Awanis Linati Haziroh Bilkis Aulia Luxfiati Cahyani, Indah A. Chasanah, Amalia Nur Damas Gianlugi Alrizqi Diana Puspitasari Enggarningtyas Retno Pinasti Fatimatuzzahro Fatimatuzzahro, Fatimatuzzahro Febrianur Ibnu Fitroh Sukono Putra Fitrarena Widhi Rizkyana Florensia, Carina Foza Hadyu Hasanatina Foza Hadyu Hasanatina Foza Hadyu Hasanatina Hadyu Hasanatina, Foza Haidar, Arif Agus Hakimi, Fifi Hasan Mukhibad Heri Yanto Herry Subagyo Himmatina, Dina N. Himmatina, Dina Nur Indah Anisykurlillah Indri Murniawaty, Indri Ismiyati, Ismiyati Joko Widodo Khaira, Mulil Khalwat Asyaria Khalwat Asyaria Kholifah, Miftakhul JN Kiswanto Kiswanto Kusni Ingsih Lamidi, Lamidi Larasati, Pradipta P Larasati, Pradipta Puspita Latifah, Faela R. Lestari, Tiara Dwi Masitha Fahmi Wardani Masitha Fahmi Wardhani Maylia Pramono Sari Maylia Pramono Sari Mega Wahyu Widawati Meliana, Rini Mubashir Ahmad Mudinillah, Adam Muhammad Rizky Arifandi Mustofa, Ubaedul Nanik Sri Utaminingsih Nora Idiawati Nur Rachmat Arifin Nursalim Nursalim Perdana, Tito Aditya Pinasti, Enggarningtyas Retno Prabowo Yudo Jayanto Pradipta Puspita Larasati Pradipta Puspita Larasati Pratiwi, Meilani Intan Putra, Febrianur I.F.S. Rachman, Mohammad Aulia Rachman, Muhammad Aulia Rahmad Hakim Ratna Herawati Ratna Wardani Richatul Jannah Riesanda Najmi Sasmita Rizkyana, Fitrarena Widhi Roymon Panjaitan Runtiningsih, Sri Sandy Arief Sehabuddin, Ahmad Selvia Puji Lestari Shujahat Ali Sih Darmi Astuti Sisca Dian Rahmawati Sri Herianingrum Suci Afnia Syamsuddin Syamsul Arifin Tamimah Tamimah Tiara Daffa Arsanda Tika Widiastuti Tsani, Luthfi Ibnu Ubaedul Musthofa Vicky Oktavia Vina Amalia, Vina Zahra, Mauren A.