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All Journal RJABM (Research Journal of Accounting and Business Management) Journal of Management - Small and Medium Enterprises (SME's) Eduvest - Journal of Universal Studies Journal of Islamic Economics and Finance
Marselina Ratu
Universitas Nusa Cendana
Aerospace Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Health Professions Neuroscience Social Sciences

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PENGARUH INFLASI DAN SUKU BUNGA TERHADAP INVESTASI DALAM NEGERI DI INDONESIA Samuel Richard Messakh; Paulina Yuritha Amtiran; Marselina Ratu
Journal of Management Small and Medium Enterprises (SMEs) Vol 8 No 1 (2019): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v8i1.1406

Abstract

The purpose of this study to determine the effect of inflation and interest rates partially andsimultaneously to domestic investment in Indonesia. This research is quantitative descriptive. Thedata used in the research are secondary data on inflation, interest rate and domestic investmentsourced from Bank Indonesia and Central Bureau of Statistics from 2000-2016. Data analysistechnique in this research is Multiple Linear Regression Analysis. Based on regression analysis, itis known that inflation has a positive and insignificant effect on domestic investment in the period of2000-2016. Meanwhile, interest rates has a negative and significant effect on domestic investment inIndonesia. In addition, inflation and interest rates also together affect the domestic investment inIndonesia in the period 2000-2016. Keywords : Inflation, Domestic Investment, Investment, Interest Rate
ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN KONVENSIONAL DAN PERBANKAN SYARIAH Maria Euphrasia Dandung; Paulina Yuritha Amtiran; Marselina Ratu
Journal of Management Small and Medium Enterprises (SMEs) Vol 11 No 1 (2020): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v11i1.2319

Abstract

The performance of conventional banking and sharia banking had a major role for the economy inIndonesia when the global economic crisis was 2008. The crisis that occurred in the United Statesaffected the development of banking performance in Indonesia. The research aims to determine thecomparison of financial performance of Sharia banks and conventional banks before, during, andafter the global economic crisis of 2008. Samples in this study were 3 conventional banks and 3sharia banks. Sampling technique is the purposive sampling method, which the criteria are basedon the banking financial report in the year of 2007-2009. The analytical methods in this study usefinancial ratios and the indicators are Adequacy Ratio (CAR), Return On Assets (ROA), Loan toDeposit Ratio (LDR), Operating Load/Operating Income (BOPO) and Non Performing Loan(NPL). The results of this study showed that conventional banking performance was more effectivethan sharia banking before, during and after the economic crisis of 2008. Keywords: Financial Performance, Conventional Banking, Sharia Banking, Financial Ratios.
IMPLEMENTASI TRANSAKSI NON TUNAI QRIS DI DESA DETUSOKO BARAT KABUPATEN ENDE Lordna Wintari Hawu; Marselina Ratu; Fransina W. Ballo
RJABM (Research Journal of Accounting and Business Management) Vol 6, No 2 (2022)
Publisher : LPPM University 17 Agustus 1945 Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (213.217 KB) | DOI: 10.31293/rjabm.v6i2.6655

Abstract

 Penelitian ini bertujuan untuk mengetahui bagaimana implementasi transaksi non tunai di Desa Detusoko Barat, serta mengetahui faktor pendukung dan penghambat dalam mengimplementasikan transaksi non tunai. Penelitian ini menggunakan jenis penelitian kualitatif dengan pendekatan penelitian deskriptif kualitatif. Pengumpulan data dilakukan melalui wawancara dengan informan tentang implementasi transaksi non tunai di Desa Detusoko Barat dan faktor pendukung dan penghambat dalam implementasi transaksi non tunai, pengumpulan data juga dilakukan melalui observasi dan dokumentasi. Hasil penelitian ini menunjukkan bahwa implementasi transaksi non tunai (QRIS) di Desa Detusoko Barat belum sepenuhnya masyarakat Desa Detusoko Barat menggunakan pembayaran nontunai. Faktor pendukung dalam implementasi transaksi non tunai (QRIS) di Desa Detusoko Barat yaitu, adanya kerja sama pihak bank NTT dan BUMDes Au Wula, lokasi yang mendukung, adanya dukungan pemerintah desa serta adanya sosialisasi dari pihak bank. Faktor penghambat dalam implementasi transaksi non tunai (QRIS) di Desa Detusoko Barat yaitu, minimnya pemahaman masyarakat, jaringan internet yang tidak stabil, keterbatasan penggunaan smartphone, kurangnya loyalitas masyarakat, serta sumber daya manusia.Kata kunci: Transaksi Non Tunai, QRIS, Desa Wisata.
Analysis Of Labor Absorption In East Nusa Tenggara Province 2016-2020 Period Novi T Kiak; Marselina Ratu; Maria I. H. Tiwu; Olivia Louise Eunike Tomasowa
Eduvest - Journal of Universal Studies Vol. 2 No. 1 (2022): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2066.234 KB) | DOI: 10.59188/eduvest.v2i1.334

Abstract

This study analyzes the absorption of labor in East Nusa Tenggara Province for the 2016-2020 period. The research aims to identify sectors that have the power to absorb labor and the ability to compete in the 2016-2020 period; and find out how the effect of economic growth on employment in East Nusa Tenggara Province for the 2016-2020 period. The type of secondary data was obtained during the 2016-2020 observation period. These data include GRDP based on constant prices in East Nusa Tenggara Province for the 2016-2020 period and population data for those aged 15 years and over (labor data). The analytical tools used are Location Quotient (LQ), Shift Share (SS), Kindergarten Productivity, TK Elasticity, MRP, Klassen and Typology. The results of the LQ analysis show that the agricultural, forestry and fisheries sectors are sectors that are not the leading sectors in absorbing labor during that period, the study because it has an LQ value below 1. The results of the analysis that the shift-share analysis shows during the analysis period 2016 to by 2020. In the province of East Nusa Tenggara, the largest information and communication sector has the largest competitive advantage, which is indicated by having a higher nij value compared to other provinces sector and has the largest number of employees.
KONTRIBUSI PT. MUTIARA ADONARA TERHADAP PENYERAPAN TENAGA KERJA DAN PENDAPATAN KELUARGA DI DESA OYANGBARANG KECAMATAN WOTAN ULUMADO KABUPATEN FLORES TIMUR Felix Mubera Sogen; Marthen R Pellokila; Marselina Ratu
RJABM (Research Journal of Accounting and Business Management) Vol 7, No 1 (2023)
Publisher : LPPM University 17 Agustus 1945 Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31293/rjabm.v7i1.6713

Abstract

Felix Mubera Sogen, Marthen R. Pellokila, Marselina Ratu Program Studi Ekonomi Pembangunan Fakultas Ekonomi Dan Bisnis Universitas Nusa Cendana Email: felix.m.sogen@gmail.com  ABSTRACT This research was conducted with the aim of explaining the contribution of PT. Mutiara Adonara on employment absorption in Oyangbarang Village, Wotan Ulumado District, East Flores Regency and explained the contribution of PT. Mutiara Adonara on the income of the family of company workers in Oyangbarang Village. This research is a descriptive research with a qualitative approach, the type of data used is qualitative and quantitative data with primary and secondary data sources. The research location of PT. Mutiara Adonara which is located in Oyangbarang Village, Wotan Ulumado District, East Flores Regency, the collection technique uses observation, interviews and documentation with data analysis techniques consisting of data reduction, data presentation and drawing conclusions. The results of this study show the contribution of PT. Mutiara Adonara on employment absorption in Oyangbarang Village by 35%, the contribution of PT. Mutiara Adonara on employment absorption in the Wotan Ulumado District of 3.53% and the contribution of PT. Mutiara Adonara on employment absorption in East Flores Regency by 0.12%. With these results based on the environmental quality scale the contribution of PT. Mutiara Adonara regarding employment in Oyangbarang Village is in the low category and for Wotan Ulumado District and East Flores Regency it is still in the very low category. While the contribution of PT. Mutiara Adonara to the income of the families of company workers in Oyangbarang Village, Wotan Ulumado District, East Flores Regency, amounting to 89.02%. This can be interpreted that, the income from working at PT. Mutiara Adonara has a large contribution to family labor income.  Keywords: Contribution of  PT. Mutiara Adonara, Labor Absorption, Family Income.
Analisis Peran Pelatihan Kerja Oleh Unit Pelaksana Teknis Daerah Latihan Kerja Provinsi NTT Terhadap Peningkatan Produktivitas Peserta Pasca Pelatihan Julius Innosensius Beon; Marselina Ratu; Novi Theresia Kiak
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1123

Abstract

qualified labor is an important factor in achieving economic development of a region. To improve the quality of the workforce, job training is needed that can provide job skills for the workforce. This study aims to explain the benefits of job training for improving the quality of the workforce based on the policies and programs of the NTT Provincial work training UPTD and explain the productivity of graduate participants after attending job training. This study uses a descriptive qualitative approach, by conducting structured interviews to informants and instructors UPTD work training, and also graduates from job training. The results showed that job training is very beneficial for improving the quality of the workforce through the empowerment of Labor expertise in order to have skills, attitudes, and knowledge about the world of work. Many of the job training graduates have been successful in their efforts and are able to absorb other workers, but not infrequently job training graduates who fail to achieve productivity due to not being serious when attending job training, lack of availability of business capital, and lack of readiness to compete in the world of work. In order for job training graduates to achieve their productivity, supervision is needed by the Uptd of work training and also financial assistance from local governments for the effectiveness of training activities and the provision of business capital to support the efforts of job training graduates.
Co-Authors Felix Mubera Sogen Julius Innosensius Beon Lordna Wintari Hawu Maria Euphrasia Dandung Maria I. H. Tiwu Marthen Robinson Pellokila Novi T Kiak Novi Theresia Kiak Olivia Louise Eunike Tomasowa Samuel Richard Messakh Welhelmina Ballo , Fransina