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Model Pertanggungjawaban BUMDes Puji Berkah pada Unit Simpan Pinjam Fatchur Rohman; Miftah Arifin
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol 5, No 1 (2020): March 2020
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v5i1.3368

Abstract

This paper describes the results of community service activities (PKM) at the Village-Owned Enterprises in Jepara that face accountability issues. The purpose of this community service program is to implement the BUMDes accountability model and BUMDes business management. The program implementation phase includes systematic development of the BUMDes accountability report, application and process of preparing BUMDes accountability report, development of a Simple Financial Information System, and assistance and application of a simple financial information system. The results of the community service program outputs are generated in the form of guidelines for preparing the accountability report of BUMDes Puji Berkah Sinanggul and simple saving and loan financial applications. Based on the results of the dedication, it can be formulated that the implementation of the accountability model of BUMDes Puji Berkah can improve the quality of the performance of existing managers of BUMDes which are the object of service. BUMDes fits the format and meets the timeliness of reporting.  How to cite:Rohman, F., Arifin, M. (2020). Model Pertanggungjawaban BUMDes Puji Berkah pada Unit Simpan Pinjam. Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang, 5(1), 18-27.DOI: https://doi.org/10.26905/abdimas.v5i1.3368
Unhealthy Business Competition in Government Procurement of Goods/Services in Indonesia: An Analysis of the Friedman Legal System Zaenal Arifin; Arief Slamet Karyadi; Miftah Arifin
JUSTISI Vol. 12 No. 1 (2026): JUSTISI
Publisher : Fakultas Hukum Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/js.v12i1.4597

Abstract

This study aims to analyze unfair business competition practices and their resolution mechanisms in government procurement of goods and services in Indonesia using Lawrence M. Friedman's legal system theoretical framework. The study method used is normative legal research with a legislative, conceptual, and case study approach, which is analyzed qualitatively through a review of legislation, decisions of the Business Competition Supervisory Commission (KPPU), and relevant legal literature. Case studies were conducted by analyzing three KPPU decisions that represent patterns of tender collusion in procurement, namely the Revitalization of Taman Ismail Marzuki (TIM) Phase III case, the provision of clean water in North Lombok, and the construction of the Prabumulih Mall. The novelty of this research lies in the simultaneous integration of weaknesses in legal structure, legal substance, and legal culture to assess the effectiveness of antitrust law enforcement in the procurement sector. The results of the study show that the main obstacles to the enforcement of business competition law not only stem from regulatory loopholes and definitions of norms that are not yet operational, but are also influenced by institutional capacity constraints, weak inter-agency coordination, and a permissive culture towards collusion in procurement practices. This study emphasizes that strengthening the effectiveness of law enforcement requires practical measures such as refining the norms prohibiting collusion, integrating sanctions and a database of violations into the national e-procurement system, and strengthening the synergy between KPPU and LKPP through a post-decision monitoring mechanism to prevent repeat violations. The conclusion of the study states that regulatory reformulation, strengthening of supervisory institutions, and renewal of the culture of compliance are key prerequisites for the realization of transparent, fair, and accountable procurement governance.
Governance Strategy for Free Nutritious Food Procurement: An Administrative Law Perspective Zaenal Arifin; Miftah Arifin
Jurnal Wawasan Yuridika Vol 9 No 2 (2025): 2025
Publisher : Sekolah Tinggi Hukum Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Free Nutritious Food Program (MBG) is a strategic government policy to improve the quality of human resources; however, its procurement governance still raises juridical concerns that create discrepancies between das sollen and das sein. This study aims to analyze the governance of MBG procurement from the perspective of Administrative Law and to formulate procurement strategies in line with the principles of good governance. The research employs a normative juridical method with statute approach and case approaches, using primary legal materials such as Presidential Regulation No. 16 of 2018 and Presidential Regulation No. 83 of 2024, and is qualitatively analyzed. The findings reveal practices of large provider dominance, limited MSME access to the e-catalog, and weak oversight, which contradict the principles of legality, justice, and accountability. The novelty of this research lies in its assertion that MBG procurement is an administrative act (bestuursdaad) that must be examined within the framework of Administrative Law to ensure the program’s legitimacy, fairness, and sustainability.
The Degree Of Understanding Of Zakat On Profession/Income In Jepara Regency Aan Zainul Anwar; Miftah Arifin
Jurnal Ilmiah Al-Syir'ah Vol 16, No 2 (2018)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/jis.v16i2.665

Abstract

This study aimed to determine the degree of understanding of zakat on profession/income and the characteristics of the community distribution model as an effective collection model for zakat institutions. This study used a qualitative method with 68 respondents from various professional work backgrounds including civil servants, teachers, employees, military, police, and government officials. The results of this study were that Jepara people have a high degree of understanding about zakat but have not been fully able to calculate nishab of zakat especially zakat on profession/income. Therefore, not all people who are obliged to pay zakat on professionand the distribution of zakat on professionis still directly to mustahiq.Keywords: Zakat on Profession/Income; Understanding of Zakat; Zakat; Alms 
The influence of the Business Judgment Rule on the accountability of the Board of Directors for their errors or negligence based on Eisenberg's theory of Director's Accountability Miftah Arifin; Zaenal Arifin
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 1 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i1.4208

Abstract

In the business world, the Business Judgment Rule (BJR) is a legal principle that provides protection to directors when making risky business decisions, as long as those decisions are made in good faith, with sufficient care, and without personal interest. Although BJR is not explicitly regulated in Indonesian law, this principle is reflected in the Limited Liability Company Law and considered in the theory of director liability proposed by Melvin Aron Eisenberg. The purpose of this research is to analyze the application of the Business Judgment Rule principle in Indonesian corporate law to protect directors from liability for their mistakes or negligence, and to evaluate its influence on Eisenberg's theory of director liability. This study uses a normative legal research method that examines legal norms to analyze and interpret legal provisions related to the application of the Business Judgment Rule and director liability in Indonesia, as well as examining the influence of Eisenberg's theory on that doctrine. A conceptual approach is used to study the concept of the Business Judgment Rule and Eisenberg's theory of director liability in depth. The research results show that the Limited Liability Company Law in Indonesia regulates the application of the Business Judgment Rule (BJR), which provides protection to directors from liability for risky business decisions as long as they meet the requirements of good faith, due care, no conflict of interest, and efforts to prevent loss. However, BJR protection is not absolute, and directors can be held accountable if they violate corporate governance principles. Melvin A. Eisenberg's theory of director liability provides clearer boundaries, where directors can lose BJR protection if they violate the duty of care, duty of loyalty, duty of good faith, and duty of candor, making them accountable for their mistakes or negligence in business decision-making.
Rekonstruksi Pengaturan Hukum Lelang di Indonesia dalam Perspektif Kepastian hukum dan Keadilan Hukum Laksita Anggrarini; Zaenal Arifin; Endah Pujiastuti; Miftah Arifin
Journal Juridisch Vol. 4 No. 2 (2026): JULY
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v4i2.13619

Abstract

Artikel ini bertujuan untuk merekonstruksi pengaturan hukum lelang di Indonesia dalam perspektif kepastian dan keadilan hukum. Lelang memiliki peran strategis dalam peralihan hak, pelaksanaan eksekusi, serta penyelesaian kewajiban hukum, namun pengaturannya masih tersebar dalam berbagai peraturan sektoral dan sebagian bertumpu pada regulasi lama, sehingga menimbulkan ketidakpastian hukum dan lemahnya perlindungan bagi para pihak, khususnya pemenang lelang yang beritikad baik. Kondisi tersebut berimplikasi pada meningkatnya sengketa lelang dan menurunnya kepercayaan publik terhadap mekanisme lelang. Urgensi penulisan ini terletak pada kebutuhan akan sistem hukum lelang yang lebih harmonis, komprehensif, dan adaptif terhadap dinamika praktik hukum. Penelitian ini menggunakan metode penelitian hukum normatif dengan pendekatan perundang-undangan, konseptual, dan kasus. Kebaruan penelitian ini terletak pada perumusan konsep rekonstruksi pengaturan hukum lelang yang mengintegrasikan kepastian hukum prosedural dengan keadilan substantif serta perlindungan hukum yang seimbang bagi seluruh pihak. Hasil penelitian menunjukkan bahwa harmonisasi regulasi, penegasan kewenangan pejabat lelang, dan penguatan perlindungan hukum merupakan elemen kunci dalam mewujudkan sistem lelang yang adil dan pasti.
Pertanggungjawaban Korporasi atas Kelalaian Karyawan Bank di Indonesia Purnomo Purnomo; Kadi Sukarna; Muhammad Junaidi; Kukuh Sudarmanto; Miftah Arifin
JURNAL USM LAW REVIEW Vol. 9 No. 3 (2026): SEPTEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v9i3.12709

Abstract

This study aims to analyze corporate legal liability for customer losses caused by bank employees’ negligence and the legal consequences imposed on employees within the Indonesian legal system. The central issue lies in the lack of legal certainty due to the absence of explicit regulation on corporate liability in the Banking Law regarding employee negligence that harms customers, despite modern banking operations involving institutional risk exposure. This condition creates an imbalance between customer legal protection and institutional accountability in the banking sector. This research employs a normative juridical approach using qualitative analysis of statutory regulations, corporate liability doctrines, and relevant legal practices. The findings reveal that Indonesian positive law does not explicitly regulate corporate liability for employee negligence, resulting in law enforcement that primarily targets individual fault rather than institutional responsibility. The novelty of this study lies in proposing a hybrid liability model that proportionally allocates responsibility between individuals and corporations based on the relationship between personal negligence and institutional supervisory failure. These findings highlight the urgency of reformulating corporate liability regulation in banking law to strengthen customer protection, enhance legal certainty, and promote more accountable banking governance.     Penelitian ini bertujuan menganalisis pertanggungjawaban hukum bank sebagai korporasi terhadap kerugian nasabah yang disebabkan oleh kelalaian karyawan serta akibat hukum yang timbul bagi karyawan dalam sistem hukum Indonesia. Permasalahan utama terletak pada lemahnya kepastian hukum akibat belum diaturnya secara eksplisit pertanggungjawaban bank sebagai korporasi dalam UU Perbankan terhadap kelalaian karyawan yang merugikan nasabah, meskipun praktik perbankan modern menunjukkan adanya risiko operasional yang bersifat institusional. Kondisi ini menimbulkan ketidakseimbangan antara perlindungan hukum nasabah dan akuntabilitas lembaga perbankan. Penelitian ini menggunakan pendekatan yuridis normatif dengan analisis kualitatif terhadap peraturan perundang-undangan, doktrin pertanggungjawaban korporasi, dan praktik penerapan hukum terkait. Hasil penelitian menunjukkan bahwa hukum positif Indonesia belum mengatur secara tegas pertanggungjawaban bank sebagai korporasi atas kelalaian karyawan, sehingga penegakan hukum masih berorientasi pada kesalahan individual dan belum sepenuhnya mencerminkan tanggung jawab institusional. Kebaruan penelitian terletak pada perumusan model pertanggungjawaban hibrida yang menempatkan tanggung jawab individu dan korporasi secara proporsional berdasarkan hubungan antara kelalaian personal dan kegagalan pengawasan institusional. Temuan ini menegaskan urgensi reformulasi pengaturan pertanggungjawaban korporasi dalam hukum perbankan guna memperkuat perlindungan hukum nasabah, meningkatkan kepastian hukum, dan mendorong tata kelola perbankan yang lebih akuntabel.
Penyelesaian Kredit Macet di Badan Usaha Milik Desa Bersama Melalui Non Litigasi Muhammad Sofi; Kukuh Sudarmanto; Syafran Sofyan; Miftah Arifin
Journal Juridisch Vol. 1 No. 3 (2023): NOVEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v1i3.7909

Abstract

This study aims to analyze the settlement of bad loans with a non-litigation process and to analyze the effectiveness of the settlement of non-litigation bad loans. Litigation. The legal research method used is juridical empirical, which examines the application of law to the working of law by conducting studies through approaches namely the statutory approach or statute approach, case approach or cash approach, historical approach or historical approach, comparative approach or comparative approach, and conceptual approach or conceptual approach. The results of this study reveal that in practice resolving bad loans through non-litigation methods at Bumdesma Sayung Mulyo by rescheduling, loan restructuring, reducing liabilities, compensation, legal/litigation aspects (specifically for misuse of funds). Penelitian ini bertujuan untuk menganalisis penyelesaian kredit macet dengan non litigasi dan untuk menganalisis efektivitas penyelesaian kredit macet non litigasi. Urgensi penelitian ini adalah Sebagai acuhan referensi yang mendukung bagi peneliti maupun pihak lain yang tertarik dalam bidang penelitian yang sama terutama tentang penyelesaian kredit macet non litigasi Adapun metode penelitian hukum yang digunakan adalah yuridis empiris, yang meneliti penerapan hukum bekerjanya hukum dengan melakukan kajian melalui pendekatan yaitu pendekatan undang-undang atau statute approach, pendekatan kasus atau cash approach, pendekatan historis atau historical approach, pendekatan perbandingan atau comparative approach, dan pendekatan konseptual atau conseptual offroach. Hasil penelitian ini mengungkapkan bahwa Dalam praktek penyelesaian kredit macet melalui non litigasi di Bumdesma Sayung Mulyo dengan cara Penjadwalan Ulang, Restrukturisasi Pinjaman, Pengurangan Kewajiban, Kompensasi, Aspek hukum/litigasi (khusus untuk penyalahgunaan dana).
Konflik Norma (Antinomy Normen) Sita Umum Dengan Sita Pidana Dalam Pemberesan Harta Pailit Moh Harir; Soegianto Soegianto; Zaenal Arifin; Kukuh Sudarmanto; Miftah Arifin
JURNAL USM LAW REVIEW Vol. 8 No. 2 (2025): AUGUST
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v8i2.11384

Abstract

This study aims to analyze the normative conflict between general seizure (sita umum) and criminal seizure (sita pidana) in the settlement of bankruptcy assets, as well as to examine mechanisms for resolving such conflicts when assets of a bankrupt debtor under general seizure are also subject to criminal seizure. General seizure, carried out by the bankruptcy curator, is intended to collect and liquidate all assets of the bankrupt debtor to repay creditors fairly and proportionally. In contrast, criminal seizure, conducted by investigators, is aimed at confiscating assets related to a criminal offense, either as evidence or as proceeds of crime. The normative conflict arises when assets seized for bankruptcy settlement are also targeted in criminal proceedings. This clash is rooted in Article 31(2) of Law No. 37 of 2004 on Bankruptcy and Suspension of Debt Payment, which stipulates that a bankruptcy declaration and general seizure nullify all prior seizures, and Article 39(2) of Law No. 8 of 1981 on the Criminal Procedure Code (KUHAP), which still permits the seizure of assets already under civil or bankruptcy seizure. Using a normative juridical method, the findings reveal that this inconsistency creates legal uncertainty, particularly in determining the priority of seizure enforcement, thereby hindering the settlement of bankruptcy assets and potentially causing losses to creditors. Therefore, this study recommends the establishment of a clear legal provision that explicitly prioritizes general seizure in cases of overlap with criminal seizure, in order to ensure legal certainty, safeguard creditors’ rights, and maintain a balanced approach with the objectives of criminal law enforcement.   Penelitian ini bertujuan menganalisis konflik norma antara sita umum dan sita pidana dalam proses pemberesan harta pailit, serta mengkaji mekanisme penyelesaiannya ketika aset debitur pailit yang telah berada dalam sita umum juga menjadi objek sita pidana. Sita umum yang dilakukan oleh kurator dalam kepailitan bertujuan mengumpulkan dan menjual seluruh aset debitur pailit untuk membayar utang kepada para kreditur secara adil dan proporsional. Sebaliknya, sita pidana yang dilakukan oleh penyidik ditujukan untuk menyita aset yang terkait dengan tindak pidana, baik sebagai alat bukti maupun hasil kejahatan. Konflik norma timbul ketika objek yang disita untuk pemberesan harta pailit juga menjadi sasaran sita dalam perkara pidana. Pertentangan ini berakar pada ketentuan Pasal 31 ayat (2) Undang-Undang Nomor 37 Tahun 2004 tentang Kepailitan dan Penundaan Kewajiban Pembayaran Utang, yang menyatakan bahwa putusan pailit dan sita umum menghapus seluruh sita sebelumnya, dengan Pasal 39 ayat (2) Undang-Undang Nomor 8 Tahun 1981 tentang Hukum Acara Pidana (KUHAP), yang tetap memperbolehkan penyitaan terhadap objek yang telah berada dalam sita perdata maupun sita pailit. Penelitian ini menggunakan metode yuridis normatif. Hasil penelitian menunjukkan bahwa pertentangan norma tersebut menimbulkan ketidakpastian hukum, khususnya terkait penentuan prioritas pelaksanaan sita, sehingga berimplikasi pada terhambatnya pemberesan harta pailit dan potensi kerugian bagi kreditur. Penelitian ini merekomendasikan adanya pengaturan yang secara tegas menetapkan prioritas sita umum dalam konteks tumpang tindih dengan sita pidana, guna menciptakan kepastian hukum, melindungi hak kreditur, dan tetap menjaga keseimbangan dengan kepentingan penegakan hukum pidana.
PENGEMBANGAN PRODUK ORIENTASI EKSPOR DAN INOVASI PRODUK PADA UMKM ROTAN INDAH JEPARA A Khoirul Anam; Miftah Arifin; Anna Widiastuti; Zainul Arifin
Al-Khidmat : Jurnal Ilmiah Pengabdian Kepada masyarakat Vol. 3 No. 2 (2020): Jurnal Al-Khidmat : Jurnal Ilmiah Pengabdian Kepada Masyarakat
Publisher : Pusat Pengabdian kepada Masyarakat LP2M UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jak.v3i2.9441

Abstract

AbstrakProgram pengabdian ini diarahkan pada pengembangan produk orientasi ekspor dan inovasi produk pada UMKM Rotan Indah Jepara. Nilai strategis UMKM mitra binaan adalah peningkatan daya saing menuju pasar sasaran ekspor, melalui pendekatan pemberdayaan UMKM pada penerapan teknologi tepat guna, peningkatan kualitas dan kuantitas produksi, serta penguatan kapasitas kelembagaan. Pendampingan terhadap Rotan Indah Jepara penting dilakukan mengingat peran strategis industri ini, dalam bentuk peningkatan kesejahteraan pelaku usaha, dan masyarakat sekitar. Dampak keberhasilan dari pelaksanaan program pengabdian ini dilihat dari dampak ekonomi maupun dampak sosial. Dampak dan manfaat kegiatan diantaranya dilihat dari peningkatan jumlah produksi dan omset penjualan, perubahan sosial, serta efektivitas dan peningkatan produktivitas, sebagai dampak dari adanya perubahan pola kerja, sistem dan teknologi yang digunakan.  AbstractThis community engagement program is directed at developing export-oriented products and product innovation of Rattan Indah Jepara MSMEs. The strategic value of the fostered MSME partners is increasing competitiveness towards export target markets, through the approach to empowering MSMEs in the application of appropriate science and technology, increasing the quality and quantity of production, and strengthening institutional capacity. Assistance to Rattan Indah Jepara is important given the strategic role of this industry, in the form of improving the welfare of business actors and the surrounding community. The impact of the success of the implementation of this program is seen from the economic impact as well as the social impact. The impacts and benefits of the activities can be seen from the increase in the amount of production and sales turnover, social changes, as well as the effectiveness and increase in productivity, as a result of changes in work patterns, systems, and technology used. Â