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Pengaruh Makro Ekonomi dan Mikro Ekonomi Terhadap Profitabilitas Pada BPR Syariah di Indonesia Yulvista Galuh Kirana; Diyah Santi Hariyani; Putri Oktovita Sari
Business Management Analysis Journal (BMAJ) Vol 4, No 2 (2021): Business Management Analysis Journal (BMAJ)
Publisher : Universitas Muria Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24176/bmaj.v4i2.6642

Financial performance is a proof of success obtained by a bank in carrying out its business activities. The purpose of this study is to empirically examine the effect of inflation, interest rates, CAR, FDR, NPF, BOPO on profitability. By using purposive sampling, there were eight Islamic People's Financing Banks (BPRS) registered with the OJK in 2017-2020 chosen to be the sample of this study. The secondary data in this study is derived from the financial data of the BPRS in the KAP publication reports and other information and profit and loss publication reports that are already available at the Financial Services Authority (OJK) and Bank Indonesia (BI). The data analysis method used multiple linear regression using SPSS Statistics 23.0. The results of the study through the t-test showed that inflation, interest rates, CAR, and NPF had no effect on profitability, while FDR and BOPO had a significant effect on profitability at BPRS. The distribution of BPRS financing is the most important thing where the main task of a bank is to collect and distribute funds. Infinancial managing bank must prioritize the principle of prudence in order to avoid bad loans.Kinerja keuangan adalah sebuah bukti keberhasilan yang diperoleh oleh suatu perbankan dalam menjalankan kegiatan usahanya. Tujuan penelitian untuk menguji secara empiris pengaruh inflasi, suku bunga, KPMM, FDR, NPF, BOPO terhadap profitabilitas. Dengan teknik pengambilan purposive sampling diperoleh delapan Bank Pembiayaan Rakyat Syariah yang terdaftar di OJK tahun 2017-2020 sebagai sampel. Data sekunder dalam penelitian diperoleh dari data keuangan BPRS pada laporan publikasi KAP dan informasi lain serta laporan publikasi laba rugi yang sudah tersedia pada Otoritas Jasa Keuangan dan Bank Indonesia. Metode analisis data menggunakan regresi linier berganda menggunakan SPSS Statistik 23.0. Hasil penelitian melalui uji t menunjukkan bahwa inflasi, suku bunga, KPMM, dan NPF tidak berpengaruh terhadap profitabilitas, sedangkan FDR dan BOPO berpengaruh signifikan terhadap profitabilitas pada BPRS. Penyaluran pembiayaan BPRS merupakan hal paling utama di mana tugas utama dari sebuah perbankan adalah menghimpun dan menyalurkan dana. Perbankan dalam mengelola pembiayaan harus mengutamakan prinsip kehati-hatian agar tidak terjadi kredit macet.

Pengaruh Servant Leadership, Budaya Organisasi dan Iklim Organisasi Terhadap Kepuasan Kerja Pegawai di Dinas Kearsipan dan Perpustakaan Daerah Kabupaten Karanganyar Vinka Nirmala Putri; Putri Oktovita Sari
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 3 (2025): JULI-SEPTEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/z2vsge55

Karanganyar Regency. The purpose of this study is to examine the influence of servant leadership, organizational culture and organizational climate on employee job satisfaction at the Archives and Regional Library Service of Karanganyar Regency. The type of data used is quantitative, with primary data sources. The population in this study amounted to 57 employees and the sample taken was 57 respondents using census sampling (saturated sampling). The research instrument has been tested for validity and reliability. Data analysis techniques include descriptive analysis, multiple linear regression analysis, t-test, F-test (smooth model test), coefficient of determination (R2) test. The results of this study indicate that servant leadership partially has a positive and significant effect on the job satisfaction of employees at the Karanganyar Regency Archives and Library Service (p-value) 0.000 < 0.05. Organizational culture has a positive and significant effect on the job satisfaction of employees at the Karanganyar Regency Archives and Library Service (p-value) 0.000 < 0.05. Organizational climate has a positive and significant effect on the job satisfaction of employees at the Karanganyar Regency Archives and Library Service (p-value) 0.000 < 0.05. The results of the coefficient of determination (R2) test indicate that the contribution of the independent variable to the dependent variable is 65.8%, with the remaining 34.2% influenced by factors outside the studied variables

Pengaruh Kesiapan Berubah dan Komitmen Organisasi Terhadap Perubahan Organisasi Badan Perencanaan Pembangunan Riset dan Inovasi Daerah Kabupaten Sragen Afnan Nur Fadhilah; Putri Oktovita Sari
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 3 (2025): JULI-SEPTEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/k1aba417

This study aims to analyse the significant of the influence of readiness to change and organizational commitment on organizational change. The type of data used is quantitative, with primary data as the source. The sampling technique used is saturated sampling, with a total sample of 39 respondents who are employees of the Regional Development, Research, and Innovation of Sragen Regency BAPPERIDA. Data collection methods include questionnaires, observation, and literature study. The data analysis technique applied is multiple linear regression analysis, t-test, F-test, and coefficient of determination test. The results of this study indicate that readiness to change has a significant effect on organizational change of Sragen Regency BAPPERIDA. Organizational commitment also has a significant effect on organizational change of Sragen Regency BAPPERIDA. The F-test results indicate a significance value (p-value) of 0.000 < 0.05, meaning that the model is appropriate in predicting the influence of readiness to change and organizational commitment on organizational change of Sragen Regency BAPPERIDA. The coefficient of determination analysis shows a value of 0.873, which means that the contribution of readiness to change and organizational commitment variables to organizational change at BAPPERIDA Sragen Regency is 87.3%, while the remaining 12.7% is explained by other variables.

Pengaruh Lingkungan Kerja, Kepuasan Kerja dan Kompensasi Terhadap Retensi Karyawan Generasi Z di Kota Surakarta Diyan Agus Mayangsari; Putri Oktovita Sari
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari-maret, Circular Economy and Green Innovation for Sustainable Business D
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/h2a9es58

This study is a survey study on Generation Z employees in Surakarta City. The purpose of this study is to determine the influence of the work environment, job satisfaction and compensation on the retention of generation Z employees in Surakarta City. The type of data used is quantitative data, the data source used is primary data. Data collection in this study was carried out by distributing questionnaires to the relevant respondents. The population in this study were generation Z employees who worked in Surakarta City and the sampling technique in this study used Purposive Sampling with the criteria of respondents aged over 18 years and working in Surakarta City, and obtained a sample of 130 respondents. Data were collected with questionnaires that had been tested for validity and reliability as well as classical assumption tests. Data analysis techniques used multiple linear regression, t-test, F-test and coefficient of determination (R2). The results of this study indicate that the work environment has a significant effect on the retention of generation Z employees in Surakarta City. Job satisfaction has a significant effect on the retention of generation Z employees in Surakarta City. Compensation does not have a significant effect on the retention of generation Z employees in Surakarta City. The calculated F value is 45.386 with a significance value of 0.000 > 0.05, meaning that the regression model is appropriate for testing the influence of the work environment, job satisfaction, and compensation on employee retention. The coefficient obtained is an adjusted R square value of 0.508, meaning that the contribution of the influence of the work environment, job satisfaction, and compensation to employee retention is 50.8%.

Pengaruh Resiliensi dan Kebahagiaan Terhadap Kinerja Perawat Melalui Kepuasan Kerja sebagai Variabel Intervening pada Rumah Sakit PKU Muhammadiyah Wonogiri Dherisma; Putri Oktovita Sari
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari-maret, Circular Economy and Green Innovation for Sustainable Business D
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/bvfr4d57

This study was designed to examine the relationship between resilience (X₁) and happiness (X₂) on nurse performance (Y), with job satisfaction (Z) as a mediator. The methodology used was a quantitative survey of 45 nurses at PKU Muhammadiyah Wonogiri Hospital, with data analysis using SEM-PLS. The results of the study concluded as follows: (1) There is a positive and significant direct effect of resilience and happiness on job satisfaction. (2) There is a positive and significant direct effect of resilience and happiness on nurse performance. (3) There is a positive and significant direct effect of job satisfaction on nurse performance. (4) However, the role of job satisfaction as a mediating variable was not proven to be significant; the indirect effect of resilience and happiness on performance through job satisfaction was not statistically significant.

PENGARUH KEPEMIMPINAN ISLAMI, MOTIVASI KERJA ISLAMI DAN BUDAYA ORGANISASI ISLAMI TERHADAP KEPUASAN KERJA ISLAMI GURU PONDOK PESANTREN IMAM BUKHARI, KARANGANYAR, JAWA TENGAH Ibrohim; Putri Oktovita Sari
Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Vol. 3 No. 3 (2026): Mei
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jimea.v3i3.7219

Penelitian ini bertujuan untuk menganalisis signifikansi pengaruh kepemimpinan islami, motivasi kerja islami, budaya organisasi islami terhadap kepuasan kerja islami. Jenis data yang digunakan dalam penelitian ini yaitu data kuantitatif dan kualitatif. Sumber data yang digunakan yaitu data primer. Sampel dalam penelitian ini sebanyak 84 orang Guru Pondok Pesantren Imam Bukhari, Karanganyar. Teknik pengumpulan data dalam penelitian ini menggunakan kuisioner dan studi pustaka. Uji instrumen penelitian menggunakan uji validitas dan uji reliabilitas. Uji asumsi klasik menggunakan uji: multikolonieritas, heteroskedastisitas, dan normalitas. Teknik analisis data menggunakan uji regresi linier berganda, uji t, uji F dan R2. Hasil uji validitas dan reliabilitas menunjukkan bahwa semua pernyataan mengenai kepemimpinan islami, motivasi kerja islami, budaya organisasi islami dan kepuasan kerja islami dinyatakan valid karena p-value < 0,05 dan reliabel karena cronbach’s alpha > 0,60. Hasil uji asumsi klasik menunjukkan bahwa semua variabel telah lolos uji multikolinieritas, heteroskedastisitas, dan normalitas berdistribusi normal. Hasil analisis regresi menunjukkan setiap variabel berpengaruh positif. Hasil uji t menunjukkan bahwa kepemimpinan islami, motivasi kerja islami, budaya organisasi islami berpengaruh signifikan terhadap kepuasan kerja islami. Hasil uji F diperoleh bahwa model regresi yang digunakan dalam penelitian ini sudah tepat. Hasil uji R² menunjukkan besarnya sumbangan pengaruh variabel independen terhadap dependen sebesar 76,8%, sisanya 23,2% diterangkan oleh variabel lain diluar model misalnya stress kerja, beban kerja, lingkungan kerja, dan lain-lain di luar penelitian ini

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