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All Journal Syntax Literate: Jurnal Ilmiah Indonesia Jurnal Pendidikan Ekonomi (JURKAMI) Jurnal Proaksi Jurnal Manajemen Jurnal Pengabdian kepada Masyarakat Journal of Social Research Jurnal Ekonomi Trisakti PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi
Susy Muchtar
Department Of Management, Faculty Of Economics And Business, Universitas Trisakti, Jakarta, Indonesia
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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PENGARUH MANAJEMEN RISIKO KREDIT DAN FAKTOR SPESIFIK BANK TERHADAP KINERJA KEUANGAN BANK KONVENSIONAL DI BEI Cyntia Monalisa Hutauruk; Susy Muchtar; Agnessa Britannia Paragina
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 7, No 1 (2022): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v7i1.1532

Abstract

This study was conducted to analyze the potential for bad credit management and bank-specific factors on bank financial performance. The method used to obtain the sample is purposive sampling and the method used to analyze the data is using panel data regression. The independent variables used to identify the bad impact of credit in this study are NPL and the ratio of capital adequacy (CAR), while the cost efficiency ratio (CER), the average loan interest rate (ALR), and the liquidity ratio (LR) which measure specific factors bank as well as bank size and inflation as control variables. On the other hand, financial performance is identified by return on assets (ROA) and return on equity (ROE). The results of this research can help bank financial managers to improve financial performance by paying attention to credit risk management, taking appropriate techniques efficiently in providing loans and seeing liquidity position as a factor
Diversifikasi Produk dan Pemasaran Digital untuk meningkatkan Penjualan Warung Nasi Uduk Bu De Mus Pada Masa Pandemi COVID-19 Soeharjoto; Susy Muchtar; Ellyana Amran; Debbie Aryani Tribudhi; Nirdukita Ratnawati; Rinaldi Rustam
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 9: Februari 2022
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jabdi.v1i9.1255

Abstract

Pandemi COVID-19, membawa perubahan besar terhadap pola kehidupan masyarakat dan percepatan revolusi industri 4.0. Fenomena ini, membuat penjualan Usaha Mikro, Kecil dan Menengah menurun. Demi mempertahankan hidupnya, Bu De Mus sebagai pemilik warung nasi uduk yang berusia lanjut dan berstatus single perents, perlu tetap menjalankan usahanya. Untuk itu, Tim Pengabdian Kepada Masyarakat dari Fakultas Ekonomi dan Bisnis Universitas Trisakti, bertujuan untuk membantu meningkatkan penjualan warung Bu De Mus akibat pandemi COVID-19. Metode yang digunakan, pelatihan dan penyuluhan dengan materi kewirausahan dan pemanfaatan teknologi digital. Pasca pelaksanaan, agar dapat menarik minat pembeli, warung nasi uduknya melakukan pembenahan produk dan pemasaran secara online. Keputusan ini, setelelah dilaksanakan dalam 1 bulan, dapat meningkatan penjualan sebesar 150 persen pada senin-Jumat dan 200 persen pada hari libur. Namun, peningkatan penjualannya lebih banyak ditopang oleh produk barunya, berupa makanan gorengan. Kini, untuk memperluas pangsa pasar telah menggunakan sarana media sosial
The Effect of Funding Liquidity on Risk Taking Behaviour of Conventional Banks Susy Muchtar, Nur Mariana Samosir
Jurnal Manajemen Vol. 24 No. 1 (2020): February 2020
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v24i1.635

Abstract

This Research aims to determine the effect of funding liquidity on risk taking behaviour. Sample used was 36 conventional banks listed on Indonesia Stock Exchange in the period 2014-2018. The sampling technique used was purposive sampling and the method analysis was panel data regression. The independent variable are funding liquidity measured by deposits, loan and size, and the control variable are gross domestic product, interest rate and unemployee, and the dependent variable are risk taking behavior. The results showed that deposits and loan has negative effect on risk taking behavior. Size, gross domestic product, interest rate and unemployee has no effect on risk taking behavior. The results of this research are expected to be the reference for companies to see the factors that influence risk taking behavior.
PENGARUH MACROECONOMIC DAN BANK SPECIFIC FACTORS TERHADAP PROFITABILITAS PERBANKAN KONVENSIONAL YANG TERDAFTAR DI BEI Juansa Piter Parulian; Susy Muchtar
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 7, No 3 (2022): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v7i3.2110

Abstract

Banking as one of the economic sub-systems that supports the progress of the nation. As financial institutions, banks are authorized to manage money by accepting deposits, providing loans and investments. In order to avoid liquidity problems and even the possibility of business bankruptcy at a bank that can be detected from the start, a profitability analysis is needed. Based on the identification of the problem, this study aims to influence internal banking factors as measured by asset size, deposits, liquidity risk, GDP and inflation on profitability as measured through return on assets in 29 conventional banks listed on the Indonesia Stock Exchange for 6 years (2015-2020) . The data used is obtained from financial reports and annual banking reports on the IDX, Bank Indonesia websites, OJK, BPS, and the official website of each conventional bank for the 2017-2021 period. The research data testing method uses panel data regression which is divided into 3 models, namely common effect, fixed effect, and random effect. Based on the analysis it can be concluded that asset size, deposits, liquidity risk, GDP and inflation have a significant effect on profitability
Faktor-Faktor Yang Mempengaruhi Profitabilitas Pada Sektor Perbankan Yang Terdaftar Di BEI Rahmadina Ardelia; Susy Muchtar
Jurnal Proaksi Vol. 9 No. 4 (2022): Oktober - Desember
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jpk.v9i4.3388

Abstract

Profitabilitas bank mampu membantu bank dalam melihat kinerjanya dalam periode tertentu. ROA bank sempat meningkat meskipun terjadi pandemi covid-19. Diketahui peningkatan ini memperlihatkan kinerja bank yang cukup baik. Tujuan dari dilakukan penelitian ini untuk menganalisis faktor-faktor yang mempengaruhi profitabilitas perbankan. Variabel yang digunakan yaitu ukuran bank, efisiensi operasional, likuiditas, CAR, dan GDP dengan variabel dependen profitabilitas meliputi ROA dan NIM. Sampel sebanyak 39 bank yang tercatat di Bursa Efek Indonesia periode 2017-2021 menggunakan teknik analisis regresi data panel. Kebaruan dilakukannya penelitian ini memasukkan variabel NIM. Penelitian memperlihatkan hasil dimana ukuran bank dan GDP berpengaruh positif dan signifikan terhadap ROA dan NIM. Sementara CAR berpengaruh signifikan dan negatif terhadap NIM. Namun, tidak terdapat pengaruh dari CAR dan likuiditas terhadap ROA.
The Impact of an Accelerator Program for Startup to Develop the Business in Circular Economy Andreas Pandu Wirawan; Susy Muchtar; Febria Nalurita
Journal of Social Research Vol. 2 No. 3 (2023): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v2i3.734

Abstract

The economic transition from a linear to a circular economy is considered very important, especially to reduce the environmental impact that has been generated due to waste. One way to accelerate the transition is through the opening of new jobs through startups. Startups that are starting to grow their business need to get a variety of support. Therefore, the acceleration program is here to help business development while fostering innovation in the circular economy sector. The purpose of this study is to analyze the influence of modules and learning, mentorship and mentoring, access to funding, and the network of cooperation provided by the Circular Jumpstart acceleration program to startups in the circular economy. This research uses a qualitative method by analyzing data obtained from questionnaires and the process of in-depth interviews. The results obtained in the research of the Circular Jumpstart acceleration program have a positive and significant effect on the business development of startups in the circular economy. Developments resulting from the provision of modules and learning, mentors and mentoring, access to capitalization, and cooperation networks to Circular Jumpstart participants. From the results obtained, it is known that modules and learning, mentors and mentoring, access to capital, and cooperation networks provided in the Circular Jumpstart program have a positive effect on the development of start-up businesses in the circular economy sector. As for being able to have a positive impact, the Circular Jumpstart acceleration program needs to develop access to government agencies, as well as provide a one-on-one mentoring method to better adapt to the needs of startups.
PENGARUH FAKTOR SPESIFIK DAN FAKTOR EKSTERNAL BANK TERHADAP PROFITABILITAS PERBANKAN KONVENSIONAL YANG TERDAFTAR DI BEI Nabila Putri Lisandrina; Susy Muchtar
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 8, No 1 (2023): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v8i1.2108

Abstract

This study aims to examine the effect of bank-specific factors on banking profitability. The samples used in this study were 33 conventional banks listed on the Indonesia Stock Exchange during 2017-2021. The sampling technique used was purposive sampling and the analytical method used in this study was panel data regression. The independent variables in this study consist of bank size, loan ratio, deposit ratio, capital ratio, and inflation, while the dependent variable is banking profitability which includes return on asset and return on equity. The panel data regression results show that bank size has a significant positive effect on return on asset, but has no effect on return on equity. The loan ratio, deposit ratio, and capital ratio have no effect on return on assets and return on equity. Inflation has a significant positive effect on return on asset, but does not affect return on assets. The results of this study are expected to be a reference for conventional banking in increasing its profitability as well as a reference for investors to consider the factors that affect bank profitability. 
PENGARUH DIVIDEND POLICY TERHADAP SHARE PRICE VOLATILITY PERUSAHAAN CONSUMER NON-CYCLICALS YANG TERDAFTAR DI BEI Naufal Ramadhani; Susy Muchtar
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 8, No 1 (2023): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v8i1.2103

Abstract

This study aims to examine the effect of dividend policy on share price volatility of companies in the consumer non-cyclicals industry. The samples used in this research are 19 consumer non-cyclicals companies that have been listed on Indonesia Stock Exchange for 5 years (2017-2021). The type of data contained in this research is secondary data. The sampling technique in this study used purposive sampling and the analytical method used regression and panel data. The independent variables in this study consist of dividend payout, dividend yield, dividend per share, leverage, and firm size, while the dependent variable is share price volatility. The results of panel data regression show that dividend payout, dividend yield, and firm size have no significant positive effect on share price volatility, dividend per share has no significant negative effect on share price volatility, and leverage has a significant negative effect on share price volatility. This research is important so that companies and investors can find out what factors can affect the share price volatility of a company’s shares in order to get the maximum return in accordance with their respective risk profiles
PENGARUH RASIO KECUKUPAN MODAL TERHADAP PROFITABILITAS PERBANKAN KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA Dea Nuroktaviani; Susy Muchtar
Jurnal Ekonomi Trisakti Vol. 3 No. 1 (2023): April
Publisher : Lembaga Penerbit Fakultas EKonomi dan Bisnis 

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/jet.v3i1.15868

Abstract

Penelitian ini bertujuan untuk menguji pengaruh Capital Adequacy Ratio (CAR), Assets Size, Assets Quality, dan  Liquidity terhadap Profitabilitas. Metode penelitian ini menggunakan teknik purposive sampling. Populasi dalam penelitian ini adalah perusahaan perbankan konvensional yang terdaftar pada Bursa Efek Indonesia (BEI) dengan total sampel sejumlah 38 perusahaan perbankan konvensional dari 47 perusahaan yang terdaftar dalam kurun waktu 5 tahun periode 2017-2021. Data diperoleh dari website Bursa Efek Indonesia berupa Laporan Keuangan dan Laporan Tahunan. Penelitian ini menggunakan Teknik analisis berganda dengan software E-Views 12.0. berdasarkan pada data yang dikumpulkan pengujian ini dilakukan pada 190 sampel perusahaan dengan model regresi berganda dapat disimpulkan bahwa Aseet Size berpengaruh negatif signifikan terhadap Profitabilitas, serta Liquidity berpengaruh positif signifikan terhadap Profitabilitas. Sedangkan Capital Adequacy Ratio dan Asset Quality tidak berpengaruh terhadap Profitabilitas.
Analisis Likuiditas Pendanaan Terhadap Harga Saham Dan Risiko Bank Di Negara ASEAN – 3 Hilda Nainggolan; Susy MUchtar
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (636.419 KB) | DOI: 10.36418/syntax-literate.v7i11.9948

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh likuiditas pendanaan terhadap harga saham, risiko aset bank dan pengambilan risiko bank. Selanjutnya, menguji pengaruh Loan Ratio, Capital dan Return on Asset terhadap pengambilan risiko bank. Data yang digunakan dalam penelitian ini adalah data perbankan yang terdaftar di Indonesia Stock Exchange, Thailand Stock Exchange dan Malaysia Stock Exchange pada periode 2005 – 2021. Penelitian ini menggunakan pengumpulan data sekunder yang berasal dari Bankscope dan World Development Indicators. Sampel penelitian yang dipilih menggunakan metode purposive sampling sehingga diperoleh 26 bank yang menjadi sampel. Analisis data yang digunakan untuk uji hipotesis yaitu analisis regresi data panel dengan menggunakan program Eviews 10. Hasil penelitian menunjukkan bahwa likuiditas pendanaan memiliki pengaruh negatif terhadap harga saham serta likuiditas pendanaan tidak memiliki pengaruh terhadap risiko aset bank dan pengambilan risiko bank. Namun, pada Loan Ratio dan Return on Asset memberikan pengaruh positif terhadap pengambilan risiko bank dan Capital ditemukan pengaruh negatif terhadap pengambilan risiko.
Co-Authors Agnessa Britannia Paragina Amran, Ellyana Andreas Pandu Wirawan Annisa Wulansari Ayuni Bindara Cipto Pramono Siregar Cyntia Monalisa Hutauruk Dea Nuroktaviani Debbie Aryani Tribudhi Dewi Perabawati Febria Nalurita Fyrial Fitrianty Hilda Nainggolan Juansa Piter Parulian Nabila Putri Lisandrina Naufal Ramadhani Nirdukita Ratnawati Rahmadina Ardelia Rustam, Rinaldi Soeharjoto, Soeharjoto