I Wayan Sudirman
Fakultas Ekonomi Dan Bisnis Universitas Udayana

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FAKTOR-FAKTOR PENGHAMBAT PENINGKATAN LOAN TO DEPOSIT RATIO (LDR) PERBANKAN DI PROPINSI BALI Sudirman, I Wayan
Journal of Indonesian Economy and Business Vol 18, No 1 (2003): January
Publisher : Journal of Indonesian Economy and Business

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The goals of this research are to examine factors affecting the Loan to Deposit Ratio(LDR) raising which is based on supply and demand, to examine the impact the decline ofLDR to small business credit, to identity the appropriate scheme for the small business and then to make recommendation in optimalizing LDR in Bali’s economy.Based on Slovin approach, the sample size of small business chosen as respondent were100 units. To reach the overall perception, 15 commercial banks (Bank Umum) and 16Secondary Banks (Bank Perkreditan Rakyat/BPR) were selected also as respondents.Multiple regression analysis supported by stepwise regression was used to test factorsaffecting LDR. To examine factors affecting LDR based on demand, the tools used wasdescriptive statistics. This is expected to support regression analysis, especially to makeintegrated decision making.This research finding indicated that, first, actors that simultaneously affected LDR-BPRwere core capital, supplementary capital, saving in other bank, saving interest rate, timedeposit in other bank, time deposit interest rate, fund from society at previous period, credit at previous period, PPAP to PPAPWD ratio and cover guarantee. Partially, there wereseven variables significantly contribute to LDR including supplementary capital, savinginterest rate, time deposit in other bank, time deposit interest rate, credit at previousperiod, PPAP to PPAPWD ratio and cover guarantee.Second, factors that simultaneously affected LDR-BU were cash in other bank, clearingaccount interest rate, saving in other bank, saving interest rate, time deposit in other bank, time deposit interest rate, Bank Indonesia Certificat (SBI), SBI interest rate, fund from society at previous period, invested bank fund, credit at previous period, credit interest rate, PPAP to PPAPWD ratio and cover guarantee. Partially, there were nine variables that significantly contribute to LDR-BU including clearing interest rate, saving in other bank, time deposit interest rate, SBI interest rate, invested bank fund, credit at previous period, credit interest rate, PPAP to PPAPWD ratio and cover guaranteee. Third, an average LDR of BPRs in Bali for the five period (quarterly) was 91, 75% which mean BPR were in healty condition from the liquidity point of view. But, for LDR-BU an average LDR was 46, 23% that indicated less healty conditon. Forth, although BPR in good condition, it can be optimalized through four variables. Fifth, for LDR-BU there were six variables that can be optimalized to increase LDR. Sixth, the low average of LDR-BU from demand side point of view were because of lack of information about the opportunity for small business.Another finding, of this research was that an innovative credit scema for small business isnot based on low rate of credit interest, but the small business need a competitive creditscema.Keywords: Loan Deposit Ratio (LDR); small business; Commercial Bank, Secondary Bank.
Pengaruh Suka Bunga Bank Indonesia, Inflasi, dan Pendapatan Nasional Terhadap Nilai Tukar Rupiah di Indonesia Tahun 1997-2012 Mahayanti, Putu Dewi; Sudirman, Wayan
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 3, No. 11, November 2014 (pp.485-548)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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The purposeeof this research is to knowwaboutinfluenceeofIndonesianninterest rate, inflation, and also national income toward Indonesian exchange rate between 1997-2012. This research is using secondary data that analized used linear regression method. The result is showing how Indonesian Interest rate, inflation, and national income have influence toward the exchange rate between 1997 - 2012 have a simultaneous influence.  However, in partial-side, there was insifnificant influence which is toward interest rate of Indonesia. Local Goverment is suggested to control the inflation degree to keep it stay on low-level, meanwhileeequilibrate standardization value of BIIRate also needed for domestic economic actors, and government has to give more maximization in income even distribution to prevent the gap which able to make the strain issue among societies
Dampak Kurs USD Dan Perjanjian Perdagangan Ijepa Terhadap Kinerja Ekspor Bunga Potong Segar Di Indonesia Setyapalupi, Nadya; Sudirman, I Wayan
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 8, No. 3, Maret 2019, pp (486-702)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Bunga potong segar merupakan salah satu komoditas ekspor Indonesia. Bunga potong merupakan salah satu komoditas ekspor Indonesia yang terkena dampak Indonesia-Japan Economic Partnertship Agreement (IJEPA). IJEPA adalah perjanjian bilateral antara Indonesia dengan Jepang. Dimulai pada tahun 2007 dengan adanya penurunan tarif. Untuk ekspor bunga potong segar yang sebelumnya sebesar 22,7 persen turun menjadi 0 persen secara bertahap. Penelitian ini bertujuan untuk memberikan bukti empiris bahwa adanya dampak dari Kurs Dolar AS dan Perjanjian Perdagangan Indonesia Japan Economic Partnertship Agreement (IJEPA) terhadap kinerja ekspor bunga potong segar di Indonesia Tahun 1998-2017. Data yang digunakan adalah data sekunder dan diperoleh dari UN Comtrade. Hasil analisis menunjukkan bahwa Kurs Dolar AS dan Perjanjian Perdagangan Indonesia-Japan Economic Partnertship Agreement (IJEPA) memiliki pengaruh positif dan signifikan terhadap ekspor bunga potong segar Indonesia ke Jepang. Kata Kunci: IJEPA, kurs dolar AS, ekspor, bunga potong segar
ANALISIS DAMPAK KEBIJAKAN US-GSP TERHADAP DAYA SAING PRODUK OLAHAN TUNA INDONESIA DI PASAR AMERIKA SERIKAT Saputra, Yohanes Arya; Sudirman, I Wayan
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 7, No. 11, November 2018 (pp. 2309-2548)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Penelitian ini bertujuan untuk mengetahui kondisi tingkat daya saing produk olahan tuna Indonesia serta negara Thailand dan Filipina di pasar Amerika Serikat yang diukur melalui Revealed Comparative Adventage (RCA), serta pengaruh secara simultan dan parsial antara variabel Generalized System of Preference Amerika Serikat (US-GSP), harga, dan Foreign Direct Investment (FDI) terhadap nilai ekspor produk olahan tuna Indonesia ke pasar Amerika Serikat periode 2005 - 2017. Berdasarkan hasil pengujian, dengan metode RCA ekspor produk olahan tuna Indonesia ke pasar Amerika Serikat memiliki tingkat daya saing diatas rata – rata ekspor produk olahan tuna dunia di pasar Amerika Serikat, namun masih lebih rendah dari negara Thailand dan Filipina di pasar Amerika Serikat periode 2005 - 2017. Berdasarkan hasil pengujian, secara simultan US-GSP, harga, dan FDI berpengaruh signifikan terhadap nilai ekspor produk olahan tuna Indonesia ke pasar Amerika Serikat periode 2005 - 2017. Secara parsial US-GSP berpengaruh positif dan signifikan, harga berpengaruh negatif dan signifikan, sedangkan FDI tidak berpengaruh signifikan terhadap nilai ekspor produk olahan tuna Indonesia di pasar Amerika Serikat.
Pengaruh Harga, Produksi, Luas Lahan dan Kurs Dollar Amerika Serikat Terhadap Volume Ekspor Teh Indonesia Serta Daya Saingnya Periode 2000-2012 Wardani, Ni Wayan Gita; Sudirman, Wayan
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 4, No. 1, Januari 2015 (pp. 1 - 70)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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The purpose of this study was to determine the effect of price, production, land area and the United States dollar exchange rate against the Indonesian tea export volume as well as its competitiveness in the period 2000-2012. This study used a quantitative research is to look at the level of the price of tea, tea production levels, as well as the tea plantation area US dollar exchange rate in the period 2000-2012. The data analysis technique used in this study are revealed comparative advantage index (RCA) and multiple linear regression analysis. It was found that simultaneous price variable (X1), Production (X2), Land Area (X3), and the United States Dollar exchange rate (X4) significant effect on Indonesian tea export volume from 2000 to 2012 period (Y). Partial variable price (X1) has no effect on Indonesian tea export volume from 2000 to 2012 period. Production partial variable (X2) has no effect on Indonesian tea export volume year period 2000-2012. Partial variable Land Area (X3) does not affect the volume of Indonesian tea export period 2000-2012. Partially United States Dollar exchange rate variable (X4) effect on Indonesian tea export volume Period 2000-2012 (Y). Finally, Individually competitiveness of Indonesian tea export volume may be said to have a fairly high competitiveness because the RCA index ? 1.
Pengaruh Kurs, Cadangan Devisa, dan Konsumsi terhadap Ekspor Bersih Alat Transportasi Laut Indonesia Aditya, Bagus; Sudirman, I Wayan
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 3, No. 8, Agustus 2014 (pp.337-394)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Indonesia is an archipelagic state which most of its area is water. Therefore, it needs marine transportation to support national economic activity. Though export of marine transportation production is increasing rapidly, Indonesia still importing this commodity. By using Vector Auto Regression (VAR), this study aimed to identify the influence of U.S dollar exchange rate, foreign exchange reserves, number of loading/unloading goods, and number of passenger in port to net export of Indonesian marine transportation production in the period of 1995-2010 simultaneously and partially.It is known that U.S dollar exchange rate, foreign exchange reserves, number of loading/unloading goods, and number of passenger in port, simultaneously and significantly, influence thenet export of Indonesian marine transportation production on the period of 1995-2010. Meanwhile, partial test shown that the net export of Indonesian marine transportation production influenced by net export variables in four previous quarterly; U.S dollar exchange rate of two, four, seven, and eight previous quarterly; foreign exchange reserves of one, two, and four  previous quarterly; and number of loading/unloading goods in the four previous quarterly. Number of passenger in port did not influence the net export partially and significantly.
PENGARUH JUMLAH PRODUKSI, KURS DOLLAR AMERIKA SERIKAT DAN CADANGAN DEVISA TERHADAP EKSPOR JAHE DI INDONESIA Djohan, Dhian Aswithary; Sudirman, Wayan
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 7, No. 8, Agustus 2018 (pp. 1587-1825)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Export is the activity of selling goods and services abroad. One of the commodities exported from plantation products in Indonesia is Ginger. Ginger is a medicinal plant that has many kasiat, can be used as a spice ingredients and can also be made into drugs. This study aims first to analyze and to know the effect of production amount, US dollar exchange rate and foreign exchange reserves to export ginger in Indonesia simultaneously and partially. Second, to know which variables dominantly influence the ups and downs of ginger exports in Indonesia. Data used in this research is secondary data. Data collection was done by non participant observation. Multiple regression analysis techniques were previously equipped with the classical assumption test. The results of the test with Eviews 8 obtained the result of the production quantity partially and significantly affect the export of ginger in Indonesia. The US dollar exchange rate significantly negatively affected the export of ginger in Indonesia. The number of production is the dominant variable that has the most dominant effect on the increase of export in Indonesia.
Analisis Keterkaitan Industri Minyak Mentah Indonesia Dengan Pertumbuhan Ekonomi di Indonesia Tahun 1990 - 2013 Dedy Firmansyah, Muhammad; Sudirman, I Wayan
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 4, No. 6, Juni 2015 (pp. 608 - 745)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Economic growth is a matter of the economy in the long run and is influenced by various factors. Economic growth also is a condition in which the development of the Gross National Product (GNP), which reflects the growth of output per capita and rising living standards. The purpose of this study was to analyze the association of Indonesian crude oil industry with economic growth in Indonesia in 1990 - 2013 simultaneously and partially and determine which variables are the most dominant influence on economic growth in Indonesia in 1990 - 2013. The analysis technique used in this research is the analysis of multiple linear regression. The results showed Indonesian crude oil production, net exports of crude oil Indonesia, inflation, and the US dollar exchange rate effect simultaneously to economic growth in Indonesia in 1990 - 2013. From the results of partial test result that the Indonesian crude oil production variables, net exports of crude oil Indonesia, inflation, and the United States dollar exchange rate partially positive and significant effect on economic growth in Indonesia in 1990 - 2013. The analysis showed economic growth in Indonesia during the period 1990 - 2013 is more affected by inflation than the Indonesian crude oil production, net exports of crude oil Indonesia, and the US dollar exchange rate. This is evident from the results of the estimation that inflation is more dominant variables and provide a positive and significant effect.
Pengaruh Kurs Dollar Amerika Serikat, Inflasi, dan Harga Ekspor Terhadap Nilai Ekspor Pakaian Jadi Indonesia Eka Yanti, Ni Wayan Susi; Sudirman, I Wayan
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 6, No. 3, Maret 2017 (pp. 286-471)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Textile commodities is one of the leading commodity exports at the same time is a commodity that provides employment opportunities and contribute substantially to the total non-oil exports in Indonesia. One textile commodities exported by Indonesia is Clothes so. The purpose of this study was to determine the effect of the US dollar exchange rate, inflation and the export price to the value of apparel exports Indonesia 1995-2014 period simultaneously or partially. As well as to analyze the dominant variables that affect the value of apparel exports Indonesia. Multiple linear regression analysis used in this study. The results showed that simultaneous variable US dollar exchange rate, inflation and export prices significantly influence the value of apparel exports Indonesia period 1995-2014. Variable US dollar exchange rate and export prices partially positive and significant, while the variable inflation and significant negative effect on the value of apparel exports of Indonesia in 1995-2014. In the analysis of the export price variables have a dominant influence on the value of apparel exports Indonesia.
Pengaruh Modal dan Tenaga Kerja Terhadap Pendapatan Dengan Lama Usaha Sebagai Variabel Moderating Putra, I Putu Danendra; Sudirman, I Wayan
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 4, No. 9, September 2015 (pp. 1048-1193)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Sektor informal merupakan suatu jenis kesempatan kerja yang kurang terorganisir, tidak memiliki perlindungan oleh badan hukum yang memiliki skala kecil yang lebih bertujuan untuk mencari kesempatan kerja dan pendapatan daripada mencari keuntungan. Sektor informal juga meliputi berbagai kegiatan usaha yang tidak memiliki perlindungan oleh badan hukum. Penelitian ini bertujuan untuk mengetahui pengaruh modal, tenaga kerja dengan lama usaha sebagai variabel moderating terhadap pendapatan usaha warung makan di Kecamatan Abiansemal Kabupaten Badung. Metode penelitian yang digunakan yaitu observasi, wawancara terstruktur, dan wawancara mendalam. Penelitian ini menggunakan teknik Proportional Random Sampling dengan 90 sampel usaha warung makan. Data diuji dengan uji validitas dan reliabilitas. Data dianalisis dengan regresi linier berganda dan regresi variabel moderating. Hasil penelitian menyatakan secara parsial dan simultan modal, tenaga kerja dan lama usaha berpengaruh positif terhadap pendapatan dan lama usaha merupakan variabel moderating yang memperkuat pengaruh modal dan tenaga kerja terhadap pendapatan.