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All Journal Buletin Studi Ekonomi Jurnal Ekonomi Kuantitatif Terapan MATRIK: JURNAL MANAJEMEN, STRATEGI BISNIS, DAN KEWIRAUSAHAAN E-Jurnal Ekonomi Pembangunan Universitas Udayana E-Jurnal Ekonomi dan Bisnis Universitas Udayana Journal of Indonesian Economy and Business

I Wayan Sudirman

Fakultas Ekonomi Dan Bisnis Universitas Udayana

Author-ID : 388174

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

Published : 31 Documents Claim Missing Document

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BEBERAPA FAKTOR YANG MEMPENGARUHI KONTRIBUSI PENGAMBILAN KEPUTUSAN DI RUMAH TANGGA (KASUS PNS PEREMPUAN YANG MENIKAH DI KABUPATEN TABANAN) Ni Putu Sri Eka Lestari; I Wayan Sudirman
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.07.NO.04.TAHUN 2018
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

This study aims to analyze, 1) the contribution of decision making in the household of married civil servants in Tabanan District, 2) the influence of wife education, husband education, age, time allocation, and position to the income of married female civil servant wife in Tabanan District , 3) the influence of wife's education, husband's education, age, time allocation, position and income of wife to contribution of decision of married woman civil servant in Tabanan regency; and 4) wife income in mediating wife's education influence, husband's education, age, and positions on the contribution of civil servant marriage decision making in Tabanan regency. The result of the research shows that wife education, age, time allocation, and position have positive and significant effect to income of married female civil servant wife in Tabanan regency. The husband education variable has a negative and insignificant effect on the income of female civil servant wife who has been married in Tabanan regency. Wives income mediates the influence of wife's education, age, time allocation and position on contribution of decision making of married woman civil servant in Tabanan regency. The income variable of the wife does not mediate the influence of husband education on the contribution of decision making of married women civil servants in Tabanan regency.

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPATUHAN WAJIB PAJAK MEMBAYAR PAJAK HOTEL, PAJAK RESTORAN DAN PAJAK HIBURAN DI KOTA DENPASAR Ni Luh Mika Trisnawati; I Wayan Sudirman
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME 04.NO.12.TAHUN 2015
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Local taxes still play one’s role, in order to increase tax revenues in the city of Denpasar. Under Law Number 28 of 2011, the tax collection of hotels, restaurants and entertainmentsshall apply self assessment system, so that the taxpayers awareness is the most crucial factor ofthe taxpayersobedience in implementing their obligations and rights in the field of taxation.This study aimstoanalyzethe effect factors of the taxpayerson their obedienceto pay thehotel, restaurant andentertainmenttaxesin Denpasar. The method used was quantitative research method. The source of data used primary data. Data collection methods used were questionnaires, observation and interviews. Respondents were determined by the formula of slovin, totaling 154 taxpayers comprised of 56 hotel taxpayers, 77 restaurant taxpayers, and 21 entertainment taxpayers. Sampling was done by accidental sampling.Results of hypothesis testing conducted by path analysis showed that,1) the tax knowledge, quality of service and tax audits positivelyinfluenced on the awareness of the taxpayers to pay the hotel, restaurant and entertainment taxes in Denpasar; 2) the knowledge of tax, service quality, tax audits and taxpayer awareness positivelyaffected on the taxpayersobedience to pay the hotel, restaurantand entertainment taxes in Denpasar; 3) the knowledge of tax does not significat effect on the taxpayersobedience through awareness of the taxpayers to pay the hotel, restaurant and entertainment taxesin the City of Denpasar.Service quality, and tax audits indirectlygave significat effect on the taxpayersobedience through awareness of the taxpayers to pay the hotel, restaurant and entertainment taxesin the City of Denpasar.The awareness of taxpayers mediatedfully the tax knowledge, quality of service, and tax audits on the taxpayersobedience. Based on the results of hypothesis testing that therewere some implications of the knowledge of the public about the importance of paying taxes, through the continuous dissemination of various policies associated with the hotel, restaurant and entertainment taxes in Denpasar so that people are aware and obedient with paying taxes.

ANALISIS EFEKTIVITAS KEBERLANGSUNGAN MODAL USAHA SIMPAN PINJAM PEREMPUAN PNPM MANDIRI PERDESAAN DI KECAMATAN MENGWI KABUPATEN BADUNG Yenny Verawati; Wayan Sudirman; A.A I.N Marhaeni
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME 04.NO.10.TAHUN 2015
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Implementation of PNPM Rural often do not work well namely, the existence of constraints on its implementation in accordance with the Technical Guidelines for the Operation, disbursement delays, delays in the completion of activities, and others. This study aims to 1) To determine the level of equalization provision of venture capital Women's Savings and Loans (SPP) of PNPM Rural in District Mengwi Badung regency. 2) To determine the effectiveness of the sustainability of the business capital of SPP. 3) To determine the direct effect of the loan amount, number of working hours, priority in running the business, the experience of training and the amount of such assistance to the commitment and effectiveness of sustainability refund venture capital SPP.4) To determine the effect of indirect loan amount, number of hours worked, priority in running the business, training and experience similar to the amount of aid effectiveness venture capital sustainability. This research was conducted in the District Mengwi Badung Regency Bali.Data province used are primary data and secondary data. The sample in this study was 95 head of the group. The analysis technique used is descriptive analysis and inferential statistics using path analysis with multivariate analysis, linearity tests, analysis of the sub-structure equation, the path diagram, Sobel test and interpretation analysis. Research concluded 1) The level of equalization provision of venture capital into the high category. 2) The effectiveness of the sustainability of venture capital into the category of medium 3) The direct effect of the loan amount and a significant negative effect on the commitment of a refund. The number of hours worked and trained experience positive and significant effect on the commitment of a refund. Business priorities and the amount of such assistance is not positive and significant effect on the commitment of a refund. The loan amount but not significant negative effect on the effectiveness of the sustainability of capital. The number of working hours, priority in running the business, training experience, the amount of such assistance, and commitment refund positive and significant impact on the effectiveness of venture capital sustainability. 4) For the indirect effect (indirect effect) in this study indicate that it is real (significant) no mediation effect (intervening) commitment to a refund of the research model is formed.

POTENSI PENERIMAAN PAJAK BUMI DAN BANGUNAN DI KABUPATEN GIANYAR Anak Agung Gde Putrawan; I Wayan Sudirman
E-Jurnal Ekonomi dan Bisnis Universitas Udayana Volume.02.No.04.Tahun 2013
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Ada tiga hal yang menjadi latar belakang masalah penelitian ini yaitu dengan diberlakukannya Undang-Undang Nomor 22 Tahun 1999 tentang Pemerintahan Daerah sebagaimana telah diubah dengan Undang-Undang Nomor 32 Tahun 2004 tentang Pemerintahan Daerah, dan Undang-Undang Nomor 25 Tahun 1999 tentang Pemerintahan Daerah, sebagaimana telah diubah dengan Undang-Undang Nomor 33 Tahun 2004 tentang Pemerintahan Daerah, serta juga keluarnya Undang-Undang Nomor 28 Tahun 2009 tentang Pajak Daerah dan Retribusi Daerah (PDRB), maka Pemerintah Daerah dituntut untuk lebih mandiri dalam pengelolaan keuangan. Kemandirian daerah diwujudkan melalui peningkatan PAD dan sumber-sumber keuangan lainnya. Kabupaten Gianyar dalam melaksanakan pemerintahan, pembangunan, dan pelayanan kepada masyarakat, memerlukan dana untuk membiayai program dan kegiatan daerah. Sumber penerimaan yang berasal dari Dana Bagi Hasil khususnya bagian Daerah dari Pajak Bumi dan Bangunan belum optimal. Oleh karena potensi yang ada belum terdata dengan baik, karenanya pendataan terhadap potensi PBB menjadi sangat penting. Kontribusi PBB terhadap APBD di Kabupaten Gianyar rata-rata per tahun sebesar 1 persen, sehingga diperlukan upaya peningkatan dalam pemungutan. Penelitian ini bertujuan untuk mengetahui proyeksi potensi penerimaan Pajak Bumi dan Bangunan (PBB) di Kabupaten Gianyar tahun 2012-2016. Manfaat penelitian ini adalah sebagai bahan informasi kepada Pemerintah Kabupaten Gianyar dalam pengambilan kebijakan dalam pengelolaan PBB di masa yang akan datang, khususnya terkait dengan penetapan target-target PBB. Penelitian ini juga diharapkan dapat dijadikan informasi bagi penelitian lebih lanjut. Data yang digunakan dalam penelitian ini adalah data sekunder yaitu data potensi PBB Kabupaten Gianyar dari tahun 1986-2011 yang berasal dari KPP Pratama Gianyar dan Dinas Pendapatan Kabupaten Gianyar. Penelitian ini menggunakan metode analisis kuantitatif yang menggunakan alat analisis model ARIMA untuk mengetahui prospek potensi penerimaan PBB sektor perdesaan dan perkotaan di masa yang akan datang. Penelitian ini memberikan gambaran bahwa proyeksi potensi penerimaan PBB di Kabupaten Gianyar cendrung mengalami peningkatan dari tahun 2012 hingga 2016. Besarnya potensi penerimaan PBB di Kabupaten Gianyar Tahun 2012-2016 berturut-turut sebagai berikut : Tahun 2012 prediksi maksimum sebesar Rp. 22.55.700.000, Tahun 2013 sebesar Rp. 23.673.790.000, Tahun 2014 sebesar Rp. 24.466.290.000, Tahun 2015 sebesar Rp. 25.104.020.000, dan Tahun 2016 sebesar Rp. 25.641.910.000. Peningkatan potensi penerimaan PBB ini akan mendorong meningkatnya realisasi penerimaan PBB bagi Kabupaten Gianyar pada lima tahun mendatang. Kata Kunci : Potensi dan Pajak Bumi dan Bangunan (PBB).

Mekanisme Transmisi Kebijakan Moneter Dalam Perekonomian Indonesia Tresia Tiodora Sinaga; I Wayan Sudirman
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.07.NO.08.TAHUN 2018
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

This Thesis investigates the role of monetary transmission mechanism in Indonesia. The responses on leading indicator Indonesia economy to structural shock of Internasional dan domestic are estimated using monthly data of the open economy Structural Vector Autoreggression (SVAR) model approach. Block exogenous assumption on SVAR model and non-recursive zero restriction on AB model of contemporaneous matrix interaction of variables are imposing for SVAR model identification purpose. The estimation result reveal that Monetary Transmission Mechanism channels : interest rate, credit, exchange rate and assets price did not prove to be strongly effective play a crucial role in changes in financial market and good market. Further, we estimate crucial role of internasional shock and domestic shock using impulse response function and variance decomposition technique. This empirical investigation demonstrates result which more in line with the economic theory. However, result from the impulse response analysis show that price level rises and depreciation, not as expected. This thesis finds that Internasional shock have more a significant impact than domestic shock on Indonesia economy.

DAMPAK KEBIJAKAN MONETER TERHADAP PERTUMBUHAN ROA INDUSTRI PERBANKAN REGIONAL STUDI KASUS PADA PT BANK SINAR HARAPAN BALI Dewa Nyoman Gede; I Wayan Sudirman
E-Jurnal Ekonomi dan Bisnis Universitas Udayana Volume.02.No.07.Tahun 2013
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Perkembangan industri perbankan regional di daerah Bali tidak saja bermanfaat dalam rangka peningkatan peran mediasi perbankan yang berfungsi mendorong pertumbuhan produksi dan investasi ditingkat regional, tetapi juga dapat menjadi alternative pemerataan usaha yang banyak menyerap lapangan kerja. Meskipun keberadaan industri perbankan sangat strategis sebagai agent of development ditingkat regional, namun masih menjadi permasalahan yang perlu dikaji secara lebih mendalam yaitu bahwa kebijakan moneter Bank Indonesia yang dilaksanakan berlaku umum, dapat menjadi faktor kendala dalam memperkuat pertumbuhan usaha perbankan regional. Penelitian ini memilih Bank Sinar Harapan Bali sebagai representative industri perbankan tingkat regional untuk dikaji dan dipetakan arah pertumbuhan usahanya yang terdampak dari penetapan kebijakan moneter Bank Indonesia. Pertumbuhan usaha Bank Sinar Harapan Bali ditentukan berdasarkan tolok ukur kinerja Return On Asset (ROA), yang akan dipengaruhi oleh arah kebijakan moneter Suku bunga SBI dan kebijakan moneter Giro Wajib Minimum (GWM). Kedua instrumen kebijakan SBI dan GWM adalah perangkat kebijakan moneter Bank Sentral yang akan berdampak pada kinerja usaha Bank Sinar Harapan Bali, baik melalui pengaruh langsung maupun melalui pengaruh secara tidak langsung melalui LDR dan NIM. Hasil analisis menunjukkan bahwa SBI memiliki hubungan negative dengan ROA sebesar -0.359, sedangkan GWM ditemukan positif sebesar 0.155 terhadap ROA. Hal ini menunjukkan bahwa instrument SBI berdampak menurunkan kinerja ROA, sedangkan parameter GWM berdampak positif dan searah terhadap ROA Bank Sinar Harapan Bali. Jika dianalisis pembentukan kinerja ROA melalui kinerja variabel antara LDR dan NIM, tampak bahwa keduanya memberikan dukungan positif, sehingga apabila hubungan tidak langsung dari kebijakan moneter SBI berperan semakin menguat dimasa depan, maka dampak kinerja negative SBI dapat direduksi melalui peran mediasi LDR dan NIM. Kebijakan Bank Indonesia dalam rangka peningkatan SBI sebagai instrumen ternyata tidak sejalan dengan kepentingan untuk menumbuhkan dan memperkuat usaha perbankan regional, hal yang mungkin berbeda dengan perbankan swasta nasional yang memiliki jaringan usaha di seluruh Indonesia dengan posii permodalan yang jauh lebih besar, serta dengan dukungan sumber daya pengelola yang lebih professional. Kata Kunci : Kebijakan Moneter Bank Regional

ANALISIS PENGARUH KEBIJAKAN PEMERINTAH DAN MODAL SOSIAL TERHADAP KINERJA SOSIAL EKONOMI LEMBAGA PERKREDITAN DESA DAN KESEJAHTERAAN RUMAH TANGGA MISKIN DI KECAMATAN MENGWI KABUPATEN BADUNG Gede Putu Surya Wisudayana; I Wayan Sudirman; I Gede Sudjana Budiasa
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.07.NO.10.TAHUN 2018
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

Study of the micro finance institution as a financial institution that serves as a companion to the poor households to become more prosperous and out of the circle of poverty can be made through a financial institution that manages to reduce the amount of poor households (Devaraja, 2011). Report Hong et al (2007) for the practice of the development of microfinance institutions in Viet Nam proves it can overthrow the number of poor households in rural. In Indonesia, the existence of micro finance institutions have contributed a very real financial access for poor households, but it is still constrained by the limited contribution of microfinance institutions Indonesia only amounted to 1.63 per cent (Siregar, 2016). The strategy of the development of microfinance institutions was described by Porter and Kramer, 2011 as the target strategy base of pyramid and the target shared value that indicates the need for microfinance institutions to build the strength of the attempt to reach the profit in berkesimbungan as well as the expansion of financial access to poor households. Goal you want to accomplish this research is to analyze the effect of social capital, Government policy and socio-economic performance of microfinance institutions against the welfare of the community.

Co-Authors Anak Agung Gde Putrawan Anak Agung Istri Ngurah Marhaeni Andiany, Ria Munis Bagus Aditya Dewa Nyoman Gede Dewi, Made Ayu Julia Kusuma Djohan, Dhian Aswithary Eka Yanti, Ni Wayan Susi Gede Putu Surya Wisudayana I Dewa Gede Darma Putra I Gede Sudjana Budiasa I Gede Sudjana Budiasa I Made Surya Negara Sudirman I Putu Danendra Putra, I Putu Danendra Ida Ayu Meisthya Pratiwi Made Kembar Sri Budhi Made Wika Sanjaya Muhammad Dedy Firmansyah, Muhammad Ni Luh Mika Trisnawati Ni Nyoman Yuliarmi Ni Putu Inneke Sonia Ni Putu Sri Eka Lestari Ni Wayan Gita Wardani Ni Wayan Mentari Ni Wayan Mentari, Ni Wayan Nyoman Djinar Setiawina Prastika Sari, Ni Luh Indri Putu Ari Mulyani Putu Dewi Mahayanti Saputra, Yohanes Arya Setyapalupi, Nadya Suhartawan, Ketut Ari Tresia Tiodora Sinaga Vita Agustarita Singgih Yenny Verawati

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