M. Rizky Mahaputra
Mercu Buana University, Jakarta

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The Effect of Credit Distribution and an Educated Workforce on Economic Growth in Indonesia M. Rizky Mahaputra; M. Ridho Mahaputra
Greenation International Journal of Economics and Accounting Vol. 1 No. 1 (2023): (GIJEA) Greenation International Journal of Economics and Accounting (March 202
Publisher : Greenation Research & Yayasan Global Resarch National

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/gijea.v1i1.15

Abstract

The purpose of this research is to analyze the effect of lending and an educated workforce on economic growth in Indonesia. This study uses secondary data, namely Credit Distribution and Educated Labor Against Economic Growth in Indonesia in 1982-2012 from the Indonesian Central Bureau of Statistics and Bank Indonesia. This study uses a multiple linear regression model. The results of the study show that (1) Credit Distribution has a significant effect on Economic Growth in Indonesia with a probability value of 0.0000 <?=0.05 (2) Educated Workforce has a significant effect on Economic Growth in Indonesia where the probability value is 0.0000> ?=0.05 Credit Distribution and Labor Educated work has a joint effect on economic growth in Indonesia by 99 percent.
BUILDING TRUST THROUGH SERVICES QUALITY AND BRAND IMAGE TOWARDS DECISION IN CHOOSING FINANCIAL INSTITUTION AT PT. SUMMIT OTO FINANCE (CASE STUDY PT. SUMMIT OTO FINANCE KEDOYA BRANCH, WEST JAKARTA) M. Rizky Mahaputra
Dinasti International Journal of Education Management And Social Science Vol. 2 No. 2 (2020): Dinasti International Journal of Education Management and Social Science (Decem
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijemss.v2i2.652

Abstract

This research aims to explored and analyzed those impact which relate to service quality and brand image in building trust and the decision to choose Oto Finance as financing institution used. The population were customers from PT. Summit OTO Finance which amounted to 9,302 customers until 2019, while the sample amounted to 155 respondents. The analysis technique that used in this research was Structural Equation Modeling (SEM) by Lisrel software. The results showed that: 1) There had partially positive and significant influence from service quality variables on trust; 2) There had partially positive and significant influence of the brand image variable on trust; 3) There had partially positive and significant impact of service quality on decision to choose; 4) There had partially positive and significant influence from brand image variable on decision to choose ; and 5) There had positive and significant influence from the trust variable on decision to choose.