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All Journal Jurnal Inovasi Bisnis (Inovbiz) International Journal Of Science, Technology & Management (IJSTM) International Journal of Economics (IJEC)
Khalisa Rahmina Suryani
Universitas Islam Kalimantan MAB Banjarmasin
Aerospace Engineering Agriculture, Biological Sciences & Forestry Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Industrial & Manufacturing Engineering Mechanical Engineering Transportation

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The SME Condition During Covid 19 Pandemic: Financial And Business Overview Rahmina Suryani, Khalisa; Rizka Zulfikar; Aida Vitria
International Journal of Science, Technology & Management Vol. 2 No. 3 (2021): May 2021
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v2i3.211

Abstract

The Covid-19 outbreak has become a global problem and has caused economicproblems in various sectors including the SME sector. This research was conductedto examine the impact of the Covid-19 pandemic on the business conditions of SMEswhich later can be used by policy makers in determining the right actions toovercome financial problems in the SME sector.This research was conducted in the province of South Kalimantan using primarydata. Sampling was done by purposive sampling with an instrument in the form of aquestionnaire. This study used a sample of 233 respondents. The data analysistechnique was performed using the analysis of the validity and reliability of theinstrument and quantitative descriptive analysis to describe the financial conditionsof SMEs and the affected business / corporate sectors. The results of this study foundthat (1) There was a significant difference to the financial condition of SMEs beforeand after the pandemic, where there was a decrease in gross income (-41.6%) andthe level of profit in the SME sector (-62.8%) in general (2) Some of the impacts ofthe Covid Pandemic -19 regarding the business conditions of SMEs, namely (a)there are still many SMEs that have not been able to sell online, (b) there has beenan increase in raw materials, (c) the majority of SMEs have difficulty obtaining rawmaterials, (d) there is a decrease in motivation and work productivity which issignificant, (e) there are still many SMEs that experience a shortage of cash andmany SMEs are in arrears of liabilities, (f) but the majority of SMEs still believethey will survive and pass the pandemic.
Tingkat Kognitif, Afektif dan Konatif Masyarakat Banjarmasin dalam Membeli Secara Online Berdasarkan Demografis Teguh Wicaksono; Syahrani Syahrani; Khalisa Rahmina Suryani
Inovbiz: Jurnal Inovasi Bisnis Vol 8, No 1 (2020)
Publisher : Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (415.117 KB) | DOI: 10.35314/inovbiz.v8i1.1296

Abstract

Online buying is a new method of buying and selling using internet as the media of transactions. It is believed that it could shift the conventional transactions, which is still the characteristic of Banjarmasin’s people. This study aims to determine cognitive, affective and conative level of the people that live in Banjarmasin in online buying’s activity based on demographics. This study wants to find out if there is any differences in cognitive, affective and conative level of it as well as whether there is an influence of demographic factors to cognitive, affective and conative level of Banjarmasin's people in online buying. This is a survey research that uses questionaire as the research instrument, and 150 respondents are taken from people who live in Banjarmasin as sample. Data analysis techniques used; categorized variabel analysis to see the distribution of respondents by category; Chi Square test to see the differences of cognitive, affective and conative level based on demographics; Kruskal Wallis test to see the influence of demographic factors to cognitive, affective and conative level. Result of this study shows that cognitive, affective and conative level of Banjarmasin's people in online buying, majority is in medium category, it means majority of Banjarmasin's people know,  understand and like to buy online; based on demographics, there is no differences of cognitive, affective and conative level of Banjarmasin's people in online buying; demographic factors do not influence the cognitive, affective and conative level of Banjarmasin's people in online buying.
Smart City Strategy in Urban Development Management: Effectiveness Study in Banjarbaru City Ambarwati, Riris; Azahrarty, Azahrarty; Amelia, Citra; Suryani, Khalisa Rahmina; Permana, Yudi
International Journal of Economics (IJEC) Vol. 4 No. 1 (2025): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v4i1.1337

Abstract

The concept of a smart city has emerged as a key paradigm in modern urban management, particularly in enhancing public service efficiency, governance, and environmental sustainability. This study explores the smart city strategy in the urban development of Banjarbaru City, aiming to evaluate the implementation and effectiveness of related policies and technologies that support digital innovation. Employing a qualitative approach, data were collected through in-depth interviews, field observations, and document analysis involving stakeholders such as local governments, academics, and community members. The findings reveal that smart city initiatives in Banjarbaru have positively impacted public service efficiency, especially in digital governance, technology-based transportation, and urban environmental management. Nonetheless, several challenges persist, including inadequate digital infrastructure, limited public technological literacy, and insufficient readiness of human resources to adopt new technologies. Resistance to change and a lack of system integration across sectors further hinder progress. This study recommends enhancing data-driven policy formulation, strengthening technological infrastructure, improving human resource capacity, and fostering collaboration between government, private sectors, and the community to support digital transformation. Moreover, innovative financing models such as public-private partnerships (PPP) and green bonds are proposed as viable strategies to accelerate sustainable smart city development. The study also highlights the need for future research on evaluating the sustainability of smart cities, developing measurable performance indicators, and mitigating risks in urban technological implementation. With an inclusive and innovation-oriented approach, Banjarbaru demonstrates significant potential to become a model smart city that is efficient, sustainable, and adaptive to contemporary urban challenges.
Co-Authors Aida Vitria Azahrarty, Azahrarty Citra Amelia, Citra Permana, Yudi Redawati Riris Ambarwati Syahrani Syahrani Teguh Wicaksono Zulfikar, Rizka