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Determinants of Business Resilience in Small and Medium Enterprises in Pekalongan: Business Process Capability as a Mediating Variable Sulthoni, Muhammad; Winarto, Wahid Wachyu Adi; Adinugraha, Hendri Hermawan; Sadali, Ayatullah; Rahmawati, Ferida
Business Economic, Communication, and Social Sciences Journal (BECOSS) Vol. 6 No. 2 (2024): BECOSS
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/becossjournal.v6i2.11644

Abstract

The purpose of this article is to investigate the model of how business process skills, through system adoption, affect business resilience and performance. empirical research on small and medium-sized businesses that currently run their operations using ERP systems. The adoption of accounting information systems is shaped by the use of business intelligence, the deployment of dynamic accounting information systems, and human resource competences associated with the use of accounting information systems. Additionally, the adoption of accounting information systems and organizational resilience are moderated by business process capabilities. One way to get empirical data is through surveys. Path analysis was conducted using partial least squares. Information systems adoption as a foundation for enhancing organizational resilience, including the use of business intelligence, resource competences associated with accounting information system use, and dynamic accounting information system deployment. As a mediating variable, business process capability has the power to boost business resilience, which will enhance organizational performance. Creation of ideas that serve as a foundation for assessing organizational performance and resilience models through the use of accounting information systems in business processes.
Perbedaan Pemanfaatan Dana Wakaf di Universitas Harvard dan Oxford dengan Pemanfaatan Wakaf di Pesantren Indonesia Sulthoni, Muhammad
ZISWAF ASFA Vol 2 No 2 (2024): ZISWAF ASFA Journal (October 2024)
Publisher : ASFA Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69948/ziswaf.31

Abstract

Penelitian ini bertujuan mengungkap perbedaan pemanfaatan dana wakaf di universitas Barat, seperti Harvard dan Oxford, dibandingkan dengan pesantren di Indonesia. Menggunakan metode kualitatif deskriptif, penelitian ini melakukan analisis literatur dan perbandingan data sekunder terkait struktur pengelolaan, tujuan, serta dampak wakaf pada institusi pendidikan di dua konteks budaya yang berbeda. Teori perbandingan digunakan sebagai landasan untuk menganalisis prinsip, struktur, dan praktik pengelolaan wakaf di ketiga institusi ini. Hasil penelitian menunjukkan bahwa universitas di Barat mengelola dana wakaf melalui struktur profesional yang mendukung investasi jangka panjang, dengan tujuan mendanai riset, beasiswa, dan pengembangan kampus secara transparan. Sebaliknya, pengelolaan dana wakaf di pesantren Indonesia berfokus pada kebutuhan operasional, seperti infrastruktur dan aktivitas pendidikan dasar, tetapi kurang dioptimalkan untuk pertumbuhan jangka panjang. Perbedaan ini mencerminkan variasi konteks sosial, nilai budaya, dan kapasitas pengelolaan dana. Kesimpulan ini mengindikasikan bahwa peningkatan profesionalitas dan transparansi dalam pengelolaan wakaf di pesantren Indonesia dapat memberikan kontribusi lebih besar pada keberlanjutan pendidikan Islam.
Analisis Pengaruh Literasi Keuangan Syariah dan Religiusitas terhadap Minat Berinvestasi di Pasar Modal Syariah (Studi Kasus Generasi Z di Kabupaten Pekalongan) Falikhah, Anis Nala; Adinugraha, Hendri Hermawan; Sulthoni, Muhammad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 2 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i2.5709

Abstract

Although the growth of the Islamic capital market is quite rapid, the level of participation of Generation Z in investing in the Islamic capital market is still relatively low. Factors that are often mentioned as the cause of low interest in investing in the Islamic Capital Market are the level of Sharia Financial Literacy and Religiosity. This study aims to analyse the effect of Sharia Financial Literacy and Religiosity on Gen Z's Investment Interest in the Islamic Capital Market. This research uses quantitative methods, data collected through online surveys using questionnaires distributed to 100 respondents of Gen Z Pekalongan Regency who have an interest in investing in the Islamic Capital Market, data analysis techniques using Multiple Regression Analysis with the help of SPSS 26.0 software. The results of the analysis show that Sharia Financial Literacy and Religiosity have a positive and significant effect on Interest in Investing in the Sharia Capital Market both partially and simultaneously.
Analysis of Public Perceptions of The Existence of Islamic Banking and Conventional Banking in The Tegal City Area Alawiyah, Nafisatul; Adinugraha, Hendri Hermawan; Sulthoni, Muhammad
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.10967

Abstract

The existence of Islamic banking and conventional banks usually have a strategic way as an intermediary institution and provide services in the payment business, but the type of the two banks can affect the preferences of prospective customers to choose between the two banks. This research is a descriptive study with a qualitative approach conducted through observation, interviews, questionnaires, and documentation. The level of public knowledge about Islamic banks and conventional banks can be categorized into a level that is still considered sufficient, not too broad. In the selection of banking institutions, people choose conventional banks because most people do not know the existence of Islamic banks. People's perceptions of Islamic banks are different. This perception can affect how people behave in choosing a particular bank for the issue of funds they have either to save or make loans at Islamic banks.
Quick Response Code Indonesian Standard as a Digital Payment Solution to Increase the Turnover and Reduce the Circulation of Counterfeit Money Ayuningtyas, Amalia; Adinugraha, Hendri Hermawan; Sulthoni, Muhammad
Journal of Education and Computer Applications Vol. 1 No. 1 (2024)
Publisher : Institute Of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jeca.v1i1.7

Abstract

With the increasing use of the internet and smartphones in Indonesia, the use of digital payment technology is increasing. The advantage of cashless payment is that it is very convenient for users because it allows payments to be made easily and quickly without using cash. Especially during the outbreak of the Covid outbreak, there was a critical decline in the turnover of Micro, Small and Medium Enterprises (MSMEs). In this case, MSME players must keep up with the times of digitalization, especially by utilizing the Quick Response Code Indonesian Standard (QRIS) system that has been provided by the Indonesian government. On the other hand, the rampant circulation of counterfeit banknotes has made some parties, especially micro, small and medium enterprises, feel uncomfortable receiving counterfeit Rupiah. This research aims to find out QRIS as a digital payment solution that can increase the turnover of Micro, Small and Medium Enterprises (MSMEs) while also reducing the circulation of counterfeit money in Indonesia. This research uses a qualitative descriptive method with a systematic literature review. The data analysis technique used qualitative analysis that describes factual information. This study shows that QRIS can increase the sales turnover of MSMEs because QRIS is a digital payment solution that can make it easier for MSMEs to run their businesses in an effort to improve service quality and competitiveness, and is expected to increase interest in repeat visits and increase profits. The use of QRIS as a payment medium makes the transaction process with consumers easier, faster and safer. In addition, it can prevent the spread of counterfeit banknotes or counterfeit rupiahs and reduce the risk of counterfeit currency fraud or counterfeit rupiahs.