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ISLAMIC ECONOMIC REVIEW OF CONSUMPTION: A SYSTEMATIC LITERATURE REVIEW APPROACH Sadali, Ayatullah; Hermawan Adinugraha, Hendri; Shulthoni, Muhammad
JIM : Journal Of International Management Vol 3 No 01 (2024): JIM : Journal Of International Management
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jim.v3i01.1029

This research analyzes consumption studies from an Islamic economic perspective and a literature review perspective. The research method uses a qualitative type with a systematic literature review approach. The research results obtained from this literature review found that consumption is human nature to maintain life and is a very vital part of economic activity for human life. Islamic consumption theory limits consumption based on the concept of wealth and various types of consumption by Sharia principles for sustainability and the welfare of the ummah. Rapid economic growth and technological developments are causing changes in people’s consumption patterns. The main difference in consumption patterns in Islamic and conventional economics lies in the intention and approach to meeting life’s needs. Intentions and consumption methods to meet needs are critical in the Islamic economic system. Islamic economics does not place materialism as a guide to human life. Islam does not recognize the principle of materialism as conventional economics places consumption in the perspective of mere worldly satisfaction.

Determinants of Business Resilience in Small and Medium Enterprises in Pekalongan: Business Process Capability as a Mediating Variable Sulthoni, Muhammad; Winarto, Wahid Wachyu Adi; Adinugraha, Hendri Hermawan; Sadali, Ayatullah; Rahmawati, Ferida
Business Economic, Communication, and Social Sciences Journal (BECOSS) Vol. 6 No. 2 (2024): BECOSS
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/becossjournal.v6i2.11644

The purpose of this article is to investigate the model of how business process skills, through system adoption, affect business resilience and performance. empirical research on small and medium-sized businesses that currently run their operations using ERP systems. The adoption of accounting information systems is shaped by the use of business intelligence, the deployment of dynamic accounting information systems, and human resource competences associated with the use of accounting information systems. Additionally, the adoption of accounting information systems and organizational resilience are moderated by business process capabilities. One way to get empirical data is through surveys. Path analysis was conducted using partial least squares. Information systems adoption as a foundation for enhancing organizational resilience, including the use of business intelligence, resource competences associated with accounting information system use, and dynamic accounting information system deployment. As a mediating variable, business process capability has the power to boost business resilience, which will enhance organizational performance. Creation of ideas that serve as a foundation for assessing organizational performance and resilience models through the use of accounting information systems in business processes.

Boosting University Efficiency via Balanced Scorecard from a Financial and Internal Viewpoints Abadi, Muhammad Taufiq; Sadali, Ayatullah; Fadzkurrahman A, Muhammad Akbar
International Research Journal of Business Studies Vol. 17 No. 1 (2024): April - July 2024
Publisher : Universitas Prasetiya Mulya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21632/irjbs.17.1.53-67

This research aims to analyze the performance of the KH Abdurrahman Wahid Pekalongan State Islamic University (UIN) using the Balanced Scorecard (BSC) method which focuses on two perspectives: finance and internal business. The research method used is descriptive with a quantitative approach. Data was collected through surveys, interviews, and analysis of financial documents and internal university performance reports. Financial performance indicators include income, expenses and cost efficiency, while internal business indicators include academic processes, operational efficiency and service quality. The research results show that from a financial perspective, universities experienced a significant increase in annual income, especially from PNBP and academic support. However, there is still a need to diversify income sources. The largest expenditures are allocated to academic activities, staff salaries and allowances, and despite savings efforts, cost efficiency can still be improved. From an internal business perspective, the quality of the academic process is considered good but requires curriculum innovation that is more responsive to job market needs. Campus operational efficiency is good, but several administrative processes require digitalization. The level of student and staff satisfaction with university services is quite high, although there are areas that need improvement such as IT services and supporting facilities. This research concludes that the performance of UIN KH Abdurrahman Wahid Pekalongan from a financial and internal business perspective is quite good, but there are areas that require improvement to achieve higher efficiency and effectiveness. Key recommendations include diversifying revenue sources, increasing expenditure efficiency, curriculum innovation, and digitizing administrative processes.

The Role of E-Commerce in Equitable Digital Economy in Indonesia Adinugraha, Hendri Hermawan; Sadali, Ayatullah; Rahmawati, Ferida; Andrean, Rizky
Reinforce: Journal of Sharia Management Vol 3 No 2 (2024)
Publisher : Faculty of Islamic Economic and Business (FEBI), Sayyid Ali Rahmatullah State Islamic University (UIN SATU) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/reinforce.v3i2.9876

The rapid development of online trading or e-commerce has become a new phenomenon in the Indonesian economy. This fact has not been proven to impact the welfare of digital economic equality in Indonesia positively. This study intends to explain the role of e-commerce in the distribution of the digital economy in Indonesia. This study uses a systematic literature review method. The data sources for this research come from books, journals, and other literature related to the role of e-commerce in the distribution of the digital economy in Indonesia. The findings in this literature review conclude that, ideally, high e-commerce transactions can benefit the realization of economic equality in Indonesia. This fact can be found in the e-commerce business, which has embraced local economic sectors such as agriculture, plantations, fisheries, and even MSMEs in all regions by playing an active role in this digital-based trade. Technology has been proven to break the long chain in the distribution process. Business actors in rural areas and regional MSMEs can be essential if they can make friends with technological sophistication. Local business actors can increase their productivity and welfare. Support from the Indonesian government is urgently needed to build infrastructure to realize trade through digital media in villages and remote areas. Another tough challenge is ensuring the e-commerce business is fully secure to gain the public’s trust.

An Analysis of Halal Regulation and Its Implications for MSMEs: A Systematic Literature Review Awalludin, Taufiq; Tamamudin, Tamamudin; Sadali, Ayatullah
Neraca Vol. 21 No. 1 (2025): NERACA
Publisher : FEB Universitas Muhammadiyah Pekajangan Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48144/neraca.v21i1.2099

This study aims to analyze halal regulations and their implications for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia through a systematic literature review approach. The halal regulations, established by Law Number 33 of 2014 concerning Halal Product Assurance, mandate businesses to comply with halal certification standards, directly impacting the dynamics of MSME operations. Using the PRISMA 2020-based systematic literature review method, this study identified and synthesized 40 selected scholarly articles from major databases such as Scopus, Google Scholar, and ScienceDirect. The analysis reveals that the implementation of halal regulations offers significant opportunities for MSMEs to enhance competitiveness, market access, and consumer trust, particularly in the rapidly growing domestic and global halal markets. However, notable challenges were also identified, including limited access to information, relatively high certification costs, and insufficient technical assistance from relevant institutions. These implications call for collaborative strategies between the government, certification bodies, and MSMEs to create an inclusive and sustainable halal ecosystem. This study contributes original insights to the literature by offering a critical synthesis of the dynamics surrounding halal regulation and evidence-based policy recommendations to strengthen the MSME sector. It is expected that this research will serve as a vital reference for policymakers, academics, and practitioners in optimizing the potential of the national halal sector. REFERENSI Ab Talib, M. S., & Hamid, A. B. A. (2014). Halal logistics and the impact on supply chain management: A conceptual framework. 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BMJ, 372, n71. https://doi.org/10.1136/bmj.n71 Rachmawati, R., Nugroho, Y., & Prasetyo, E. (2020). Peluang ekspor produk halal Indonesia dalam meningkatkan daya saing UMKM. Jurnal Perdagangan Internasional, 12(1), 77–90. Rezai, G., Mohamed, Z., & Shamsudin, M.N. (2012). Non-Muslim consumers’ understanding of Halal principles in Malaysia. Journal of Islamic Marketing, 3(1), 35–46. https://doi.org/10.1108/17590831211206572 Riaz, M. N., & Chaudry, M. M. (2004). Halal Food Production. CRC Press. https://doi.org/10.1201/9780203490035 Sani, N.A.M., & Dahlan, H.A. (2015). A Holistic Halal Ecosystem for Malaysian SMEs: A Preliminary Insight. Procedia Economics and Finance, 37, 514–520. https://doi.org/10.1016/S2212-5671(16)30159-0 Snyder, H. (2019). Literature review as a research methodology: An overview and guidelines. Journal of Business Research, 104, 333–339. https://doi.org/10.1016/j.jbusres.2019.07.039 Tieman, M. (2011). The application of Halal in supply chain management: in-depth interviews. Journal of Islamic Marketing, 2(2), 186–195. https://doi.org/10.1108/17590831111139893 Tieman, M., Vorst, J.G.A.J., & Ghazali, M.C. (2012). Principles in halal supply chain management. Journal of Islamic Marketing, 3(3), 217–243. https://doi.org/10.1108/17590831211259727 Tieman, M. (2011). The application of halal in supply chain management: In-depth interviews. Journal of Islamic Marketing, 2(2), 186–195. https://doi.org/10.1108/17590831111139893 Tieman, M., van der Vorst, J. G. A. J., & Ghazali, M. C. (2012). Principles in halal supply chain management. Journal of Islamic Marketing, 3(3), 217–243. https://doi.org/10.1108/17590831211259727 Tranfield, D., Denyer, D., & Smart, P. (2003). Towards a methodology for developing evidence-informed management knowledge by means of systematic review. British Journal of Management, 14(3), 207–222. https://doi.org/10.1111/1467-8551.00375 Winarno, F. G., & Purwanti, T. (2021). Tantangan UMKM dalam implementasi sertifikasi halal: Analisis di Kota Bandung. Jurnal Industri dan Usaha Kecil, 16(2), 134–148. Winarno, F.G., & Purwanti, T. (2021). Tantangan UMKM dalam Implementasi Sertifikasi Halal: Analisis di Kota Bandung. Jurnal Industri dan Usaha Kecil, 16(2), 134–148. Wilson, J. A. J., & Liu, J. (2011). The challenges of Islamic branding: Navigating emotions and halal. Journal of Islamic Marketing, 2(1), 28–42. https://doi.org/10.1108/17590831111115222 Yusof, S.A.M., & Jusoh, W.J.W. (2013). Islamic branding: the understanding and perceptions of Muslim consumers in Malaysia. Asian Social Science, 9(10), 92–101. https://doi.org/10.5539/ass.v9n10p92

Analisis Proyeksi Tingkat Pengangguran Terbuka di 38 Provinsi Periode 2021-2025 Rahmah, Hatma Aura; Tamamudin, Tamamudin; Sadali, Ayatullah
Journal Social Society Vol. 5 No. 1 (2025): Januari - Juni 2025
Publisher : Pustaka Digital Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54065/jss.5.1.2025.674

Penelitian ini bertujuan untuk mengeksplorasi dinamika spasial dan temporal Tingkat Pengangguran Terbuka (TPT) di 38 provinsi di Indonesia selama periode 2021–2025, di tengah penurunan TPT secara nasional yang belum diikuti dengan pemerataan pemulihan pasar kerja. Urgensi penelitian ini terletak pada pentingnya memahami ketimpangan regional dalam pengangguran terbuka sebagai cerminan ketidakmerataan pembangunan, sehingga dapat mendukung perumusan kebijakan ketenagakerjaan yang kontekstual dan berkelanjutan. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan strategi studi dokumenter. Data yang dianalisis merupakan data sekunder yang dikumpulkan dari Badan Pusat Statistik (BPS), laporan pemerintah, serta hasil kajian dari lembaga independen selama periode lima tahun. Teknik analisis data dilakukan melalui analisis isi (content analysis) untuk memahami faktor-faktor sosial, ekonomi, dan kelembagaan yang memengaruhi TPT, serta analisis spasial deskriptif untuk memetakan pola dan arah pergeseran pengangguran antarwilayah. Hasil penelitian menunjukkan bahwa provinsi di wilayah barat, seperti Jawa Barat dan Banten, mengalami TPT tinggi akibat tekanan urbanisasi, pertumbuhan penduduk usia kerja, dan stagnasi daya serap sektor industri. Sebaliknya, wilayah timur seperti Papua menghadapi hambatan struktural berupa keterbatasan infrastruktur, rendahnya mobilitas kerja, dan lemahnya lembaga pelatihan kerja. Provinsi Bali secara konsisten mencatat TPT terendah karena kekuatan sektor jasa, terutama pariwisata, serta sistem pelatihan vokasional yang adaptif. Penelitian ini menyimpulkan bahwa pengangguran terbuka tidak semata-mata disebabkan oleh faktor ekonomi, melainkan juga oleh aspek demografi, geografis, dan kelembagaan. Temuan ini menegaskan perlunya strategi ketenagakerjaan berbasis lokal yang adaptif terhadap kondisi wilayah untuk mengurangi kesenjangan dan kemiskinan secara lebih inklusif.

Halalpreneur Opportunities and Challenges: Empirical Evidence from Indonesia Sadali, Ayatullah; Fikri, Muhammad Khoirul; Adinugraha, Hendri Hermawan
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 2 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i2.3893

Purpose: This research aims to explain the business opportunities and challenges of the halal industry in Indonesia for HalalpreneursDesign/methodology: This qualitative research has used a literature review approach and adopts a content analysis methodologyFindings: The findings of this literature review show that the primary goal of a Halalpreneur is to achieve happiness in ad-daraini. Synonyms for the term Halalpreneur are Islamicpreneur, Shariapreneur, and Muslimpreneur. The substantive meaning of these terms is the same. Everything has the same essence as Halalpreneur. The opportunity and potential of the Indonesian state compared to other countries in developing the Islamic economy are strengthening the halal industry sectorPractical implications: The empirical implication of this research is to describe the halal industrial business still has the opportunity to become an alternative to Halalpreneur, such as Islamic tour travel, Islamic fashion, halal cosmetics, halal culinary, halal spa, and Sharia online motorcycle taxi services. The challenge facing the Indonesian nation today is the need for Halalpreneurs. The challenge ahead for the Indonesian people is the need to play a more active role in the halal industry. Another challenge is their need for more participation in advancing entrepreneurial activities at the micro and macro levels. These implications provide a clear roadmap for potential Halalpreneurs in Indonesia. Originality/Value: Halalpreneurs are very important for economic growth in Indonesia, according to Sharia, and they benefit all humanityKeywors: Halalpreneur; Entrepreneurship; Opportunities; Challenges

Inovasi ekonomi syariah berbasis digital: Studi kasus penerapan QRIS dan Mobile banking pada BSI KCP Pekalongan Istiqomah, Nur; Tamamudin, Tamamudin; Sadali, Ayatullah
Journal of Accounting and Digital Finance Vol. 5 No. 2 (2025): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v5i2.1873

The advancement of digital technology has encouraged Islamic financial institutions to innovate in delivering services to the public. One of the innovations implemented is the use of Quick Response Code Indonesian Standard (QRIS) and mobile banking as financial transaction tools that are fast, secure, and compliant with Islamic principles. This study aims to analyze the implementation of QRIS and mobile banking at Bank Syariah Indonesia (BSI) KCP Pekalongan and their contribution to supporting digital-based Islamic economic innovation. This research employs a descriptive qualitative approach using a case study method. Data collection techniques include observation, in-depth interviews, and documentation involving customers and bank staff. The results show that the application of QRIS and mobile banking facilitates customer transactions, accelerates service delivery, and enhances efficiency and transparency in financial processes. These digital innovations also promote Islamic financial inclusion, particularly among micro, small, and medium enterprises (MSMEs) and the younger generation. However, challenges remain, such as low digital literacy and limited network access in some areas. Therefore, continuous education and outreach strategies are essential to maximize the benefits of digital Islamic financial services across all segments of society.

ISLAMIC ECONOMIC REVIEW OF CONSUMPTION: A SYSTEMATIC LITERATURE REVIEW APPROACH Sadali, Ayatullah; Hermawan Adinugraha, Hendri; Shulthoni, Muhammad
JIM : Journal Of International Management Vol 3 No 01 (2024): JIM : Journal Of International Management
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jim.v3i01.1029

This research analyzes consumption studies from an Islamic economic perspective and a literature review perspective. The research method uses a qualitative type with a systematic literature review approach. The research results obtained from this literature review found that consumption is human nature to maintain life and is a very vital part of economic activity for human life. Islamic consumption theory limits consumption based on the concept of wealth and various types of consumption by Sharia principles for sustainability and the welfare of the ummah. Rapid economic growth and technological developments are causing changes in people’s consumption patterns. The main difference in consumption patterns in Islamic and conventional economics lies in the intention and approach to meeting life’s needs. Intentions and consumption methods to meet needs are critical in the Islamic economic system. Islamic economics does not place materialism as a guide to human life. Islam does not recognize the principle of materialism as conventional economics places consumption in the perspective of mere worldly satisfaction.

Strategi Pemasaran UMKM di Era Digital: Studi Kasus Penggunaan TikTok Shop oleh Sylviea Collection Rizqiani, Nur Laili; Sadali, Ayatullah; Taufiq Abadi, Muhammad
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 3, No 1 Mei 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research examines the marketing strategies used by MSME players, focusing on Sylviea Collection's use of TikTok Shop as a case study. MSMEs in Indonesia face various challenges, including the COVID-19 pandemic bug and changes in consumer shopping behavior towards the digital economy. One of the efforts made by MSMEs is to utilize TikTok Shop to market their products. This study concludes that MSMEs can increase the appeal and effectiveness of their TikTok content by using high-quality smartphones, non-rational persuasive advertising techniques, and functional ads that provide clear product information. With the right marketing strategy, MSMEs can expand their market in the growing digital era.

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