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ISLAMIC FINANCIAL LITERACY AMONG SHARIA BANKERS IN BANDAR LAMPUNG Any Eliza; Vitria Susanti
Share: Jurnal Ekonomi dan Keuangan Islam Vol 9, No 1 (2020)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (467.471 KB) | DOI: 10.22373/share.v9i1.6875

Abstract

This article reports the findings of Islamic Financial Literacy for Sharia bankers in Bandar Lampung specifically in terms of Islamic financial products and what factors influencing it. The skill is needed to assist transactions, with a clear understanding and appreciation of the unique characteristics and features of Islamic Finance and its real economic value. As mentioned by the Financial Authority Service, one of the challenges that Sharia banking encounters are the inadequacy of capable and highly qualified human resources to support the development of sharia financial products and services. However, up to now there is a lack of studies about Islamic financial literacy in Indonesia, particularly for people who works on Islamic financial sectors. The objectives of this study are (i) to indicate the level of Islamic financial literacy among human resources of Sharia banks in Bandar Lampung, and (ii) to identify significant factors that influence Islamic financial literacy among the bankers. In terms of Islamic Financial Literacy rate, the result of the study is quite distinct from the existing research finding in that it shows that female bankers have higher Islamic Financial Literacy rate than their male counterpart. In addition, based on length of work and age cohort, the median groups also have higher Islamic financial literacy rate. While in terms of type of institution, bankers of Sharia banks exhibit advanced Islamic financial knowledge than Rural sharia banks’ staffs.  Using Factor Analysis, the study finding revealed the five factors determining Sharia banker’s Islamic financial literacy.========================================================================================================Literasi Keuangan Islam para Bankir Syariah di Bandar Lampung. Artikel ini menyajikan temuan pada studi yang mengidentifikasi faktor-faktor yang mempengaruhi Literasi Keuangan Islam untuk bankir Syariah di Bandar Lampung, khususnya dalam hal produk dan jasa keuangan Islam. Keahlian ini diperlukan untuk membantu transaksi, dengan pemahaman dan apresiasi yang jelas terhadap karakteristik dan fitur unik serta nilai ekonomi riil keuangan Islam. Sebagaimana disebutkan oleh Otoritas Jasa Keuangan bahwa salah satu tantangan yang dihadapi perbankan Syariah adalah tidak memadainya sumber daya manusia yang berkemampuan dan berkualifikasi tinggi untuk mendukung pengembangan produk dan layanan keuangan syariah. Namun, hingga saat ini hanya sedikit studi tentang literasi keuangan Islam di Indonesia, terutama bagi orang-orang yang bekerja di sektor keuangan Islam. Tujuan dari penelitian ini adalah (i) untuk menunjukkan tingkat literasi keuangan syariah sumberdaya manusia bank syariah di Bandar Lampung, dan (ii) untuk mengidentifikasi faktor-faktor signifikan yang mempengaruhi literasi keuangan syariah para banker tersebut. Dalam hal tingkat Literasi Keuangan Islam, hasil penelitian ini cukup berbeda dari temuan penelitian yang ada karena menunjukkan bahwa banker perempuan memiliki tingkat Literasi Keuangan Islam yang lebih tinggi daripada rekan pria mereka. Selain itu, berdasarkan lama bekerja dan kelompok usia, kelompok median juga memiliki tingkat melek finansial Islam yang lebih tinggi. Berdasarkan jenis institusi, bankir bank Syariah menunjukkan pengetahuan keuangan Islam yang lebih baik daripada staf BPRS. Dengan menggunakan Analisis Faktor, temuan penelitian ini mengungkapkan lima faktor yang menentukan literasi keuangan Islam bankir.
Pengaruh Fashion Involvement, Shopping Lifestyle, Dan Hedonisme Terhadap Pengaruh Perilaku Konsumtif Pada Konsumen Fashion Berbasis Online Tiktok Shop Candy Lady Store Bandar Lampung Putri, Nanda Armelia; Rosilawati, Weni; Susanti, Vitria; Sandra Dewi, Ade; Pujiati, Ani; Lumban Gaol, Rotua Astrina
JMMS - JURNAL MANAJEMEN MANDIRI SABURAI Vol 8, No 1 (2024): JMMS-JURNAL MANAJEMEN MANDIRI SABURAI
Publisher : Universitas Sang Bumi Ruwa Jurai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24967/jmms.v8i1.2999

Abstract

Abstrak. Penelitian ini bertujuan untuk mengetahui Pengaruh Fashion Involvement, Shopping Lifestyle, Dan Hedonisme Terhadap Pengaruh Perilaku Konsumtif Pada Konsumen Fashion Berbasis Online Tiktok Shop Candy Lady Store Bandar Lampung. Penelitian ini dilaksanakan pada konsumen wanita tiktokshop Candy Lady Store Bandar Lampung. Metode yang digunakan dalam penelitian ini menggunakan jenis kuantitatif. Berdasarkan hasil penelitian bahwa Involvement, Shopping Lifestyle, Dan Hedonisme berpengaruh Terhadap Perilaku Konsumtif Pada Konsumen Fashion Berbasis Online Tiktok Shop Candy Lady Store Bandar Lampung. Kata kunci : Fashion Involvement, Shopping Lifestyle, Hedonisme, Perilaku Konsumtif
GREEN MARKETING : A REVIEW FROM ISLAMIC MARKETING ETHICS PERSPECTIVE Susanti, Vitria
ASAS Vol. 6 No. 1 (2014): Asas, Vol.6, No.1, Januari 2014
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v6i1.1711

Abstract

Abstrak: Islam supports morality and matters that lead to a healthy society, and stands in the way against corruption andmatters that lead to it. The guiding principle for the behavior of a Muslim is A’milunSa’lihan - “Virtuous Deeds”. This term covers all deeds, not only acts of worship. The Guardian and Judge of all deeds is Allah (SWT) Himself. The most fundamental characteristics of a Muslim are piety and humility.Islamic Marketing Ethics (IME) that combines the principles of value maximization with the principles of equity and justice for the welfare is in accordance with the concept of green marketing. Although not mentioned specifically green marketing concept embodied in Islamic iMarketing Ethics. One of which is the value of social responsibility and value based marketing.Islamic Marketing Ethics requires fair and justice practice not only between the producer and concumer but also from all the stakeholder to be resposible to the society and environtmernt. Keywords : green marketing, islamic marketing and ethics perspective
REASSESSING THE ROLE OF ISLAMIC MICROFINANCE FOR FINANCING FUQÂRÂ AND MASÂKIN Susanti, Vitria
al-'adalah Vol 8 No 1 (2011): Al-'Adalah
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/adalah.v13i3.246

Abstract

Reassessing the Role of Islamic Microfinance for Financing Fuqârâ and Masâkîn. As a country with the largest number of muslim population in the world, Indonesia sholud consider the high potential of Islamic microfinance. While providing microfinance to the poorest of the poor remains a challenge, lessons learned from Bangladesh experinces can be used to develop new method and strategy that is applicable and suits the condition in Indonesia. It should be taken into account to distinguish the program based on regional and cultural differences as Indonesia consists of such diversity. Furthermore, different social and economy structure in urban and rural requires different treatment to overcome poverty in each area.Keywords: microfinance, poverty, Islamic finance
Analisis Rasio Keuangan: Perbandingan Kinerja Antar Perusahaan Dalam Sektor Consumer Cyclicals Pada Tahun 2011-2021 Azzahra, Syifa Fahrani; Astuti, Retno Widi; Susanti, Vitria
Al-Mal: Jurnal Akuntansi dan Keuangan Islam Vol. 4 No. 1 (2023): Juni 2023
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mal.v4i01.14645

Abstract

Industri consumer cyclicals adalah salah satu industri yang sangat bergantung pada siklus bisnis dan kondisi ekonomi suatu negara. Adanya pandemi Covid-19 memberikan berbagai dampak yang dapat dirasakan oleh setiap perusahaan. Oleh karena itu, penelitian ini bertujuan untuk mengetahui kinerja perusahaan yang berada dalam industri consumer cyclicals khususnya sektor restaurants. Sampel dalam penelitian ini adalah perusahaan PT Pioneerindo Gourmet International Tbk (PTSP) dan PT Fastfood Indonesia (FAST)  dengan jangka waktu dari tahun 2011 hingga tahun 2021. Metode analisis yang digunakan dalam penelitian ini adalah deskriptif kuantitatif dengan teknik analisis rasio keuangan yang meliputi rasio profitabilitas, rasio likuiditas, rasio solvabilitas, dan rasio aktivitas. Hasil penelitian menunjukkan kinerja keuangan kedua perusahaan consumer cyclical yang diteliti mengalami penurunan pada saat pandemic Covid-19. 
Islamic Entrepreneurship: The Moderating Role of Eudaimonic Well-Being in MSMES Resilience Capacity During Covid-19 Pandemic Susanti, Vitria; Zuliansyah, A.; Normasyhuri, Khavid
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 1 (2024): Februari
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i1.1682

Abstract

All countries in the world have been affected tremendously by the Covid-19 pandemic. As a developing country, Indonesia has also experienced dramatic changes in the political and economic environment in response to the global crisis from the corona virus. It is apparent that the pandemic lockdown caused many businesses to struggle. This paper aims to examine the influence of Islamic entrepreneurship and Eudaimonic well-being to MSMEs resilience capacity during the COVID-19. The research is done with a quantitative study with 100 MSMEs in Lampung Province, Indonesia. The main data in this study is gathered through questionnaires which then analysed by using Partial Least Square (PLS analysis). This paper found the R² value for Islamic entrepreneurship is 62.5% (high), Meanwhile, the R² for Eudaimonic Well-being is 60% (high) indicating MSMEs Resilience Capacity can be moderately explained by Eudaimonic Well-being.
Thermal, Visual, and Acoustic Comfort Assessment in Sustainable Elementary School Classrooms: A Case Study at SD Negeri 8 Ragunan, Jakarta Panggabean, Siti Munawarah; Andandaningrum, Della; Susanti, Vitria
Indonesian Journal of Environment and Sustainability Issues Vol. 2 No. 2 (2025): December 2025 | Indonesian Journal of Environment and Sustainability Issues
Publisher : WISE Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70211/ijesi.v2i2.274

Abstract

This research investigates the environmental comfort conditions—thermal, visual, and acoustic—in six functional spaces at SD Negeri 8 Ragunan, South Jakarta, a public elementary school recognized for its sustainability-focused infrastructure. The study emphasizes the relevance of indoor environmental quality in shaping students’ cognitive performance, well-being, and overall learning experience. A mixed-methods design was employed, combining quantitative field measurements with qualitative spatial analysis. Data collection included temperature (28.5°C–32.1°C), relative humidity (65%–78%), light intensity (263–712 lux), and sound levels (41.3–64.5 dBA), measured in four classrooms, one hall, and one teachers’ room. Qualitative data involved architectural observations on ventilation, daylight access, and environmental policy signage. Results were benchmarked against Indonesian national standards (SNI 6390:2011, SNI 6197:2020, SNI 6386:2000) and international guidelines (ASHRAE 55-2017, GBCI). Findings indicate that temperature and illumination were within permissible thresholds, and visual connectivity reached 94.83%, exceeding GBCI’s 75% standard. However, humidity levels consistently surpassed the 60% threshold, and noise levels occasionally exceeded recommended limits, particularly in rooms near traffic exposure. Moreover, anti-smoking signage was insufficient and inconsistently placed. These results highlight the need for integrated environmental management strategies in school buildings. The study contributes to the discourse on sustainable educational facilities and supports the implementation of SDG 4 (Quality Education) and SDG 11 (Sustainable Cities and Communities), particularly in rapidly urbanizing tropical regions.