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Gejolak perbankan syariah Indonesia: tinjauan sebelum dan ketika era covid-19 perspektif ekonomi Islam Normasyhuri, Khavid; Ma'rifah, Aula Nurul; Anggraeni, Erike
INOVASI Vol 18, No 1 (2022)
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (0.036 KB) | DOI: 10.29264/jinv.v18i1.10501

Abstract

Penelitian yang di lakukan memiliki tujuan untuk melihat gejolak yang terjadi pada perbankan syariah Indonesia dengan mengetahui perbandingan perbankan syariah Indonesia sebelum dan ketika era covid-19 serta melihat menganalisa perbankan syariah Indonesia dalam sudut pandang ekonomi islam. Dalam penelitian yang dilakukan menggunakan jenis kuantitatif dengan pendekatan komparatif. Data yang di gunakan merupakan data sekunder pada Statistik Perbankan Syariah (SPS) Indonesia periode sebelum covid-19 yaitu Q2 2018 – Q3 2019 dan periode ketika era covid-19 terjadi yaitu Q4 2019 – Q1 2021. Uji pada penelitian ini menggunakan paired test dengan alat statistik SPSS Version 21. Hasil dalam penelitian ini dapat di simpulkan bahwa adanya perbedaan serta terjadi gejolak pada perbankan syariah Indonesia dari sebelum serta ketika era berlangsungnya terjadinya covid-19 secara signifikan.Covid -19 mengakibatkan gejolak yang dahsyat bagi perbankan syariah Indonesia sehingga perbankan syariah Indonesia melambat secara nasional dan bahkan hanya mampu tumbuh secara terbatas serta mengakibatkan prinsip kehati-hatian dari sektor perbankan syariah Indonesia yaitu risiko pembiayaan, risiko operasional maupun risiko pasar. Keberadaan dari perbankan syariah Indonesia mengenai prinsip ekonomi islam diwujudkan dengan bentuk menciptakan akses bagi umat islam untuk saling menolong berkaitan dengan muamalah dimana bank syariah mampu menjangkau seluruh lapisan dari latar belakang masyarakat.
The Indonesian Sharia Capital Market in Shock Covid-19: Global Market Interaction Habibi, Ahmad; Normasyhuri, Khavid; Anggraeni, Erike
EQUILIBRIUM Vol 10, No 2 (2022): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v10i2.16457

Abstract

Covid-19 has caused problems, including the global Islamic capital market. The rapid and extraordinary development of Covid-19 has rocked sharia investment in Indonesia. This study looks at the interaction of the global Islamic stock market with the Indonesian Islamic stock market, namely the Jakarta Islamic Index (JII), in the Covid-19 shock. Data is collected from within the global Islamic capital market sourced from the Dow Jones Islamic Market World Index, and the Indonesian Islamic capital market is sourced from the Indonesia Stock Exchange (IDX). They are generalizing the research period carried out during the covid-19 period starting from March 2020 to November 2022. This research used several stages of the Cointegration Test, Granger Causality Test, IRF (Impulse Response Function) Test and Forecasting Error Variance Decomposition (FEVD) Test. The study results show that the global Islamic stock market has had a significant impact on the Indonesian Islamic stock market both in the short and long term in the era of the covid-19 shock.
Islamic Branding and Product Ingredients: Non-Muslim Dilemma in Consuming Halal Meat Anggraeni, Erike; Normasyhuri, Khavid; Wisnu Kusuma, Tri Atmaja Pramudita
Jurnal Internasional Penelitian Bisnis Terapan Vol 6 No 01 (2024)
Publisher : Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijabr.v6i01.352

Abstract

Consuming halal foods is unarguably a matter of need for every Muslim. Today, the interest in eating halal cuisine is even growing not only for Muslims but also non-Muslims because the COVID-19 pandemic, which emerged lately, has emphasized a lack of people’s health and sanitation. This study intends to investigate how non-Muslim customers' perceptions of Islamic branding affected their purchase decisions of halal food during the COVID-19 pandemic. A number of 500 non-Muslim respondents took part in this study by answering questions for this quantitative research. The data was then analyzed using SmartPLS 3.0. The results revealed that there was a significant correlation between Islamic branding and product ingredients and non-Muslims intention of choosing halal food during COVID-19. This tendency is due to the fact that halal food is guaranteed qualified since it is delicious and prepared in clean and healthy way.
Fenomena gejolak ekonomi pada sektor perdagangan dan sektor pariwisata: studi perbandingan sebelum dan selama Covid-19 Normasyhuri, Khavid; Habibi, Ahmad; Anggraeni, Erike
Jurnal Paradigma Ekonomika Vol. 17 No. 1 (2022): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v17i1.15102

Abstract

This study compares the turmoil that occurred in the trade sector and the Indonesian tourism sector before and during the COVID-19 outbreak. The research method used is quantitative with a comparative approach. The data used is secondary data sourced from the Ministry of Trade of the Republic of Indonesia and the Ministry of Tourism of the Creative Economy of the Republic of Indonesia. This study uses a statistical test tool in the form of SPSS Version 21 with Paired Sample T-Test. The results showed significant differences in the trade sector before the onset of covid-19 and during the occurrence of covid-19. This occurred from the spread of Covid-19, which caused supply and demand shocks. The decline in trade reflects rising trade costs, disruptions to transportation, logistics, supply chains, and trade restrictions. Furthermore, there are significant differences in the tourism sector before the onset of covid-19 and during covid-19. This happened due to travel restrictions imposed by the government, causing a reduction in both domestic and international travel. The spread of the COVID-19 pandemic has caused foreign tourists to cancel trips and book tickets on a large scale, and the reluctance of tourists to visit is influenced by concerns about the impact of tourism travel during the pandemic.
NON BANK SHARIA HOUSING DECISION SEGMENT: HALAL FRIENDLY ENVIRONMENTAL EFFECTS AS MODERATION Anggraeni, Erike; Normasyhuri, Khavid; Kusuma, Tri Atmaja Pramudita Wisnu; Nurohmah, Siti
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 9 No. 2 (2023): JULY - DECEMBER 2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v9i2.43974

Abstract

Introduction: The study conducted by researchers aimed to examine the correlation between pricing and digital marketing, as well as the impact of a halal-friendly atmosphere on the robustness of non-bank sharia-based property purchasing choices. Methods: The research methodology used in this study is quantitative, using the software SmartPLS 3.0. The collection of primary data was conducted by sampling respondents, namely non-bank sharia housing customers, via the purposive sampling method. A total of 500 samples were used for the study. The data was obtained via the use of Google Form, with the indicator assessment being conducted using a Likert Scale. Results: The study findings indicate a favorable correlation between pricing and digital marketing in connection to the decision-making process for purchasing non-bank sharia property. The establishment of a halal-compliant setting enhances the correlation between pricing and digital marketing in the context of consumer choices about non-bank sharia-compliant housing. Conclusion and suggestion:  The objective of this study is to identify market opportunities and offer guidance to sharia housing developers in developing innovative housing concepts that align with market demands. Additionally, the study aims to enhance developers' understanding of and ability to respond to the needs and preferences of buyers seeking a halal-friendly living environment.
Non-Bank Sharia Housing Purchasing Decision Segment: Is a Sustainable Halal Lifestyle Important as Moderation? Erike Anggraeni; Normasyhuri, Khavid; Siti Nurohmah
AL-MUZARA'AH Vol. 12 No. 1 (2024): AL-MUZARA'AH (June 2024)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.12.1.27-50

Abstract

Researchers focus on looking at the relationship between price and digital marketing and whether a sustainable halal lifestyle can strengthen or weaken non-bank sharia-based housing purchase decision making. Quantitative in this study using SmartPLS 3.0. Primary data was collected from respondents, namely consumers of non-bank Islamic housing by taking samples using purposive sampling and using 500 samples. Data is collected by accessing the Google form and the indicator measurement is the Likert scale. The results of the study provide the fact that price and digital marketing have a positive relationship with non-bank sharia housing purchase decisions. A sustainable halal lifestyle strengthens the relationship between price and digital marketing on purchasing decisions for non-bank sharia housing. This study is expected to be able to identify market opportunities and provide a reference for sharia housing developers to be able to develop housing concepts that are innovative and in line with market demands and understand and respond to the needs and preferences of buyers who live a halal lifestyle.
Examining the Sustainability of Food Consumption Based on Religiosity Dimensions in Urban and Sub-Urban Communities Habibi, Ahmad; Hanif, Hanif; Normasyhuri, Khavid
Signifikan: Jurnal Ilmu Ekonomi Vol 13, No 1 (2024)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v13i1.38301

Abstract

Research Originality:  This study offers a new perspective on the relationship between religiosity and sustainable food consumption in urban and peri-urban communities in Lampung, Indonesia. Research Objectives: The objective was to examine the differences in sustainable food consumption between urban and peri-urban communities, exploring the role of religious beliefs in shaping consumption behavior.Research Methods: A quantitative approach using comparative analysis was used. Data were collected from 250 respondents using purposive sampling, analyzed through statistical tools such as the Shapiro-Wilk Normality Test and Independent Sample t-test.Empirical Results: This study found that there were no differences in consumption behavior between urban and suburban communities with the dimensions of religiosity in the aspects of beliefs and practices. There were differences in consumption behavior between urban and suburban communities with the dimensions of religiosity in the aspects of knowledge and behavior.Implications: This study highlights the need for policymakers and businesses to consider religious factors in promoting sustainable consumption, suggesting that urbanization and access to religious education influence food choices based on religiosity.JEL Classification: D12, D19
Purchase Decisions among Non-Muslim: The Role of Islamic Branding, Product Ingredients, and Islamic Social Environment Anggraeni, Erike; Normasyhuri, Khavid; Wisnu Kusuma, Tri Atmaja Pramudita
Shirkah: Journal of Economics and Business Vol. 10 No. 1 (2025)
Publisher : UIN Raden Mas Said

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v10i1.597

Abstract

The influence of acculturation on non-Muslims’ purchase decisions remains an unanswered question. Thus, the impact of the Islamic environment on non-Muslim purchase decisions requires further exploration. This study examines how Islamic branding and product ingredients affect purchase decisions and whether the Islamic social environment can strengthen or weaken this relationship for non-Muslim consumers. This study employed a quantitative approach using SmartPLS 3.0. Data were collected from 500 non-Muslim respondents using purposive sampling. The results indicate that both Islamic branding and product ingredients significantly influence non-Muslim purchase decisions, highlighting the growing importance of ethical and cultural considerations in consumer behavior. Moreover, the Islamic social environment plays a crucial role in moderating this relationship, further strengthening the impact of Islamic branding and product ingredients on purchase decisions. These findings suggest that non-Muslim consumers are not only responsive to the intrinsic qualities of products but are also influenced by the broader Islamic social context in which these products are marketed. This offers valuable insights for the government and companies in developing effective strategies to market Indonesian halal meat products to non-Muslim consumers globally. A deeper understanding of non-Muslim purchasing behavior can enhance their position in the halal industry.
Halal Food Awareness and Halal Certification: Halal Food Purchasing Decisions of Generation Z Muslim Consumers in Urban and Sub-Urban Areas Normasyhuri, Khavid; Edi, Relit Nur; Pradikta, Hervin Yoki; Anggraeni, Erike
ASAS Vol. 16 No. 2 (2024): Asas, Vol. 16, No. 02 Desember 2024
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v16i2.24640

Abstract

Abstract: Halal food decisions by Muslim consumers illustrate complex interactions. In urban and suburban areas, generation Z faces a multicultural and pluralistic environment which influences their perspective, including regarding food consumption. Halal food purchasing decisions by Muslim consumers around the world reflect a complex mix of Halal Food Awareness and Halal Certification. The aim of this research is to look at aspects of halal food awareness and halal certificates in making decisions to purchase halal food for Generation Z Muslim consumers in urban and sub-urban areas. The research methodology used in this research is quantitative using SmartPLS 3.0 software. Primary data collection was carried out by taking a sample of respondents, namely generation Z Muslim consumers in Urban and Sub-Urban areas in Lampung Province using a purposive sampling method. A total of 300 samples were used for this research. Data was obtained through the use of Google Form, with indicator assessment carried out using a Likert Scale. The research results show that awareness of halal food and halal certificates influence the decision to purchase halal food among Generation Z Muslim consumers in urban areas in Lampung Province. Awareness of halal food influences the decision to purchase halal food among Generation Z Muslim consumers in Sub-Urban Areas in Lampung Province. Halal certificates do not influence the decision to purchase halal food among Generation Z Muslim consumers in Sub-Urban Areas in Lampung Province.Keywords: Halal Food Awareness; Halal Certificate; Purchasing Decisions; Muslim Consumers;  and Generation Z
Developing Sustainable Muslim-Friendly Tourism Village Model Through Digital Tourism: Perspective of Shari’ah Economy Noviarita, Heni; Kurniawan, Muhammad; Normasyhuri, Khavid
al-'adalah Vol 21 No 1 (2024): Al-'Adalah
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/adalah.v21i1.21220

Abstract

Using digital technology and social media is important in advancing sustainable tourism and expanding its appeal internationally. In this regard, the digitalization program for tourist villages needs to be encouraged because it has significant prospects in increasing the number of visitors while supporting the sustainability of tourism. This study aims to discuss the development of a sustainable tourist village model through a digital tourism approach carried out in the Provinces of West Java, the Special Region of Yogyakarta, and Lampung from an Islamic economic perspective. Data were obtained through observation and questionnaire methods from primary and secondary sources. The collected data were then processed and analyzed using triangulation and SWOT techniques. The study results show that the three provinces above have good internet access, making it possible to promote tourism potential through digital platforms. In terms of opportunities, adopting the digital tourism concept can open up great potential in increasing tourist engagement and market expansion. On the other hand, the lack of information and limited Human Resources must be addressed because they can hinder marketing potential and operational effectiveness. In addition, tight competition with other tourist areas must be anticipated because it can reduce investment interest and tourist visits. The sustainable tourism village model development through an environmentally friendly tourism approach has a strong foundation from a shari’ah perspective because it is supported by the Qur’an, Hadith, and the fatwa of the DSN MUI.