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EFFORTS TO INCREASE STUDENT INTEREST IN ENTREPRENEURSHIP DURING THE COVID-19 PANDEMIC Debora Tambunan; Asriyana Asriyana; Iventura Fitra Uli Tamba; Elisabeth Nainggolan; Inda Arfa Syera
Jurnal Mantik Vol. 6 No. 1 (2022): May: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

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Abstract

The purpose of this study is to analyze the effect of entrepreneurial education, family environment, and income expectations on interest in entrepreneurship at the Multi Smart Business Management College. The population and sample in the study were 54 students who had completed entrepreneurship courses. Data collection using questionnaires and data analysis using multiple linear regression analysis. The results of partial and simultaneous data analysis of entrepreneurship education, family environment, and income expectations have a significant effect on students' interest in entrepreneurship. The most dominant variable or which is considered to have a major influence in increasing a student's interest in entrepreneurship is entrepreneurship education
Pengaruh Capital Adequacy Ratio Dan Non Performing Financing Terhadap Return Bagi Hasil Deposito Mudharabah Bank Umum Syariah Inda Arfa Syera; Hajar Affiah
JURNAL EKUIVALENSI Vol. 7 No. 2 (2021): JURNAL EKUIVALENSI
Publisher : LPPM dan Fakultas Ekonomi dan Bisnis Universitas Kahuripan Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51158/ekuivalensi.v7i2.516

Abstract

Tujuan khusus penelitian ini yaitu untuk mengetahui pengaruh Capital Adequacy Ratio, dan Non Performing Financing terhadap return bagi hasil deposito Bank Umum Syariah. Pendekatan yang dilakukan dalam penelitian ini adalah pendekatan kuantitatif. Data yang digunakan berupa data sekunder yang berbentuk time series yang berasal dari website Otoritas Jasa Keuangan (OJK). Populasinya adalah data bulanan dari bulan Januari 2016 sampai periode Desember 2019 sedangkan sampelnya adalah data tahunan dari tahun 2016 sampai tahun 2019. Analisis penelitian yang dilakukan yaitu regresi linier berganda, uji asumsi klasik (uji normalitas, uji multikolinearitas heteroskedastisitas dan uji autokorelasi), dan uji statistik (koefisien determinasi (R2), uji F statistik, dan uji t statistik). Hasil penelitian ini adalah maka variabel capital adequacy ratio dan non performing financing berpengaruh signifikan secara bersama-sama (simultan) terhadap variabel return bagi hasil deposito mudharabah Bank Umum Syariah.
Optimalisasi Return Deposito Mudharabah Di Bank Umum Syariah Faulia Anggeraini; Inda Arfa Syera
JURNAL EKUIVALENSI Vol. 7 No. 2 (2021): JURNAL EKUIVALENSI
Publisher : LPPM dan Fakultas Ekonomi dan Bisnis Universitas Kahuripan Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51158/ekuivalensi.v7i2.583

Abstract

The main objective of this study is to determine the effect of return on assets and operating costs of income on the return on profit sharing from mudharabah deposits in Islamic commercial banks. The population and sample in this study are Islamic Banking Statistics (SPS) data, which includes statistics on Return on Assets, Operating Costs of Operational Income, and return on profit sharing from mudharabah deposits for Islamic Commercial Banks from January 2016 to December 2019. The results show that partial and simultaneous return on assets and operating costs of operating income have a positive and significant effect on return for the results of mudharabah deposits for Islamic Commercial Banks. However, the most dominant variable that has the greatest influence in this study is the operational cost of operating income.