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All Journal Kasta: Jurnal Ilmu Sosial, Agama, Budaya dan Terapan Jurnal Perbankan Syariah
Yunia Ulfa Variana
UIN Mataram
Economics, Econometrics & Finance Education

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT MENABUNG DI BANK SYARIAH (Studi pada Masyarakat Desa Lajut Kecamatan Praya Tengah) andre muzakkir; Yunia Ulfa Variana; Any Tsalasatul Fitriyah; Suriani
Jurnal Perbankan Syariah Vol. 1 No. 1 (2022): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jps.v1i1.5184

Abstract

This study was conducted to find out: whether factor of trust, perception, knowledge and promotion influence partially and simultaneously on the interest of people saving in Islamic banks. This research is a quantitative study using primary data by providing questionnaires to the community in Lajut Village, Praya Tengah District, with a sample of 100 respondents. The analysis technique used is multiple regression analysis techniques. Based on the results of the hypothesis test, the results of partial research (t test) are confirmed (X1), perception (X2), and promotion (X4) have a significant and positive effect on community interest in saving in Islamic banks with a significance level of 0.028, 0.002 and 0.000 temporarily For the Knowledge Variable (X3) has no significant effect with a significance value of 0.356. The results of research simultaneously (test f) obtained a variable trust, perception, knowledge and promotion significantly influence public interest with a significance value of 0,000.
The Contribution of Tourist Visits, Hotel and Restaurant Taxes, and the Human Development Index to Local Revenue on Lombok Island Yunia Ulfa Variana
KASTA : Jurnal Ilmu Sosial, Agama, Budaya dan Terapan Vol. 6 No. 3 (2026): August
Publisher : Lembaga Bale Literasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58218/kasta.v6i3.3633

Abstract

This study examines the contribution of hotel and restaurant taxes, tourist visits, and the Human Development Index to local government revenue in the regencies and cities of Lombok Island. This study is important for elucidating the relationship between tourism activities, local fiscal capacity, and the quality of human development in regions with a strong tourism base. The data used consists of panel data from five districts/cities on Lombok Island for the period 2017-2024. The analysis was conducted using a fixed-effects model to account for differences in regional characteristics. The results indicate that tourist visits have a positive and significant effect on local government revenue, while the Human Development Index (HDI) also has a positive and significant effect on local government revenue. Conversely, hotel and restaurant taxes have a positive relationship but are not statistically significant. This article discusses that the increase in local revenue on Lombok Island is more strongly explained by the intensity of tourist visits and the quality of human development, while the contribution of hotel and restaurant taxes remains vulnerable to external shocks, collection effectiveness, and variations in local revenue structures across regions.
Co-Authors andre muzakkir Any Tsalasatul Fitriyah Lalu Asriadi Lia Rosida M. Setyo Nugroho Suriani