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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar Banco: Jurnal Manajemen dan Perbankan Syariah
Haeril Anwar
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Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Persepsi Masyarakat Islam terhadap Solusi Permodalan pada Lembaga Keuangan di Kecamatan Cempa Kabupaten Pinrang Haeril Anwar; Rusnaena; Zainal Said
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 2 No 1 (2020): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (351.679 KB) | DOI: 10.35905/banco.v2i1.1348

Abstract

The lack of understanding of the Islamic community in financial institutions often causes problems in obtaining interest-free business capital solutions. Therefore it is necessary to understand people's perceptions of the capital of financial institutions. These problems can be identified by tracing the process of acquiring, interpreting, selecting, and organizing sensory information. The results of tracking people's perceptions of the capital of financial institutions will be analyzed using Islamic economic analysis.This research uses a qualitative approach and in collecting data using methods of observation, interviews, and documentation. Analysis of the data obtained from interviews, field notes, and other materials, was compiled systematically so that it was easily understood and elaborated in the form of quotations to find out how people's perceptions of capital in financial institutions as well as knowing capital concepts in the Cempa community with Islamic economic analysis.The results showed that: 1) Community perception The earthquake on capital issued by financial institutions is very helpful in improving the community's economy, especially in venture capital. 2) The concept of capital in the average earthquake community still uses conventional financial institutions that use the interest system that is prohibited by Islamic law. The Cempa community still uses the services of conventional financial institutions as a place for capital, because there are no Islamic financial institutions in the area. 3) Financial institutions in the Cempa community are quite evident from the results of interviews, the community uses the services of financial institutions as a place for business capital.
ANALISIS KESESUAIAN PENDIDIKAN GURU DENGAN MATA PELAJARAN PADA SEKOLAH MENENGAH DI KABUPATEN BULUKUMBA Halimatuzzahrah; Nur Hikma; Fahira; Mirnawati; Elfiana Handerson; Haeril Anwar
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 02, Juni 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.49957

Abstract

This study aims to analyze the suitability between teachers’ educational backgrounds and the subjects they teach in senior high schools, vocational high schools, and Islamic senior high schools in Bulukumba Regency. The study was motivated by the existence of mismatches between teachers’ academic qualifications and the subjects taught, which may affect the quality of learning. This research used a qualitative descriptive approach. The subjects of the study consisted of teachers and school principals or vice principals selected through purposive sampling techniques. Data were collected through interviews, observations, and documentation, then analyzed using data reduction, data presentation, and conclusion drawing techniques. The results showed that most teachers had taught in accordance with their educational backgrounds. This suitability positively affected teachers’ mastery of learning materials, teaching strategies, confidence in teaching, and effectiveness of the learning process. However, there were still several teachers teaching outside their fields of expertise due to limited teaching staff and school needs. To overcome this issue, schools and teachers carried out competency development through training, workshops, MGMP activities, and the Teacher Professional Education Program (PPG). Therefore, the suitability between teachers’ educational backgrounds and the subjects taught plays an important role in improving the quality of education and learning effectiveness in schools.
Co-Authors Elfiana Handerson Fahira Halimatuzzahrah Mirnawati Mirnawati Nur Hikma Rusnaena Rusnaena Zainal Said