Claim Missing Document
Check
Articles

Found 4 Documents
Search

FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN NASABAH MENGGUNAKAN PRODUK GADAI EMAS DI BANK SYARIAH MANDIRI KCP POLEWALI Jumiarni Jumiarni; Moh. Yasin Soumena; Rusnaena Rusnaena
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 1 No 1 (2019): Banco : Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (483.449 KB) | DOI: 10.35905/banco.v1i1.704

Abstract

This study aims to find out if the factors that consisting of factors promotion, factors influential damage value services and factors of the decision to use the customers gold pawn in a bank syariah mandiri as well as to know whether the most commonly the influential between promotion , services and factors factors value assessment of the decision to use the customers gold pawn in a bank syariah mandiri kcp polewali .The research is quantitative research with the methods descriptive .As for the data collection was done through the distribution of the questionnaire The methodology that was used to test hypotheses is by using the practical , reliability test , normality test , of multiple regression analysis , t test , test f , the coefficient of determination ( adjusted r square ) , and correlations double .Based on the research done it can be seen that the regression equation is linear research and the worship of idols in this is y: 3,138 + 0,141x1 + 0,270x2 + 0,407x3, The results of the testing simultaneously ( f ) variable x consisting of the x1 ) ( promotion , the service ( ) x2 , and the damage the x3 ( ) led to a positive and significant of the decision of customers to use the gold pawn of significantly by 0,000; 0,05 & it .Then , the results of the test on this fact ( ) suggests that the variable t ( service x2 ) value assessment and the x3 ( ) most dominant influence simultaneously with the resolution of customers to use the gold pawn , it is spotted with significant value and 0,000 0,006; 0,05 & it .
IMPLIKASI PENAMBANGAN PASIR DALAM MENINGKATKAN PEREKONOMIAN MASYARAKAT PADAIDI KAB. PINRANG Muhammad Akbar; Zainal Said; Rusnaena
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 1 No 2 (2019): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (258.773 KB) | DOI: 10.35905/banco.v1i2.1304

Abstract

School cooperatives are cooperatives whose members are students or students of a school that serves as a forum for educating the growing awareness of cooperatives among students. For this reason, we need a forum that is expected to be able to achieve these objectives, namely school cooperatives. Cooperatives have a direct contribution to the welfare of their members because cooperatives have the principle of kinship and also the function of cooperatives for the welfare of their members. DDI Lilbanat Islamic boarding school as one of the business units, Islamic boarding schools aim to meet the needs of teachers and students in daily life. This research was conducted by raising the issue of: 1. How the efforts of DDI Lilbanat boarding school cooperatives in meeting the needs and improving the welfare of teachers and students, 2. How is the function of the DDI Lilbanat boarding school cooperatives in order to improve the welfare of teachers and students.This type of research used in this thesis is a qualitative descriptive method, the data in this study were obtained from primary data and secondary data. Data collection techniques used were observation, interviews, and documentation. The data analysis technique used is the inductive method and the deductive method.Environmental problems will arise from the interaction between human economic activities and natural resources, which starts from the demand of the population for goods and services, which in turn results in increased demand for natural resources. Through economic activities, the natural resources are exploited to produce a product in the form of goods and services.In the kelurahan area in the exploitation of natural resources produced to produce goods or services carried out through sand mining, sand miners are one of the main economic growth factors in an area, especially in the sand mining location.This type of research used in this thesis is a qualitative descriptive method, the data in this study were obtained from primary data and secondary data. Data collection techniques used were interviews, observation, and documentation. The data analysis technique is to use qualitative data analysis.Implications in determining the results of research using a process that results in economic improvement by looking at the good and bad impacts and how to know the economic development of the community before and after the existence of a sand mine in Padaidi Village as a research location, and want to know how to analyze Islamic economic law.The results of this study indicate that: 1) the economic development of the community has been able to improve the economy of the community by looking at the economic development of the community before and after the existence of sand mining 2) the implications generated in seeing the positive and negative impacts have really helped the community, such as the opening of jobs and income levels for the community, and does not have too bad an impact on the environment
Persepsi Masyarakat Islam terhadap Solusi Permodalan pada Lembaga Keuangan di Kecamatan Cempa Kabupaten Pinrang Haeril Anwar; Rusnaena; Zainal Said
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 2 No 1 (2020): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (351.679 KB) | DOI: 10.35905/banco.v2i1.1348

Abstract

The lack of understanding of the Islamic community in financial institutions often causes problems in obtaining interest-free business capital solutions. Therefore it is necessary to understand people's perceptions of the capital of financial institutions. These problems can be identified by tracing the process of acquiring, interpreting, selecting, and organizing sensory information. The results of tracking people's perceptions of the capital of financial institutions will be analyzed using Islamic economic analysis.This research uses a qualitative approach and in collecting data using methods of observation, interviews, and documentation. Analysis of the data obtained from interviews, field notes, and other materials, was compiled systematically so that it was easily understood and elaborated in the form of quotations to find out how people's perceptions of capital in financial institutions as well as knowing capital concepts in the Cempa community with Islamic economic analysis.The results showed that: 1) Community perception The earthquake on capital issued by financial institutions is very helpful in improving the community's economy, especially in venture capital. 2) The concept of capital in the average earthquake community still uses conventional financial institutions that use the interest system that is prohibited by Islamic law. The Cempa community still uses the services of conventional financial institutions as a place for capital, because there are no Islamic financial institutions in the area. 3) Financial institutions in the Cempa community are quite evident from the results of interviews, the community uses the services of financial institutions as a place for business capital.
SUMBANGAN NON TUNAI PADA PEMBANGUNAN MASJID BAITURRAHIM KAB. PINRANG DALAM HUKUM ISLAM umaima alwi; Hariyanto Hariyanto; Rusnaena Rusnaena
BALANCA : Jurnal Ekonomi dan Bisnis Islam Vol 2 No 1 (2020): Balanca: Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (553.811 KB) | DOI: 10.35905/balanca.v2i1.1398

Abstract

Masyarakat Dusun Sempang Kecamatan Patampanua Kabupaten Pinrang melakukan suatu terobosan bertransaksi dalam memungut sumbangan pembangunan masjid dari para warga. Sumbangan tersebut sifatnya non tunai, bukan dalam wujud uang maupun barang namun hanya berupa pengakuan dalam akad. Penelitian ini dilakukan dengan pendekatan fenomenologi dan teologis normatif dalam mengkaji konsep akad sumbangan non tunai dan bagaimana hukum sumbangan tersebut dalam fiqhi ekonomi. Adapun hasil penelitian ini secara umum adalah hukum sumbangan non tunai pada dasarnya adalah boleh dengan catatan tidak mengandung unsur paksaan dan riya