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Analisis Perbandingan Tingkat Kesehatan Bank Syariah Devisa dan Non Devisa Dengan Menggunakan Metode Camel : Studi Kasus PT Bank Syariah Mega Indonesia dan PT Bank Rakyat Indonesia Syariah Tahun 2009-2010 Mutia Ramadhani; Isfandayani .
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 5 No 1 (2014): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v5i1.1196

Abstract

The purpose of this study was to determine the health of banks using the CAMEL and compare the results between Islamic banks and non-foreign exchange. The benefits of this research are expected to be material contribute ideas about the role and functions of financial management, especially in one of the functions that determine the health of banks. The method used is qualitative naturalistic method with secondary data sources (secondary data) are available on the Bank's internet service Indonesia.CAMEL is the rating that is based on five factors: Capital, Assets, Management, Earnings, and Liquidity. But in this research method used is due to limited scope CAMEL researchers, management aspects are considered 100% in the assessment. The conclusion from this study showed that foreign Islamic banks that have greater access to running services relating to transactions in foreign currencies, which are represented by PT. Bank Syariah Mega Indonesia in 2009 in a healthy position, as well as in 2010. Based on the calculation of capital ratios for two years, namely 2009 and 2010 PT. BSMI obtain CAR, BDR, KAP, ROA, ROA, CR, and LDR at position 100% healthy.
FAKTOR YANG MEMPENGARUHI KESULITAN DALAM MEMPELAJARI MAKNA KANJI PADA MAHASISWA ANGKATAN 2022 PROGRAM STUDI PENDIDIKAN BAHASA JEPANG UNIVERSITAS RIAU Mutia Ramadhani; Merri Silvia Basri; Adisthi Martha Yohani
Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Vol 10, No 2 (2023): EDISI 2 JULI-DESEMBER 2023
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan

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Abstract

Abstrak: Difficulty learning the meaning of kanji is a difficulty for students in learning the meaning of kanji. This study aims to determine the factors of student difficulties in learning the meaning of kanji. This study uses quantitative descriptive methods. This study uses a questionnaire to collect data sources. The respondents in this study were 36 students from the class of 2022 Japanese Language Education FKIP Universias Riau. The results of this study found that there are three factors that have quite an influence on the difficulty of learning the meaning of kanji in students, namely learning strategy factors, curriculum factors and environmental factors.Keywords: Kanji, Meaning, Difficulty.
Kemampuan Guru dalam Pengelolaan Manajemen Kelas pada Pembelajaran Efektif di Kelas V SDN 060858 Durung Mutia Ramadhani; Domi Yanti Sinaga; Nia Febrianty Purba; Isma Novia Siregar; Rendi Irwansyah
Dewantara : Jurnal Pendidikan Sosial Humaniora Vol. 4 No. 1 (2025): Maret : Dewantara : Jurnal Pendidikan Sosial Humaniora
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/dewantara.v4i1.4008

Abstract

This study aims to evaluate teachers' competence in managing classroom management to create a more optimal learning process in Grade V at SDN 060858 Durung. The study employs a qualitative approach with data collection methods including interviews, observations, and documentation. The findings reveal that effective classroom management plays a crucial role in improving the quality of learning. This is reflected in a well-organized classroom environment and active student participation in the learning process. However, several challenges in classroom management remain, such as the implementation of conventional teaching methods that are less engaging and a teaching style that tends to be authoritarian, which negatively impacts students' motivation and discipline. To address these issues, innovations in learning strategies are necessary, such as implementing an inquiry-based learning model that can enhance critical thinking skills, increase students' interest in learning, and deepen their understanding of the material. Additionally, teachers are encouraged to strengthen character education to instill discipline and a sense of responsibility among students within the school environment.
MENGEMBANGKAN BAURAN PEMASARAN YANG SESUAI SYARIAH: STUDI TENTANG PERAN PRODUK, HARGA, PROMOSI, DAN TEMPAT DI BANK SYARIAH Mutia Ramadhani; Muhammad Iqbal Fasa; Is Susanto
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 1 No. 5 (2024): OKTOBER-NOVEMBER 2024
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini bertujuan untuk mengembangkan bauran pemasaran yang sesuai dengan prinsip-prinsip syariah di Bank Syariah, dengan fokus pada peran produk, harga, promosi, dan tempat. Permasalahan pokok dalam penelitian ini adalah bagaimana bauran pemasaran (marketing mix) dapat diselaraskan dengan prinsip syariah, serta bagaimana komponen-komponen tersebut berperan dalam meningkatkan daya saing Bank Syariah. Penelitian ini dilakukan dengan menggunakan metode deskriptif kualitatif, melalui studi literatur dan analisis mendalam terhadap praktik pemasaran di beberapa Bank Syariah. Temuan penelitian menunjukkan bahwa produk yang ditawarkan harus sesuai dengan ketentuan syariah, harga harus mencerminkan keadilan, promosi dilakukan dengan cara yang jujur tanpa unsur manipulasi, dan distribusi atau tempat harus mudah diakses oleh konsumen yang membutuhkan. Hasil penelitian ini dapat menjadi pedoman dalam merumuskan strategi pemasaran yang efektif dan etis dalam perbankan syariah. Prospeknya adalah peningkatan kepercayaan konsumen dan loyalitas, serta daya saing Bank Syariah di pasar keuangan global.