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All Journal Jurnal Organisasi Dan Manajemen JURNAL MANAJEMEN Jurnal Sosial dan Teknologi
Sephia Septiana
Universitas InternasionaL Batam
Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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KEYS TO FINANCIAL PLANNING: EFFECTS OF FINANCIAL LITERACY DURING COVID-19 Yulfiswandi Yulfiswandi; Justyanita Justyanita; Sephia Septiana; Estina Sativa; Muhammad Saprudin
JPIM (Jurnal Penelitian Ilmu Manajemen) Vol 7, No 2 (2022): JPIM (JURNAL PENELITIAN ILMU MANAJEMEN)
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jpim.v7i2.1069

Abstract

This study determines the role of financial planning in the Covid-19 era and the influence of financial literacy, financial knowledge, social demographics, and lifestyle during the Covid-19 pandemic. The research method used in this research is a conceptual paper with a literature review approach. The role of variables has a tremendous influence on financial planning where with this knowledge, it is possible to awaken individuals to behave well in financial matters. Covid-19 has a positive impact on financial planning because it can increase awareness of the importance of financial planning to make wise decisions and not behave consumptively. The better a person's behavior in managing his financial planning, the better his financial planning in the future.
Female Board Independency in Corporate Governance and Firm Performance Sephia Septiana; Robin Robin; Yulfiswandi Yulfiswandi
Jurnal Organisasi dan Manajemen Vol. 18 No. 2 (2022)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/jom.v18i2.3278.2022

Abstract

Purpose  – This research examines female board independence and influence on company performance. The concept of female leaders in work should be discussed since gender inequality assumes that they are considered not socially accepted, have a non-business background, and are appointed due to nepotism. Methodology – The research uses a quantitative approach - research data from companies listed on the Indonesia Stock Exchange in the KOMPAS100 index from August 2021 to January 2022. The data was collected from the company’s financial reports from 2014 to 2020. Findings – It was found that both Tobin’s Q and ROA were significantly negative for female board independency. It reduces the effectiveness of a company’s profitability. Females are considered incompetent since they were appointed for family ties and not based on skills or qualifications. The robustness test reveals that the female board independence dummy test with Tobin’s Q and ROA is considerably negative. Furthermore, female board members do not affect the company’s success or ability to persuade investors. Originality – Females are discouraged from serving as independent members to avoid harmful performance impacts. Therefore, the idea of considering them as members of the board of independence should be discouraged, as it will affect the opinions of investors.
Analisis Pendapatan Kota Batam Tahun 2018 - 2020 Melalui APBD dan PDRB Justyanita Justyanita; Sephia Septiana; Benny Septiawant; Micel Thai
Jurnal Sosial Teknologi Vol. 1 No. 5 (2021): Jurnal Sosial dan Teknologi
Publisher : CV. Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsostech.v1i5.101

Abstract

Kota Batam, salah satu kota di Provinsi Kepulauan Riau, Indonesia terletak di rute Pelayaran Internasional antara Singapura dan Malaysia. Lokasi Kota Batam berpengaruh terhadap pertumbuhan ekonomi Kota Batam yang lebih tinggi dari tingkat pertumbuhan ekonomi nasional sehingga Kota Batam dijadikan andalan untuk memicu pertumbuhan ekonomi nasional karena lokasinya yang strategis yang paling dekat antara Singapura dan Malaysia. Tujuan penelitian ini adalah untuk dapat mengidentifikasi dan menganalisis struktur keuangan daerah atau APBD Kota Batam dalam hal data statistik pendapatan, pengeluaran dan pembiayaan daerah. Sebagai salah satu daerah yang memiliki pertumbuhan ekonomi tinggi, Kota Batam tentunya menyediakan infrastruktur dengan cepat sehingga perlu diselenggarakan. Analisis keuangan daerah pengadaan infrastruktur seperti APBD, PAD dan retribusi daerah sehingga sumber dana kelolaan dapat berjalan optimal, efektif dan secara efisien dalam membiayai pembangunan kota. Metode dalam pengumpulan data yang dilakukan, yaitu dengan menganalisis dan menggunakan data sekunder dari 2 tahun terakhir dengan periode tahun 2018-2020 yang bersumber dari situs resmi Badan Pusat Statistik (BPS) Kota Batam yang ditinjau dari batamkota.bps.go.id. Sektor yang menjadi acuan dalam menggerakkan perekonomian antara lain komunikasi, listrik, air dan gas, perbankan, industri, perdagerman, perdagangan dan jasa, serta komoditas ekspor negara lain. Sebagai salah satu daerah yang memiliki pertumbuhan ekonomi tinggi. Tahun 2019 laju pertumbuhan ekonomi yang diukur oleh Produk Domestik Regional Bruto (GRDP) meningkat signifikan dimana kenaikan mencapai 5,92% dari 4,96% yang merupakan pertumbuhan ekonomi Kota Batam pada 2018.
KEYS TO FINANCIAL PLANNING: EFFECTS OF FINANCIAL LITERACY DURING COVID-19 Yulfiswandi Yulfiswandi; Justyanita Justyanita; Sephia Septiana; Estina Sativa; Muhammad Saprudin
JPIM (Jurnal Penelitian Ilmu Manajemen) Vol. 7 No. 2 (2022): JPIM (Jurnal Penelitian Ilmu Manajemen)
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jpim.v7i2.1069

Abstract

This study determines the role of financial planning in the Covid-19 era and the influence of financial literacy, financial knowledge, social demographics, and lifestyle during the Covid-19 pandemic. The research method used in this research is a conceptual paper with a literature review approach. The role of variables has a tremendous influence on financial planning where with this knowledge, it is possible to awaken individuals to behave well in financial matters. Covid-19 has a positive impact on financial planning because it can increase awareness of the importance of financial planning to make wise decisions and not behave consumptively. The better a person's behavior in managing his financial planning, the better his financial planning in the future.
Co-Authors Benny Septiawant Estina Sativa Justyanita Justyanita Micel Thai Muhammad Saprudin Robin Robin Yulfiswandi, Yulfiswandi