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All Journal KACANEGARA Jurnal Pengabdian pada Masyarakat Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan International Journal of Financial, Accounting, and Management Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Nusantara Science and Technology Proceedings Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) International Journal of Economy, Education and Entrepreneurship (IJE3) Bima Journal : Business, Management and Accounting Journal JURNAL AKUNTANSI DAN MANAJEMEN MADANI (JAMM) Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Jurnal Ekonomika Dan Bisnis Journal of Accounting and Digital Finance Economic Reviews Journal Robust: Research of Business and Economics Studies Jurnal Kewirausahaan, Akuntansi, dan Manajemen TRI BISNIS Journal of Health, Education, Economics, Science, and Technology (J-HEST) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) International Journal of Business and Applied Economics (IJBAE) Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Jurnal Kajian dan Penelitian Umum IIJSE VISA: Journal of Vision and Ideas Prosiding Seminar Nasional CORISINDO
Tituk Diah Widajantie
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The Influence Of Financial Literacy, Lifestyle, And Income Of Parental On The Financial Behavior Of Students In A Cashless Society In The Faculty Of Economics And Business Of Public Universities In Surabaya City Dzakiyah, Annisa Aliyyatud; Widajantie, Tituk Diah
BIMA Journal (Business, Management, & Accounting Journal) Vol. 6 No. 2 (2025)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.6.2.775-792

Abstract

Purpose: to examine how students at Surabaya State University's Faculty of Economics and Business behave financially in a cashless world in relation to their financial knowledge, lifestyle, and parental income. Methodology: A survey design and a quantitative methodology are used in this study.  Questionnaires were given to 100 students in order to gather data.  The Smart Partial Least Squares (PLS) method was applied to the data analysis. Results: Hypothesis testing revealed that X1, X2, and X3 influence financial behavior (Y), with a p-value of under 0.05. Findings: The three variables (X) account for 75.5% of the financial behavior variable, according to the R-squared value of 0.755.  Novelty: This study is unique because it examines a topic that hasn't been extensively researched before: financial literacy, lifestyle, and parental income in the setting of a cashless society.  Originality: In light of the shift to a cashless society, this study provides students at State Universities' Faculty of Economics and Business in Surabaya City with a fresh viewpoint on money management.  Conclusion: In a cashless environment, student financial behavior is influenced by financial literacy, lifestyle, and parental income. Type of Paper: Empirical Research Paper.
Co-Authors Acynthia Ayu Wilasittha Agustina, Putri Ella Alisyah, Silva Norma Anggraeni, Deviana Kusnul Anggraini, Ullif Athiyah Arifin, Annisa Putri Asah, Maranatha Kezya Beauty Caesaria Ashari, Aviva Putri Asmawati, Talitha Raissa Athallah, Zidan Dhia Batara, I Wayan Darma Dirapuspita, Vincensia Rena Dzakiyah, Annisa Aliyyatud Fadhilah, Miftakhul Harjanti, Widya Nanda Indrawati Yuhertiana Junaidi, M. Hilmi Karim, Muhamad Farhan Maharani, Intan Dewi Mahardika, Tiska Ayu Merlinda, Viona Mumpuni, Dian Pramesti Sukma Muslimah, Aprilia Nawangsari, Nonny Laurencia Oktadifa, Rani Melati Perdana, Muhammad Rama Putra Permata, Marchelo Boas Pitaloka, Rike Diya Ayu Purwandari, Aprilia Putri, Sofia Yunida Rahmadhani, Cinta Tunggal Raudlatishafa, Ershazkiya Riyani, Annisa Ayu Rizqia, Laela Saragih, Alben Putra Juda Shakira, Naila Siahaan, Plenskey Ivanovik Alexander Sofie Yunida Putri Taufiqurrahman, Mohammad Aviciena Wulandari, Desinta Yasser, Haekal Zidane, Enrico Muhammad