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All Journal Jurnal Ilmiah Mahasiswa Ekonomi Manajemen Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Sharf: Jurnal Ekonomi Islam Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Management and Business
Ahmad Amin Dalimunthe
Universitas Islam Negeri Sumatera Utara
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Marketing Strategy for Islamic People's Financing Bank (BPRS) Products at PT BPRS Puduarta Insani Amelia Azura; Ahmad Amin Dalimunthe
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.605

Abstract

Marketing Strategy is a strategy or fundamental approach taken by companies in completing advertising activities. Before formulating a company strategy, it is necessary to have a plan or a goal to be achieved. The rapid development in the banking world requires Islamic banks that are present in the midst of conventional banks to be able to survive and compete and continue to improve competencies in order to attract customer trust and interest in the quality of products and services available at these Islamic banks. With the increasing interest of customers to switch to Islamic banks, it will certainly increase the achievement of sales targets for the products offered. The research was conducted to determine the marketing strategy in achieving the target at..PT. BPRS..Puduarta..Insani.
Islamic Banking Methods When Facing Increased Gold Pawn Production at Sharia Bank KC Kabanjahe Nurianti Rahmadani; Ahmad Amin Dalimunthe
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.638

Abstract

The implementation of gold pawning is part of Islamic financial institutions in 2011-2012, the level of pawning is very large but can help supply customers. This research aims to find out how Islamic banking is when dealing with developers of gold pawning production. In the face of increased production of gold pawnshops, the problem that occurs is the production of gold pawnshops, and the assumption given by the Islamic bank KC Kabanajahe to overcome these problems. The method used in this research is a qualitative method using primary data in the form of documents and slides related to gold pawn financing, while for secondary data in the form of information from the internet, books, journals, theses, articles and other literature. Based on the results of the research that has been done, it is concluded that the strategy adopted in dealing with the development of gold pawn products is in accordance with the theories and methods of developing innovations for Islamic banking products and in dealing with the problems of developing gold pawning products that occur, the Islamic bank KC Kabanajahe fulfills regular trends for programs by supplying customers, advancing the increase in gold pawning for products belonging to the Islamic bank KC Kabanajahe by persisting Mitigation of payments for payments that are met..
Sistem Pengelolaan Arsip Unit Dalam Negeri dan Kliring pada PT Bank Syariah Indonesia KC S. Parman Medan Maulana Iskandar; Ahmad Amin Dalimunthe
ManBiz: Journal of Management and Business Vol 1 No 1 (2022): ManBiz: Journal of Management and Business
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (559.111 KB) | DOI: 10.47467/manbiz.v1i1.1630

Abstract

This study examines the records the executives framework for inside and clearing units at PT. Bank Syariah Indonesia KC S. Parman. The motivation behind this paper is (1) to portray how the inside and clearing unit document the board framework at PT. Bank Syariah Indonesia Kc S. Parman(2) depicts the limitations looked during the time spent recording the inside and clearing the board unit at PT. Bank Syariah Indonesia Kc S. Parman(3) portrays the endeavors made to defeat obstructions in the recording system of the Homegrown and Clearing the executives unit at PT. Bank Syariah Indonesia KC S. Parman. Information was gathered through perception, meetings, and writing study. interviews with the top of the inside and clearing unit, the boss of the inside unit and the clearing and general staff at PT. Bank Syariah Indonesia Kc S. Parman Broke down the information graphically. Keywords: the executives; documents; Clearing Unit
Analisis Pelaksanaan Pembiayaan Multiguna pada Bank Syariah Indonesia KC Medan S. Parman Muhammad Iqbal Pane; Ahmad Amin Dalimunthe
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 2 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (306.234 KB) | DOI: 10.47467/alkharaj.v5i2.1231

Abstract

This exploration is roused by the elements of the elements of the Indonesian economy, in light of the fact that after the money related emergency in 1998, banking execution became poor. After the emergency, the financial exhibition showed advancements. Then, at that point, came the PT. Bank Syariah Indonesia KC Medan S. Parman which gives multipurpose financing items, specifically purchaser financing without guarantee. On a basic level, acquiring unstable financing dispensed by banks requires a troublesome interaction, however it is different with PT. Bank Syariah Indonesia KC Medan S. Parman which is progressively being visited by clients who will apply for multipurpose financing after the financing is sent off and everything is fruitful. The motivation behind this examination is to execute the depiction of multipurpose financing that can give accommodation to clients. This examination utilizes subjective exploration with distinct methodology with the meeting technique, which investigates information by gathering, summing up and choosing things in regards to multipurpose financing. after that it is introduced as a stream visit (outline of connections among classes) and afterward ends can be drawn about regardless of whether the execution of multipurpose financing gives comfort to clients. The aftereffects of this study show that the most common way of executing multipurpose financing incorporates : multipurpose financing applications, MOU (Notice of Understanding) arrangements, financing council endorsements, contract endorsements, endorsements and endorsements did independently and all things considered. In compiling this research, the researcher chose to conduct qualitative research with data collection methods through field observations and also existing literature. PT. Sharia Bank KC Medan S. Parman, it was concluded that the composition and human resources were carried out effectively. It can be seen the implementation of Multipurpose Financing at PT. Bank Syariah Indonesia KC Medan S. Parman through its simple needs so that the implementation of this multipurpose financing provides accommodation, comfort and convenience to customers. Keywords: Multipurpose Financin, Islamic Bank
PENGARUH HARGA, KUALITAS PELAYANAN, DAN BRAND AMBASSADOR TERHADAP KEPUTUSAN PEMBELIAN PRODUK BTS MEAL OLEH KONSUMEN MUSLIM Desvira Utami Rahmadini; Ahmad Amin Dalimunthe
Jurnal Ilmiah Mahasiswa Ekonomi Manajemen Vol 7, No 3 (2022): Agustus
Publisher : Departemen Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimen.v7i3.21496

Abstract

Consumer purchasing decisions are usually carried out when consumers choose and evaluate a product or service. Price, service quality, and brand ambassadors are considered to be important to determine a consumer's purchase decision. Therefore, this study aims to measure the effect of price, service quality, and brand ambassadors on Muslim consumers’ decision to purchase BTS Meal products. 90 Muslim consumers were selected as respondents using non-probability sampling with purpossive sampling technique. To collect data, a google form of questionnaire was distributed. Using multiple linear regression, the data were analyzed with SPSS. The results show that price and service quality of the BTS Meal have a positive yet not significant effect on the Muslim consumers’ purchasing decisions. While the brand ambassador has a positive and significant impact on the consumers’ decisions. Simultaneously, the three measured variables have a significant effect on the Muslim consumers when deciding to purchase the product. However, 75% of the coefficient of determination stated that the value of purchasing decisions was influenced by other factors. Thus, the findings suggest that the manufacturers need to optimize the use of Brand Ambassadors while emphasizing the equal importance of price and service quality for the success of promoting the product.
Produk-Produk Dana Pihak Ketiga (DPK) Sebagai Sarana Simpanan Dana Dan Layanan Pendukung Di PT Bank Sumut KCP Syariah Simpang Kayu Besar Alwan Azhari; Ahmad Amin Dalimunthe
Al-Sharf: Jurnal Ekonomi Islam Vol 3, No 2 (2022)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v3i2.280

Abstract

The banking system in Indonesia is currently growing rapidly, which aims to facilitate the banking sector and especially from the convenience and security of the banking customers themselves. This study aims to find out what are the products of third party funds as a means of depositing funds and supporting services at Bank Sumut Syariah Kcp Simpang Kayu Besar. In this study, the authors used qualitative research methods with descriptive analysis techniques. Then all the sources of this research were obtained by conducting interview sessions with the bank, while the secondary data obtained in this study were obtained based on what had been obtained from the literature study. In the process of raising funds, the bank has several ways of raising funds and one of them is by relying on Third Party Funds (DPK). In this DPK, the Bank offers several products for depositing funds, namely Savings, Current Accounts, and Time Deposits. Based on data obtained from PT Bank Sumut Syariah Kcp Simpang Kayu Besar, there is a decrease and increase in the annual margin that occurs in TPF in 2019-2021 at PT Bank Sumut Syariah Simpang Kayu Besar.
Co-Authors Alwan Azhari Amelia Azura Desvira Utami Rahmadini Maulana Iskandar Muhammad Iqbal Pane Nurianti Rahmadani