Hanifah Oktaviani Fakhri
Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara

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Analysis of Public Interest in Gold Installment Products at Bank Syariah Indonesia KCP Medan Tomang Elok Hanifah Oktaviani Fakhri; Ahmad Perdana Indra
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.631

Abstract

This research was based on the lack of public interest in saving gold at Bank Syariah Indonesia KCP Medan Tomang Elok. This research was conducted with the aim of knowing the reasons for the lack of public interest in saving gold at Bank Syariah Indonesia KCP Medan Tomang Elok. The design is field research. Data collection was carried out by field observations and literature review. The data were analyzed through a descriptive qualitative approach. The results showed that the public's interest in saving gold at Bank Syariah Indonesia KCP Medan Tomang Elok was still lacking. This is due to the lack of socialization to the community so that there is a lack of knowledge about the financing of gold installments which is very profitable, the community's economy is inadequate, the distance between the company and community settlements is far, besides this research also explains the investment opportunities contained in this product, namely the need customers, the benefits that come from investing in gold, the ease of buying and selling gold precious metals, rising gold prices that continue to improve with low competition. Those are some of the reasons why people are interested in taking the Gold Installment financing product at BSI KCP Medan Tomang Elok as a promising long-term investment.
Analisis Tingkat Penerapan Good Coorporate Governance Pada Usaha Kecil dan Menengah di Kota Medan Juliana Nasution; Hanifah Oktaviani Fakhri; Riski Sobari; Andi Hotmatua Harahap
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 5, No 1: 2024
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v3i2.3589

Abstract

In Indonesia this millennium there have been many established companies and companies, especially in the city of Medan, and companies face stiff competition, even if it is a certain type of company, so that there is often a risk of company bankruptcy. innovative, creative and predictable ideas, the current implementation of good corporate governance (GCG) is highly recommended. Because of this, GCG is becoming more and more popular. Not only popular, but also plays an important role as a reference for the company's image. This research approach is descriptive qualitative research. Once the required information is available, the information is grouped and described based on the nature of the information. This type of data is then analyzed using descriptive methods, namely analyzing theory and connecting it to the problem under study. Factors influencing the implementation of GCG in Medan City for UKM include UKM awareness of the importance of GCG implementation, government regulations regarding GCG implementation, knowledge and skills of UKM regarding GCG implementation and access to finance and other resources needed for GCG implementation. At the same time, the government also requires government regulations designed to implement GCG to ensure compliance. Therefore, this problem can be studied in different ways and with different approaches. A literature study to analyze the level of GCG implementation in small and medium enterprises in Medan City is proposed to investigate various aspects related to GCG.