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All Journal Dinar: Jurnal Ekonomi dan Keuangan Islam Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah MODELING: Jurnal Program Studi PGMI NISBAH: JURNAL PERBANKAN SYARIAH Journal of Humanities and Social Studies Jurnal Ilmiah Edunomika (JIE) International Journal of Economics Development Research (IJEDR) AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Indonesian Journal of Islamic Economics and Business Jurnal Ekonomi Center of Knowledge Jurnal Akuntansi, Manajemen dan Bisnis Digital Journal of Management and Business Jurnal Ekonomi, Bisnis dan Manajemen Indonesian Journal of Islamic Economics and Finance Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Jurnal Kajian Islam dan Sosial Keagamaan Journal Economic Excellence Ibnu Sina Jurnal Kajian Ekonomi dan Perbankan Syariah Al-I'jaz:Jurnal Kewahyuan Islam JIMEK Academia Open Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Ahmad Perdana Indra
Universitas Islam Negeri Sumatera Utara
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Medicine & Pharmacology Public Health Social Sciences Other

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Upaya Bank Dalam Meningkatkan Jumlah Nasabah Melalui Kegiatan Canvassing Pada Bank Syariah Indonesia (BSI) KCP Medan Marelan Sarah Ramadhani, Ahmad Perdana Indra
Center of Knowledge : Jurnal Pendidikan Dan Pengabdian Masyarakat Volume 2, No 1, Februari 2022
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Secara fungsional, bank syariah memiliki peran yang sama dengan bank konvensional, yaitu menghimpun dan menyalurkan dana masyarakat. Selain tugas pokok sebagai lembaga yang bertanggung jawab atas penghimpunan dan penyaluran dana masyarakat, bank syariah juga memiliki tujuan untuk mendukung terselenggaranya pembangunan nasional guna mendukung peningkatan keadilan, kebersamaan, dan pemerataan kesejahteraan masyarakat. Berdasarkan UU no. 21 Tahun 2008 tentang Perbankan Syariah, bank syariah adalah bank yang menjalankan kegiatan usaha berdasarkan prinsip syariah atau prinsip hukum Islam. Prinsip syariah Islam yang dimaksud meliputi prinsip keadilan dan keseimbangan ('adl wa tawazun), kemaslahatan (maslahah), universalisme (alamiyah), dan tidak mengandung gharar, maysir, riba, kezaliman, dan benda haram, sebagaimana diatur dalam fatwa tersebut. dari Majelis Ulama. Indonesia. Selain itu, UU Perbankan Syariah juga mengamanatkan bank syariah untuk selalu menjalankan fungsi sosial serta menjalankan fungsi seperti lembaga baitul mal. Lembaga Baitul Mal adalah lembaga yang menerima dana dari zakat, infaq, sedekah, hibah, atau dana sosial lainnya dan menyalurkannya kepada pengelola wakaf (nazhir) sesuai dengan kehendak pemberi wakaf (wakif). Dapat disimpulkan bahwa bank syariah merupakan suatu sistem perbankan yang dikembangkan atas dasar syariat-syariat islam. Dan di dalam perbankan syariah adanya larangan untuk meminjam sejumlah uang dengan adanya bunga atau bisa di sebut dengan riba dan juga larangan investasi untuk usaha-usaha yang dikategorikan haram sehingga penerapannya berbeda dengan bank konvensional. Bank Syariah Indonesia (BSI) KCP Medan Marelan Raya memperluas jaringan dengan memperkenalkan produk-produk perbankan syariah kepada masyarakat sekitar melalui program canvassing yang dilakukan seluruh staff nya dengan tujuan meningkatkan jumlah nasabah di Bank Syariah dengan sistem bagi hasil yang disesuaikan dengan jenis produk yang terdiri dari tiga bagian yaitu pembiayaan atau penyaluran dana, produk pendanaan atau menghimpun dana, dan produk jasa.
Effectiveness of Distribution of Zakat Funds at Baznas Kab. Labuhanbatu Faliha Ardhelia Nasution; Ahmad Perdana Indra
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 1 No 2 (2022): Juli
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v1i2.2405

Abstract

This study differs from the concept of the importance of education for each individual. In education, many economic factors do not support the citizens. Therefore, the government established an official body tasked with the welfare of the poor, namely Baznas. Not only in the field of education, Baznas must channel its funds effectively to mustahik (zakat recipients). The purpose of this study is to determine whether the distribution of zakat funds at Baznas Labuhanbatu has been effective. The National Zakat Agency (BAZNAS) is a non-structural government agency that manages zakat in the Labuhanbatu Regency area. This study uses a qualitative method. The qualitative method uses a descriptive approach. Based on the data presentation and data analysis, it can be concluded that the distribution of Zakat funds, at Baznas Kab. Labuhanbatu is carried out in two ways, namely active service (direct distribution) and passive service (indirect distribution). The effectiveness of the zakat fund distribution program at Baznas Labuhanbatu in its distribution can be said to be effective because it has fulfilled all the elements/benchmarks of effectiveness.
Implementation of Wadiah Agreement on IB Makbul Hajj Savings at PT Bank Sumut Syariah Katamso Novidia Utami; Ahmad Perdana Indra
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 1 No 2 (2022): Juli
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v1i2.2584

Abstract

Bank Sumut Syariah Katamso, which is a bank that collects and distributes funds to the public, through several products including the Hajj savings account iB Makbul. In carrying out its activities, namely raising funds, of course, banks need a strategy to attract customers to open iB Makbul Hajj savings at Bank Sumut Syariah Katamso. The purpose of this study was to determine the management of the iB Makbul Hajj savings product at the Katamso Syariah Bank Sumut, namely to determine the application of the iB Makbul Hajj savings product at the Katamso Syariah Sumut Bank and to find out the obstacles and obstacles faced in implementing the iB Makbul Hajj savings product at the Katamso Syariah Sumut Bank. . The results of the study show that Bank Sumut Syariah Katamso applies the type of Hajj savings product iB Makbul which uses a product with the principles of deposit (wadiah yad adh-dhamanah), namely an agreement in which the recipient of the deposit can use the deposited item with permission to guarantee and guarantee to return the deposit. in its entirety at any time when the owner wishes it. From this study, it was concluded that Bank Sumut Syariah Katamso applied the iB Makbul Hajj savings product using a wadiah yad adh-dhamanah contract for savers, Hajj savings management was by opening a Hajj savings account, making a health certificate, filling out a registration letter to go for Hajj at the Ministry of Religion office. , payment at the bank, reported to the office of the Ministry of Religion, payment of the costs of organizing the pilgrimage (BPIH).
Peran PT Bank Pembiayaan Rakyat Syariah (BPRS) Amanh Bangsa Dalam Penyaluran Kredit Kepada Pengusaha Kecil di Sidamanik Maulana Abdul Malik Tambunan; Ahmad Perdana Indra
ManBiz: Journal of Management and Business Vol 1 No 2 (2022): ManBiz: Journal of Management and Business
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (903.649 KB) | DOI: 10.47467/manbiz.v1i2.1726

Abstract

This study describes the role of BPRS in the development and strengthening of the community's economy. The purpose of this study, among others, is to determine the role of BPRS in developing MSMEs in Palopo City and to determine the impact felt by MSME actors in Sidamanik in the BPRS empowerment program. This survey is a field survey with a qualitative survey design and data collection using observation, interview, and documentation techniques. Keywords: Role, PT. BPRS Bank, Empowerment.
Pemanfaatan Ekstra Daun Kelor (Moringacae olievera) sebagai Upaya Pencegahan Stunting pada Balita di Desa Cinta Rakyat Percut Sei Tuan Ahmad Ghifari Alamsyah; Putri Mayang Sari; Chusnul Hidayati; Poetriku Pradhana; Zaura Lestari; Ahmad Perdana Indra
MODELING: Jurnal Program Studi PGMI Vol 9 No 4 (2022): Desember
Publisher : Program Studi PGMI Sekolah Tinggi Ilmu Tarbiyah Nahdlatul Ulama Al Hikmah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/modeling.v9i4.1251

Abstract

Stunting often occurs in children aged 12-36 months. Children who experience stunting at this stage are usually difficult to achieve optimal height in the next period. Efforts to increase stunting can be done by expanding knowledge about improving eating behavior in children.Cinta Rakyat Village is the name of an area in Percut Sei Tuan District, Deli Serdang Regency which is the target of stunting prevention by UINSU 79 KKN students. Stunting prevention can be done by using Moringa leaves. The purpose of this activity is to increase knowledge to the community in the Cinta Rakyat Village area by utilizing Moringa leaf extract. The target of this activity is to increase public knowledge about stunting, and to increase community participation in local potentials to improve nutrition for children under five, such as using Moringa leaf extract as a food additive. The method of implementation is to carry out counseling by providing material on the definition of stunting, the causes of stunting for toddlers, how to prevent stunting, the benefits of Moringa leaves to prevent stunting and how to make additional food from Moringa leaf extract. The results of the evaluation of this activity show that the community can distinguish between those who are in the stunting category, which is low in height, only a genetic factor, and the community understands the benefits of Moringa leaf extract for stunting prevention. After this activity, it is hoped that the people of Cinta Rakyat Village can use the Moringa leaves (extract) in their daily lives to prevent stunting in Cinta Rakyat Village.
PENGARUH PENGARUH PENGETAHUAN GENERASI Z, PERSEPSI, DAN FASILITAS TERHADAP PREFERENSI PADA BANK SYARIAH DENGAN SIKAP SEBAGAI VARIABEL INTERVENING: PENGARUH PENGETAHUAN GENERASI Z, PERSEPSI, DAN FASILITAS TERHADAP PREFERENSI PADA BANK SYARIAH DENGAN SIKAP SEBAGAI VARIABEL INTERVENING Abdul Jalal; Ahmad Perdana Indra
NISBAH: Jurnal Perbanka Syariah Vol. 8 No. 2 (2022): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v8i2.7077

Abstract

Penelitian ini bertujuan untuk menganalisa pengaruh pengetahuan generasi z, persepsi, dan fasilitas perbankan syariah terhadap preferensi pada bank syariah dengan sikap sebagai variabel intervening. Jenis penelitian ini adalah jenis kuantitatif. Sumber data dari penelitian ini merupakan data primer yang berasal dari sampel yaitu generasi z yang ada di Universitas Islam Negeri (UIN) Sumatera Utara yang beralamat di Jl. William Iskandar Ps. V, Medan Estate, Kec. Percut Sei Tuan, Kabupaten Deli Serdang, Sumatera Utara. Teknik Pengumpulan data dilakukan dengan menggunakan teknik non probability sampling terhadap 99 orang responden. Penelitian menggunakan metode analisis jalur. Hasil dari penelitian ini menjukkan bahwa 1) variabel pengetahuan berpengaruh terhadap variabel preferensi. 2) variabel persepsi berpengaruh terhadap preferensi, 3) variabel fasilitas tidak berpengaruh terhadap preferensi, 4) variabel pengetahuan tidak berpengaruh terhadap variabel sikap, 5) variabel persepsi berpengaruh terhadap sikap, 6) variabel fasilitas tidak berpengaruh terhadap variabel sikap, 7) variabel preferensi berpengaruh terhadap sikap, 8) variabel pengetahuan tidak berpengaruh terhadap sikap melalui preferensi, 9) variabel persepsi berpengaruh terhadap variabel sikap melalui variabel preferensi, 10) variabel fasilitas tidak berpengaruh terhadap sikap melalui variabel preferensi
Implementation of Musyarakah Financing Contract Implementation at PT. Bank Sumut Syariah Katamso Medan Ulil Azmi A Parinduri; Ahmad Perdana Indra
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 2 No 1 (2023): Januari
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v2i1.2795

Abstract

This research was conducted at PT. Bank Sumut Syariah Branch Office of Brigadier General Katamso Medan. This study aims to determine the implementation of Musyarakah financing at Bank Sumut Syariah Branch Office of Brigadier General Katamso Medan. The analysis of this research uses descriptive qualitative analysis, which describes in writing the data that has been collected both written and oral obtained from the subject under study. The type of data used in this study is secondary data based on data from customers who use musyarakah financing in 2020-2021. The results showed that in implementing the profit-sharing financing system at Bank Sumut Syariah using Musyarakah contracts, banks and customers would benefit from their business. There are 79 debtors in 2020 and 84 debtors in 2021.
THE INFLUENCE OF PRODUCT QUALITY AND M-BANKING SERVICE QUALITY ON CUSTOMER SATISFACTION OF BANK SHARIA INDONESIA WITH RELIGIUSITY AS A MODERATING VARIABLE Nur Mija Hasibuan; Ahmad Perdana Indra
Jurnal Ekonomi Vol. 12 No. 02 (2023): Jurnal Ekonomi, Perode April - Juni 2023
Publisher : SEAN Institute

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Abstract

With religiosity as a moderating variable for Bank Syariah Indonesia customers in North Padang Lawas Regency, the purpose of this study was to determine the relationship between customer satisfaction with Bank Syariah Indonesia and the quality of m-banking services and products. This study uses quantitative techniques with important information obtained from a survey of 100 respondents. The data analysis method used is Moderate Regression Analysis (MRA) and Multiple Linear Regression Analysis . The findings show that customer satisfaction is partially influenced by the quality of m-banking products and services, that these two factors simultaneously have a significant impact on customer satisfaction, and that religiosity is able to moderate the impact of these two factors on customer satisfaction. The findings of this study could have an important impact on promoting mobile banking to the general public and increasing customer satisfaction.
The Effect of Islamic Work Ethics, Work Strees, and Work Life Balance on Employee Performance with Work Loyalty as an Intervening Variable at Bank Sumut Syariah KCP Katamso Medan Rafika Afifah Angkat; Ahmad Perdana Indra; Khairina Tambunan
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 2 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i2.981

Abstract

The purpose of this study was to investigate the relationship between Islamic work ethics, workplace stress, and work-life balance, as well as the mediating role of employee loyalty, and employee performance at Bank Sumut Syariah Kcp Katamso Medan. The methodology used here is a quantitative form of survey research. For the study, researchers used a saturated sample size of 56 participants. The methodology for testing this research model uses path analysis. Employee performance was found to be positively influenced by work-life balance, positively influenced by job satisfaction, positively influenced by work stress, positively influenced by Islamic work ethics, positively influenced by work stress, positively influenced by job satisfaction, positively influenced by work-life balance, and positively influenced by Islamic work ethics. Job satisfaction does not moderate the relationship between work-life balance and productivity, nor does it moderate the impact of stress on productivity, but moderates the impact of Islamic work ethics on productivity. Employee output; Islamic work ethics significantly increase worker happiness.
Analisis Minat Nasabah Untuk Melakukan Pembiayaan Pada Bank BSI KC Kualasimpang : (Studi Kasus Pada Bank Syariah Indonesia KC Kualasimpang) Dwi Restu Tanjung; Ahmad Perdana Indra
Jurnal Ekonomi, Bisnis dan Manajemen Vol. 2 No. 4 (2023): Desember : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : FEB Universitas Maritim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/ebismen.v2i4.1441

Abstract

Banks that carry out their business activities based on sharia principles, or principles of Islamic law, are called sharia banks. As time goes by, Islamic banks are starting to have more Muslim customers. Bank BSI Kc Kualasimpang, for example, has active Muslim customers. Muslims are known to have great interest in Islamic sharia banking. BSI Bank Kc. Kualasimpang operates based on sharia principles and does not provide payment services. Because the data was obtained from direct observations at BSI Kc Kualasimpang, this is a type of field research. This study uses a qualitative methodology. Primary and secondary data were used in this research. Primary data consists of a description of the factors that influence non-Muslim customers. Secondary data consists of books related to the research topic. The author found two components: internal and external factors. The research results show that of the internal and external factors studied, the dominant external factors influencing non-Muslim customers' interest in BSI Kc Kualasimpang are promotion, service, location and social level. Work and motivation are internal factors. The more promotions and services offered by banks to non-Muslim customers, the more likely they will join an Islamic bank.
Co-Authors Abdul Jalal Ahmad Ghifari Alamsyah Chusnul Hidayati Dela Setia Dwi Restu Tanjung Dyah Asti Ningruma Faliha Ardhelia Nasution Farida Syah Damanik Halimah, Halimah Hanifah Oktaviani Fakhri Ifti Ayuni Maulana Abdul Malik Tambunan Miftahul Jannah Muhammad, Muhammad Mutia Salwa Hutauruk Muzakkir Muzakkir Novidia Utami Nur Mija Hasibuan Nuri Aslami Nurwani Nurwani Ocha Pratika Poetriku Pradhana Putri Mayang Sari Rafika Afifah Angkat Rica Rahim Lubis Rindi Nabila Syahputri Rizki Munaito Siregar Siti Zuhairoh Ritonga Suhailatun Nafisah Tambunan, Khairina Tantery Chandrika Sari Tuti Anggraini Tuti Anggraini Tuti Anggraini Ulil Azmi A Parinduri Zaura Lestari Zernita Sari Ritonga