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DOES LOAN-TO-VALUE SUPPORT FINANCIAL STABILITY IN INDONESIA? AGUS SALIM; IGNATIUS ABASIMI; LESTARI SUKARNIATI; NAVEED ASLAM
JURNAL ILMIAH KOHESI Vol 7 No 1 (2023): JURNAL ILMIAH KOHESI
Publisher : LP2MTBM MAKARIOZ

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Abstract

One of which is loan to value (LTV). The implementation helps to improve financial stability. Our study analyses the impact of LTV on banking financial stability. We employ panel GMM-System to reduce the bias of analysis for eighteen commercial banks from 2004 to 2019. The result shows that the LTV instrument confirms an improvement effect on the financial stability index. It implies that the more tighten policy on mortgage and vehicle loan, the more stable financial system especially in banking sector in Indonesia.
Transmission of the Global Bank Liquidity Shock: Evidence from the US Foreign Bank Loans to Southeast Asian Economies Agus Salim; Ignatius Abasimi; Dini Yuniarti; Mahrus Lutfi Adi Kurniawan; Suripto Suripto; Naveed Aslam; Sunil Kumar Chaudhary
Journal of Economics Research and Social Sciences Vol 7, No 1: February 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jerss.v7i1.16975

Abstract

The empirical debate of foreign bank loans as an international intermediation transfer from industrialized to developing market economies, which concentrated on expenses and advantages, has continued. Our manuscript analyzes the determinants of US bank loans in selected Southeast Asian emerging markets. The most critical variables, based on the statistical approach built around the system-GMM, have a considerable effect on the growth rates of the origin and destination countries. Remarkably, the exchange rate significantly becomes a risk indicator which decrease the US bank flow. Finally, shock in the US economy has been transmitted to the Southeast Asian economies through foreign bank flow.
ANALISIS TENAGA KERJA MIGRAN PROVINSI NUSA TENGGARA BARAT RIFKI KHOIRUDIN; EKA NURJANNAH; AGUS SALIM
JURNAL ILMIAH MAKSITEK Vol 8 No 1 (2023): JURNAL ILMIAH MAKSITEK
Publisher : LP2MTBM MAKARIOZ

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Abstract

Purpose from research .ini be to find Determinants worker migrant Indonesian at Island Southeast West. Data that Used deep research .ini be data secondary from Body Navel Statistics (BPS) and Body Protection Power Work Indonesian (BP3MI). By dimension time research .ini use data Panel that be Combined data time-series and Cross-sectional to 10 province and city at NTB era 2019-2021. Method that Used deep research .ini be Regression data Panel. Result research .ini show that variable poverty and Index Building Human Influential Significant towards sum TKI. At side other GRDP, unemployment and average education not Influential Significant towards sum worker migrant. At side other all variable free Influential Significant towards sum TKI at Island Southeast West.
Pengaruh Harga, Fasilitas, Lokasi, Lingkungan dan Pendapatan Terhadap Keputusan Pembelian Rumah di Kota Bekasi Putri Fauziyah; Uswatun Khasanah; Agus Salim
Jurnal HUMMANSI (Humaniora, Manajemen, Akuntansi) Vol 6 No 2 (2023): Jurnal HUMMANSI (Humaniora, Manajemen, dan Akuntansi)
Publisher : Sekolah Tinggi Ilmu Komputer YOS SUDARSO Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33488/1.jh.2023.2.379

Abstract

The need for shelter is one of the fundamental human needs, following clothing and food. Bekasi City is currently experiencing growth and has become a residential area for urban residents and an industrial center. This urbanization is driving population growth, leading to an increased demand for housing. This research aims to examine the influence of price, facilities, location, environment, and income on the decision to purchase a house in the Taman Mula Sakti Indah Housing Complex. The research is a survey study conducted using questionnaires to collect data. The population in this study consists of consumers in the Taman Mula Sakti Indah Housing Complex. The research sample was determined using the Slovin formula, resulting in a sample size of 88 respondents. The data analysis technique used in this study is multiple linear regression analysis. The research findings indicate that collectively, the independent variables, namely price, facilities, location, environment, and income, have a significant simultaneous influence on the dependent variable, which is the purchase decision. Partially, price, location, and income significantly influence the purchase decision variable (Y) in the Taman Mula Sakti Indah Housing Complex.
A Scientometric Analysis of Debt and Risk in Islamic Bonds Maman Faudzi; Tiara Salsabila; Muhammad Arsy Ramdhan Gozali Putra; Agus Salim; Firsty Ramadhona Amalia Lubis; Rifki Khoirudin; Lestari Sukarniati
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 1 (2023): Proceedings of Femfest International Conference on Economics, Management, and Busines
Publisher : Universitas Darussalam Gontor

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Abstract

Debt and risk have become one of the most emerging debates on Islamic bond studies in the last decade. Some of the topics and research areas have been expanded to provide a huger of analysis in Islamic bonds. However, the majority of earlier studies did not use bibliometric analysis to provide a predetermined framework for the study of Islamic bonds. Thus, this study attempts to analyze emerging topics and trends in Islamic bonds and explore research directions. We employ bibliometrics to analyze 377 articles published on journals indexed by Web of Science (WOS) and Scopus databases from 1984 to 2022. The results reveal that, research in Islamic bonds is growing during the period of analysis. The thematic evolution shows that debt and risk were the most trending topics before and after 2018 of the cutting periods, respectively.
Pelatihan Pengembangan Bisnis Mahasiswa Asing di Tiongkok Hariyanti, Nunik; Pranolo, Andri; Salim, Agus; Fadillah, Dani; Khotimah, Husnul; Firdaus, Nalendra
SABDAMAS Vol 2 No 1 (2023): SABDAMAS
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Unika Atma Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25170/sabdamas.v2i1.5019

Abstract

Tiongkok merupakan salah satu pusat negara tujuan untuk melanjutkan studi. Salah satu kota tujuan studi adalah kota Nanjing. Bisnis ekspor-impor merupakan peluang yang dapat dilakukan oleh para mahasiswa untuk meningkatkan penghasilan tambahan bagi mahasiswa. Selama ini mahasiswa hanya berbisnis dalam skala kecil, tetapi belum menjangkau pasar antarnegara. Tidak jarang mahasiswa kesulitan menemukan cara untuk memulai bisnis ekspor-impor ini. Tujuan pengabdian ini adalah memberikan pelatihan pengembangan bisnis ekspor-impor bagi mahasiswa asing di Tiongkok melalui kegiatan pelatihan penentuan produk ekspor-impor, pelatihan mempersiapkan dokumen ekspor-impor, dan pengenalan membangun bisnis ekspor-impor. Kegiatan ini dilaksanakan secara luring di Tiongkok dengan metode presentasi, diskusi, dan pendampingan yang dilakukan sejak Juli hingga September 2023. Pelatihan meliputi kegiatan penentuan produk ekspor-impor, pelatihan mengenal dokumen ekspor-impor dan pembuatan perusahaan ekspor-impor. Hasil pretest dan post-test kegiatan ini menunjukkan bahwa pengetahuan peserta meningkat dari rata-rata 7,2 menjadi 9,7 terkait dengan ekspor-impor.
PENGUATAN STRATEGI PEMASARAN KELOMPOK SADAR WISATA DI NANGSRI, CANDIREJO, SEMANU, GUNUNGKIDUL Khoirudin, Rifki; Khasanah, Uswatun; Salim, Agus; Nasir, Muhammad Safar
Jurnal Pengabdian Masyarakat Sabangka Vol 2 No 02 (2023): Jurnal Pengabdian Masyarakat Sabangka
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM Azramedia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/sabangka.v2i02.546

Abstract

Pariwisata di Gunungkidul berkembang pesat dalam beberapa tahun terakhir, sebagai akibat dari upaya promosi dan pengembangan destinasi wisata yang dilakukan oleh pemerintah daerah dan pengelola wisata setempat. Peningkatan aksesibilitas juga menjadi faktor yang penting dalam perkembangan pariwisata di Gunungkidul. Metode Kegiatan pengabdaian di lakukan melalui rangkain kegiatan yang pangkalnya berorientasi pada penguatan kapasitas masyarakat. Namun pelaksanaanya dilakukan melalui rangkaian, yaitu:  Survey dengan maksud memperoleh informasi tentang kegiatan pokdarwis, untuk disesuaikan dengan pendekatan yang bisa dilakukan dan workshop dan FGD, yang dilakukan bersama pokdarwis. Pembuatan paket wisata memiliki peran penting dalam kemajuan obyek wisata dan kesejahteraan masyarakat. Hasil yang dilakukan kepada mitra, pada saat sebelum kegiatan pengabdian masyarakat ini belum dilakukan, mitra pengabdian yaitu Pokdarwis Tirta Kencana belum ada rencana terkait dengan pengembangan obyek wisata yang dikelola. Berikut adalah beberapa hal yang menjelaskan mengapa pembuatan paket wisata memiliki peran penting tersebut. Dalam kesimpulannya, pengelolaan wisata yang baik dan terencana memerlukan peran serta masyarakat setempat. Dengan menerapkan saran-saran yang telah disebutkan di atas, diharapkan dapat meningkatkan kualitas dan keberlanjutan wisata serta memberikan.
Does prudential capital reduce bank risk-taking? Empirical evidence from the Indonesian banks industry Salim, Agus; Suripto, Suripto
Jurnal Ekonomi & Studi Pembangunan Vol 24, No 1: April 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v24i1.17696

Abstract

The implementation of macroprudential supervision, significantly tighter capital regulation in developing economies, has recently been debated, which focuses on reducing bank risk-taking and promoting financial stability in the banking sector. Our study investigates the impact of prudential capital on commercial bank risk-taking in Indonesia. We employed a GMM system approach to analyze bank and macro level data from 2004 to 2019. Our result confirms that appropriate capital regulations for reducing bank risk-taking are heterogeneous. Traditional capital ratios decrease bank risk-taking. However, the risk-based capital ratio shows an unexpected affirmative effect. Implementing macroprudential policy instruments of capital buffer effectively manages bank risk, and so does the regulatory capital pressure variable. The results are intimate for guiding commercial banks' risk management and capital effectiveness.
The Influence of Macroeconomic Variables on Non-Performing Finance in Sharia Commercial Banks Salim, Agus; Zakiyah, Annisa Eka; Nabilah, Rifda Syahda; Kirana, Marshanda Tisa; Dewanti, Citra Purnama
Journal of Islamic Economics and Philanthropy Vol. 7 No. 1 (2024): August
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/jiep.v7i1.12299

Abstract

One of the advantages of the sharia banking business is financing productive sectors that do not contain haram elements. Financing in the micro, small and medium sectors is a sharia banking financing business line, but there is a big risk of bad credit. In recent years, increasing global and domestic economic uncertainty has led to depreciation of the exchange rate, unstable prices of basic commodities, thereby reducing people's purchasing power. This research aims to examine macroeconomic variables such as the exchange rate, inflation and production index as a proxy for GDP towards NPF of sharia banking. The research uses monthly time-series data and the OLS method. The research results show that macroeconomic variables have an influence on NPF. The research implication is that the stability of macroeconomic conditions can maintain people's purchasing power which can influence the NPF level of sharia banking.
A Scientometric Analysis of Debt and Risk in Islamic Bonds Maman Faudzi; Tiara Salsabila; Muhammad Arsy Ramdhan Gozali Putra; Agus Salim; Firsty Ramadhona Amalia Lubis; Rifki Khoirudin; Lestari Sukarniati
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 1 (2023): Proceedings of Femfest International Conference on Economics, Management, and Busines
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Debt and risk have become one of the most emerging debates on Islamic bond studies in the last decade. Some of the topics and research areas have been expanded to provide a huger of analysis in Islamic bonds. However, the majority of earlier studies did not use bibliometric analysis to provide a predetermined framework for the study of Islamic bonds. Thus, this study attempts to analyze emerging topics and trends in Islamic bonds and explore research directions. We employ bibliometrics to analyze 377 articles published on journals indexed by Web of Science (WOS) and Scopus databases from 1984 to 2022. The results reveal that, research in Islamic bonds is growing during the period of analysis. The thematic evolution shows that debt and risk were the most trending topics before and after 2018 of the cutting periods, respectively.