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FAKTOR-FAKTOR MENURUNNYA JUMLAH PEMBIAYAAN PADA BPRS AL-WASHLIYAH MEDAN Cindy Triningsih; Ahmad Amin Dalimunte
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 2, No 1 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v2i1.720

Abstract

The purpose of this study is to determine the factors it hat cause a decrease in the financing of BPRS Al-washliyah ieen from Third Party Funds (DPK), Non Performing Financing (NPF), Return On Assets (ROA) and Capital Adequacy Ratio (CAR) affect financing. The population in this study is BPRS Al-washliyah. The dependent variable (Y) of this study is the financing of the Al-washliyah BPRS .The independent variables (X) include: Third Party Funds (DPK), Non Performing Financing (NPF),Capital Adequacy Ratio (CAR) and Return On Assets (ROA). The methodius ediisi quantitativeire search methodiusing SPSS20.0 data analysis. Basedion multiple regression analysis, the results showed that Third Party Funds (DPK) affected the financing of BPRS Alwahilyah, Non Performing Financing (NPF) did not affect the financing of BPRS Al-washliyah,Capital Adequacy Ratio (CAR) did not affect the financing of BPRS Al-washliyah, Returnion Assets (ROA) affect the financing of BPRS Alwahilyah.
Analisis Peranan Kelompok KKN 154 Dalam Membantu Peningkatan Umkm Di Desa Ulumahuam Kecamatan Silangkitang Kabupaten Labuhan Batu Selatan Yani Lubis; Yungki Akbar; Cindy Triningsih; Febri Shaleh Siregar; Dewi Dokate Manalu
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 11 No 1 (2023)
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v11i1.2971

Abstract

Real Work Lecture (KKN) which was held by the KKN-154 group in Ulumahuam Village, Silangkitang District, Labuhan Batu Selatan Regency which was held for 30 days, namely 18 July-18 August 2022. While carrying out KKN in Ulumahuam Village, Silangkitang District, Labuhan Batu Selatan Regency, they were welcomed both by the community and the community also participate in activities that the KKN team has planned. The purpose of this study was to analyze how the role of the 154 KKN group in helping to increase MSMEs in Ulumahuam Village, Silangkitang District, Labuhan Batu Selatan Regency. This study uses qualitative research methods, with interview and observation data collection techniques. This study resulted that the KKN-154 group played a good and influential role for the village community in improving the economy and empowering the community. In this case, the KKN-154 group, Ulumahuam Village, Silangkitang District, Labuhan Batu Selatan Regency has a good role in helping the community in increasing MSMEs. For example, in empowering the community to make sunlight washing soap.
THE EFFECT OF INTERNAL AUDIT SYSTEM AND IMPLEMENTATION OF GOOD CORPORATE GOVERNANCE ON FRAUD Cindy Triningsih; Mustapa Khamal Rokan; Muhammad Lathief Ilhamy Nasution
I-Finance Journal Vol 9 No 1 (2023): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v9i1.17064

Abstract

The purpose of this study was to determine the effect of the internal audit system and the application of good corporate governance on fraud at Indonesian Islamic banks (BSI). This study collected data and information by sending questionnaires to 97 people who work at Bank Syariah Indonesia (BSI) in Rantau Parapet, North Sumatra. The analysis technique uses multiple regression by testing the hypothesis t test and F test. The results show that the significance value of the internal audit system variable is 0.035 <0.05, which means that the internal audit system variable has a significant influence on fraud, the significance value of the good implementation variable corporate governance of 0.035 <0.05, which means that the variable implementation of good corporate governance has a significant influence on fraud (Fraud). Then simultaneous testing shows the result that the significant value of F is 0.000 <0.05 which means that simultaneously the internal audit system and good corporate governance have an effect on fraud. The conclusion is that both partially and simultaneously the internal audit system variables and good corporate governance have an effect on fraud.