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All Journal Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Economic Reviews Journal
Yeni Aprilinda Lubis
Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Ar-Rum Financing Analysis on the Development of Micro, Small and Medium Enterprises (MSMEs) (Case Study of PT. Pegadaian (Persero) Mandailing Natal Sharia Service Unit) Yeni Aprilinda Lubis; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.572

Abstract

Financing is an activity in channeling funds to parties other than banks based on sharia principles. The distribution of funds in the form of financing is based on the trust given by the owner of the funds to the users of the funds in the form of financing that will surely pay off. The purpose of this study was to determine the operational mechanism of Ar-rum financing and Ar-rum’s financing impact on the development of MSMEs. Based on the research results, the customers of Ar-rum Financing are customers who have a business and have been running for at least 1 year. The operational mechanism of Ar-Num Financing is, first, the pawnshop receives the application file for Ar-run financing from the customer, secondly checks the validity of the documents attached by the customer and conducts business feasibility analysis interviews and assesses the collateral. Third, the disbursement of Ar-rum’s financing funds after signing a financing agreement known to the husband and wife. After customers receive Ar-rum financing, the average customer income increases every month.
The Impact of the Use of Slang on the Use of Standard Indonesian Among the Students of Al-Ulum Islamic Junior High School in Al-Ulum Terpadu Nurjanah Nurjanah; Ella Syafitri; Yeni Aprilinda Lubis; Aji Putra Samsal Pratama; Muhammad Taufiq Azhari
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.693

Abstract

This mini-research aims to find out what happens in the environment of students when using good Indonesian for daily conversation among students of Al-Ulm Terpadu Islamic Junior High School. -Urum integrated Medan. Especially those related to students' speaking, listening, writing and reading skills. Data was collected using a questionnaire and a description test given to each respondent. In this study, we used qualitative research methods, which are natural research designs, in the sense that the researcher does not manipulate the research environment or investigate phenomena. From the results of the questionnaire distributed, it appears that some students have admitted that there are no spelling or grammar rules on social media websites. This makes it even more difficult to distinguish communication on social networks from the real world. This of course affects spelling and grammar skills at school. I also know slang and accusations from social media. It undermines the spelling and grammar of our writing skills.
Analisis SWOT Terhadap Strategi Pemasaran Pada Usaha Dimsum (Studi Kasus Restoran Layar Dimsum, Percut Sei Tuan, Deli Serdang) Yeni Aprilinda Lubis; Zainarti; Ella Safitri; M. Hizbullah Hasibuan
Economic Reviews Journal Vol. 2 No. 2 (2023): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1039.79 KB) | DOI: 10.56709/mrj.v2i2.102

Abstract

Strategi pemasaran dapat dipengaruhi oleh dua faktor yaitu faktor internal dan eksternal. Pertama kekuatan (strenght) dan kelemahan (weaknesses) merupakan aspek internal yang dimiliki oleh perusahaan. Kedua faktor eksternal dapat mempengaruhi terbentuknya peluang (opportunity) dan ancaman (threats) dimana faktor ini bersangkutan dengan kondisi-kondisi yang terjadi diluar perusahaan. Menurut teori, analisis SWOT didasarkan pada logika yang dapat memaksimalkan kekuatan (strenght), dan peluang (opportunity), namun secara bersamaan dapat meminimalkan kelemahan (weaknesses) dan ancaman (threats). Hasil Penelitian ini menyimpulkan bahwa Usaha Restoran Layar Dimsum, Percut Sei Tuan, Deli Serdang merupakan restoran yang lokasinya berada di Provinsi Sumatera Utara yang tepatnya di daerah Deliserdang. Restoran ini menjual berbagai macam jenis makanan/minuman seperti : Fastfood. Harga yang ditawarkan pun juga lumayan terjangkau dan menu-menu yang ditawarkan juga cukup bervariasi. Kata Kunci: Strategi Pemasaran, Analisis SWOT, Dimsum
Co-Authors Aji Putra Samsal Pratama Ella Safitri Ella Syafitri M. Hizbullah Hasibuan Muhammad Taufiq Azhari Nurjanah Nurjanah Tri Inda Fadhila Rahma Zainarti