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All Journal JURNAL DINAMIKA EKONOMI PEMBANGUNAN JURNAL PENELITIAN AKUNTANSI DEWANTARA Economica: Jurnal Ekonomi Islam Al-Kharaj: Journal of Islamic Economic and Business Jurnal Penelitian Journal of Islamic Economics, Management, and Business (JIEMB) Jurnal Studi Islam dan Sosial
Muchlis Yahya
Fakultas Syariah Institut Agama Islam Negeri Walisongo Semarang
Religion Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Jurnal Studi Islam dan Sosial

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Konsep Bunga Anti Riba Dalam Persepektif Prinsip Ekonomi Islam pada Lembaga Keuangan Syariah setiawan, Indra Setiawan; Yahya, Muchlis; Yahya, Imam; Sukendar, Sukendar
Lisyabab : Jurnal Studi Islam dan Sosial Vol 5 No 1 (2024): Lisyabab, Jurnal Studi Islam dan Sosial
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Sekolah Tinggi Agama Islam Mulia Astuti (STAIMAS) Wonogiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58326/jurnallisyabab.v5i1.251

Abstract

This study aims to compare the fundamental principles about interest conventional banks and analyze their implications for Islamic banking practices. The approach used is a comparative analysis between the fundamental principles of conventional banks and Islamic banks based on relevant literature. The analysis results indicate that conventional banks adopt an interest-based system as compensation for the use of money, while Islamic banks use profit-sharing principles in accordance with Sharia principles. Additionally, Islamic banks also impose limitations on the allocation of funds to businesses deemed incompatible with Sharia principles. This comparison reveals fundamental differences in the basic principles and banking practices between the two types of banks. Islamic banks emphasize justice and sustainable economic development, while conventional banks focus more on using interest as compensation for the use of money. Thus, Islamic banks offer alternatives that align with Islamic values and can contribute to inclusive and sustainable economies.
Co-Authors Abdillah, Cahaya Ali Murtadho Edy Yusuf Agung Gunanto Imam Yahya Kartika Marella Vanni Marjuni, Kamaluddin Nurdin Nurotul Faizah, Fita Puji Purwatiningsih, Aris Rahmiyanti, Firdha setiawan, Indra Setiawan Sukendar Sukendar Udin, Ahmad Faqih