A. A. Sri Purnami
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Pengaruh Faktor Promosi, Pelayanan, Produk, dan Suku Bunga Terhadap Minat Menabung Mahasiswa Pada Bank Umum ( Studi Kasus BNI 46) Kadek Adi Putra Gunawan; A. A. Sri Purnami; Nyoman Senimantara
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2267.45-51

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh faktor Promosi, Pelayanan, Produk, dan Suku Bunga terhadap minat menabung mahasiswa pada bank umum. Teknik analisis data yang digunakan adalah uji regresi linier berganda, uji asumsi klasik, uji determinasi (R2), uji t dan uji F. Hasil penelitian ini Menunjukan Y= 2,547+ 0,152 X1+ 0,088 X2+ 0,460 X3+ 0,345 X4+ e. Hasil uji t menunjukan bahwa secara parsial variabel Promosi, Pelayanan, Produk, dan Suku Bunga berpengarung positif dan signifikan terhadap minat menabung mahasiswa pada bank umum. Dari hasil uji F menunjukan bahwa variabel Promosi, Pelayanan, Produk, dan Suku Bunga secara simultan berpengaruh signifikan terhadap minat menabung mahasiswa pada bank umum.
Pengaruh Inflasi dan BI Rate terhadap Simpanan Masyarakat pada Bank Umum Pemerintah di Indonesia Tahun 2010-2019 Selfiana Mery Anggraini; A. A. Sri Purnami; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 2 (2021): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.4.2.2021.39-46

Abstract

The purpose of the research is to analyze the effect of Inflation and BI Rate on Public Savings at Goverment Commercial Banks in Indonesia on 2010-2019. Partially, Inflation has a negative effect on public savings, while BI Rate has a positive effect on public savings at Government Commercial Banks in Indonesia on 2010-2019. Data analysis tools used are the classical assumption test and hypothesis testing with multiple linear regression methods. The result of the research is the Inflation and BI Rate simultaneously (together) had a positive and significant effect on public savings at Government Commercial Bank in Indonesia. While partially, Inflation has a negative and not significant effect on public savings at Government Commercial Bank in Indonesia.
Pengaruh Jumlah Uang Beredar (M1) dan Suku Bunga BI (BI Rate) Terhadap Tingkat Inflasi di Indonesia Marta Elvina; A. A. Sri Purnami; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 2 (2021): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.4.2.2021.47-52

Abstract

The purpose of this research is to analyze the effect of the Money Supply (M1) and the BI Interest Rate (BI Rate) on the existing inflation rate in Indonesia, both simultaneously and partially. The data analysis method in this case uses Multiple Linear Regression Analysis, Classical Assumption Test, F test and t test. The results of the research simultaneously show that the Money Supply (M1) and the BI Interest Rate (BI Rate) can have a significant influence on inflation in Indonesia. The results of the study partially show that the Money Supply (M1) can have a negative and significant effect on inflation. Meanwhile, partially the BI Interest Rate (BI Rate) can have a positive and significant effect on inflation in Indonesia.
Pengaruh Dana Pihak Ketiga, Non Performing Loan (NPL), Dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Penyaluran Kredit Pada Bank Umum Periode 2017-2021 Gregorius Howok; Ita Sylvia Azita Azis; A. A. Sri Purnami
Warmadewa Economic Development Journal (WEDJ) Vol. 6 No. 2 (2023): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.6.2.2023.40-47

Abstract

This research aims to analyze the influence of Third Party Funds, Non-Performing Loan, and Operational Cost of Operational Income on credit distribution in commercial banks during the period of 2017-2021. The data used in this research is secondary data obtained from financial reports of commercial banks listed on the Indonesia Stock Exchange during the period of 2017-2021. The analytical method used is multiple linear regression. The results of this research show that Third Party Funds, Non-Performing Loan, and Operational Cost of Operational Income simultaneously have a significant influence on credit distribution. Third Party Funds have a positive and significant influence on credit distribution. Non-Performing Loan has a positive and significant influence on credit distribution. Operational Cost of Operational Income has a negative and significant influence on credit distribution.