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All Journal International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) Danadyaksa: Post Modern Economy Journal
Andri Soemitra
Universitas Islam Negeri Sumatera Utara, Medan, Indonesia
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Fiqih Muamalah Financial Technology Julita Julita; Andri Soemitra
International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) Vol. 1 No. 3 (2022): JUNE 2022
Publisher : Pusat Riset Manajemen dan Publikasi Ilmiah Serta Pengembangan Sumber Daya Manusia Sinergi Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55983/ijeset.v1i3.202

Abstract

The current research will classify the research topics of fiqh muamalah financial technology to find out the existing research map so that it can be seen what has been researched and further research opportunities for the expansion of research and development of muamalah fiqh. By using qualitative research with content analysis and focus discussion groups with economists, the articles used were 25 articles published in journals in Indonesia from 2017 to 20212. The topic of this muamalah fiqh research consists of 4 topics, namely (1) Development of Fintech, (2) Fintech dynamics, (3) Financial Technology Concepts, (4) Financial technology in terms of sharia economic perspective.
Literature Study on Fiqh Muamalah Digital Business Transactions (e-commerce) Yudi Siswadi; Andri Soemitra
International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) Vol. 1 No. 3 (2022): JUNE 2022
Publisher : Pusat Riset Manajemen dan Publikasi Ilmiah Serta Pengembangan Sumber Daya Manusia Sinergi Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55983/ijeset.v1i3.208

Abstract

The Digital Era or also known as the "Web 4.0" era where everything is converted into digital form. The muamalah sector is the single largest area of ​​digitization (buying and selling transactions). Advances in information technology have a positive impact on business innovation.transactions E-commerce have a positive impact on the widespread use of information technology and the internet today. E-commerce is the single most innovative aspect of Indonesian business. Currently, Indonesia is being hit by the Corona virus (Covid-19), and the government urges the public to adopt a healthy lifestyle by doing activities at home as a way to protect themselves. This condition will provide access to online buying and selling transactions, both through various digital platforms and those specifically related. The formal legality of digital/e-commerce business transactions has been regulated in Law Number 11 of 2008, Law Number 7 of 2014 concerning trade and Law Number 8 of 1999 concerning consumer protection and the MUI DSN with its Fatwa Number: 05/DSN- MUI/IV/2000 regarding the sale and purchase of Salam. The purpose of this study is to analyze the practice of e-commerce from the perspective of Fiqh Muamalat. The analytical method used is literature with qualitative approach analysis. Current studies show that e-commerce is a form of commerce that is synonymous with trading with as-salam. The practice of e-commerce in this way can also be considered to meet the requirements of as-salaam.
Fiqh Muamalah Sharia Pawnshop Widy Hastuty HS; Andri Soemitra
International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) Vol. 1 No. 3 (2022): JUNE 2022
Publisher : Pusat Riset Manajemen dan Publikasi Ilmiah Serta Pengembangan Sumber Daya Manusia Sinergi Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55983/ijeset.v1i3.215

Abstract

Pawn is a form of guarantee in a loan agreement.even this product can be said to be a superior product in every Islamic financial institution. Transactions in this pawnshop must be strictly monitored so that each transaction can provide benefits. Many studies have been conducted on the application of fiqh muamalah pawnshops, especially in pawnshops or Islamic banking financial institutions. The current research will group the research topics of fiqh muamalah pawnshops to find out the existing research map so that it can be seen what has been researched and further research opportunities for the expansion of research and development of muamalah fiqh. By using qualitative research with content analysis and focus discussion groups with economists, the articles used were 15 articles published in journals in Indonesia from 2018 to 2021, the topic of this muamalah fiqh research consisted of 5 topics, namely (1) provisions sharia law regarding pawnshops, (2) the suitability of the DSN MUI fatwa transaction for pawnshops (3) public interest in pawning, (4) products in sharia pawnshops, and (5) marketing strategies for sharia pawnshops
Manhaj Fiqih Mua'malah National Sharia Board-Indonesian Council of Ulama Irham Khalid; Andri Soemitra
International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) Vol. 1 No. 4 (2022): AUGUST 2022
Publisher : Pusat Riset Manajemen dan Publikasi Ilmiah Serta Pengembangan Sumber Daya Manusia Sinergi Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55983/ijeset.v1i4.214

Abstract

Along with the development of the Islamic economy in today's society, the legal questions that arise regarding the sharia economy continue to grow along with the development of the Islamic banking and finance industry lately. fiqh Mu'amalah. Then MUI as an institution that has the authority to issue fatwas is very interesting to study. The fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN MUI) has become an inseparable part of the development of the Islamic finance industry in Indonesia. Many of the DSN-MUI Manhaj Fatwas use Islamic legal solutions as their basis. This research uses qualitative research and divides it into 2 themes of discussion, namely 1. The DSN-MUI Manhaj Fatwa method, 2. The role, significance and position of the DSN-MUI fatwa.
Analysis of Tabarru' Fund Governance and Claims Management from the Perspective of The Sustainability of the Performance of Sharia Life Insurance Companies at PT Asuransi Jiwa Syariah Bumiputera Muhammad Fikri Pohan; Andri Soemitra; Nur Ahmadi Bi Rahmani
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.298

Abstract

This study aims to analyze the relationship between tabarru’ fund governance and claims management from the perspective of sustainable performance of Islamic life insurance companies at PT Asuransi Jiwa Syariah Bumiputera using a qualitative Systematic Literature Review (SLR) method. The literature was collected through Google Scholar supported by the Publish or Perish application and selected based on inclusion and exclusion criteria within the 2020–2026 period, resulting in 17 relevant articles. The findings indicate that effective tabarru’ fund governance—through fund separation, sharia compliance, transparency, accountability, prudential principles, and ta’awun—plays a strategic role in maintaining financial stability and improving company performance, while efficient claims management aligned with contracts and policy provisions enhances participant trust and satisfaction. The study further confirms a reciprocal relationship between proper tabarru’ fund management and effective claims management in supporting the operational sustainability and reputation of Islamic life insurance companies.
Co-Authors Irham Khalid Julita, Julita Muhammad Fikri Pohan Nur Ahmadi Bi Rahmani Widy Hastuty HS YUDI SISWADI