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All Journal Trikonomika: Jurnal Ekonomi Ekuilibrium : Jurnal Ilmiah Bidang Ilmu Ekonomi ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi ASSET: Jurnal Manajemen dan Bisnis Worksheet : Jurnal Akuntansi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah JAPP : Jurnal Akuntansi, Perpajakan dan Portofolio Jurnal Ekonomi dan Bisnis
Khusnatul Zulfa Wafirotin
Universitas Muhammadiyah Ponorogo
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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THE EFFECT OF TRANSPARENCY, COMMUNITY PARTICIPATION, AND ACCOUNTABILITY ON MANAGEMENT OF VILLAGE FUNDS IN PONOROGO REGENCY Khusnatul Zulfa Wafirotin; Umi Septiviastuti
EKUILIBRIUM : JURNAL ILMIAH BIDANG ILMU EKONOMI Vol 14 No 1 (2019): March
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ekuilibrium.v14i1.2019.pp31-43

Abstract

This study aims to determine the Effect of Transparency, Community Participation, and Accountability on Village Fund Management (DD) in Ponorogoregency. The research method used is quantitative descriptive with the type of data, namely primary data. Data collection techniques are carried out by distributing questionnaires to respondents. The study was conducted on villages in Pulung and Ngebel Subdistricts, this is because the two sub-districts were not on time in submitting the Realization Report on the Use of DD in the 2017 Budget year to Ponorogoregency DPMD. The population of this study is the Village Chief, Village Secretary, Village Treasurer, Kasi Development, Kasi Community Empowerment, and Chairman of the BPD. The sampling method used was saturated sampling. Based on the population and the sample determination method obtained 156 respondents. Effects of Transparency, Community Participation, and Accountability on DD Management in Ponorogoregency using multiple linear regression analysis and coefficient of determination. Test the quality of the data used is the test of validity and reliability. Furthermore, hypothesis testing using t and F test. The results of this study indicate that the first hypothesis, namely transparency, has a significant positive effect on DD management in Ponorogoregency. The second hypothesis of community participation has a significant positive effect on DD management in Ponorogoregency. The third hypothesis of accountability has a significant positive effect on DD management in Ponorogo.Regency. The fourth hypothesis obtained results that transparency, community participation, and accountability had a significant positive effect on DD management in Ponorogo.This was supported by the results of the recapitulation of respondents' answers and real conditions in the field. Kata kunci :   Transparansi, Partisipasi Masyarakat, Akuntabilitas, Pengelolaan   Dana Desa.
Rationality of Informal Sector Vendor Groups in Maintaining Business Slamet Santoso; Khusnatul Zulfa Wafirotin; Yeni Cahyono; Iin Wijayanti; Riza Dessy Nila Ayutika
EKUILIBRIUM : JURNAL ILMIAH BIDANG ILMU EKONOMI Vol 20 No 1 (2025): March
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ekuilibrium.v20i1.2025.pp196-207

Abstract

Informal sector vendors have now penetrated every city. This phenomenon is interesting to study further, especially their rational efforts to maintain their business. This study aims to determine how the rationality of informal sector vendor groups works in running and maintaining their business. Studying rationality becomes important because, for base consideration, it is important that they run in the group so that they are capable of maintaining their efforts until the moment. This study uses a social definition paradigm with a qualitative approach and a case study research type. The data collection methods used are in-depth interviews and observations. Data analysis uses interactive model analysis with data validity checks by triangulation. The study results show that informal sector vendors do not run informal sector vendors individually and separately, but their vendors are run in groups. The existence of these groups is important because they can help each other or help each other, support each other's vendors by maintaining harmony and mutual respect between each other so that they can run and maintain their business. The rationality of informal sector vendors is included in the type of value rational action (Werk Rational).
Pengaruh Literasi Keuangan, Pendapatan, Kontrol Diri dan Teknologi Finansial terhadap Perilaku Pengelolaan Keuangan Mahasiswa Fakultas Ekonomi Universitas Muhammadiyah Ponorogo Adelia Putri Rismawati; Khusnatul Zulfa Wafirotin; Ardyan Firdausi Mustoffa
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 9 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i9.13094

Abstract

This study aims to analyze the influence of financial literacy, income, self-control, and financial technology on the financial management behavior of students at the Faculty of Economics, Universitas Muhammadiyah Ponorogo. This research employed a quantitative descriptive approach. The population consisted of 982 active students, with a sample of 100 respondents selected using purposive sampling and proportionate stratified random sampling techniques. Data were collected through a questionnaire measured using a Likert scale and analyzed using multiple linear regression with SPSS version 25. The results indicate that financial literacy and income have a significant effect on financial management behavior, whereas self-control does not have a significant effect on financial management behavior. Simultaneously, financial literacy, income, self-control, and financial technology have a significant effect on students' financial management behavior. The Adjusted R Square value of 0.440 indicates that these four variables explain 44% of the variation in financial management behavior.
Co-Authors Adelia Ayuningtias Adelia Putri Rismawati Algrin Cristi Anggelia Aliffatun Ulin Nuha Amelina Dwi Febriana Amira Bayagub Ardyan Firdausi Mustoffa Ardyan Firdausi Mustoffa Arif Hartono Deviana Eka Ramayanti Feby Jatra Yoga Saputra Fera Susilowati Hadi Sumarsono Iin Wijayanti Ika Farida Ulfah Nur Sayidatul Muntiah Ria Kristianawati riyan Abi Tama Riza Dessy Nila Ayutika Santoso, Slamet Umi Septiviastuti Yeni Cahyono