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Agen Branchless Banking Untuk Mencapai Masyarakat Bankable Yuliaty, Tetty; Lubis, Arlina Nurbaity
BISNIS Vol 5, No 2 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i2.3016

Abstract

The potential of Branchless banking is good enough for revolution of payment system in the emerging markets. Which aims to expand financial services to unbanked communities and provide a platform to contact MSMEs to the global economy can be achieved. Bank Indonesia (BI) targets the percentage of people reaching bankable services to reach 50% by 2019. By the end of 2014, the new bankable group reaches 36%. Meanwhile, as many as 64% are unreached groups of services from banks (unbankable), now our society tend to have mind-minded economy mindset. For that, need an increase from the side of savings. Digital financial services (LKD) such as Branchless Banking initiated by Bank Indonesia may be part of this intermediation. Some of the reasons that make the unbankable group exist, ie they do not understand how to open an account. In addition, people may also prefer to save themselves, shy with the formalities, or they are no money. Branchless Banking Agent as one of the elements in the implementation of Branchless Banking very need to be studied existence. To assist this research, and also use primary data needed and secondary in the implementation, in-depth interviews, observation and other in reviewing this qualitative research. The purpose of this study was to determine whether branchless banking agents were able to reach the bankable community. Methods of data collection in this study are, documentation studies, Direct observation, Indepth interview Open Questions, as well as provide a question sheet to the respondents and other sources. Qualitative Data Analysis Method used in this research is successive approximation method. The results of this study indicate that Agent Banking is able to become one of the elements in achieving Bankable society, where with its existence, its proximity and intensity with unbanked communities, can slowly increase bankable society.
Do The Socio-Economic Status, Religious Attitudeand Customer Perception Impact On Customer Behavior? : Islamic Banking Case Yuliaty, Tetty; Dalimunthe, Doli Muhammad Jafar; Hawariyuni, Weni
IKONOMIKA Vol 7, No 2 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i2.15827

Abstract

This study aims to investigate customer behavior at Islamic banks,Indonesia. This research was analyzed by using path analysis approach involving 200 respondents as customers at several Islamic banks in Medan, Indonesia. Based on this research show the socio-economic status and religious attitudes have positively and significantly impactto customer behavior. On the other hand, socio-economic status and religious attitude are also positively and significantly impact for customer perceptions. Customer perceptions have the implication to increase positive customer behavior, sharia banking managers in Indonesia need to foster the religiosity of customers and target prospective customers who have good religiosity and good socio-economic status.
Training of alphanumeric filing system and electronic filing to teachers and administrative staffs of junior high school in Dolok Ilir Sianipar, Sariartha; Silalahi, Amlys Syahputra; Yuliaty, Tetty; Dalimunthe, Doli Muhammad Ja'far; Siringoringo, Yan Batara Putra
ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2021): ABDIMAS TALENTA : Jurnal Pengabdian Kepada Masyarakat
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.739 KB) | DOI: 10.32734/abdimastalenta.v6i1.5109

Abstract

The archiving process uses a certain system in the preparation, maintenance of records so that they can be recovered quickly and precisely and easily for destruction of archives based on certain criteria. The archive itself has enormous benefits for educational organizations, because the archive is information on activities carried out by schools. Archives in schools need to be well managed, so that archives can be used effectively and efficiently and have good accessibility. The arrangement of archives usually has several problems including, documents cannot be recovered because they are lost, the number of documents is always increasing every day, the storage area for documents is too small compared to the number of documents, so the space is insufficient, not to mention the lack of staff capacity, and the system. The storage is not in accordance with the principles of archiving. For this reason, this service is aimed at providing knowledge and skills in arranging archives in accordance with RI archiving principles, namely using an alphanumeric archive storage system, through training followed by practice and evaluation. Adequate archive facilities and infrastructure are needed in schools for this training. After the dedication was carried out, teachers and administrative staff experienced an increase in knowledge and skills in compiling personal archives and schools got the facilities and infrastructure that supported archiving. Furthermore, an evaluation of the application of archiving in schools is carried out in order to determine its effectiveness in school management.
Photo Editing Training for PKK Group in Rambung Barat Village Using Free Smartphone Applications as an Effort to Promote Attractive Products Manika, Fuzy Yustika; Br Ginting, Dewi Sartika; Yuliaty, Tetty; Putri, Iftitah Maghfirah Kesuma; Fadhillah, M.Ardhi; Sembiring, Erlangga; Siregar, Wahyu Hidayat; Aldeena, M.Iqbal; Kamil, Ibnu Julianda
ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat Vol. 8 No. 2 (2023): ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/abdimastalenta.v8i2.13931

Abstract

Since the outbreak of COVID-19, the business income of women members of the PKK group in Rambung Barat Village has decreased because the purchasing power of the surrounding community has decreased. Marketing of business products is only done locally. These problems require a strategy so that products can be marketed widely by utilizing digital marketing. The women members of the PKK group already have solutive and innovative products but if the product photos presented are less attractive then consumers will not be interested. In online marketing, consumers only see photos of the products offered. Creating attractive product photos and being able to convey the message of the product is expensive if it has to be done by a professional. This activity aims to increase knowledge and expertise in taking product photos that are carried out independently. So that it can compete and attract potential consumers to make purchases. The method used is by conducting training and mentoring. Participants filled out the pretest and post test to see the extent of the knowledge gained. The results of the activity show that this activity has a positive impact. There is increasing knowledge about using smartphone applications to make good and attractive product photos. PKK members have been able to make product photos that can be used in digital marketing. So that later the product is increasingly known to the wider community and the existing products are increasingly sold in the market.
TINJAUAN KEBIJAKAN PEMERINTAH BAGI MASYARAKAT PRASEJAHTERA DALAM MENGHADAPI FENOMENA SUBSIDI LISTRIK, BAHAN BAKAR MINYAK DAN GAS DI INDONESIA Nainggolan, Lya Novaria; Akbar, Khairul; Yuliaty, Tetty; Suhaimi, Syech
Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Vol 10, No 1 (2024)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah (LPPI) Universitas Muhammadiyah Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35906/jep.v10i1.1923

Abstract

ABSTRAK Kebijakan subsidi di Indonesia merupakan instrumen kebijakan fiskal dalam rangka menjaga pemerataan terhadap akses ekonomi dan pembangunan.  Oleh karena itu, kebijakan subsidi di Indonesia diharapkan dapat memastikan kelompok masyarakat prasejahtera / masyarakat yang ekonominya menengah ke bawah untuk tetap memiliki akses terhadap pelayanan publik guna mencapai pembangunan ekonomi dan sosial. Tujuan penelitian ini untuk meninjau kebijakan pemerintah dalam memberikan subsidi listrik dan bahan bakar minyak kepada masyarakat prasejahtera. Metode analisis data menggunakan pendekatan kualitatif deskriptif dengan memanfaatkan sumber data sekunder yang berasal dari website resmi milik Kementrian Keuangan, Kementrian Energi dan Sumber Daya Mineral, Kementrian Pendayagunaan Aparatur Negara Dan Reformasi Birokrasi, Kementrian Komunikasi dan Informatika, link MyPertamina.id dan sumber informasi sebagainya. Hasil penelitian menunjukkan bahwa Subsidi LPG masih dinikmati oleh sebagian kelompok kaya  sehingga kelompok miskin rentan mengalami krisis dan guncangan ekonomi. Oleh sebab itu, pemerintah perlu memadukan reformasi subsidi LPG melalui proses pengumpulan data yang kuat, rencana dukungan publik yang kuat dan memanfaatkan modal politik agar Subsidi tepat sasaran.Kata Kunci: subsidi, kebijakan, tepat sasaranABSTRACTSubsidy policy in Indonesia is an instrument of fiscal policy in order to maintain equitable access to the economy and development.  Therefore, the subsidy policy in Indonesia is expected to ensure that the underprivileged / lower middle economic groups continue to have access to public services in order to achieve economic and social development. The purpose of this study is to review the government's policy in providing electricity and fuel oil subsidies to underprivileged communities. The data analysis method uses a descriptive qualitative approach by utilizing secondary data sources derived from the official websites of the Ministry of Finance, Ministry of Energy and Mineral Resources, Ministry of Administrative Reform and Bureaucratic Reform, Ministry of Communication and Information, MyPertamina.id link and other sources of information. The results show that LPG subsidies are still enjoyed by some rich groups so that the poor are vulnerable to economic crises and shocks. Therefore, the government needs to integrate LPG subsidy reform through a strong data collection process, a strong public support plan and utilize political capital so that the subsidy is right on target.Keywords: subsidies, policy, right on target
WEB-BASED E-ARCHIVES APPLICATION DESIGN INNOVATION TO FACILITATE SYSTEMATIC DOCUMENT STORAGE AND FACILITIES ARCHIVES DISCOVERY SPEED AT SMP NEGERI 38, MEDAN MARELAN DISTRICT Qamariah, Inneke; Yuliaty, Tetty; Ibrahim Nainggolan, Pauzi
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 2 No. 3 (2022): November 2022 - February 2023
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v2i3.499

Abstract

The purpose of using electronic media is expected to be able to help archive managers so they can manage records easily and quickly. The use of information technology in office work can have an impact on increasing the number of electronic records managed. Through the management of electronic records, it is expected to improve the quality of archive services to all parties in need, including leaders in the context of decision making. The application of electronic media in archive management will have the advantage of being easy, fast and economical. Thus, a solution is needed to solve the problems faced by partners. The solution to solving this problem is to provide applications/software that can be used for storing digital archives,