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All Journal Proceeding International Seminar of Islamic Studies El-Mubarak: Islamic Studies Journal Journal of multidisipline and Equality
Armansyah Walian
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Religion Arts Humanities Astronomy Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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ZAKAT AS INSTRUMENTS FOR COMMUNITY ECONOMIC EMPOWERMENT IN THE NEW NORMAL ERA Danil Saputra; Armansyah Walian; Arif Fauzan
Proceeding International Seminar of Islamic Studies INSIS 2 (January 2021)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (781.364 KB)

Abstract

This study's focus discusses the economic empowerment of people affected by COVID-19 in the new normal era by distributing zakat funds. This research aimed to analyze the role and function of zakat in community economic empowerment, especially those affected by the COVID-19 pandemic. This study employed a qualitative approach with interactive modeling techniques. This study's findings uncover that zakat can be one of the instruments to empower the community's economy in the new era after being affected by COVID-19.Keyword: Zakat, Community Economic Empowerment, COVID-19, New Normal Era
DETERMINANTS OF PUBLIC DECISION-MAKING IN SELECTING SUBSIDIZED HOME FINANCING AT ISLAMIC BANKS M. Tegar Pratama; Armansyah Walian; Aryanti; Listiawati
Journal of Multidiscipline and Equality Vol. 2 No. 1 (2025): JME: Journal of Multidiscipline and Equality
Publisher : CV. Cendekiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jme.v2i1.261

Abstract

This study aims to identify the factors that influence people's decisions in applying for subsidized mortgage financing (KPR Subsidy) at Islamic banks, with a case study focus on Bank Syariah Indonesia (BSI). The research population includes all customers who have taken out a KPR Subsidy at the BSI Palembang Branch Office. The sampling technique used is non-probability sampling, specifically the accidental sampling method, which involves selecting respondents based on chance encounters between the researcher and members of the population who are willing to participate. A total of 100 BSI KPR Subsidy customers were selected as the sample. For data processing, this study utilizes SPSS version 20 and employs multiple linear regression analysis. This method is applied to examine the influence of several independent variables simultaneously on a single dependent variable. The results show that the housing location factor has a positive and significant effect on customers’ decisions to apply for a KPR Subsidy, with a t-value of 5.666, which is greater than the t-table value of 1.985, and a significance level of 0.000, which is below the 0.05 threshold. Furthermore, the housing price also has a positive and significant effect, with a t-value of 4.220 > t-table 1.985 and a significance level of 0.000 < 0.05. Similarly, the promotion factor shows a positive and significant influence on the decision to take the KPR Subsidy, with a t-value of 4.806 > t-table 1.985 and a significance level of 0.000 < 0.05.
TINJAUAN EKONOMI ISLAM TERHADAP JUAL BELI ONLINE PADA USAHA SAPI QURBAN (STUDI KASUS PETERNAKAN SAPI SUPER DI PT. SAPI SUPER JAYA JAKARTA. Alvarizq; Armansyah Walian; Nur Hestria; Listiawati
El-Mubarak: Islamic Studies Journal Vol. 2 No. 1 (2025): El-Mubarak - Islamic Studies Journal
Publisher : CV. Cendekiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/emisja.v2i1.263

Abstract

Penelitian ini mengeksplorasi praktik jual beli online sapi qurban di Peternakan Sapi Super dari perspektif ekonomi Islam. Ibadah qurban, yang dilaksanakan setiap Hari Raya Idul Adha, memiliki nilai spiritual dan sosial ekonomi yang signifikan. Dalam konteks ekonomi, praktik qurban melibatkan perputaran uang yang besar dan memerlukan manajemen yang baik agar dampaknya dapat dirasakan oleh seluruh lapisan masyarakat. Peternakan Sapi Super, sebagai salah satu usaha yang memanfaatkan platform online untuk menjual berbagai jenis sapi qurban, menghadapi tantangan untuk memastikan bahwa praktik jual beli mereka tetap sesuai dengan prinsip keadilan, transparansi, dan menghindari unsur gharar (ketidakpastian) yang dapat merugikan salah satu pihak dalam transaksi. Penelitian ini menggunakan metode deskriptif kualitatif dengan pendekatan studi kasus pada Peternakan Sapi Super. Data dikumpulkan melalui wawancara, observasi, dan analisis dokumen. Hasil penelitian menunjukkan bahwa Peternakan Sapi Super telah berhasil mengimplementasikan proses jual beli sapi qurban secara online dengan efektif dan sesuai dengan prinsip-prinsip syariah. Proses ini mencakup pemilihan sapi yang memenuhi syarat qurban, penggunaan platform online untuk pemasaran, serta prosedur pembelian yang transparan dan aman. Transparansi informasi terkait harga, bobot, usia, dan kondisi kesehatan sapi dijaga dengan baik, menghindari adanya unsur penipuan dan ketidakpastian (gharar). Dengan memanfaatkan teknologi digital, Peternakan Sapi Super berhasil menciptakan model bisnis yang dapat menjadi acuan dalam industri jual beli sapi qurban secara online, yang efisien dan sesuai dengan nilai-nilai Islam.
Co-Authors Alvarizq Arif Fauzan Aryanti Danil Saputra Listiawati M. Tegar Pratama Nur Hestria