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PESAN DAKWAH Kamaluddin Kamaluddin
FITRAH: Jurnal Kajian Ilmu-ilmu Keislaman Vol 2, No 2 (2016): 10 Articles, Pages 1-202
Publisher : IAIN Padangsidimpuan

Material message as one of the most important elements in da’wa activity needs to be managed effectively to achieve the expected goals. In addition to a deep mastery of the material, it needed accuracy in choosing the right kind of material for the situation faced mad'u. The selection of accurate materials, and appropriate techniques and steps in managing the message, must be based on some principles, namely the principles of relevance, consistency, adequacy and hierarchy based on kai'idah ushuliyah of message management. For a multicultural society such as Indonesia, da'wah of the message must necessarily be adapted to the philosophy of this nation. The diversity of ethnicity, culture, religion and language are sunnatullah. The message of da’wah that make every people in peace and good condition is the evidence of Muhammad's prophethood as rahmatan lil 'Alamin. Da'wah messages integrative be one means to deliver the Ummah tawhid civilization in all aspects of community life

PETA DAKWAH ISLAM DI KABUPATEN TAPANULI SELATAN KAMALUDDIN KAMALUDDIN
FITRAH: Jurnal Kajian Ilmu-ilmu Keislaman Vol 3, No 1 (2017): 11 Articles, Pages 1-226
Publisher : IAIN Padangsidimpuan

Nowadays people’s lives in region of South Tapanuli district, as well as in other regions are facing a number of challenges of dakwah; such as the influence og other religions, secularism, capitalism and liberalism, the negative impact if information and communication technology, and a variety of social deseases. Therefore, the conditionof the dakwah Islam with the problems and the solution needs to be mapped. Data were taken by using interviews and obsevation. Then, researchers found that the dakwah of Islam in this region has not run optimally, as expected. The Routine dakwah in the communities has not been found yet, except in several villages, and generally the dakwah just only happens on the anniversary of the great days, such as Isra’ Mi’raj or Maulid Nabi. It has found that the weakness of public interest to follow dakwah, and less of preacher with limited knowledge and skill. It is also found that the community chiristian from Nias tribe had inhabited as long as Bukit Barisan in Middle Tapanuli to South Tapanuli, and they opened their estatesand from their own community and built a church in the hills. This can lead to ethnic and religious conflict (SARA) when their harmony with the lecal population of Muslims ignored. Alternative solution that can be implemented is to establish coordination among preachers, Islamic organizations, MUI and Local Governments for impruving management of Dakwah Islam as well as increasing brotherhood and unity in the community

ANALYSIS OF THE ROLE OF THE MANINDO SIABU COOPERATIVE PARTNERS IN INCREASING THE INCOME OF COOPERATIVE MEMBERS (CASE STUDY IN SIMANINGGIR VILLAGE) anni sofiyah; kamaluddin ritonga; ihdi aini; ali hardana
Journal Of Sharia Banking Vol 1, No 1 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Mitra Manindo Siabu Cooperative is the target place for the community's economic movement, where cooperation in it colors the Islamic values of the community's economic life. Community income is the development of Mitra Manindo Cooperative. The beginning of the establishment of the Mitra Mnaindo Cooperative was due to the desire to increase the income of each cooperative member who was actively involved in the operation of the cooperative, but in the last 5 years the members of the Mitra Manindo Cooperative have decreased, even though one of the factors that affect the income of members is the participation of the members of the cooperative itself. . The theory in this study is related to income theory, discussing the meaning of income and income functions. Cooperative theory discusses the meaning of cooperatives, cooperative management, cooperative legal basis, types of cooperatives, sharia cooperative principles, sources of cooperative funds, cooperative income. Role theory discusses the role of cooperatives in Indonesia, the role of sharia cooperatives, and the role of cooperatives in increasing income. This type of research is a qualitative research with descriptive methods that describe how what actually happened in the field with data collection techniques are interviews, observation and documentation directly in Simaninggir Village. The data used in this study are primary and secondary data. The data analysis carried out in this qualitative descriptive study was conducted by direct interviews by giving 8 questions to the informants totaling 20 people. Techniques for checking the validity of the data are: triangulation, using reference materials, and extending observations. The results of this study are the Mitra Manindo Cooperative has fulfilled its role as a financial institution, and has helped the Simaninggir Village community increase the income of members, especially members of the Mitra Manindo Cooperative by providing business capital assistance to cooperative members, and reducing the dependence of members on existing cooperatives in order to improve economic welfare. its members.

The Effect of Non Performing Financing (NPF) and Operating Expenses of Operating Income (BOPO) on Return on Equity (ROE) on PT. Bank Bri Syariah, Tbk. nofriyanti nofriyanti; kamaluddin ritonga; sry lestari; damri batubara
Journal Of Sharia Banking Vol 2, No 2 (2021)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

The background of this research is the incompatibility of theory with facts. Based on financial report data obtained from PT. Bank BRI Syria, Tbk. The period 2011-2019 tends to fluctuate. Financial ratios that can affect the rise and fall of the Return On Equity variable in this study are seen from the increase and decrease in the Non-Performing Financing variable and the Operating Income Operating Cost variable. The formulation of the problem in this study is whether there is an effect of Non-Performing Financing and Operational Costs of Operating Income on Return On Equity at PT. Bank BRI Syariah, Tbk. 2011-2019 period. This study aims to determine the effect of Non-Performing Financing and Operational Cost of Operating Income on Return On Equity at PT. Bank BRI Syariah, Tbk. Period 2011-2019 partially and simultaneously. This study discusses the financial statements related to the theory of the Non-Performing Financing variable and the Operating Cost of Operational Income variable on the Return On Equity variable. And related to other fields of Islamic banking science. This type of research is quantitative research, the data source used is secondary data through www. BRI Syariah.co.id. The sample of this research is 36 with data analysis used is multiple linear regression, by performing descriptive statistical tests, normality tests, linearity tests, classical assumption tests, hypothesis tests, R2 determination coefficient tests, and F tests, and the data is processed with the help of Software Eviews. Based on the results of the research partially Non-Performing Financing variables have a significant effect on Return On Equity, this is evidenced by the t-test analysis. And on the variable Operating Costs, Operating Income partially has a significant effect on Return On Equity, this is evidenced by the t-test analysis. Then simultaneously the variables of Non-Performing Financing and Operating Costs of Operating Income have a joint effect on Return On Equity

THE EFFECT OF MURĀBAHAH AND MUSYĀRAKAH FINANCING DISTRIBUTION ON OPERATIONAL REVENUE OF PEOPLE'S FINANCING BANK SHARIA 2015-2018 yakinah yakinah; kamaluddin ritonga; arti damisa; sulaiman efendi
Journal Of Sharia Banking Vol 1, No 1 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

This research aimed to determine the effect of Murābahah and Musyārakah financing distribution on operating income. This research use the reporting finance by the financial fervices authority of people’s finance Bank Syariah in 2015-2018 as a sample. It used double linear regression method. The result shows that Murābahah and Musyārakah finance have a positive influence on operating income.Abdurrahmat Fhatoni, Metodologi Penelitian Teknik Penyusunan Skripsi, Jakarta: Rineka Cipta, 2011. Adiwarman Karim, Bank Islam: Analisis Fiqih dan Keuangan, Jakarta: PT Raja Grafindo Persada, 2011. Agus Irianto, Statistik Konsep Dasar Aplikasi, dan Pengembangannya, Jakarta: Kencana Prenada Media Group, 2009. Ascarya, Akad dan Produk Bank Syariah, Jakarta: Rajawali Pers, 2013. Departemen Agama, Al-Qur’an dan Terjemahanya, Semarang: Toha Putra, 2010. Duwi Priyatno, SPSS 22 Pengolahan Data Terpraktis, Yogyakarta: CV. Andi Offset, 2014.Dwi Suwiknyo, Kompilasi Tafsir Ayat-Ayat Ekonomi Islam, Yogyakarta: Pustaka Pelajar, 2010. Herman Darmawi, Manajemen Perbankan, Jakarta: Bumi Aksara, 2012. Herry Sutanto Khaerul Umam, Manajemen Pemasaran Bank Syariah, Bandung: Pustaka Setia, 2013. Husein Umar, Metode Penelitian untuk Skripsi dan Tesis Bisnis. Jakarta: Rajawali Pers, 2013. Imam Ghozali, Aplikasi Analisis Multivariate dengan Program IBM SPSS 21, Semarang: Universitas Diponegoro, 2013. Iqbal Hasan, Analisis Data Penelitian Dengan Statistik, Jakarta: PT. Bumi Akasara, 2004. Ismail, Perbankan Syariah, Jakarta: Kencana, 2011. Mardani, Fiqh Ekonomi Syariah, Jakarta: Kencana, 2012. Maulana Hasanuddin Jaih Mubarok, Perkembangan Akad Musyarakah, Jakarta: Kencana, 2012. Mudrajat Kuncoro, Metode Riset untuk Bisnis dan Ekonomi, Jakarta: Erlangga, 2009. M. Nur Rianto Al-Arif, Lembaga Keuangan Syariah, Bandung: Pustaka Setia, 2012. Muhammad Syafi’i Antonio, Bank Syariah: Dari Teori ke Praktik, Jakarta: Gema Insani Pers, 2016. Muhammad Teguh, Metodologi penelitian ekonomi Teori dan Aplikasi, Jakarta: PT Raja Grafindo Persada, 2005. Rizal Yaya, dkk., Akuntansi Perbankan Syariah, Jakarta: Selemba Empat, 2014. Singgih Santoso, Panduan Lengkap SPSS Versi 23, Jakarta: Alex Media Komputindo, 2016. Slamet Haryono, Analisis Laporan Keuangan Perbankan Syariah, Yogyakarta: Pustaka Sayid Sabiq, 2009. Sugiyono, Metode Penelitian Bisnis (Bandung: Alfabeta, 2012), hlm. 88. Sutan Remy Sjahdeini, Perbankan Syariah Produk-Produk dan Aspek-Aspek Hukumnya, Jakarta: Kencana Prenada Media Group, 2014. Trisadini P.Usanti dan Abd Shomad, Transaksi Bank Syariah, Jakarta: Bumi Aksara, 2013. Veithzal Rivai Arvian Arifin, Islamic Banking, Jakarta: PT.Bumi Aksara, 2010. Wiroso, Produk Perbankan Syariah, Jakarta: LPFE Usakti, 2009. Zainul Arifin, Dasar-Dasar Manajemen Bank Syariah, Jakarta: AlvaBet, 2002.

Faktor Hidayah dalam Dakwah Kamaluddin Ritonga
Hikmah Vol 12, No 1 (2018)
Publisher : IAIN Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/hik.v12i1.855

Da'wah as one means of broadcasting Islam became the obligation of Muslims who did not escape from the various challenges and failures, both da'wah was addressed to non Muslim md'u, as well as to the already Muslim. Public response to da'wah, among others, consists of groups that receive immediately, some are pretending to receive and there are groups who reject and even oppose and obstruct da'wah. In terms of religious com- pliance there is a mad'u who is supposedly converted to Islam but can not, on the contrary there are people who unexpectedly turn out to be converts into Islam. Therefore, what is the guidance and how can da'i be done in achieving the success of da'wah? Hidayah consists of emapat kinds, that is first hidayah instinct, senses of mind and fitrah. Both guidance dalalah wal irsyad, namely the direction of religious science in the form of invitation, guidance and education. Hidayah this is the duty of the Prophet and da'i. The three guidance of taufik or ma'unah, ie, faith and Islam are inspired to the human heart. The four hidayah heaven received later in the day. Prophet and da'i can only give guidance in the form of wal-irshad in the form of invite, guide and teach people about aqidah, pikih, law and morals, while taufik hidayah ma'unah in the form of faith and piety, only God can give it because He is who knows who is heretical and who is entitled to guidance. The prophet and da'i are not entitled to give the guidance of this ma'unah to man, even to his own loved ones who loved and loved. To obtain the ma'unah guidance, preachers let guiding mad'unya so tauhid, pious charity, sole trust, pray and stay away from polytheism and hypocrisy.Keyword: Hidayah, Da'wah.

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