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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah TAZKIR: Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Journal Of Management Science (JMAS) JURNAL EKONOMI SAKTI (JES) FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Edueco Jurnal Mantik Al-Kharaj: Journal of Islamic Economic and Business JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN Global Financial Accounting Journal Jurnal Ilmu Perbankan dan Keuangan Syariah El-kahfi : Journal of Islamic economics Jurnal Ekonomi dan Perbankan Syariah Jurnal Ilmiah Raflesia Akuntansi Wasilatuna: Jurnal Komunikasi dan Penyiaran Islam Jurnal Indragiri Penelitian Multidisiplin Etihad: Journal of Islamic Banking and Finance Journal Of Sharia Banking Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Studi Akuntansi, Keuangan, dan Manajemen Jurnal Pengabdian Masyarakat Bestari (JPMB) Jurnal Ilmu Sosial dan Humaniora Dharma Jnana Jurnal Tazakkur Al-Hisbah Jurnal Ekonomi Syariah Journal Of Islamic Social Finance Management Jurnal Studi Pemerintahan dan Akuntabilitas Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMAK) Studi Ekonomi dan Kebijakan Publik Yurisprudentia: Jurnal Hukum Ekonomi Jurnal Mutiara Ilmu Akuntansi JIFTECH: Journal Of Islamic Financial Technology Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Medani : Jurnal Pengabdian Masyarakat JIPM: Jurnal Indragiri Penelitian Multidisiplin Jurnal Mahasiswa Akuntansi Samudra Journal Markcount Finance Mu'amalah : Jurnal Hukum Ekonomi Syariah Jurnal Hukum Bisnis Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Jurnal Akuntansi Syariah International Journal of Economic Research and Financial Accounting International Journal of Islamic Economics (IJIE) Akuntansi Pajak dan Kebijakan Ekonomi Digital Jurnal Ekonomi Bisnis dan Kewirausahaan Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Help: Journal of Community Service JPS (Jurnal Perbankan Syariah) Ulil Albab Atestasi : Jurnal Ilmiah Akuntansi Proceedings of International Conference on Islamic Economic Finance and Social Finance Jurnal Teknologi Pendidikan Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory

Ali Hardana

Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Author-ID : 6371483

Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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PEMAHAMAN NILAI – NILAI SYARIAH TERHADAP PERILAKU BISNIS PEDAGANG Hardana, Ali
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 2 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

AbstractThis approach is conceptual which relied on Moslem law values and company identity literature. Besides research, empirical of its result is used to depict trap and opportunity use marketing communication means in strategy develop, build virtuous company brand. Result/conclusion A framework ethics which studying paradox relation link among/between is in perspective of consequences many supporter of marketing adopt behavior of merchant, and is in perspective of ethics which criticizing approach which orienting exclusive profit for the behavior of merchant. Herein after, Moslem law values strategy referring to marketing of behavior studied. To each, every that values strategy is exploration how company can avoid to fall into performance difference.Keyword: moslem law values, ethics of moralitas and behavior of merchant.

PENGARUH PROMOSI, HARGA DAN PRODUK TERHADAP KEPUTUSAN PEMBELIAN KARTU SELULER LEBIH DARI SATU OPERATOR DI KECAMATAN SIPIROK KABUPATEN TAPANULI SELATAN Hardana, Ali
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 6, No 1 (2018)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Latar belakang masalah pada penelitian ini mengenai banyaknya perusahaan yang usahanya bergerak di bidang operator dan menawarkan produk sejenis di tengah fenomena persaingan yang semakin ketat. Berkembangnya bisnis kartu seluler ini tentu tidak terlepas dari bentuk promosi, harga dan produk yang diberikan kepada konsumen. Penelitian ini bersifat kuantitatif dengan regresi linear berganda. Teknik pengumpulan data menggunakan angket/ kuesioner dengan jumlah populasi 4117 dan sampel 98 responden. Berdasarkan deskriptif statistik, uji normalitas, uji linearitas, autokorelasi, dan analisis regresi linear berganda, dengan uji simultan(f) dan uji simultan(t) kemudian koefisien determinasi. Hasil penelitian mendapatkan bahwa regresi sebagai berikut: Y= 5,460+0,267 Promosi+1,296 Harga+0,330 Produk.Hasil penelitian seluruh variabel independen berpengaruh positif dan signifikan terhadap variabel dependennya.

MANAJEMEN SUMBER DAYA INSANI Ali Hardana
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 3, No 1 (2015)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Abstract This is very important in today’s challenging environment for the company to survive and win the competition in the market. A company is required to have a strategic business plan that is supported by human resource planning, and one of the important functions of the Human Resources (HR). Many companies position the HR function only as personnel administration and in addition, the professional resources (human resources) also did not have enough understanding of how to maximize their effectiveness of their role in the company. The question is what HR roles required in order to provide support, useful, and maximize the potential and value of the company. Case study focuses on industrial companies etrochemical. This study found that all companies doing HR human resources planning and continuous where the HR function in the role they play equally balanced in four roles and accompanied by a balance of incentives. Keywords: Human Resource Planning, Selection, incentives

KORELASI ANTARAINFLASI DAN PENGANGGURAN Ali Hardana
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 3, No 2 (2015)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Inflation and unemployment are the two important variables tosee the economic condition in the country, inflation and unemploymenthave a negative relationship, when inflation rate has increases theunemployment rate will bed crease (phillip curve). Inflation rate alwaysincreasing every year and if the government can’t handle the inflationgrowth its possibly the economic crisis will happen again. This researchaims how the inflation rate influence the unemployment rate during 2002-2012. The analysis shows that there is at least the inflation andunemployment have the significant influence.

Analisis Perbandingan Metode CAMELS Dan Metode RGEC Dalam Menilai Tingkat Kesehatan PT. Bank Panin Dubai Syariah, Tbk M. Fauzan; Ali Hardana; Ananda Anugrah Nasution; Mahmud Pasaribu
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 3 (2021)
Publisher : Universitas Muhammadiyah Surabaya

AbstractBanks As intermediary institutions have a very important role in driving the economy in Indonesia, so banks must be managed very carefully and need special supervision from the government. The bank soundness assessment method continues to evolve, there are two newer bank soundness assessment methods namely CAMELS and RGEC. This study aims to compare the CAMELS and RGEC methods in assessing the soundness of PT. Bank Panin Dubai Syariah Tbk 2014-2018. This research is quantitative research. The population of this research is the financial statements of PT. Bank Panin Dubai Syariah Tbk. The sample of this research is the financial statements of PT. Bank Panin Dubai Syariah Tbk 2014-2018. The analytical technique used is descriptive analysis using the CAMELS and RGEC methods. The results of this study indicate that the assessment of bank soundness using the CAMELS and RGEC methods has different results. The CAMELS method is more focused on achieving profit and growth, while the RGEC method focuses on a combination of self-assessment assessment that emphasizes risk management, GCG implementation, and financial ratios that measure the condition of a bank. So that the RGEC method becomes a more comprehensive bank soundness assessment solution.Keywords: Bank Soundness Level, CAMELS, RGECAbstrakBank Sebagai lembaga intermediary memiliki peran yang sangat penting dalam menggerakkan perekonomian di Indonesia, sehingga bank harus dikelola dengan sangat hati-hati dan perlu pengawasan khusus dari pemerintah. Metode penilaian kesehatan bank terus berkembang, ada dua metode penilaian kesehatan bank terbaru yaitu CAMELS dan RGEC. Penelitian ini bertujuan untuk membandingkan metode CAMELS dan RGEC dalam menilai tingkat kesehatan bank PT. Bank Panin Dubai Syariah Tbk tahun 2014-2018. Penelitian ini adalah penelitian kuantitatif. Populasi penelitian ini adalah Laporan keuangan PT. Bank Panin Dubai Syariah Tbk. Sampel penelitian ini adalah Laporan keuangan PT. Bank Panin Dubai Syariah Tbk Tahun 2014-2018. Teknik analisis yang digunakan yaitu analisis deskriptif dengan menggunakan metode CAMELS dan RGEC. Hasil penelitian ini diketahui bahwa penilaian kesehatan bank dengan metode CAMELS dan RGEC memiliki hasil yang berbeda. Metode CAMELS lebih difokuskan kepada pencapaian laba dan pertumbuhan, sedangkan metode RGEC terfokus kepada kombinasi penilaian self assessment yang menekankan kepada manajemen risiko, pelaksanaan GCG, dan rasio keuangan yang mengukur kondisi suatu bank. Sehingga Metode RGEC menjadi solusi penilaian kesehatan bank yang lebih komprehenshif.Kata Kunci: Tingkat Kesehatan Bank, CAMELS, RGEC

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN INDUSTRI KECIL DI KOTA PADANGSIDIMPUAN DAN KABUPATEN TAPANULI SELATAN Ali Hardana
Tazkir : Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman Vol 4, No 1 (2018): 11 Articles, Pages 1-218
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Industrialization is a basic tool for national development and regional development, especially for small industrial business activities that are important in order to realize a just and prosperous society. To achieve this, the government made a policy to increase small industry revenues. The main objective of this research is to find out the number of small business loans (X1), the number of small-scale industrial workers (X2), economic growth (X3), and the number of small-scale industries (X4), significantly affecting Small-Scale Industrial Revenues in Padangsidimpuan City (Y1) and South Tapanuli Regency (Y2). In this study the data used is secondary data obtained from the Central Bureau of Statistics of Padangsidimpuan for 15 years starting from 2002-2016. The data were analyzed using multiple linear regression models, namely an analysis to determine each of the independent variables (X) to the bound variable (Y) both silmultanally and partially. Based on the results of the analysis and testing the hypothesis obtained results of Fcount of 18,900 Ftable = 3,48 for the City of Padangsidimpuan and for the District of South Tapanuli obtained the results of Fcount 3.616 Ftable = 3,48 which means simultaneously the four independent variables have a real influence on industrial income small in Padangsidimpuan City and South Tapanuli Regency. Partial testing of the city of Padangsidimpuan obtained tcount for the variable X1 of 7.367 t-table of 2.228 means that the variable X1 can contribute to the real effect on the dependent variable Y1. Partial testing of South Tapanuli Regency obtained tcount for variable X2 of 3.160 t-table of 2.228 means that variable X2 can contribute to the real influence on the dependent variable Y2, for variable X4, t-count of 2.986 t-table of 2.228 means that variable X4 can contribute to the real influence against the dependent variable Y2

MODEL PENGEMBANGAN KEWIRAUSAHAAN DI PERGURUAN TINGGI Ali Hardana
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 6, No 2 (2018)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

ABSTRAK,Kurangnya jumlah wiraswastaan di Indonesia menuntut peranan kampus dalam memotivasi sarjana meniadi wirausahawan. Kementerian Koprasi dan UKM mengatakan bahwa Indonesia membutukan sekitar 20 juta wiraswastawan baru. Dengan meningkatnya wirausahawan dari kalangan sarjana akan mengurangi pertambahan jumlah pengangguran bahkan menambah jumlah lapangan pekerjaan. Untuk mengembangkan budaya kewirausahaan di kalangan civitas akademika dibutukan model. Model yang dimaksud tidak hanya didsarkan pada potensi keilmuan yang melekat pada kewirausahaan itu sendiri (teori) maupun mahasiswa sebagai subjek melainkan juga kaitannya dengan UKMKM termasuk lembaga pemerintah dan swasta. Hubungan ketiganya akan menjadi poros perubahan kelulusan perrguruan tinggi. ABSTRACT,The lack of entrepreneurs in Indonesia demands the role of the campus in motivating scholars to become entrepreneurs. The Ministry of Koprasi and UKM said that Indonesia needs around 20 million new entrepreneurs. With the increasing number of entrepreneurs from undergraduate level, it will reduce the increase in the number of unemployed and even increase the number of jobs. To develop a culture of entrepreneurship among the academic community, a model is needed. The model in question is not only based on scientific potential inherent in entrepreneurship itself (theory) and students as subjects but also its relation to UKMKM including government and private institutions. The relationship between the three will become the axis of change for graduation.

Analisis Pengaruh Kualitas Produk dan Kualitas Pelayanan Terhadap Minat Nasabah Menabung pada PT. BSI Cabang Padangsidimpuan Ali Hardana; Jafar Nasution; Arti Damisa
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Customer interest is a high-value asset for banks, if customer interest increases, profits also increase. But in fact, customers complain about the services provided by the bank because it is not in accordance with customer expectations. The formulation of the problem in this study is whether there is an effect of product quality and service quality both partially and simultaneously on the interest of customers in PT Bank Syariah Mandiri Branch in Padangsidimpuan. The discussion of this research relating to product quality and service quality to customers is interesting. In connection with that, the approach taken is theories related to product quality, service quality, and customer interest. Service is any action or activity that can be offered by a party to another party, which is basically intangible and does not result in any ownership. This study uses a quantitative research approach, data collection techniques include questionnaires, with as many as 56 respondents as customers. The analysis used in this study is validity test, reliability test, descriptive analysis, normality test, linearity test, determination test (R2), multiple linear regression, t-test, and f test. The results obtained showed that the value of R Square was 0.785 or 78.5%. The T-test shows there is a significant influence between product quality on the interest of customers to save at PT. Bank Syariah Mandiri Padangsidimpuan Branch. Likewise, there is an influence between the quality of service to the interests of customers saving at PT. Bank Syariah Mandiri Padangsidimpuan Branch. The F test shows that simultaneously product quality and service quality have a significant effect on the interests of customers saving at PT. Bank Syariah Mandiri Padangsidimpuan Branch.

Pengaruh Rasio Keuangan Pemerintah Daerah terhadap Indeks Pembangunan Manusia Ali Hardana; Jafar Nasution
Global Financial Accounting Journal Vol 6 No 1 (2022)
Publisher : Faculty of Economics, Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/gfa.v6i1.6452

Purpose - Local governments with great authority in the current era of autonomy must be able to use the allocation to the maximum for the welfare of the community. The appropriate local government fiscal policy through the Regional Revenue and Spending Budget (APBD) is expected to increase the human development index to improve the welfare of the community. This research was conducted to find out how much influence the local government financial ratios have on the human development index, the ratio used is the ratio of the degree of decentralization, the ratio of regional financial dependence, the ratio of regional financial independence, the ratio of the effectiveness of local own revenue and the ratio of the effectiveness of the local tax. Research Method - The type of data from this research is quantitative descriptive using primary and secondary data. The data analysis technique used is multiple linear regressions. Findings - The results of this research are that there is a very strong relationship between the degree of decentralization, the ratio of regional financial dependency, the ratio of regional financial independence, the ratio of the effectiveness of local own-source revenue, and the ratio of the effectiveness of local taxes and simultaneously affect the human development index. Implication – There is a very strong relationship between the degree of decentralization, the ratio of regional financial dependence, the ratio of regional financial independence, the effectiveness ratio of regional original income and the effectiveness of regional taxes and have a simultaneous (together) effect on the human development index.

RESILIENCE OF BUSINESS ACTORS IN THE MIDST OF THE COVID-19 PANDEMIC (CASE STUDY ON UD. SALACCA PARSALAKAN VILLAGE, WEST ANGKOLA DISTRICT, SOUTH TAPANULI REGENCY) ridwan muhammad; abdul nasser hasibuan; Ali hardana
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5689

Banks as intermediary institutions have a very important role in driving the Indonesian economy, so Banks must be managed carefully and require special supervision from the government. The Bank's valuation methods continue to evolve, namely the CAMELS and RGEC methods. The formulation of the research problem is how the health level of PT. Bank Mega Syariah Tbk and PT. Bank Panin Dubai Syariah Tbk using the CAMELS and RGEC methods. This study aims to determine the health level of PT.Bank Mega Syariah Tbk and PT. Bank Panin Dubai Syariah Tbk. The discussion of this research relates to the assessment of Bank soundness level based on Bank Indonesia regulation Number: 6/10/PBI/2004 and Bank Indonesia regulation Number: 13/1/PBI/2011. The aspects related to the assessment of the Bank's Soundness Level in this thesis include aspects of CAMELS (Capital, Asset, Management, Earning, and Liquidity) and RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital). This research is a quantitative research, the population in this study is the financial statements of PT. Bank Mega Syariah Tbk and PT. Bank Panin Dubai Syariah Tbk 2015-2019. The sampling technique in this study uses purposive sampling, namely the bank's financial statements. The data collection technique in this research is by downloading the financial statements from the official bank website www.megasyariah.co.id and www.panindubaisyariah.co.id. The data analysis technique used is descriptive analysis using the CAMELS and RGEC methods to determine the soundness of a bank which is classified as a bank soundness rating. The results showed that at PT. Mega Syariah Tbk for the 2015-2019 period using the CAMELS Bank method is categorized as HEALTHY. Meanwhile, using the RGEC method in 2015 the tires were categorized as LESS HEALTHY, in 2016-2017 the Bank was categorized as HEALTHY and in 2018-2019 the Bank was categorized as ENOUGH HEALTHY. Then at PT. Panin Dubai Syariah Tbk using the CAMELS method in 2015-2016 the Bank was categorized as HEALTHY, in 2017 the Bank was categorized as LESS HEALTHY and in 2018-2019 the Bank was categorized as HEALTHY. Meanwhile, by using the RGEC method in 2015-2016 the Bank was categorized as ENOUGH HEALTHY, in 2017 the Bank was categorized as LESS HEALTHY and in 2018-2019 the Bank was categorized as ENOUGH HEALTHY.

Co-Authors Abdul Nasser Hasibuan ABDUL nasser NASSER Abdul Razak, Dzulasjastri Afifah, Afrah Afnita Siregar, Deni Ahmad Ramadhan Ainun Pratiwi Harahap aisyah pratiwi Ali Wardani Alya Rifawarman Ananda Anugrah Nasution Anggita Utami anni sofiyah Annisa Husna Harahap Anugrah Nasution, Ananda Anwar Ibrahim Arbanur Rasyid Ardilla Safitri, Riski Ariyanda, Bima arjun arjun Arti Damisa Aswadi Lubis Avinash, Buschhaus ayu rumi Azhari Akmal Tarigan Azim, Nik Mohd Azwar Hamid Brigita Hapsari Putri Budiman Ritonga, Hasir Dalimunthe, Siti Sarah Damri Batubara Desy Khairani devi yana dulmen dulmen Elna Sriwanna erlina erlina eva indah Fakhrurrozi Hasibuan Febri Ardiansyah Fitrah Fitrah, Fitrah H Maydany Pgb , Nurul Hairani, Risna Harahap, Darwis Harahap, Eli Sputri Harahap, Halimatussadiah Hararap, Naruddin Khalil Hasibuan, Lismawati Hasyim, Yasin Al heni mutiara Husen Subana, Dadang Ida Royani Idris Saleh Ihdi Aini Ikhwanuddin Harahap Imam Wahyudi Hasibuan Indah Sari Situmorang indra muallim Jaâ€™far Nasution Jafar Nasution Johanna, Anne Kamaluddin Kamaluddin Kamaluddin Kamaluddin Karmilasari Siregar, Ratih Khairani, Desy Khairiyah Asri Nasution Lestari, Sry Lismawati Hasibuan Lismawati Hasibuan Lismawati, Lismawati Lubis, Aswadi M. Fauzan Mahmud Pasaribu Maskota Harahap Mayasari Matondang , Desy Maysaroh Miko, Alfan Muhammad Arif Muhammad Arif Muhammad Isa Muhammad Isa Muhammad Syukri Albani Nasution Mutiah, Nur Nasution , Jafar Nasution, Ananda Anugrah Nasution, Dina Liriani Nasution, Elga Nasution, Samsinar Nasution, Yuriani Nepri Marito Nofinawati N Novriansyah Harahap, Takdir Nuddin, Muhammad Nur Mutiah Nurhalimah Nurhalimah Nurhudawi, Nurhudawi Nurhudawi, Nurhudawi, Nursyirwan Effendi, Nursyirwan Nurwahyuni Ophiyandri, Taufika Ophiyandri, Taufika Pane, Nur fatimah Pasaribu, Putrimarito R Hutagalung, Muhammad Wandisyah R Replita Rahma Hayati Rahman, Alfi Dwi rahmat annam Replita Replita, R Replita, Replita ridwan muhammad Risna Hairani Sitompul Ritonga, Hasir Budiman Rudiaman, Rudiaman Safitri Nasution, Adek Sahri, Mohammad Zahrudin Sallim Asrobi Harahap Simamora, Chanra SIREGAR, BUDI GAUTAMA Siti Aminah Siti Suryani Hasibuan Situmorang, Indah Sari Sulaiman Efendi Hasibuan Sulaiman Efendi Siregar syarifah isnaini syuaib nasution Taufika Ophiyandri Tongku Imam Raja Junjungan Try Wahyu Utami Try Wahyu Utami Tussadiah, Halima Utami, Try Wahyu Wahyu Utami, Try Windari Windari Windari Windari, Windari Windari, Windari Yusriani Nasution Zaini, Zaki Zein, Aliman Syahuri Zulhijah Putri

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