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All Journal Journal Of Sharia Banking JAKAP
arjun arjun
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Economics, Econometrics & Finance Education Other

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EFFECT OF CORE CAPITAL AND SUPPLEMENTARY CAPITAL ON CAPITAL ADEQUACY RATIO (CAR) IN PT. BNI SHARIA PERIOD 2011-2018 arjun arjun; Windari windari; ali hardana; syuaib nasution
Journal Of Sharia Banking Vol 2, No 1 (2021)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (738.398 KB) | DOI: 10.24952/jsb.v2i1.4439

Abstract

Based on data obtained from the financial statements of PT. BNI Syariah for the period of 2011-2018 an increase in the value of CAR is not in line with an increase in capital but an increase in CAR while capital has decreased in 2012, 2016 and 2018. A decrease in the value of CAR is not in line with a decrease in capital but a decrease in the value of CAR while capital has increased in 2017. The purpose of this study was to determine the effect of core capital and complementary capital variables partially and simultaneously on CAR at PT. BNI Syariah for the period of 2011-2018. The results of the partial research (t test) core capital has no partial effect on CAR as evidenced by tcount ttable (1,296 2,045), and supplementary capital has a negative effect on CAR as evidenced by tcount ttable ie (-2,849 - 2,045). Whereas simultaneously core capital and supplementary capital variables have simultaneous (joint) influence on CAR as evidenced by Fcount Ftable (4.060 3.33).
Integrasi Teori-Teori Belajar dalam Pembelajaran untuk Mencapai Tujuan Holistik Pendidikan Agama Islam Andi Abd. Muis; Rahayu Binti Kasper; Sopian Atjo; Arjun Arjun; Ragil Nugaraha; Hartono Hartono; Nur Hiqma; A. Alya Indriani; Fitriani Fitriani; Imba Lalunggaeng
Jurnal Kajian Pendidikan dan Cakrawala Pembelajaran Vol. 1 No. 4 (2025): Edisi Nopember 2025
Publisher : Fakultas Keguruan dan Ilmu Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64690/jakap.v1i4.486

Abstract

Islamic Religious Education (PAI) has a holistic goal, namely to shape individuals who are faithful, have noble character, are knowledgeable, and behave in accordance with Islamic teachings. To achieve this goal, the integration of modern learning theories into teaching practices is necessary. This literature review article aims to analyze various learning theories including behaviorist, cognitive, constructivist, humanistic, and social in the context of Islamic Religious Education (PAI) learning in schools. This approach is used to identify the relevance between psychological principles of learning and the comprehensive spiritual values ​​of Islam. This study uses a literature review method, reviewing various scientific sources such as journals, books, and research reports from 2015–2025. The results indicate that the integration of learning theories can enrich the Islamic Religious Education (PAI) learning process by balancing cognitive, affective, and psychomotor aspects. Behaviorist theory supports the formation of worship habits through positive reinforcement, cognitive theory fosters the development of understanding of religious concepts, constructivist theory emphasizes meaningful experiences in understanding Islamic values, humanistic theory fosters spiritual self-awareness, and social theory emphasizes the importance of teacher role models. Thus, Islamic Religious Education (PAI) learning integrated with learning theories can create a holistic, humanistic, and contextual Islamic education that meets the demands of the 21st century.
Co-Authors A. Alya Indriani Ali Hardana Andi Abd. Muis Fitriani Fitriani Hartono Hartono Imba Lalunggaeng Nur Hiqma Ragil Nugaraha Rahayu Binti Kasper Sopian Atjo syuaib nasution Windari Windari