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All Journal Journal of Community Development International Research of Economic and Management Education
Yul Maulini
Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung
Computer Science & IT Economics, Econometrics & Finance Education Nursing Public Health Social Sciences

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Innovation of Hajj and Umrah Worship Services in The Pandemic Time in Indonesia (in Sharia Insurance Perspective) Reza Ronaldo; Yul Maulini
International Research of Economic and Management Education Vol 1, No 1 (2021)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (159.591 KB)

Abstract

This study aims to innovate the implementation of the Hajj and Umrah pilgrimages in order to improve the welfare of the guests of Allah SWT who fulfill the fifth pillar of Islam as well as to improve the image of the Government of the Republic of Indonesia, which has the largest Muslim community in the world. The research method used is a qualitative method with data support. The analytical technique is used to explain the findings by observing and conducting an inventory of previous studies related to the Organization of the Hajj and Umrah. This finding shows that in general the implementation of the Hajj and Umrah in Indonesia still needs to be improved, especially from the insurance aspect. Innovation in the Sharia insurance sector can be done through bundling life insurance products and general insurance, with a compensation value and greater for pilgrims who have died as well as providing compensation to the heirs of the congregation who have experienced a disaster as well as additional insurance coverage for pilgrims affected by Covid-19. The extent of insurance coverage can be innovated by increasing the value of the guarantee for the goods/baggage of the congregants who lost as well as an increase in the value of hospitalization guarantees in hospitals for pilgrims who experience accidents, heart attacks, and others. Sharia insurance is the main choice according to the fatwa of the National Sharia Council (DSN) to provide protection as well as innovation. With better service for the congregation, the level of satisfaction of the congregation with the government will increase.
Penguatan Implementasi Risk Register dalam Manajemen Risiko Retakaful: Kegiatan Sosialisasi dan Pengembangan di Reindo Syariah Reza Ronaldo; Yul Maulini; Pertiwi Utami; Mutiara Putri
Journal of Community Development Vol. 7 No. 1 (2026): August
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/comdev.v7i1.1925

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memperkuat pemahaman dan kapasitas praktis sumber daya manusia Reindo Syariah dalam mengimplementasikan risk register sebagai instrumen utama manajemen risiko pada perusahaan retakaful. Industri takaful dan retakaful menghadapi kompleksitas risiko yang semakin meningkat, baik risiko underwriting, operasional, investasi, kepatuhan, reputasi, maupun risiko ketidakpatuhan syariah. Dalam konteks tersebut, risk register berperan penting sebagai alat dokumentasi, pemetaan, penilaian, mitigasi, dan pemantauan risiko secara terstruktur. Kegiatan ini dilaksanakan pada bulan November 2025 di Kantor Reindo Syariah, Graha RSI, Jakarta Timur, dengan narasumber Dr. Reza Ronaldo. Metode kegiatan meliputi sosialisasi, penyampaian materi, diskusi interaktif, dan simulasi penyusunan risk register berbasis kasus retakaful. Hasil kegiatan menunjukkan bahwa sosialisasi risk register mampu meningkatkan pemahaman peserta mengenai pentingnya identifikasi risiko, penilaian kemungkinan dan dampak, penetapan mitigasi, serta penunjukan risk owner. Kegiatan ini juga mendorong kesadaran bahwa manajemen risiko retakaful tidak hanya bersifat teknis-finansial, tetapi juga harus terintegrasi dengan prinsip syariah, tata kelola, dan perlindungan kepentingan peserta. Dengan demikian, kegiatan ini memberikan kontribusi praktis bagi penguatan budaya risiko, tata kelola risiko syariah, dan kesiapan implementasi manajemen risiko yang lebih sistematis pada perusahaan retakaful.
Co-Authors Mutiara Putri Pertiwi Utami Ronaldo, Reza