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All Journal NUR EL-ISLAM : Jurnal Pendidikan dan Sosial Keagamaan JAKA (Jurnal Akuntansi, Keuangan dan Auditing) Prosiding University Research Colloquium Sosio Akademika
Abdul Roni
IAI Syekh Maulana Qori Bangko
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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Pengaruh Bagi Hasil Terhadap Minat Nasabah Pada Tabungan BSM di Bank Syariah Mandiri Muara Bungo Abdul Roni
NUR EL-ISLAM : Jurnal Pendidikan dan Sosial Keagamaan Vol 6 No 2 (2019): (Oktober 2019)
Publisher : Institut Agama Islam Yasni Bungo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51311/nuris.v6i2.125

Abstract

Perkembangan Bank Syari’ah di Indonesia tergolong meningkat pesat, banyak bank-bank yang semula bersifat komersial akhirnya membuka cabang perbankan yang bersifat Syari’ah. Perusahaan-perusahaan perbankan tersebut bukanlah hanya sekedar mencoba untuk mengembangkan prinsip Syari’ah di Indonesia, tetapi faktor yang lebih penting adalah permintaan konsumen untuk dibentuknya perbankan Syari’ah. Pada akhirnya sangat diperlukan suatu penelitian untuk mengetahui seberapa besar partisipasi dan kontribusi masyarakat menabung di Bank Syari’ah, dalam hal ini peneliti akan meneliti di bank syariah mandiri di Muara Bungo dengan judul penelitian Pengaruh Bagi Hasil Terhadap Minat Nasabah Pada Tabungan BSM Di Bank Syariah Mandiri Muara Bungo. Penelitian ini menggunakan pendekatan Deskriftif Kuantitatif. Populasi penelitian ini adalah 6000 nasabah Bank Syari’ah Mandiri Muara Bungo. Teknik pengambilan sampel, menggunakan rumus Slovin terdapat jumlah sampel sebanyak 99 responden (nasabah). Teknik pengumpulan data menggunakan kuesioner sebanyak 14 item, pernyataan yang dinilai dengan skala Likert 5-1 serta menggunakan uji validitas, reliabilitas dan uji normalitas. Teknik analisis data untuk menjawab hipotesis menggunakan analisis regresi sederhana dan uji parsial. Hasil penelitian ini adalah, Berdasarkan analisis regresi pada taraf signifikan 5%, dengan koefisien korelasi R sebesar 0,282, (28,2%) koefesiaen deteriminasi sebesar 0,079, (7,9%) nilai signifikansi 0,005<0,05; dan t hitung > dari t tabel (2,890 > 1,985) Hal ini menunjukkan terdapat pengaruh positif dan signifikan Bagi Hasil terhadap Minan Nasabah Pada Tabungan BSM Bank Syari’ah Mandiri Muara Bungo. Persentase sumbangan pengaruh variabel independen (bagi hasil Bank Syari’ah) terhadap variabel dependen (tabungan BSM) sebesar 7,9%, sedangkan 92,1% dipengaruhi atau dijelaskan oleh variabel lain. Keywords: Mudharabah, Minat Nasabah, dan Tabungan BSM
Analysis of Time Flexibility and Income Increase on the Social Welfare of Ride Hailing Drivers (Case Study of Covert Unemployment in Yogyakarta City) Tuti' Nadhifah; Abdul Roni; Nurani Puspa Ningrum
Prosiding University Research Colloquium Proceeding of The 16th University Research Colloquium 2022: Bidang Sosial Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Penelitian ini bertujuan untuk menganalisis fleksibilitas waktu dan peningkatan pendapatan terhadap kesejahteraan sosial driver transportasi online pada pengangguran terselubung di kota Yogyakarta. Penelitian ini dilakukan pada driver transportasi online yang notabennya pengangguran terselubung atau memiliki pekerjaan sebelum menjadi driver yang ada di kota Yogyakarta. Penelitian ini merupakan penelitian lapangan (field research) yang menggunakan metode penelitian kualitatif deskriptif, pengumpulan data diperoleh melalui wawancara dan dokumentasi. Hasil dalam penelitian ini menunjukkan bahwa fleksibilitas waktu dan peningkatan pendapatan berpengaruh terhadap kesejahteraan sosial driver transportasi online. Waktu yang fleksibel membuat driver dapat memulai dan mengakhiri kapan pun sesuai dengan keinginan mereka tanpa menganggu pekerjaan yang pertama dan juga pendapatan mereka meningkat. Oleh karena itu mereka dapat memenuhi kebutuhan mereka dan keluarganya, sehingga meningkatnya kesejahteraan sosial pada driver transportasi online.
PENGARUH PROMOSI DALAM MENINGKATKAN VOLUME PEMBIAYAAN IMPLAN DI BSM (STUDI KASUS BANK MANDIRI SYARIAH MUARA BUNGO) Abdul Roni; Wahyudil Khotib; Tuti’ Nadhifah
Sosio Akademika Vol 12, No 2 (2022)
Publisher : Institut Agama Islam Syekh Maulana Qori Bangko

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1239.73 KB)

Abstract

This study aims to find out the marketing strategies carried out at independent Islamic banks in increasing the volume of implant financing, the extent to which promotional marketing strategies are able to increase the volume of implant financing at Muara Bungo Islamic banks. This research is a quantitative research. The data used are primary data, the data collection method used is using a questionnaire distributed to implant financing customers at the Sariah Mandiri bank in Muara Bungo as many as 91 respondents. The data analysis technique used a simple linear regression model. This study proves that promotion has an effect on increasing implant financing. This can be interpreted, in increasing the volume of independent Islamic bank implant financing products, it is necessary to implement an effective and efficient marketing strategy, one of which is by applying regular and consistent promotions so that what is promoted really has a positive impact on increasing the volume of implant financing at independent Islamic banks. in Muara Bungo.This study aims to find out the marketing strategies carried out at independent Islamic banks in increasing the volume of implant financing, the extent to which promotional marketing strategies are able to increase the volume of implant financing at Muara Bungo Islamic banks. This research is a quantitative research. The data used are primary data, the data collection method used is using a questionnaire distributed to implant financing customers at the Sariah Mandiri bank in Muara Bungo as many as 91 respondents. The data analysis technique used a simple linear regression model. This study proves that promotion has an effect on increasing implant financing. This can be interpreted, in increasing the volume of independent Islamic bank implant financing products, it is necessary to implement an effective and efficient marketing strategy, one of which is by applying regular and consistent promotions so that what is promoted really has a positive impact on increasing the volume of implant financing at independent Islamic banks. in Muara Bungo.
PENGARUH PROMOSI DALAM MENINGKATKAN VOLUME PEMBIAYAAN IMPLAN DI BSM (STUDI KASUS BANK MANDIRI SYARIAH MUARA BUNGO) Abdul Roni; Wahyudil Khotib; Tuti’ Nadhifah
Sosio Akademika Vol 12, No 2 (2022)
Publisher : Institut Agama Islam Syekh Maulana Qori Bangko

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1239.73 KB)

Abstract

This study aims to find out the marketing strategies carried out at independent Islamic banks in increasing the volume of implant financing, the extent to which promotional marketing strategies are able to increase the volume of implant financing at Muara Bungo Islamic banks. This research is a quantitative research. The data used are primary data, the data collection method used is using a questionnaire distributed to implant financing customers at the Sariah Mandiri bank in Muara Bungo as many as 91 respondents. The data analysis technique used a simple linear regression model. This study proves that promotion has an effect on increasing implant financing. This can be interpreted, in increasing the volume of independent Islamic bank implant financing products, it is necessary to implement an effective and efficient marketing strategy, one of which is by applying regular and consistent promotions so that what is promoted really has a positive impact on increasing the volume of implant financing at independent Islamic banks. in Muara Bungo.This study aims to find out the marketing strategies carried out at independent Islamic banks in increasing the volume of implant financing, the extent to which promotional marketing strategies are able to increase the volume of implant financing at Muara Bungo Islamic banks. This research is a quantitative research. The data used are primary data, the data collection method used is using a questionnaire distributed to implant financing customers at the Sariah Mandiri bank in Muara Bungo as many as 91 respondents. The data analysis technique used a simple linear regression model. This study proves that promotion has an effect on increasing implant financing. This can be interpreted, in increasing the volume of independent Islamic bank implant financing products, it is necessary to implement an effective and efficient marketing strategy, one of which is by applying regular and consistent promotions so that what is promoted really has a positive impact on increasing the volume of implant financing at independent Islamic banks. in Muara Bungo.
Analisis Sistem Jaminan Dalam Bagi Hasil Pada Perbankan Syariah Nadhifah, Tuti; Risnawati, Heni; Mustaqim, Yunus; Roni, Abdul
JAKA (Jurnal Akuntansi, Keuangan, dan Auditing) Vol. 5 No. 1 (2024): JAKA (Jurnal Akuntansi, Keuangan, dan Auditing)
Publisher : Universitas Dian Nuswantoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56696/jaka.v5i1.10887

Abstract

This study aims to analyze the obligation to provide collateral in the profit sharing agreement in Islamic banks. In this study using a descriptive qualitative research approach that is through the study of literature and combined with theories relating to the obligation to provide collateral in the profit sharing agreement at Islamic banks. The results of this study are that the basis for the profit sharing agreement rests only on the principle of trustworthiness, but that does not mean that there should not be any collateral charged to customers in banking operations. This is because in the context of the guarantee agreement is done voluntarily between the parties, and contains a halal clause so that it can be concluded that the guarantee agreement in banking is a legal and lawful agreement.
Co-Authors Inas Khairunnisa Mukhsin, Muhamad Nadhifah, Tuti Nurani Puspa Ningrum Risnawati, Heni Yunus Mustaqim, Yunus