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All Journal Adzkiya : Jurnal Hukum dan Ekonomi Syariah Khazanah Sosial Jurnal Ekonomi Dan Bisnis KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH JAKA (Jurnal Akuntansi, Keuangan dan Auditing) Prosiding University Research Colloquium Jurnal Riset Rumpun Ilmu Teknik (JURRITEK) Sosio Akademika Jurnal Magister Ekonomi Syariah IECON: International Economics and Business Conference Proceedings of International Conference on Islamic Economic Finance and Social Finance
Nadhifah, Tuti
Universitas Muhammadiyah Kudus
Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences

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ANALISIS PERPINDAHAN NASABAH BANK KONVENSIONAL MENJADI ANGGOTA BMT Tuti Nadhifah
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2019): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v7i2.2018

Abstract

Penelitian ini bertujuan untuk menganalisis tentang nasabah pembiayaan yang berpindah dari nasabah bank Konvensional menjadi nasabah BMT yang ada di wilayah kecamatan Pucakwangi. Penelitian ini merupakan penelitian lapangan (field research) yang menggunakan metode penelitian kualitatif deskriftif. Subjek dalam penelitian ini adalah masyarakat (nasabah) pembiayaan yang berpindah dari bank Konvensional menjadi nasabah BMT yang ada di kecamatan Pucakwangi Pati. Teknik Pengumpulan data melalui wawancara dan dokumentasi. Teknik uji keabsahan data dengan model triangulasi. Teknik analisis data, yaitu reduksi data, penyajian data dan kesimpulan. Hasil penelitian menunjukkan bahwa adanya faktor internal dan faktor ketidakpuasan konsumen (nasabah) yang menyebabkan terjadinya perpindahan dari bank Konvensional ke BMT. Dari kedua faktor tersebut faktor internal yang paling besar mempengaruhi perpindahan nasabah contohnya seperti faktor agama yang menurut agama Islam megharamkan adanya riba yang ada di bank konvensional.
ANALISIS PERPINDAHAN NASABAH BANK KONVENSIONAL MENJADI ANGGOTA BMT Tuti Nadhifah
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2019): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v7i2.2018

Abstract

Penelitian ini bertujuan untuk menganalisis tentang nasabah pembiayaan yang berpindah dari nasabah bank Konvensional menjadi nasabah BMT yang ada di wilayah kecamatan Pucakwangi. Penelitian ini merupakan penelitian lapangan (field research) yang menggunakan metode penelitian kualitatif deskriftif. Subjek dalam penelitian ini adalah masyarakat (nasabah) pembiayaan yang berpindah dari bank Konvensional menjadi nasabah BMT yang ada di kecamatan Pucakwangi Pati. Teknik Pengumpulan data melalui wawancara dan dokumentasi. Teknik uji keabsahan data dengan model triangulasi. Teknik analisis data, yaitu reduksi data, penyajian data dan kesimpulan. Hasil penelitian menunjukkan bahwa adanya faktor internal dan faktor ketidakpuasan konsumen (nasabah) yang menyebabkan terjadinya perpindahan dari bank Konvensional ke BMT. Dari kedua faktor tersebut faktor internal yang paling besar mempengaruhi perpindahan nasabah contohnya seperti faktor agama yang menurut agama Islam megharamkan adanya riba yang ada di bank konvensional.
The Well-Being of Workers and Teachers Analysis in the Midst of COVID-19 Pandemic to Achieve Work-Life Balance Muhammad Thoha; Hari Susanta Nugraha; Sri Suryoko; Nelly Rhosyida; Tuti’ Nadhifah
Khazanah Sosial Vol 4, No 2 (2022): Khazanah Sosial Vol 4, No 2 August 2022
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (332.451 KB) | DOI: 10.15575/ks.v4i2.18107

Abstract

The COVID-19 pandemic has disrupted human activity throughout the world. This disruption is also supported by the advancement of technology, particularly in the field of information and communication. However, significant change may cause negative effect for the well-being of many people, which could lead to the imbalance of work-life. With the concept of well-being that divided into four components, personal resources, organizational management, functioning at work, and experience at work, also the concept of work-life balance from the perspective of conflict theory and enrichment theory, this research will examine the well-being of workers and teachers and how it affected their work-life balance amidst pandemic. The study uses qualitative content analysis, the research findings include: (1) the negativity and positivity caused by the pandemic towards the well-being of workers and teachers, (2) and how to achieve work-life balance amidst pandemic from the conflict theory perspective and enrichment theory perspective.
DETERMINAN KETIMPANGAN PENDAPATAN MASYARAKAT DI DAERAH ISTIMEWA YOGYAKARTA Tuti Nadhifah; Muhammad Ghafur Wibowo
Jurnal Ekonomi Dan Bisnis Vol 24, No 1 (2021): JURNAL EKONOMI DAN BISNIS MARET 2021
Publisher : Fakultas Ekonomi Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/jebi.v24i1.1372

Abstract

Income inequality is a problem related to income earned by people in an area between groups. The problem of inequality is very important to be studied, because it can affect the regional economy. This research was conducted with the aim of finding the factors that influence income inequality. This research is a descriptive study with a quantitative approach. The data in this study were 5 (five) provinces in the Special Region of Yogyakarta. The year period used is 2013-2019. This research method use Panel Data Regression. The results of this study indicate that the variables of economic growth and population do not have a positive and significant effect on income inequality. While the variable number of workers has a negative and significant effect on income inequality, besides that the hidden unemployment rate also has a positive and significant effect on income inequality. This research has implications for the theory of income inequality and the policies taken to deal with inequality by paying attention to the number of workers and the hidden unemployment rate in the Special Region of Yogyakarta for the period 2013-2019.
Analysis of Time Flexibility and Income Increase on the Social Welfare of Ride Hailing Drivers (Case Study of Covert Unemployment in Yogyakarta City) Tuti' Nadhifah; Abdul Roni; Nurani Puspa Ningrum
Prosiding University Research Colloquium Proceeding of The 16th University Research Colloquium 2022: Bidang Sosial Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis fleksibilitas waktu dan peningkatan pendapatan terhadap kesejahteraan sosial driver transportasi online pada pengangguran terselubung di kota Yogyakarta. Penelitian ini dilakukan pada driver transportasi online yang notabennya pengangguran terselubung atau memiliki pekerjaan sebelum menjadi driver yang ada di kota Yogyakarta. Penelitian ini merupakan penelitian lapangan (field research) yang menggunakan metode penelitian kualitatif deskriptif, pengumpulan data diperoleh melalui wawancara dan dokumentasi. Hasil dalam penelitian ini menunjukkan bahwa fleksibilitas waktu dan peningkatan pendapatan berpengaruh terhadap kesejahteraan sosial driver transportasi online. Waktu yang fleksibel membuat driver dapat memulai dan mengakhiri kapan pun sesuai dengan keinginan mereka tanpa menganggu pekerjaan yang pertama dan juga pendapatan mereka meningkat. Oleh karena itu mereka dapat memenuhi kebutuhan mereka dan keluarganya, sehingga meningkatnya kesejahteraan sosial pada driver transportasi online.
PENGARUH PROMOSI DALAM MENINGKATKAN VOLUME PEMBIAYAAN IMPLAN DI BSM (STUDI KASUS BANK MANDIRI SYARIAH MUARA BUNGO) Abdul Roni; Wahyudil Khotib; Tuti’ Nadhifah
Sosio Akademika Vol 12, No 2 (2022)
Publisher : Institut Agama Islam Syekh Maulana Qori Bangko

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1239.73 KB)

Abstract

This study aims to find out the marketing strategies carried out at independent Islamic banks in increasing the volume of implant financing, the extent to which promotional marketing strategies are able to increase the volume of implant financing at Muara Bungo Islamic banks. This research is a quantitative research. The data used are primary data, the data collection method used is using a questionnaire distributed to implant financing customers at the Sariah Mandiri bank in Muara Bungo as many as 91 respondents. The data analysis technique used a simple linear regression model. This study proves that promotion has an effect on increasing implant financing. This can be interpreted, in increasing the volume of independent Islamic bank implant financing products, it is necessary to implement an effective and efficient marketing strategy, one of which is by applying regular and consistent promotions so that what is promoted really has a positive impact on increasing the volume of implant financing at independent Islamic banks. in Muara Bungo.This study aims to find out the marketing strategies carried out at independent Islamic banks in increasing the volume of implant financing, the extent to which promotional marketing strategies are able to increase the volume of implant financing at Muara Bungo Islamic banks. This research is a quantitative research. The data used are primary data, the data collection method used is using a questionnaire distributed to implant financing customers at the Sariah Mandiri bank in Muara Bungo as many as 91 respondents. The data analysis technique used a simple linear regression model. This study proves that promotion has an effect on increasing implant financing. This can be interpreted, in increasing the volume of independent Islamic bank implant financing products, it is necessary to implement an effective and efficient marketing strategy, one of which is by applying regular and consistent promotions so that what is promoted really has a positive impact on increasing the volume of implant financing at independent Islamic banks. in Muara Bungo.
Analysis of Time Flexibility and Income Increase on the Social Welfare of Ride Hailing Drivers (Case Study of Covert Unemployment in Yogyakarta City) Tuti Nadhifah; Abdul Roni; Nurani Puspa Ningrum
Prosiding University Research Colloquium Proceeding of The 16th University Research Colloquium 2022: Bidang Sosial Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis fleksibilitas waktu dan peningkatan pendapatan terhadap kesejahteraan sosial driver transportasi online pada pengangguran terselubung di kota Yogyakarta. Penelitian ini dilakukan pada driver transportasi online yang notabennya pengangguran terselubung atau memiliki pekerjaan sebelum menjadi driver yang ada di kota Yogyakarta. Penelitian ini merupakan penelitian lapangan (field research) yang menggunakan metode penelitian kualitatif deskriptif, pengumpulan data diperoleh melalui wawancara dan dokumentasi. Hasil dalam penelitian ini menunjukkan bahwa fleksibilitas waktu dan peningkatan pendapatan berpengaruh terhadap kesejahteraan sosial driver transportasi online. Waktu yang fleksibel membuat driver dapat memulai dan mengakhiri kapan pun sesuai dengan keinginan mereka tanpa menganggu pekerjaan yang pertama dan juga pendapatan mereka meningkat. Oleh karena itu mereka dapat memenuhi kebutuhan mereka dan keluarganya, sehingga meningkatnya kesejahteraan sosial pada driver transportasi online.
Analisis Sistem Jaminan Dalam Bagi Hasil Pada Perbankan Syariah Nadhifah, Tuti; Risnawati, Heni; Mustaqim, Yunus; Roni, Abdul
JAKA (Jurnal Akuntansi, Keuangan, dan Auditing) Vol. 5 No. 1 (2024): JAKA (Jurnal Akuntansi, Keuangan, dan Auditing)
Publisher : Universitas Dian Nuswantoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56696/jaka.v5i1.10887

Abstract

This study aims to analyze the obligation to provide collateral in the profit sharing agreement in Islamic banks. In this study using a descriptive qualitative research approach that is through the study of literature and combined with theories relating to the obligation to provide collateral in the profit sharing agreement at Islamic banks. The results of this study are that the basis for the profit sharing agreement rests only on the principle of trustworthiness, but that does not mean that there should not be any collateral charged to customers in banking operations. This is because in the context of the guarantee agreement is done voluntarily between the parties, and contains a halal clause so that it can be concluded that the guarantee agreement in banking is a legal and lawful agreement.
Jual Beli Online Dalam Perspektif Hukum Islam Risnawati, Heni; Nadhifah, Tuti; Rosita, Dian
Jurnal Magister Ekonomi Syariah Vol. 3 No. 1 Juni (2024): J-MES: Jurnal Magister Ekonomi Syariah
Publisher : Program Studi Magister Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jmes.2024.031-08

Abstract

The aim of this research is to analyze the views of Islamic law towards online purchases and sales by considering sharia principles concerned. This research uses a qualitative approach to liberal research or literature study by searching primary sources in the form of books and journals related to this research. The results of the research show that online buying and selling according to Islamic law is permissible as long as the objects or goods being sold are not haram and do not contain elements of usury, fraud (gharar) and gambling (maisyir). The implication of this research is to provide knowledge about the behavior of trustworthy and legitimate sellers. in accordance with Islamic law.
Optimasi Sistem Pengelolaan Sampah Terintegrasi Berbasis Lean Waste Management untuk Peningkatan Efisiensi dan Keberlanjutan Lingkungan di Kota Kudus Kukuh Mukti Wibowo; intakoris, sam'ani; firmansyah, nunung agus; masithoh, anny rosiana; nadhifah, Tuti
JURAL RISET RUMPUN ILMU TEKNIK Vol. 4 No. 1 (2025): April : Jurnal Riset Rumpun Ilmu Teknik
Publisher : Pusat riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurritek.v4i1.5834

Abstract

Waste management problems in Kudus City show high complexity, marked by an increase in the volume of daily waste generation that is not balanced by an adequate handling system. This study aims to optimize the waste management system in an integrated manner with an industrial engineering approach, especially through the application of the Lean Waste Management concept, redesigning facilities and logistics, and strengthening community participation based on Human-Centered Design (HCD). A qualitative method with a case study approach was used, with data triangulation techniques in the form of in-depth interviews, direct observation, and document analysis. The results of the study showed that 75% of households did not sort their waste, only 2 out of 6 TPSTs were active, and the TPA capacity had exceeded its limit since 2022. The efficiency of the transportation system is also low due to suboptimal routes and frequencies. This study offers solutions based on technology integration, facility redesign, logistics optimization, and community empowerment. With a systemic approach based on industrial engineering, an efficient and sustainable waste management model can be applied, not only in Kudus, but also in other areas with similar challenges.
Co-Authors Abdul Roni Abdul Roni Alisah Yudiana Anny Rosiana Masithoh Dian Rosita Dian Rosita Firmansyah, Nunung Agus Hari Susanta Nugraha Intakoris, Sam'ani Kukuh Mukti Wibowo Lilien Ristina Muhammad Ghafur Wibowo Muhammad Thoha Muttaqin, Ibnu Nelly Rhosyida Nurani Puspa Ningrum Risnawati, Heni Sri Suryoko Yunus Mustaqim, Yunus