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All Journal Ekonomi Bisnis Jurnal Syntax Transformation Journal Of Business, Finance, and Economics (JBFE)
Sri Murtiasih
Universitas Gunadarma
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS PENGARUH DPK, LDR, NPL DAN CAR TERHADAP JUMLAH PENYALURAN KREDIT PADA PT. BANK QNB INDONESIA, Tbk PERIODE 2005 - 2014 Kharisma Citra Amelia; Sri Murtiasih
Jurnal Ilmiah Ekonomi Bisnis Vol 22, No 1 (2017)
Publisher : Universitas Gunadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.104 KB)

Abstract

Perbankan memiliki peran besar dalam perekonomian, hal ini tidak terlepas dari peran bank sebagai lembaga intermediasi. Bank memiliki tugas untuk menghimpun dana dari masyarakat dan menyalurkan kembali kepada masyarakat dalam bentuk kredit. Penelitian ini dilakukan untuk menguji pengaruh variabel dana pihak ketiga (DPK), loan to deposit ratio (LDR),  non performing loan (NPL) dan capital adequacy ratio (CAR) terhadap kredit yang disalurkan pada PT. Bank QNB Indonesia, Tbk. Data yang digunakan sebagai acuan analisis merupakan data sekunder dari laporan tahunan bank. Jangka waktu penelitian dari tahun 2005-2014.Metode analisis yang digunakan adalah uji F, uji t, regresi linier berganda dengan uji asumsi klasik yang meliputi uji normalitas, uji multikolinieritas, uji heteroskedastisitas, dan uji autokorelasi.Hasil penelitian ini menunjukkan bahwa variabel DPK, LDR dan CAR berpengaruh positif terhadap jumlah penyaluran kredit.Sedangkan NPL berpengaruh negatif terhadap jumlah penyaluran kredit.Hasil uji F menunjukkan variabel DPK, LDR, NPL dan CAR secara bersama-sama mempengaruhi jumlah kredit yang disalurkan. Kata kunci: Capital Adequacy Ratio (CAR), Dana Pihak Ketiga, Jumlah Penyaluran Kredit, Loan to Deposit Ratio (LDR), Non Performing Loan(NPL)
Analysis Of The Factors Affecting Employee Job Satisfaction On Employee Performance Sri Murtiasih; Septian Tri Hartanto; Muhammad Iqbal
Jurnal Syntax Transformation Vol 6 No 8 (2025): Jurnal Syntax Transformation
Publisher : CV. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jst.v6i8.1100

Abstract

The purpose of this study is to analyze factors that affect job satisfaction, namely leadership, skills and work environment on job satisfaction and its implications on employee performance. The data in this study uses primary data, which was obtained through the distribution of questionnaires through google forms. The sampling of this study uses saturated sampling techniques (census), so that the sample used in this study is all employees of PT KAI Karawang Branch which totals 94 people. The test stages carried out are: descriptive statistics, measurement model (outer model), structural model (inner model) and path analysis (path analysis). The testing tool used is SmartPLS. The results of this study show that the variables of leadership, skills and work environment have a significant effect on job satisfaction. Job Satisfaction variables have a significant effect on employee performance. Leadership variables, skills and work environment also have a direct effect on employee performance, but the influence is smaller than the indirect influence, namely through job satisfaction, so job satisfaction is a factor that mediates the influence of leadership, skills and work environment on employee performance.
Determinan Kepuasan Pengguna E-Wallet OVO dengan Keputusan Penggunaan Sebagai Mediasi Natasya Afifah Salsabilah; Sri Murtiasih
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 1 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i1.5644

Abstract

This study aims to determine the direct and indirect effects of ease of use and electronic word of mouth on user satisfaction, with the mediation of usage decisions among OVO e-wallet users. The population for this study consists of OVO e-wallet users in the Jabodetabek area in 2022. The sampling method used in this study is non-probability sampling with purposive sampling technique, involving 150 respondents. Data collection was done using an online Google Form questionnaire. The data were analyzed using IBM SPSS version 26 and AMOS version 26 software. The analysis method used in this study is Structural Equation Modeling (SEM), which includes validity testing, reliability testing, Confirmatory Factor Analysis (CFA), normality testing, outlier testing, model fit testing, and hypothesis testing.
Co-Authors Kharisma Citra Amelia Muhammad Iqbal Natasya Afifah Salsabilah Septian Tri Hartanto