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All Journal Ekonomi Bisnis Jurnal Syntax Transformation Return : Study of Management, Economic and Bussines
Sri Murtiasih
Universitas Gunadarma
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS PENGARUH DPK, LDR, NPL DAN CAR TERHADAP JUMLAH PENYALURAN KREDIT PADA PT. BANK QNB INDONESIA, Tbk PERIODE 2005 - 2014 Kharisma Citra Amelia; Sri Murtiasih
Jurnal Ilmiah Ekonomi Bisnis Vol 22, No 1 (2017)
Publisher : Universitas Gunadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.104 KB)

Abstract

Perbankan memiliki peran besar dalam perekonomian, hal ini tidak terlepas dari peran bank sebagai lembaga intermediasi. Bank memiliki tugas untuk menghimpun dana dari masyarakat dan menyalurkan kembali kepada masyarakat dalam bentuk kredit. Penelitian ini dilakukan untuk menguji pengaruh variabel dana pihak ketiga (DPK), loan to deposit ratio (LDR),  non performing loan (NPL) dan capital adequacy ratio (CAR) terhadap kredit yang disalurkan pada PT. Bank QNB Indonesia, Tbk. Data yang digunakan sebagai acuan analisis merupakan data sekunder dari laporan tahunan bank. Jangka waktu penelitian dari tahun 2005-2014.Metode analisis yang digunakan adalah uji F, uji t, regresi linier berganda dengan uji asumsi klasik yang meliputi uji normalitas, uji multikolinieritas, uji heteroskedastisitas, dan uji autokorelasi.Hasil penelitian ini menunjukkan bahwa variabel DPK, LDR dan CAR berpengaruh positif terhadap jumlah penyaluran kredit.Sedangkan NPL berpengaruh negatif terhadap jumlah penyaluran kredit.Hasil uji F menunjukkan variabel DPK, LDR, NPL dan CAR secara bersama-sama mempengaruhi jumlah kredit yang disalurkan. Kata kunci: Capital Adequacy Ratio (CAR), Dana Pihak Ketiga, Jumlah Penyaluran Kredit, Loan to Deposit Ratio (LDR), Non Performing Loan(NPL)
Analysis Of The Factors Affecting Employee Job Satisfaction On Employee Performance Sri Murtiasih; Septian Tri Hartanto; Muhammad Iqbal
Jurnal Syntax Transformation Vol 6 No 8 (2025): Jurnal Syntax Transformation
Publisher : CV. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jst.v6i8.1100

Abstract

The purpose of this study is to analyze factors that affect job satisfaction, namely leadership, skills and work environment on job satisfaction and its implications on employee performance. The data in this study uses primary data, which was obtained through the distribution of questionnaires through google forms. The sampling of this study uses saturated sampling techniques (census), so that the sample used in this study is all employees of PT KAI Karawang Branch which totals 94 people. The test stages carried out are: descriptive statistics, measurement model (outer model), structural model (inner model) and path analysis (path analysis). The testing tool used is SmartPLS. The results of this study show that the variables of leadership, skills and work environment have a significant effect on job satisfaction. Job Satisfaction variables have a significant effect on employee performance. Leadership variables, skills and work environment also have a direct effect on employee performance, but the influence is smaller than the indirect influence, namely through job satisfaction, so job satisfaction is a factor that mediates the influence of leadership, skills and work environment on employee performance.
The Influence of Profitability, Growth Ratio, and Firm Size on Firm Value with Stock Price as an Intervening Variable in Healthcare Sector Companies Listed on the Indonesia Stock Exchange for the 2021-2023 Period Sri Murtiasih; Nandhita Listya Putri
Return : Study of Management, Economic and Bussines Vol. 4 No. 2 (2025): Return: Study of Management, Economic and Business
Publisher : PT. Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/return.v4i2.333

Abstract

The rapid growth of the business world in an increasingly competitive era of globalization has made economic actors, including companies in the health sector, face increasingly fierce competition. Companies strive to increase and maximize company value to attract investors, because higher company value guarantees greater shareholder prosperity. This study aims to examine the effect of Profitability, Growth Ratio, and Company Size on Firm Value, with Stock Price as the intervening variable, in health sector companies listed on the IDX during the period 2021-2023. This study uses secondary data from the annual reports of 12 selected companies. The analysis methods used include descriptive statistical tests, measurement model evaluation and structural model evaluation. Data processing is done using the SmartPLS program. The findings show that the model used is Fit. Profitability and Share Price significantly affect Firm Value, while Growth Ratio and Firm Size do not. In addition, Share Price is not a viable intervening variable in this study.
Determinants of Impulse Buying Through Positive Emotion at the Oh! Some Sri Murtiasih; Aqila Putri; Irwandaru Dananjaya
Return : Study of Management, Economic and Bussines Vol. 4 No. 7 (2025): Return: Study of Management, Economic and Business
Publisher : PT. Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/return.v4i7.385

Abstract

In the era of globalization and increasingly fierce retail business competition, retail stores need to create an attractive shopping experience for consumers to increase competitiveness. OH! SOME retail store as one of the modern retail stores implements store atmosphere, visual merchandising, and product diversity strategies to attract consumer attention and encourage impulse buying behavior. This study aims to analyze the influence of factors that can affect impulse buying through positive emotions. This study aims to find out and analyze the influence of store atmosphere, visual merchandising and product diversity on impulse buying through positive emotions in OH! SOME. This study is primary data with the test stage being carried out is a measurement model (outer model) consisting of validity test (convergent validity and discriminant validity) and reliability test (composite reliability and Cronbach's alpha and structural model (inner model) consisting of R-square (R2), Predictive relevance (Q2), F-square (f2) and hypothesis testing: path coefficient consisting of direct effect and indirect effect. Data was collected using questionnaire instruments and valid data from 150 respondents with the criteria of gen z consumers aged 18-27 and had made purchases at OH! SOME at least 1 time. The sampling method uses non-probability sampling with purposive sampling techniques. The tool used is SMART PLS. The results showed that partially the variables Store Atmosphere, Visual Merchandising, and Product Diversity had an effect on Impulse Buying and Positive Emotion, but Positive Emotion was only able to mediate the variables of Visual Merchandising and Product Diversity on Impulse Buying in OH! SOME.
Co-Authors Aqila Putri Irwandaru Dananjaya Kharisma Citra Amelia Muhammad Iqbal Nandhita Listya Putri Septian Tri Hartanto