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All Journal Jurnal Litigasi Amsir
Herman Balla
Fakultas Hukum Institut Ilmu Sosial dan Bisnis Andi Sapada

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Menguak Perbedaan: Regulasi Pidana Mati dalam Sejarah Hukum Indonesia dari Tahun 1946 hingga 2023 Herman Balla; Iswandy Rani Saputra; Jumadi S; Siswanto Siswanto
Jurnal Litigasi Amsir 2024: (Special Isu) September-Oktober
Publisher : Faculty of Law Andi Sapada Institute of Social Sciences and Business

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The study compares the regulations regarding the death penalty between the Indonesian Criminal Code and Law Number 01 of 2023 concerning the Criminal Code. Utilizing a normative juridical research method, which relies on library literature including laws and scientific works, the research analyzes primary, secondary, and tertiary legal data. Under Law No. 02/PNPS/1964, executions are carried out by firing squad. Key differences highlighted include the possibility of converting the death penalty to life imprisonment after ten years of good behavior, the reclassification of the death penalty as an alternative punishment rather than a basic criminal category, and specific provisions for pregnant women, breastfeeding mothers, and mentally ill individuals in the National Criminal Code. The new regulations emphasize human rights and reflect a more modern approach aligned with Indonesian legal culture.
Pertanggungjawaban Hukum Bank Sulselbar dalam Pemberian Kredit: Suatu Analisis Yuridis Anita Sari; Muhammad Sabir; Herman Balla; Bakhtiar Tijjang; Muh. Akbar Fhad Syahril
Jurnal Litigasi Amsir Vol 13 No 2 (2026): Februari
Publisher : Faculty of Law Andi Sapada Institute of Social Sciences and Business

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This study aims to analyze the legal provisions governing the granting of credit by Bank Sulselbar and the mechanism for granting credit by Bank Sulselbar. Using a normative research method, the results show that the legal provisions governing credit provision at Bank Sulselbar are based on the 1998 Banking Law and reinforced by the 2023 P2SK Law, which emphasizes the principles of prudence, risk management, and good governance. Technical regulations from the OJK and Bank Indonesia regulate creditworthiness assessment, risk supervision, and money laundering prevention through the KYC principle. Internally, Bank Sulselbar implements the Bank Credit Policy (KPB), Credit Granting SOP, and Guidelines for Handling Non-Performing Loans as a form of implementing prudential principles. The credit granting mechanism is carried out systematically through the stages of administration, interviews, field surveys, agreement signing, and credit realization. The 5C principle is used as the main instrument to assess eligibility and risk, so that credit is channeled to debtors who are truly capable of fulfilling their obligations. This mechanism maintains the quality of the credit portfolio, financial stability, and public trust in Bank Sulselbar.