Agus Murdiyanto
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ANALISIS PENINGKATAN KAPASITAS KETRAMPILAN, MODAL PINJAMAN DAN KOLEKTABILITAS PINJAMAN (Studi Kasus Pada PNPM Mandiri Kecamatan Gemuh Kabupaten Kendal Murdiyanto, Agus; Rahayuningsih, Sri
Proceeding Fakultas Ekonomi 2014: SEMINAR NASIONAL DAN CALL FOR PAPERS
Publisher : Proceeding Fakultas Ekonomi

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Abstract

Penelitian ini bertujuan untuk menganalisis peningkatan kapasitas ketrampilan, penyaluran modal pinjaman dan kolektabilitas pinjaman. Populasi dalam penelitian ini adalah seluruh anggota kelompok usaha bersama binaanProgram Nasional Pemberdayaan Masyarakat Mandiri di Kecamatan Gemuh Kendal. Pengumpulan data primer penelitian dengan berkunjung ke responden, agar tingkat pengisian kuesioner dapat dipastikan betul dan jugapeneliti dapat menjelaskan kepada responden bila menemui persoalan yang kurang jelas dalam pengisian kuesioner. Analisis data dalam penelitian ini dengan metode deskriptif, menghitung data-data yang berbentuk kuantitatif dandinyatakan secara kualitatif guna menginterprestasikan hasil data perhitungan, dan melengkapi gambaran yang diperoleh dari analisis data kualitatif untuk memecahkan masalah yang diteliti yang akhirnya akan menarikkesimpulan dari pengolahan data. Hasil penelitian menunjukkan bahwa peningkatan kapasitas ketrampilan (pelatihan) yang dilakukan dapat menigkatkan kompetensi sehingga memudahkan dalam melakukan pekerjaan,penyaluran modal pinjaman sangat bermanfaat untuk peningkatan volume usahanya dan meningkatkan pendapatan serta tingkat kolektabilitas pinjaman sebagain besar membayar pinjamannya tepat pada waktunya. Oleh karenanyahasil penelitian ini berharap bisa memberikan masukan kepada pemerintah baik pusat maupun daerah, fasilitator PNPM Mandiri, Unit Pengelola Kegiatan untuk menyadari pentingnya pemberdayaan ekonomi melaluipeningkatan kapasitas ketrampilan dan penambahan permodalan untuk menumbuhkan berwirausaha guna menopang perekonomian.Kata Kunci : pelatihan, modal pinjaman dan kolektabilitas.
PENGARUH LOAN TO DEPOSIT RATIO (LDR), CAPITAL ADEQUACY RATIO (CAR), NET INTEREST MARGIN (NIM) dan BIAYA OPERASIONAL DIBANDING PENDAPATAN OPERASIONAL(BOPO) TERHADAP RETURN ON ASSET (ROA) (Studi Bank Umum Konvensional tahun 2013 - 2019) Agus Murdiyanto
Dinamika Akuntansi Keuangan dan Perbankan Vol 9 No 1 (2020): Vol. 9 No. 1 2020
Publisher : Faculty of Economic and Business Universitas STIKUBANK

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Abstract

This study aims to analyze the effect of the Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) and Operational Costs compared to Operating Income (BOPO) to Return On Assets (ROA) (Conventional Commercial Bank Studies 2013 to 2019). This research uses several analytical methods, namely descriptive analysis, Classic Assumption Test, Multiple Linear Regression Test. The LDR independent variable test results have a positive and not significant effect on the dependent variable ROA. CAR, NIM, BOPO have a negative and significant effect on the dependent variable ROA. Simultaneously there is a significant influence between Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) and Operational Costs Compared to Operating Income (BOPO) to Return on Assets (ROA). Adjusted R2 Return on Assets (ROA) can be explained by variations of the four independent variables Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) Variables, Operational Cost Variables compared to Operating Income (BOPO) . Keywords: ROA, LDR, CAR, NIM and BOPO
FAKTOR FAKTOR YANG MEMPENGARUHI TABUNGAN MUDHARABAH PADA BANK UMUM SYARIAH (BUS) DI INDONESIA TAHUN 2018 – 2019 Nur Aini; Sri Isnowati; Agus Murdiyanto
Dinamika Akuntansi Keuangan dan Perbankan Vol 10 No 2 (2021): Vol. 10 No. 2 2021
Publisher : Faculty of Economic and Business Universitas STIKUBANK

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35315/dakp.v10i2.8878

Abstract

This study aims to examine and analyze the factors that affect the amount of easy-to-use savings savings. Thesefactors are the Profit Sharing Rate, Liquidity, Bank Size and Number of Bank Offices. The object of this research is all Islamic Commercial Banks (BUS) that report their Financial Statements to the Monetary Services Authority, with an observation period for the first quarter of 2018 to the fourth quarter of 2019. The sampling method uses the Census method, namely the entire available population is sampled and there are 14 Sharia Commercial Banks. Data analysis using multiple linear regression. The results of the study found that the Profit Sharing Rate has no effect, Liquidity has a significant negative effect, while the Bank Size and Number of Bank Offices have a significant positive effect on the Total Mudharabah Deposits.
THE ECONOMIC IMPACT OF NATIVE CHICKEN FARMING (NON-BREED) ON FAMILY INCOME (Study in Sojomerto Village, Reban District, Batang Regency) Rokh Eddy Prabowo; Bambang Sutejo; Agus Murdiyanto
Dinamika Akuntansi Keuangan dan Perbankan Vol 12 No 1 (2023): Vol. 12 No. 1 2023
Publisher : Faculty of Economic and Business Universitas STIKUBANK

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35315/dakp.v12i1.9290

Abstract

In rural areas, there are fewer and fewer native chicken (non-breed or free-range) businesses run by household units. In other words, even though other households no longer raise free-range chickens, there are still households that do. When they have free-range chickens, they have the potential to earn more money than many other households. Furthermore, according to febroni (kompas.com), the native chicken livestock business has become one of the most promising in recent years. Year after year, the demand for chicken meat grows because there are more and more restaurants and street stalls selling native chicken menus. This statement is backed up by https://bukukas.co.id, which claims that "native chickens have their own market segment that is growing.". This phenomenon is worth researching in order to gain scientific knowledge about various aspects, especially the economic aspects of their income and social analysis in social life. According to the findings of this study, internal strategic factors affecting the livestock business of native chickens (non-breed) include population, health, feed availability, and capital. Furthermore, it has a positive impact on family income that the business of raising native (non-breed) chickens has, namely as a source of income for the surrounding population and as a producer of animal protein for the community, as well as additional income for the family